Subscribe

SinoPac Financial Holdings Company Limited (2890.TW)

TWD39.95 +0.30 (+0.76%)
TW TAI Financial Services Banks - Regional
Address No. 306 and 308, Bade Road 104
Taipei, TW
CEO Shih-Ting Chu
IPO 2000-01-04
ISIN TW0002890001

Explore sections of this company profile

Description

SinoPac Financial Holdings Company Limited operates as a diversified financial services group, delivering a broad spectrum of offerings globally through its various subsidiaries. The company's operations are strategically organized across key segments: Banking, Securities, Venture Capital, and Other Business. Within its robust banking arm, SinoPac provides a comprehensive suite of commercial banking solutions, including corporate and retail banking, wealth management, and innovative digital financial services. Its securities division extends to brokerage, proprietary trading, and underwriting activities, alongside international business operations, fixed income products, and diverse financial instruments. Furthermore, SinoPac offers flexible financing options such as installment purchases, various leasing arrangements (including real estate leases), and other tailored financial services. The group also specializes in asset management, encompassing mutual funds, discretionary accounts, and private equity investments. In its venture capital capacity, the company actively facilitates deal origination, fosters business cooperation, establishes strategic partnerships, and enhances value within its portfolio companies. Complementing these core services, SinoPac provides additional specialized offerings like factoring, fund management, asset management, insurance brokerage, and corporate management solutions. The company maintains a significant physical presence with 125 branches, 83 of which are located in the vibrant Greater Taipei area. Its extensive network also serves major metropolitan centers throughout central and southern Taiwan, as well as Hualien and Kinmen. Established in 1948, SinoPac Financial Holdings is headquartered in Taipei City, Taiwan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
TWD39.95 +0.30 (+0.76%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
41M
Beta
0.42
Float Shares
12.54B
Free Float %
86.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.17% -0.67% -7.36% -10.84% +8.42% +3.50% +30.80% +87.10% +142.03% +283.42% +146.67%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
39.95
DCF (Unlevered) 68.43 +71.3%
DCF (Levered) 76.91 +92.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.11
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    +10.0% Q1'26: -60.2% (vs Q1'25)
  • EPS growth
    +16.6% Q1'26: +33.3% (vs Q1'25)
  • FCF margin
    Q1'26: -197.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +9.2% (vs Q1'25)
  • Share dilution
    +6.1% Q1'26: +14.7% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 7.61× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.46) × ERP
WACC = 50% × Ke + 50% × Kd (14.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 69.01 Current price: 39.95
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
3 EPS Ana.
Dec 2027
2 Rev. Ana.
2 EPS Ana.
Revenue
44.87B
est: 32.48B (+38.2%)
41.43B
est: 31.46B (+31.7%)
44.95B
est: 29.51B (+52.3%)
45.78B
est: 29.42B (+55.6%)
54.15B
est: 37.82B (+43.2%)
51.66B
est: 40.21B (+28.5%)
53.80B
est: 44.88B (+19.9%)
66.54B
est: 46.98B (+41.6%)
103.91B
est: 57.34B (+81.2%)
121.74B
est: 62.31B (+95.4%)
133.87B
est: 73.53B (+82.1%)
85.58B
83.01B – 88.16B
+16.4% YoY
87.10B
82.09B – 92.11B
+1.8% YoY
EBITDA
13.44B
est: 9.82B (+36.8%)
10.57B
est: 9.52B (+11.1%)
11.61B
est: 8.93B (+30.1%)
12.22B
est: 8.90B (+37.3%)
16.12B
est: 11.44B (+40.9%)
15.96B
est: 12.16B (+31.2%)
20.84B
est: 13.58B (+53.5%)
21.71B
est: 14.21B (+52.8%)
25.46B
est: 16.74B (+52.1%)
29.80B
est: 18.19B (+63.8%)
34.27B
est: 21.46B (+59.7%)
24.98B
24.23B – 25.73B
+16.4% YoY
25.42B
23.96B – 26.88B
+1.8% YoY
EBIT
12.46B
est: 8.80B (+41.5%)
9.53B
est: 8.53B (+11.7%)
10.55B
est: 8.00B (+31.9%)
11.25B
est: 7.97B (+41.2%)
14.26B
est: 10.25B (+39.1%)
13.97B
est: 10.90B (+28.2%)
18.65B
est: 12.16B (+53.3%)
19.40B
est: 12.73B (+52.4%)
23.07B
est: 15.18B (+52.0%)
27.29B
est: 16.49B (+65.5%)
31.97B
est: 19.46B (+64.3%)
22.65B
21.97B – 23.33B
+16.4% YoY
23.05B
21.73B – 24.38B
+1.8% YoY
Net Income
10.86B
est: 12.02B (-9.7%)
8.28B
est: 9.22B (-10.2%)
9.09B
est: 8.90B (+2.1%)
9.43B
est: 10.54B (-10.6%)
12.48B
est: 12.22B (+2.1%)
12.24B
est: 12.45B (-1.7%)
16.21B
est: 16.46B (-1.5%)
15.96B
est: 15.97B (-0.1%)
19.76B
est: 23.20B (-14.8%)
22.23B
est: 22.65B (-1.8%)
26.57B
est: 24.65B (+7.8%)
32.20B
32.18B – 32.22B
+30.6% YoY
32.61B
31.86B – 33.35B
+1.3% YoY
SGA
6.49B
est: 3.25B (+99.5%)
6.55B
est: 3.15B (+108.0%)
6.22B
est: 2.95B (+110.6%)
6.21B
est: 2.95B (+110.9%)
5.96B
est: 3.79B (+57.4%)
6.14B
est: 4.03B (+52.5%)
6.30B
est: 4.49B (+40.1%)
7.27B
est: 4.70B (+54.5%)
8.13B
est: 6.54B (+24.3%)
9.41B
est: 7.11B (+32.4%)
25.23B
est: 8.39B (+200.8%)
9.76B
9.47B – 10.05B
+16.4% YoY
9.93B
9.36B – 10.50B
+1.8% YoY
EPS
0.95
est: 0.95 (+0.3%)
0.72
est: 0.73 (-0.9%)
0.80
est: 0.70 (+14.1%)
0.82
est: 0.83 (-1.3%)
1.04
est: 0.96 (+8.1%)
1.03
est: 0.98 (+5.1%)
1.35
est: 1.30 (+4.2%)
1.34
est: 1.26 (+6.5%)
1.58
est: 1.72 (-8.3%)
1.69
est: 1.74 (-2.8%)
1.97
est: 1.83 (+7.7%)
2.39
2.39 – 2.39
+30.6% YoY
2.42
2.36 – 2.48
+1.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 C 2/5 5/5 1/5 1/5 1/5 2/5 1/5
2026-05-25 C 2/5 5/5 1/5 1/5 1/5 2/5 1/5
2026-05-22 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-21 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-20 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-19 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-18 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-15 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-14 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-13 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-12 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-08 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-07 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-06 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-05 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-04 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-30 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-29 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-28 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-27 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-24 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-23 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-22 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-21 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-20 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-17 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-16 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-15 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
59.88B
OE per share TTM
4.88
Owner's Yield
13.98%
Maintenance CapEx ratio
6.75%
Maint CapEx / Avg PPE
21.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 182 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Xtrackers MSCI Emerging Markets Climate Selection ETF EMCS 1.34% 13.67M 0.15%
2 iShares MSCI Taiwan ETF EWT 0.90% 96.24M 0.59%
3 BMO Low Volatility Emerging Markets Equity ETF ZLE.TO 0.82% 584.2K 0.51%
4 Franklin FTSE Taiwan ETF FLTW 0.78% 23.22M 0.19%
5 HSBC ETFs Public Limited Company - HSBC MSCI Taiwan UCITS ETF HTWN.L 0.72% 773.8K 0.50%
6 iShares MSCI Taiwan UCITS ETF IDTW.L 0.72% 11.17M 0.74%
7 Xtrackers MSCI Taiwan UCITS ETF 1C XMTD.L 0.71% 3.38M 0.65%
8 Franklin FTSE Taiwan UCITS ETF FLXT.MI 0.67% 4.45M 0.19%
9 UBS MSCI EM Socially Responsible UCITS ETF USD dis UC79.L 0.53% 19.24M 0.24%
10 UBS MSCI EM Socially Responsible UCITS ETF USD dis UETE.DE 0.53% 5.20M 0.24%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.03M
Shares Outstanding
14.49B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Annie Lin Vice President of Investor Relations female
Chia-Hsing Chen Executive Vice President male
Chia-Hung Liao Head of President Office & Head of Human Resources Division male
Eliza S. I. Chen Senior Vice President of Chief Operation Officer Office and Director of Sinopac Call Center Co Ltd female
Hsiang-Yuan Chang Chief Accounting Officer female
Hsin Head of Operations Management Division male
Huei Tsung Wu Deputy Head of Information & Technology Division male
Kerry Hsu Chief Financial Officer, Spokesperson & Head of Finance Management Division female
Patricia Lin Chief Compliance Officer and Head of Legal & Compliance Division female
Shih-Ting Chu President & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits