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Woori Financial Group Inc. (316140.KS)

KRW30,700.00 -500.00 (-1.60%)
KR KSC Financial Services Banks - Regional
Address 51, Sogong-ro 4632
Seoul, KR
CEO Jong-Yong Yim
IPO 2019-02-21
ISIN KR7316140003

Explore sections of this company profile

Also trades on Korea Exchange · 316140.KS (KRW) New York Stock Exchange · WF (USD)
Description

Woori Financial Group Inc., a prominent commercial banking institution based in Seoul, South Korea, delivers a comprehensive suite of financial products and services through its subsidiaries. Since its founding in 1899, it has served a diverse client base across Korea, including individual consumers, businesses, and institutional customers. The group's operations are structured across distinct segments: Banking, Credit Card, Capital, Investment Banking, and Others. Its core offerings encompass a variety of deposit products – such as savings, demand, installment, and time deposits, as well as certificates of deposit – alongside a broad portfolio of loans, including working capital, facilities, general household, mortgage, and home equity financing. Beyond traditional banking, Woori extends its services to include debit and credit card products, associated cash services, and card loans. It actively participates in lease financing, securities operations, and the distribution of financial instruments. The group is also involved in specialized corporate finance activities like project financing, offshore lending, syndicated loans, and foreign currency securities investment. Woori further provides an array of specialized financial solutions, such as foreign exchange services, international trade financing, investment trust products, bancassurance, and private equity funds. Its involvement stretches into areas like real estate, system software development and maintenance, credit information services, securities and derivatives trading, and asset securitization. The company ensures accessibility through automated telephone, internet, and mobile banking platforms, and offers trust management, trustee, and custodian services, along with repurchase instruments. As of December 31, 2021, Woori Financial Group maintained an extensive physical network, serving its customers through 768 branches and 4,296 ATMs.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW30,700.00 -500.00 (-1.60%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.57
Float Shares
674.66M
Free Float %
92.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.16% -6.60% -10.94% -17.50% +11.86% +5.88% +54.13% +148.33% +166.37% +94.12% +94.12%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (2 ratings, all time) Buy
Price Targets & DCF
Current price
30,700.00
DCF (Levered) 55,310.36 +80.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 89% Bullish
Rating 2026-05 Change
Strong Buy 7 +2
Buy 10 -2
Hold 2 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.07
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -84.0% Q1'26: -86.4% (vs Q1'25)
  • EPS growth
    +8.4% Q1'26: +5.3% (vs Q1'25)
  • FCF margin
    Q1'26: +1,547.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +20.6% (vs Q1'25)
  • Share dilution
    +2.3% Q1'26: -1.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 27.37× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.67) × ERP
WACC = 19% × Ke + 81% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 30,700.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
15 Rev. Ana.
18 EPS Ana.
Dec 2027
15 Rev. Ana.
18 EPS Ana.
Dec 2028
6 Rev. Ana.
9 EPS Ana.
Revenue
11.07T
est: 5.61T (+97.3%)
9.75T
est: 5.90T (+65.1%)
10.57T
est: 6.50T (+62.7%)
11.49T
est: 6.67T (+72.4%)
12.43T
est: 6.96T (+78.5%)
11.25T
est: 6.88T (+63.6%)
12.51T
est: 8.20T (+52.5%)
17.39T
est: 9.82T (+77.1%)
23.70T
est: 9.98T (+137.4%)
25.75T
est: 10.45T (+146.5%)
4.12T
est: 10.80T (-61.9%)
11.73T
11.36T – 12.11T
+8.6% YoY
12.25T
11.71T – 12.98T
+4.4% YoY
12.61T
12.13T – 13.20T
+3.0% YoY
EBITDA
2.63T
est: 1.46T (+80.6%)
1.81T
est: 1.53T (+17.8%)
2.19T
est: 1.69T (+29.5%)
3.08T
est: 1.73T (+77.8%)
3.23T
est: 1.81T (+78.6%)
2.54T
est: 1.79T (+42.1%)
4.48T
est: 2.13T (+110.3%)
5.48T
est: 2.55T (+114.9%)
4.51T
est: 2.59T (+74.0%)
5.39T
est: 4.33T (+24.4%)
4.12T
est: 4.48T (-8.1%)
4.86T
4.71T – 5.02T
+8.6% YoY
5.08T
4.85T – 5.38T
+4.4% YoY
5.23T
5.03T – 5.47T
+3.0% YoY
EBIT
2.39T
est: 1.17T (+103.5%)
1.55T
est: 1.24T (+25.7%)
1.95T
est: 1.36T (+43.3%)
2.80T
est: 1.40T (+101.0%)
2.72T
est: 1.46T (+86.8%)
2.00T
est: 1.44T (+39.0%)
3.69T
est: 1.72T (+114.8%)
4.55T
est: 2.05T (+121.3%)
3.52T
est: 2.09T (+68.3%)
4.22T
est: 3.90T (+8.1%)
4.12T
est: 4.04T (+1.9%)
4.38T
4.25T – 4.53T
+8.6% YoY
4.58T
4.38T – 4.85T
+4.4% YoY
4.71T
4.53T – 4.93T
+3.0% YoY
Net Income
875.84B
est: 1.06T (-17.2%)
1.26T
est: 1.39T (-9.2%)
1.51T
est: 1.80T (-15.9%)
2.03T
est: 2.32T (-12.2%)
1.87T
est: 2.04T (-8.4%)
1.31T
est: 1.44T (-9.0%)
2.54T
est: 2.50T (+1.9%)
3.19T
est: 3.19T (-0.1%)
2.51T
est: 2.76T (-9.2%)
3.09T
est: 3.09T (-0.2%)
3.24T
est: 3.35T (-3.2%)
3.31T
2.96T – 3.60T
-1.4% YoY
3.68T
3.26T – 4.19T
+11.4% YoY
3.95T
3.76T – 4.19T
+7.3% YoY
SGA
est: 1.32T (-100.0%)
3.13T
est: 1.39T (+124.9%)
3.24T
est: 1.53T (+111.8%)
3.61T
est: 1.57T (+129.7%)
3.32T
est: 1.64T (+102.8%)
3.47T
est: 1.62T (+114.5%)
3.71T
est: 1.93T (+92.3%)
4.11T
est: 2.31T (+77.9%)
4.05T
est: 2.35T (+72.2%)
4.23T
est: 1.82T (+133.3%)
est: 1.88T (-100.0%)
2.04T
1.97T – 2.10T
+8.6% YoY
2.13T
2.03T – 2.26T
+4.4% YoY
2.19T
2.11T – 2.29T
+3.0% YoY
EPS
1,301.39
est: 1,427.52 (-8.8%)
1,550.73
est: 1,873.66 (-17.2%)
1,977.58
est: 2,426.32 (-18.5%)
3,019.86
est: 3,125.47 (-3.4%)
2,724.84
est: 2,757.91 (-1.2%)
1,742.22
est: 1,938.18 (-10.1%)
3,480.99
est: 3,367.37 (+3.4%)
4,191.09
est: 4,302.82 (-2.6%)
3,229.77
est: 3,725.66 (-13.3%)
3,949.03
est: 4,078.35 (-3.2%)
4,279.21
est: 4,420.28 (-3.2%)
4,360.14
3,904.08 – 4,751.35
-1.4% YoY
4,857.36
4,297.02 – 5,528.29
+11.4% YoY
5,209.54
4,953.14 – 5,523.74
+7.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-28 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-27 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-26 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-22 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-21 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-20 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-19 B 3/5 4/5 3/5 3/5 1/5 3/5 3/5
2026-05-18 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-15 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-14 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-13 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-12 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-11 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-08 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-05-07 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-05-06 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-05-04 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-30 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-29 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-28 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-27 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-24 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-23 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 A- 4/5 4/5 4/5 4/5 1/5 4/5 4/5
2026-04-16 A- 4/5 4/5 4/5 4/5 1/5 4/5 4/5
2026-04-15 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-14 A- 4/5 4/5 4/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
8.80T
OE per share TTM
11,639.22
Owner's Yield
38.13%
Maintenance CapEx ratio
320.24%
Maint CapEx / Avg PPE
37.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
53.45B
Shares Outstanding
730.99M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chai-Pong Cheong Executive Vice President of Business Promotion Unit/Retail Banking Business Group male
Chan-Ho Jeong Deputy President & VP of PR Unit
Hong Sung Han Head of IR
Jae-Hwa Chun Compliance Officer & Vice President
Jong Sook Jeong Deputy Executive Vice President of Wealth Management Group female
Jong-Yong Yim President, Chief Executive Officer & Executive Chairman male
Jung-Sup Lee Managing Director male
Kyu-Hwang Jeong Deputy President & VP of Audit Unit male
Seong-Min Kwak Deputy President & CFO male
Soo Lee Jeong Director of Investor Relations male
Su Hyeong Cho Deputy Executive Vice President of Consumer & Brand Group male
Sung-Wook Lee Vice President of Finance Section male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits