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Iyogin Holdings,Inc. (5830.T)

JPY3,420.00 +93.00 (+2.80%)
JP JPX Financial Services Banks - Regional
Address 1, Minami-Horibata-cho
Matsuyama, JP
CEO Kenji Miyoshi
IPO 2022-10-03
ISIN JP3149700001

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Description

Iyogin Holdings, Inc., together with its various subsidiaries, functions as a comprehensive provider of banking and financial services. Its diverse lending portfolio spans commercial, syndicated, agricultural, forestry, and fisheries loans, alongside financing for equipment and working capital. The company also extends credit guarantees, issues bonds, offers general financing, and manages pension services. Furthermore, Iyogin Holdings is involved in the medical, hospital, nursing, and rebuilding facilities sectors. Specialized services include mergers and acquisitions (M&A) advisory, information and communication technology (ICT) consulting, and an array of trust-related solutions. The firm delivers extensive digital and payment offerings, such as internet banking, broader digital services, money management, payment collection, fund administration, secure storage, credit and debit card services, reconciliation, utility bill processing, and cash management. Additionally, it handles foreign exchange and remittance services, software development, information processing, and currency deposit accounts. Iyogin Holdings, Inc. was founded in 1878 and is headquartered in Matsuyama, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY3,420.00 +93.00 (+2.80%)
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Volume Profile
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Liquidity & share structure
Average Volume
821.7K
Beta
0.22
Float Shares
181.08M
Free Float %
62.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.40% +5.44% +1.10% -8.82% +35.10% +23.43% +95.38% +310.73% +370.18% +370.18% +370.18%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
3,420.00
DCF (Unlevered) 11,534.52 +237.3%
DCF (Levered) 9,683.44 +183.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 33% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 2 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.34
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +19.0% Q1'26: +11.1% (vs Q1'25)
  • EPS growth
    +42.6% Q1'26: +40.7% (vs Q1'25)
  • FCF margin
    Q1'26: +64.1% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.2% (vs Q1'25)
  • ROIC
    Q1'26: +6.6% (vs Q1'25)
  • Share dilution
    -2.3% Q1'26: -3.2% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 19.24× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.02) × ERP
WACC = 76% × Ke + 24% × Kd (15.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 11,552.97 Current price: 3,420.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
2 EPS Ana.
Mar 2027
2 Rev. Ana.
3 EPS Ana.
Mar 2028
2 Rev. Ana.
3 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
158.10B
est: 126.80B (+24.7%)
189.42B
est: 173.00B (+9.5%)
227.82B
est: 127.30B (+79.0%)
206.15B
121.35B – 290.95B
+61.9% YoY
221.50B
133.15B – 309.85B
+7.4% YoY
238.90B
137.78B – 340.02B
+7.9% YoY
196.00B
115.38B – 276.62B
-18.0% YoY
479.71B
282.39B – 677.03B
+144.8% YoY
EBITDA
46.64B
est: 39.92B (+16.8%)
64.45B
est: 54.61B (+18.0%)
81.19B
est: 64.93B (+25.0%)
105.15B
61.90B – 148.41B
+61.9% YoY
112.98B
67.92B – 158.05B
+7.4% YoY
121.86B
70.28B – 173.44B
+7.9% YoY
99.98B
58.85B – 141.10B
-18.0% YoY
244.69B
144.04B – 345.35B
+144.8% YoY
EBIT
40.50B
est: 35.24B (+14.9%)
58.07B
est: 48.23B (+20.4%)
74.25B
est: 62.70B (+18.4%)
101.54B
59.77B – 143.31B
+61.9% YoY
109.10B
65.59B – 152.62B
+7.4% YoY
117.67B
67.86B – 167.48B
+7.9% YoY
96.54B
56.83B – 136.25B
-18.0% YoY
236.28B
139.09B – 333.47B
+144.8% YoY
Net Income
27.90B
est: 28.60B (-2.4%)
39.46B
est: 37.01B (+6.6%)
53.32B
est: 67.23B (-20.7%)
74.25B
74.20B – 74.88B
+10.4% YoY
76.42B
71.76B – 81.08B
+2.9% YoY
71.25B
67.95B – 85.25B
-6.8% YoY
83.70B
32.63B – 107.62B
+17.5% YoY
72.55B
33.76B – 111.35B
-13.3% YoY
SGA
21.29B
est: 43.30B (-50.8%)
21.55B
est: 23.78B (-9.4%)
22.82B
est: 13.03B (+75.0%)
21.11B
12.43B – 29.79B
+61.9% YoY
22.68B
13.63B – 31.73B
+7.4% YoY
24.46B
14.11B – 34.82B
+7.9% YoY
20.07B
11.81B – 28.32B
-18.0% YoY
49.12B
28.92B – 69.32B
+144.8% YoY
EPS
89.14
est: 95.50 (-6.7%)
128.91
est: 123.60 (+4.3%)
178.08
est: 176.90 (+0.7%)
254.90
253.75 – 256.05
+44.1% YoY
266.40
245.38 – 277.27
+4.5% YoY
268.00
232.37 – 291.54
+0.6% YoY
239.80
111.57 – 368.03
-10.5% YoY
248.10
115.43 – 380.77
+3.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 B+ 3/5 4/5 3/5 3/5 2/5 3/5 3/5
2026-05-07 B+ 3/5 4/5 3/5 3/5 2/5 3/5 3/5
2026-05-01 B+ 3/5 4/5 3/5 3/5 2/5 3/5 3/5
2026-04-30 B+ 3/5 4/5 3/5 3/5 2/5 3/5 3/5
2026-04-28 B 3/5 4/5 3/5 3/5 1/5 3/5 3/5
2026-04-27 B 3/5 4/5 3/5 3/5 1/5 3/5 3/5
2026-04-24 B+ 3/5 4/5 3/5 4/5 1/5 3/5 3/5
2026-04-23 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-22 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-21 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-20 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-17 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
24.96B
OE per share TTM
82.28
Owner's Yield
2.82%
Maintenance CapEx ratio
37.02%
Maint CapEx / Avg PPE
48.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 101 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 MUFG Japan Small Cap Active ETF MJSC 1.35% 307.8K 0.85%
2 iShares MSCI Japan Small-Cap ETF SCJ 0.34% 874.0K 0.50%
3 iShares MSCI Japan Small Cap UCITS ETF IDJP.L 0.33% 1.86M 0.58%
4 iShares International Equity Factor ETF INTF 0.13% 4.75M 0.16%
5 iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ 0.13% 289.6K 0.83%
6 iShares MSCI EAFE Small-Cap ETF SCZ 0.13% 17.45M 0.40%
7 Vanguard Global Momentum Factor ETF VMO.TO 0.13% 456.7K 0.38%
8 iShares STOXX World Equity Multifactor UCITS ETF IFSW.L 0.12% 1.03M 0.30%
9 iShares STOXX World Equity Multifactor UCITS ETF DMFC.SW 0.12% 15.0K 0.33%
10 iShares STOXX World Equity Multifactor UCITS ETF IS07.DE 0.12% 39.1K 0.33%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
34.63M
Shares Outstanding
288.13M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hirohisa Senba Senior MD & Director male
Hiroshi Nagata Senior Managing Executive Officer & Representative Director male
Hiroshi Suga IR Contact male
Kenji Miyoshi President, Group Chief Executive Officer & Director male
Koichi Kihara Managing Executive Officer male
Koji Morita Senior Adviser male
Norihiko Kawasaki Senior Executive Officer
Shuhei Kurita Senior Executive Officer
Takashi Sagayama Managing Executive Officer
Takashi Tokunaga Managing Executive Officer
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits