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Hong Leong Bank Berhad (5819.KL)

MYR22.24 +0.36 (+1.65%)
MY KLS Financial Services Banks - Regional
Address Menara Hong Leong 50490
Kuala Lumpur, MY
CEO Sai Yoke Lam
Website hlb.com.my
IPO 2000-01-03
ISIN MYL5819OO007

Explore sections of this company profile

Description

Hong Leong Bank Berhad (HLBB) functions as a prominent financial services provider, operating across several key markets including Malaysia, Singapore, Hong Kong, China, Vietnam, and Cambodia. The bank offers a comprehensive array of banking and financial solutions designed for both individual and corporate clients. Its deposit product offerings are extensive, featuring various current, savings, and fixed deposit accounts, alongside specialized pay-and-save and foreign currency options. For lending, HLBB provides a broad spectrum of personal, home, solar, mortgage, shop, auto, and property loans, complemented by refinancing services. Business clients can access specific cash, auto, mortgage, term, and working capital loans, in addition to onshore foreign currency facilities. Beyond traditional loans, the institution offers credit cards, share margin financing, general loan and share financing services, mortgage financing, overdrafts, and revolving credit facilities. Support for trade and business operations includes collections, letters of credit, shipping and bank guarantees, bankers' acceptances, invoice financing, trust receipts, export credit refinancing, and both foreign and domestic bills of exchange, alongside advance against trade and remittance services. E-broking, wealth management, and cash management are also integral parts of its services. HLBB's insurance portfolio is diverse, covering motor, travel, home, life, marine cargo, fire, and specialized solar PV all-risks. It further includes personal accident, medical, card, and investment-linked insurance products, as well as safe deposit locker insurance. Embracing modern banking, the company delivers digital payment solutions, merchant services, and robust online banking platforms. Additional services encompass Islamic banking, foreign exchange, debit cards, ATM facilities, and safe deposit boxes. Furthermore, the bank acts as an agent and nominee, manages pooled motor vehicles, and engages in property investment and management. Established in 1905, the institution was initially known as MUI Bank Berhad before it was rebranded as Hong Leong Bank Berhad in January 1991. Headquartered in Kuala Lumpur, Malaysia, Hong Leong Bank Berhad operates as a subsidiary of Hong Leong Financial Group Berhad.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MYR22.24 +0.36 (+1.65%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.13
Float Shares
465.48M
Free Float %
22.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.55% -2.88% -3.49% -7.39% +1.70% -2.62% +8.45% +10.56% +18.07% +60.90% +681.16%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
22.24
DCF (Unlevered) 47.89 +115.3%
DCF (Levered) 48.08 +116.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 88% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 12 0
Hold 2 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.35
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +5.2% Q1'26: +1.0% (vs Q1'25)
  • EPS growth
    +1.0% Q1'26: +8.7% (vs Q1'25)
  • FCF margin
    Q1'26: +68.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +33.3% (vs Q1'25)
  • ROIC
    Q1'26: +5.9% (vs Q1'25)
  • Share dilution
    +0.6% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 5.67× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.17) × ERP
WACC = 65% × Ke + 35% × Kd (20.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 47.72 Current price: 22.24
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2015
actual
Jun 2016
actual
Jun 2017
actual
Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
10 Rev. Ana.
3 EPS Ana.
Jun 2027
14 Rev. Ana.
13 EPS Ana.
Jun 2028
6 Rev. Ana.
6 EPS Ana.
Revenue
7.35B
est: 4.09B (+79.6%)
7.78B
est: 4.18B (+85.9%)
7.80B
est: 4.55B (+71.3%)
8.28B
est: 4.86B (+70.2%)
8.48B
est: 4.72B (+79.8%)
8.14B
est: 4.72B (+72.3%)
7.51B
est: 5.47B (+37.4%)
7.50B
est: 5.61B (+33.7%)
9.45B
est: 5.82B (+62.2%)
10.61B
est: 5.86B (+80.9%)
11.16B
est: 6.32B (+76.7%)
6.75B
6.62B – 6.85B
+6.9% YoY
7.16B
6.81B – 7.56B
+6.1% YoY
7.64B
7.38B – 7.92B
+6.7% YoY
EBITDA
2.89B
est: 2.14B (+34.6%)
2.54B
est: 2.19B (+15.8%)
2.91B
est: 2.39B (+22.1%)
3.44B
est: 2.55B (+35.0%)
3.37B
est: 2.47B (+36.3%)
3.24B
est: 2.48B (+30.8%)
3.71B
est: 2.87B (+29.4%)
4.59B
est: 2.94B (+56.0%)
4.84B
est: 3.05B (+58.6%)
5.35B
est: 3.07B (+74.0%)
5.56B
est: 3.31B (+68.0%)
3.54B
3.47B – 3.59B
+6.9% YoY
3.75B
3.57B – 3.97B
+6.1% YoY
4.01B
3.87B – 4.15B
+6.7% YoY
EBIT
2.75B
est: 2.04B (+34.3%)
2.38B
est: 2.09B (+14.0%)
2.75B
est: 2.28B (+20.8%)
3.25B
est: 2.43B (+33.7%)
3.19B
est: 2.36B (+35.1%)
2.99B
est: 2.36B (+26.7%)
3.47B
est: 2.73B (+27.1%)
4.37B
est: 2.80B (+55.7%)
4.63B
est: 2.91B (+59.0%)
5.13B
est: 2.93B (+75.3%)
5.36B
est: 3.16B (+69.9%)
3.37B
3.31B – 3.42B
+6.9% YoY
3.58B
3.40B – 3.78B
+6.1% YoY
3.82B
3.68B – 3.95B
+6.7% YoY
Net Income
2.23B
est: 2.45B (-8.8%)
1.90B
est: 1.98B (-3.7%)
2.15B
est: 2.20B (-2.6%)
2.64B
est: 2.56B (+3.1%)
2.66B
est: 2.63B (+1.3%)
2.49B
est: 2.39B (+4.3%)
2.86B
est: 2.85B (+0.2%)
3.29B
est: 3.22B (+2.2%)
3.82B
est: 3.80B (+0.5%)
4.20B
est: 4.16B (+0.9%)
4.27B
est: 4.41B (-3.2%)
4.48B
4.43B – 4.58B
+1.4% YoY
4.77B
4.46B – 5.12B
+6.5% YoY
5.10B
4.87B – 5.34B
+6.9% YoY
SGA
310.82M
est: 162.76M (+91.0%)
334.60M
est: 166.39M (+101.1%)
325.24M
est: 181.15M (+79.5%)
334.48M
est: 193.36M (+73.0%)
334.52M
est: 187.71M (+78.2%)
313.60M
est: 187.85M (+66.9%)
305.00M
est: 217.46M (+40.3%)
331.09M
est: 223.33M (+48.3%)
366.81M
est: 231.68M (+58.3%)
372.97M
est: 233.27M (+59.9%)
448.58M
est: 251.29M (+78.5%)
268.55M
263.27M – 272.44M
+6.9% YoY
284.81M
270.86M – 300.89M
+6.1% YoY
303.93M
293.39M – 314.86M
+6.7% YoY
EPS
1.22
est: 1.19 (+2.7%)
1.00
est: 0.96 (+4.3%)
1.05
est: 1.07 (-1.8%)
1.29
est: 1.24 (+3.9%)
1.30
est: 1.28 (+1.9%)
1.22
est: 1.16 (+5.1%)
1.40
est: 1.38 (+1.1%)
1.61
est: 1.56 (+3.1%)
1.86
est: 1.84 (+0.9%)
2.05
est: 2.02 (+1.6%)
2.08
est: 2.14 (-2.8%)
2.17
2.15 – 2.22
+1.4% YoY
2.31
2.16 – 2.49
+6.5% YoY
2.47
2.36 – 2.59
+6.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-25 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-22 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-21 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-20 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-19 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-18 B+ 3/5 5/5 3/5 4/5 2/5 3/5 2/5
2026-05-15 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-14 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-13 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-12 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-11 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-08 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-07 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-06 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-05 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-05-04 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-30 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-29 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-28 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-27 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-24 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-23 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-22 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-21 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-20 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-17 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-16 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-15 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.54B
OE per share TTM
0.74
Owner's Yield
3.42%
Maintenance CapEx ratio
6.90%
Maint CapEx / Avg PPE
14.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 123 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
671.1K
Shares Outstanding
2.05B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Sai Yoke Lam Group MD & Chief Executive Officer 11M male
Duc Hung Duong MD & General Director of HLBVN male
Fiona Fong Head of Human Resources
James Edwin John Head of Financial Crime male
Jeffrey Yap Head of Regional Wealth Management male
Kenneth Tan Head of Private Banking male
Kuan Tuck Yow Managing Director of Business & Corporate Banking male
Kwok Wai Hor Managing Director of Global Markets male
Malkit Singh Maan Chief Financial Officer male
Poh Jin Wong MD & Chief Executive of HLB Hong Kong Branch male
Sheng Wai Chow Head of Corporate Finance & Investor Relations male
Vivian Tan General Manager of Corporate Communication & Corporate Social Responsibility
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits