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Bank of Gansu Co., Ltd. (2139.HK)

HKD0.24 +0.00 (+1.27%)
CN HKSE Financial Services Banks - Regional
Address Bank of Gansu Building
Lanzhou, CN
CEO Qing Liu
IPO 2018-01-18
ISIN CNE100002RW9

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Description

Bank of Gansu Co., Ltd., along with its subsidiary, Pingliang Jingning Chengji Rural Bank Co., Ltd., functions as a financial institution providing a full spectrum of banking services throughout the People's Republic of China. The company's operations are structured into three distinct divisions: Corporate Banking, Retail Banking, and Financial Market Operations. The Corporate Banking division delivers a diverse suite of financial products and services to corporate entities and government organizations. These offerings include various deposit solutions, corporate lending and credit advances, agency services, expert consulting and advisory, efficient remittance and settlement, and guarantee services. Conversely, the Retail Banking segment focuses on individual consumers, supplying them with personal deposit accounts, a range of personal loan products, bank cards, bespoke wealth management advice, and convenient remittance capabilities. The Financial Market Operations segment is engaged in inter-bank money market dealings, executing repurchase agreements, making investments, and actively participating in both the trading and issuance of debt securities. By December 31, 2021, Bank of Gansu had established a considerable network of physical locations, which included one central operational department, 12 main branches, 183 sub-branches, 5 micro-to-small sub-branches, and 2 community sub-branches. The institution was founded in 2011 and is headquartered in Lanzhou, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD0.24 +0.00 (+1.27%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.19
Float Shares
1.53B
Free Float %
10.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.90% +0.00% -10.13% +42.00% +39.22% +45.49% +49.79% -60.56% -71.83% -87.67% -87.67%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.24
DCF (Unlevered) 0.54 +125.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.02
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +328.4% Q4'25: +327.5% (vs Q4'23)
  • EPS growth
    -1.6% Q4'25: -21.5% (vs Q4'23)
  • FCF margin
    Q4'25: -101.0% (vs Q4'23)
  • EBIT margin
    Q4'25: +1.4% (vs Q4'23)
  • ROIC
    Q4'25: +0.5% (vs Q4'23)
  • Share dilution
    +0.0% Q4'25: +0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 167.70× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.20) × ERP
WACC = 7% × Ke + 93% × Kd (11.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 0.54 Current price: 0.24
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Revenue
2.73B
est: 6.45B (-57.6%)
2.82B
est: 6.68B (-57.8%)
2.87B
est: 6.40B (-55.2%)
2.96B
est: 6.54B (-54.8%)
2.85B
est: 6.93B (-58.9%)
12.22B
est: 7.44B (+64.2%)
EBITDA
est: 1.29B (-100.0%)
951.02M
est: 1.34B (-28.8%)
1.01B
est: 1.28B (-21.3%)
est: 1.31B (-100.0%)
887.45M
est: 1.43B (-38.1%)
423.10M
est: 1.54B (-72.5%)
EBIT
-517.21M
est: 297.83M (-273.7%)
550.35M
est: 308.40M (+78.5%)
570.41M
est: 295.27M (+93.2%)
-416.31M
est: 301.71M (-238.0%)
475.80M
est: 630.44M (-24.5%)
423.10M
est: 676.73M (-37.5%)
Net Income
558.16M
est: 1.29B (-56.6%)
570.66M
est: 961.77M (-40.7%)
601.43M
est: 682.37M (-11.9%)
644.56M
est: 618.87M (+4.2%)
582.35M
est: 598.74M (-2.7%)
572.88M
est: 782.54M (-26.8%)
SGA
449.10M
est: 2.71B (-83.4%)
514.42M
est: 2.80B (-81.7%)
539.00M
est: 2.68B (-79.9%)
2.27B
est: 2.74B (-17.1%)
2.26B
est: 2.68B (-15.5%)
est: 2.88B (-100.0%)
EPS
0.06
est: 0.09 (-35.3%)
0.04
est: 0.06 (-40.6%)
0.04
est: 0.05 (-11.9%)
0.04
est: 0.04 (+4.2%)
0.04
est: 0.04 (-2.8%)
0.04
est: 0.05 (-26.8%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-28 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-27 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-26 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-22 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-21 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-20 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-19 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-18 B 3/5 4/5 2/5 2/5 1/5 4/5 4/5
2026-05-15 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-14 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-13 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-12 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-11 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-08 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-07 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-06 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-05 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-04 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-04-30 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-29 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-28 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-27 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-24 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-23 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-22 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-21 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-20 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-17 A- 4/5 5/5 2/5 4/5 1/5 4/5 5/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-27.96B
OE per share TTM
-1.86
Owner's Yield
-522.55%
Maintenance CapEx ratio
1,730.30%
Maint CapEx / Avg PPE
66.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 2 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 21.1K 0.39%
2 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 26.8K 0.28%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
92.1K
Shares Outstanding
15.07B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Qing Liu Executive Chairman 1M male
Jianxing Duan Chief Information Officer & GM of the IT Department 891.4K male
Jumei Hao Vice President & Secretary 884.4K female
Xiaoming Sun Vice President 875.2K male
Zhang Feng Compliance Director 301.4K female
Zhiyuan Wang Vice President, GM of the Human Resources Department and GM of Strategy & Development Deparment male
Wai Chiu Wong Company Secretary male
Hailong Shi President & Chief Compliance Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits