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E.SUN Financial Holding Company, Ltd. (2884.TW)

TWD34.45 -0.05 (-0.14%)
TW TAI Financial Services Banks - Regional
Address No. 115, Minsheng East Road 10546
Taipei, TW
CEO Mao-Chin Chen
IPO 2002-01-29
ISIN TW0002884004

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Description

E.SUN Financial Holding Company Ltd., along with its various subsidiaries, delivers a comprehensive array of financial products and services. Its banking operations encompass a wide range of offerings, including traditional deposits and diverse loan options. These extend to specialized services such as bills and checks discounting, syndicated financing, and both domestic and international money transfers. The company also handles commercial acceptances, domestic letters of credit, guarantees, credit card issuance, and provides secure safe deposit boxes. For international trade, it facilitates import and export negotiations, offers foreign currency deposits and loans, provides foreign currency guarantees, and handles the exchange of foreign cash and traveler's checks. Beyond core banking, E.SUN is actively involved in capital market activities. This includes investing in securities, brokering and dealing in short-term bills, and trading financial derivatives. It manages funds, offers insurance, and conducts trust operations. The company also issues debentures, manages the collection and payment of various bills, underwrites securities, and acts as an agent for the National Treasury Administration's services. Furthermore, it provides fiscal advisory services, deals in corporate bonds and debentures, and supports electronic payment systems. The firm's brokerage and advisory arm caters to clients by facilitating the buying and selling of securities, futures, warrants, and options. It also serves as a sub-broker for foreign securities, offers margin trading, and supports electronic trading and equity financing. E.SUN advises companies on public offerings (IPOs and SPOs) and provides financial consulting to help businesses implement strategic objectives. Moreover, it engages in proprietary trading of securities, futures, and options on the stock exchange using its own capital. In corporate development, E.SUN invests in unlisted companies and assists businesses with transformation and restructuring efforts. It provides crucial industry insights and helps companies with fundraising initiatives, mergers and acquisitions (M&A), and forming strategic alliances. The company also extends into diverse supplementary services, including the retail of computer software, software design, data processing, and digital information supply. It offers business and security consultancy services, alongside real estate leasing and property management. As of December 31, 2021, E.SUN Financial Holding Company maintained an extensive network of 138 branches across Taiwan, complemented by 8 international locations. Established in 1992, the company's headquarters are situated in Taipei, Taiwan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
TWD34.45 -0.05 (-0.14%)
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Volume Profile
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Liquidity & share structure
Average Volume
49M
Beta
0.35
Float Shares
14.14B
Free Float %
87.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.79% -1.38% +0.00% -8.03% +6.48% -5.04% +9.72% +35.46% +54.46% +241.68% +773.30%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
34.45
DCF (Unlevered) 28.94 -16.0%
DCF (Levered) 41.21 +19.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 43% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 2 0
Hold 4 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.17
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    -71.1% Q1'26: -66.6% (vs Q1'25)
  • EPS growth
    +31.7% Q1'26: +12.7% (vs Q1'25)
  • FCF margin
    Q1'26: +115.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +14.0% (vs Q1'25)
  • Share dilution
    +0.9% Q1'26: +1.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 4.47× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.38) × ERP
WACC = 70% × Ke + 30% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 28.94 Current price: 34.45
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
7 Rev. Ana.
7 EPS Ana.
Dec 2027
6 Rev. Ana.
6 EPS Ana.
Dec 2028
3 Rev. Ana.
1 EPS Ana.
Revenue
51.11B
est: 38.20B (+33.8%)
52.05B
est: 40.71B (+27.8%)
58.92B
est: 45.22B (+30.3%)
66.51B
est: 50.31B (+32.2%)
75.91B
est: 54.23B (+40.0%)
70.63B
est: 56.38B (+25.3%)
67.17B
est: 58.21B (+15.4%)
78.88B
est: 54.13B (+45.7%)
121.82B
est: 67.60B (+80.2%)
141.49B
est: 76.24B (+85.6%)
40.93B
est: 92.30B (-55.7%)
110.17B
95.61B – 129.32B
+19.4% YoY
123.93B
114.65B – 140.90B
+12.5% YoY
112.69B
101.14B – 130.12B
-9.1% YoY
EBITDA
16.06B
est: 11.87B (+35.3%)
16.74B
est: 12.65B (+32.3%)
18.75B
est: 14.05B (+33.4%)
22.37B
est: 15.63B (+43.1%)
26.39B
est: 16.85B (+56.6%)
23.97B
est: 17.52B (+36.8%)
27.55B
est: 18.09B (+52.3%)
23.67B
est: 16.82B (+40.7%)
30.40B
est: 29.94B (+1.5%)
36.02B
est: 33.77B (+6.7%)
40.93B
est: 40.88B (+0.1%)
48.79B
42.34B – 57.27B
+19.4% YoY
54.89B
50.78B – 62.40B
+12.5% YoY
49.91B
44.80B – 57.63B
-9.1% YoY
EBIT
14.79B
est: 10.28B (+43.9%)
15.21B
est: 10.95B (+38.8%)
16.87B
est: 12.17B (+38.7%)
20.34B
est: 13.54B (+50.2%)
23.07B
est: 14.59B (+58.1%)
20.53B
est: 15.17B (+35.3%)
23.96B
est: 15.66B (+53.0%)
19.90B
est: 14.57B (+36.6%)
26.51B
est: 27.78B (-4.6%)
32.26B
est: 31.33B (+3.0%)
40.93B
est: 37.93B (+7.9%)
45.27B
39.29B – 53.14B
+19.4% YoY
50.93B
47.11B – 57.90B
+12.5% YoY
46.31B
41.56B – 53.47B
-9.1% YoY
Net Income
12.82B
est: 15.05B (-14.8%)
13.14B
est: 15.28B (-14.0%)
14.76B
est: 16.07B (-8.2%)
17.07B
est: 18.44B (-7.4%)
20.11B
est: 21.41B (-6.1%)
18.03B
est: 19.68B (-8.4%)
20.56B
est: 22.14B (-7.1%)
15.76B
est: 17.70B (-11.0%)
21.73B
est: 23.89B (-9.0%)
26.13B
est: 30.19B (-13.5%)
34.37B
est: 34.34B (+0.1%)
38.20B
34.01B – 41.05B
+11.2% YoY
41.05B
37.56B – 42.80B
+7.5% YoY
46.42B
39.23B – 54.37B
+13.1% YoY
SGA
9.80B
est: 6.65B (+47.4%)
10.68B
est: 7.09B (+50.6%)
12.08B
est: 7.88B (+53.3%)
12.21B
est: 8.76B (+39.4%)
13.76B
est: 9.45B (+45.6%)
14.83B
est: 9.82B (+51.1%)
13.49B
est: 10.14B (+33.0%)
14.75B
est: 9.43B (+56.4%)
17.07B
est: 8.93B (+91.1%)
18.82B
est: 10.08B (+86.8%)
est: 12.20B (-100.0%)
14.56B
12.64B – 17.09B
+19.4% YoY
16.38B
15.15B – 18.62B
+12.5% YoY
14.89B
13.37B – 17.20B
-9.1% YoY
EPS
0.97
est: 0.94 (+3.6%)
1.00
est: 0.95 (+5.2%)
1.06
est: 1.00 (+6.0%)
1.19
est: 1.15 (+3.7%)
1.35
est: 1.33 (+1.3%)
1.21
est: 1.23 (-1.2%)
1.38
est: 1.38 (+0.2%)
1.05
est: 1.09 (-3.3%)
1.38
est: 1.49 (-7.6%)
1.61
est: 1.66 (-2.9%)
2.12
est: 2.12 (-0.2%)
2.40
2.10 – 2.53
+12.9% YoY
2.52
2.32 – 2.64
+5.2% YoY
2.79
2.42 – 3.35
+10.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 B 3/5 4/5 4/5 3/5 2/5 2/5 1/5
2026-05-07 B 3/5 4/5 4/5 3/5 2/5 2/5 1/5
2026-05-06 B 3/5 4/5 4/5 3/5 2/5 2/5 1/5
2026-05-05 B 3/5 4/5 4/5 3/5 2/5 2/5 1/5
2026-05-04 B 3/5 4/5 4/5 3/5 2/5 2/5 1/5
2026-04-30 B 3/5 4/5 4/5 3/5 2/5 2/5 1/5
2026-04-29 B 3/5 4/5 4/5 3/5 2/5 2/5 2/5
2026-04-28 B 3/5 4/5 4/5 3/5 2/5 2/5 2/5
2026-04-27 B 3/5 4/5 4/5 3/5 2/5 2/5 2/5
2026-04-24 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5
2026-04-23 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5
2026-04-22 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5
2026-04-21 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5
2026-04-20 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5
2026-04-17 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5
2026-04-16 B+ 3/5 4/5 4/5 4/5 2/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
6.00B
OE per share TTM
0.41
Owner's Yield
1.14%
Maintenance CapEx ratio
148.02%
Maint CapEx / Avg PPE
47.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 188 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Xtrackers MSCI Emerging Markets Climate Selection ETF EMCS 0.94% 9.55M 0.15%
2 Franklin FTSE Taiwan ETF FLTW 0.79% 23.61M 0.19%
3 iShares MSCI Taiwan ETF EWT 0.76% 80.97M 0.59%
4 Xtrackers MSCI Taiwan UCITS ETF 1C XMTD.L 0.73% 3.49M 0.65%
5 iShares MSCI Taiwan UCITS ETF IDTW.L 0.73% 11.36M 0.74%
6 HSBC ETFs Public Limited Company - HSBC MSCI Taiwan UCITS ETF HTWN.L 0.71% 759.6K 0.50%
7 Franklin FTSE Taiwan UCITS ETF FLXT.MI 0.69% 4.54M 0.19%
8 BMO Low Volatility Emerging Markets Equity ETF ZLE.TO 0.68% 487.9K 0.51%
9 Sophus Capital Emerging Market ETF EMEM 0.68% 406.3K 0.65%
10 Amundi MSCI EM Asia SRI Climate Paris Aligned UCITS ETF DR (D) SADA.L 0.61% 1.30M 0.25%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
4.00M
Shares Outstanding
16.17B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Mao-Chin Chen President, Chief Strategy Officer & Director 24M male
Chun-Yu Lin Chief Marketing Officer male
Hung-Bin Wu Corporate Finance Manager male
James Chen Chief Compliance Officer male
Jhy-Hung Ke Chief Accounting Officer male
Jyh-Cherng Wang Chief Human Resources Officer male
Jyh-Shing Jang Chief Technology Officer male
Kuo-Jung Cheng Chief Financial Officer male
Mei-Li Hsu Senior Executive Vice President female
Nicholas Chuang Senior Vice President male
Oliver Hsieh Chief Risk Officer male
Sarah Chen Executive VP of Investor Relation & Vice Chief Financial Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits