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Jinshang Bank Co., Ltd. (2558.HK)

HKD1.16 +0.00 (+0.00%)
CN HKSE Financial Services Banks - Regional
Address No. 59 Changfeng Street 30006
Taiyuan, CN
CEO Qiang Hao
IPO 2019-07-18
ISIN CNE100003LP4

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Description

Jinshang Bank Co., Ltd. is a commercial banking institution operating within China's Shanxi Province. Its operations are broadly divided into three main areas: Corporate Banking, Retail Banking, and Treasury Business. The Corporate Banking division delivers a comprehensive suite of services to businesses, government entities, and financial organizations, encompassing deposit accounts, corporate lending, trade finance, agency services, wealth management, consulting, remittance, settlement, and guarantees. For individual clients, the Retail Banking segment offers personal loan products, various deposit options, tailored personal wealth management, and remittance services. Furthermore, the bank engages in extensive Treasury Business activities, including participation in inter-bank money markets, repurchase agreements, diverse investment strategies (particularly in bonds), bond trading, and the issuance of debt. The company also manages investments, focusing on debt securities, their distribution, and underwriting debt financing instruments. Additionally, it utilizes special purpose vehicles to invest in a range of financial products, such as trust plans, asset management schemes, wealth management offerings, and investment funds. Originally established in 1998 as Taiyuan City Commercial Bank Co., Ltd., the company rebranded to Jinshang Bank Co., Ltd. in December 2008 and is headquartered in Taiyuan, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD1.16 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
3.4K
Beta
0.56
Float Shares
654.05M
Free Float %
11.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -9.42% -10.07% -8.76% -11.35% -10.71% +1.63% -18.83% -67.28% -67.28%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1.16
DCF (Unlevered) 13.20 +1,038.0%
DCF (Levered) 12.54 +981.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.03
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +199.2% Q4'25: +172.7% (vs Q4'23)
  • EPS growth
    -6.7% Q4'25: -40.5% (vs Q4'23)
  • FCF margin
    Q4'25: -1.5% (vs Q4'23)
  • EBIT margin
    Q4'25: +9.2% (vs Q4'23)
  • ROIC
    Q4'25: +4.7% (vs Q4'23)
  • Share dilution
    +0.0% Q4'25: +0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 11.85× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.58) × ERP
WACC = 13% × Ke + 87% × Kd (15.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 13.21 Current price: 1.16
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-12 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-11 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-08 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-05-07 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-05-06 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-29 B+ 3/5 4/5 2/5 3/5 1/5 4/5 4/5
2026-04-22 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-5.85B
OE per share TTM
-1.01
Owner's Yield
-80.21%
Maintenance CapEx ratio
210.19%
Maint CapEx / Avg PPE
32.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
371.9K
Shares Outstanding
5.84B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Qi Wang VP, Joint Company Secretary & Executive Director 940.7K male
Qiang Hao Executive Chairwoman 916.4K female
Yunfei Zhang President & Executive Vice Chairman 916.4K male
Wai Chiu Wong Joint Company Secretary male
Wenli Li Chief Audit Officer female
Gang Li Chief Information Officer male
Zhiwu Gao Head of Discipline Inspection & Supervision Team of the Provincial Commission male
Gensheng Wen Chief Human Resources Officer male
Kai Yin Au Joint Company Secretary male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits