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KakaoBank Corp. (323410.KS)

KRW23,100.00 -200.00 (-0.86%)
KR KSC Financial Services Banks - Regional
Address Pangyo Tech One Tower 13494
Seongnam-si, GG, KR
CEO Ho-Young Yun
IPO 2021-08-06
ISIN KR7323410001

Explore sections of this company profile

Description

KakaoBank Corp., an Internet bank, provides banking services through electronic financial transaction method in South Korea. It offers various deposits, including checking, group, safe box, piggy bank, journal account, time deposits, flexible savings, and 26 week and one month savings accounts; loans, comprising micro, overdraft, credit, used car, housing deposit, housing deposit loan refinancing, mortgage, and mortgage loan refinancing loans; loan comparison, credit loan refinancing, and credit information services; investments/ forex products, which include funds, securities brokerage accounts, overseas remittance, WU transfer, and dollar boxes. The company also provides cards, including friends and group, co-branded credit cards, and credit card platforms; and business owner and mini services. It operates mobile banking centers and computer data centers. The company was formerly known as KakaoBank of Korea Corp. and changed its name to KakaoBank Corp. in June 2020. The company was founded in 2016 and is headquartered in Seongnam-si, South Korea.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW23,100.00 -200.00 (-0.86%)
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Volume Profile
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Liquidity & share structure
Average Volume
998.3K
Beta
1.41
Float Shares
216.51M
Free Float %
45.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.77% -8.09% -11.22% -19.16% -1.77% +1.14% -2.85% -10.14% -68.27% -68.27% -68.27%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
23,100.00
DCF (Unlevered) 29,479.46 +27.6%
DCF (Levered) 23,604.32 +2.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 47% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 6 0
Hold 9 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.87
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C-
Overall Score
1 / 5
Low
DCF Score
3 / 5
Medium
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    +2.9% Q1'26: -63.5% (vs Q1'25)
  • EPS growth
    +9.1% Q1'26: +36.2% (vs Q1'25)
  • FCF margin
    Q1'26: -5,996.9% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +15.7% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.13× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.52) × ERP
WACC = 99% × Ke + 1% × Kd (894.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 29,221.13 Current price: 23,100.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
10 Rev. Ana.
14 EPS Ana.
Dec 2027
11 Rev. Ana.
14 EPS Ana.
Dec 2028
4 Rev. Ana.
7 EPS Ana.
Revenue
862.40B
est: 635.24B (+35.8%)
1.37T
est: 921.07B (+48.3%)
2.22T
est: 1.16T (+91.6%)
2.65T
est: 1.36T (+95.9%)
2.73T
est: 1.44T (+89.6%)
1.63T
1.58T – 1.69T
+13.0% YoY
1.83T
1.72T – 2.05T
+12.7% YoY
2.04T
1.94T – 2.20T
+11.0% YoY
EBITDA
303.35B
est: 175.99B (+72.4%)
402.97B
est: 255.18B (+57.9%)
515.44B
est: 320.98B (+60.6%)
643.01B
est: 373.52B (+72.2%)
701.79B
est: 396.93B (+76.8%)
448.41B
435.23B – 464.81B
+13.0% YoY
505.43B
473.39B – 563.78B
+12.7% YoY
561.08B
534.44B – 605.15B
+11.0% YoY
EBIT
256.73B
est: 150.38B (+70.7%)
351.73B
est: 218.05B (+61.3%)
469.21B
est: 274.27B (+71.1%)
588.91B
est: 331.40B (+77.7%)
640.03B
est: 352.18B (+81.7%)
397.85B
386.16B – 412.40B
+13.0% YoY
448.44B
420.01B – 500.21B
+12.7% YoY
497.82B
474.18B – 536.92B
+11.0% YoY
Net Income
204.12B
est: 213.02B (-4.2%)
263.09B
est: 270.06B (-2.6%)
354.91B
est: 348.98B (+1.7%)
440.07B
est: 439.07B (+0.2%)
480.28B
est: 470.47B (+2.1%)
613.85B
505.53B – 739.06B
+30.5% YoY
653.54B
577.04B – 914.99B
+6.5% YoY
717.17B
672.90B – 790.40B
+9.7% YoY
SGA
78.21B
est: 46.53B (+68.1%)
120.36B
est: 67.46B (+78.4%)
121.39B
est: 84.86B (+43.1%)
142.14B
est: 93.14B (+52.6%)
154.65B
est: 98.98B (+56.2%)
111.81B
108.53B – 115.90B
+13.0% YoY
126.03B
118.04B – 140.58B
+12.7% YoY
139.91B
133.26B – 150.90B
+11.0% YoY
EPS
467.13
est: 446.73 (+4.6%)
552.53
est: 566.35 (-2.4%)
744.95
est: 731.87 (+1.8%)
925.03
est: 920.46 (+0.5%)
1,006.85
est: 986.28 (+2.1%)
1,286.87
1,059.79 – 1,549.36
+30.5% YoY
1,370.08
1,209.70 – 1,918.17
+6.5% YoY
1,503.47
1,410.66 – 1,656.99
+9.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 B- 2/5 3/5 2/5 3/5 3/5 1/5 2/5
2026-05-04 B- 2/5 3/5 2/5 3/5 3/5 1/5 2/5
2026-04-30 B- 3/5 3/5 3/5 3/5 3/5 1/5 2/5
2026-04-29 B 3/5 3/5 3/5 3/5 3/5 2/5 2/5
2026-04-28 B 3/5 3/5 3/5 3/5 3/5 2/5 2/5
2026-04-27 B 3/5 3/5 3/5 3/5 3/5 2/5 2/5
2026-04-24 B 3/5 4/5 3/5 3/5 3/5 2/5 2/5
2026-04-23 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-04-22 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-04-21 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-04-20 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-04-17 B 3/5 4/5 3/5 4/5 2/5 2/5 2/5
2026-04-16 B 3/5 4/5 3/5 4/5 2/5 2/5 2/5
2026-04-15 B 3/5 4/5 3/5 4/5 2/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-11.20T
OE per share TTM
-23,455.83
Owner's Yield
-98.20%
Maintenance CapEx ratio
38.17%
Maint CapEx / Avg PPE
8.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
354.39M
Shares Outstanding
476.46M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Yoon Ho-Young Chief Executive Officer & Director 1B male
Hyung-Joo Lee Chief Business Officer 878M male
Jae-Hong Shin Chief Technology Officer male
Jay Kim Vice President
Heechul Shin Head of Management Support Group male
Kang-won Lee Director of External Cooperation male
Seok Kim Banking Group Head male
Tae-Hoon Kwon Chief Financial Officer male
Ji-Un Lee Risk Manager female
Ho-Geun Song Head of Investment & New Business Group male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits