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Luzhou Bank Co., Ltd. (1983.HK)

HKD2.29 -0.01 (-0.43%)
CN HKSE Financial Services Banks - Regional
Address Building 1 646000
Luzhou, GD, CN
CEO Song Qun
Website lzccb.cn
IPO 2018-12-17
ISIN CNE100003FB6

Explore sections of this company profile

Description

Luzhou Bank Co., Ltd. engages in the provision of corporate and retail banking, financial market, and other services in the People's Republic of China. The company operates in four segments: Corporate Banking, Retailing Banking, Financial Markets, and Other. It offers corporate banking products and services, such as corporate loans, bill discounting, corporate deposits, corporate products, and financial services for micro and small enterprises; and retail banking products and services comprising retail deposits, personal business and consumption loans, and personal residential and commercial mortgage loans, as well as bank cards, wealth management products, trust plans, precious metal products and services, collection and remit tax services, and other intermediary services. The company is also involved in financial markets business that consists of money market transactions, such as interbank deposits, interbank lending and borrowing, bond repurchase, bill rediscount, and issuance of interbank certificates of deposit; investment business, including bond and SPV investment; and asset management activities. In addition, it provides settlement and agency services, guarantees and credit commitments, and investment banking services. The company was formerly known as Luzhou City Commercial Bank Co., Ltd. and changed its name to Luzhou Bank Co., Ltd. in June 2019. Luzhou Bank Co., Ltd. was incorporated in 1997 and is headquartered in Luzhou, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD2.29 -0.01 (-0.43%)
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Volume Profile
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Liquidity & share structure
Average Volume
24.8K
Beta
0.07
Float Shares
167.58M
Free Float %
6.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -0.81% +23.23% +19.02% +12.44% -6.51% -12.86% -9.96% -9.96% -9.96%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2.29
DCF (Unlevered) 10.47 +357.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.05
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +83.9% Q4'25: +406.0% (vs Q4'23)
  • EPS growth
    +18.6% Q4'25: +100.0% (vs Q4'23)
  • FCF margin
    Q4'25: -72.1% (vs Q4'23)
  • EBIT margin
    Q4'25: +20.1% (vs Q4'23)
  • ROIC
    Q4'25: +8.4% (vs Q4'23)
  • Share dilution
    +0.0% Q4'25: +0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 7.84× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.08) × ERP
WACC = 15% × Ke + 85% × Kd (11.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 10.48 Current price: 2.29
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
8.86B
est: 4.70B (+88.5%)
4.78B
4.78B – 4.78B
+1.8% YoY
5.33B
5.33B – 5.33B
+11.5% YoY
5.87B
5.87B – 5.87B
+10.0% YoY
EBITDA
2.22B
est: 806.73M (+175.8%)
821.19M
821.19M – 821.19M
+1.8% YoY
915.62M
915.62M – 915.62M
+11.5% YoY
1.01B
1.01B – 1.01B
+10.0% YoY
EBIT
2.03B
est: 611.83M (+231.4%)
622.79M
622.79M – 622.79M
+1.8% YoY
694.42M
694.42M – 694.42M
+11.5% YoY
763.86M
763.86M – 763.86M
+10.0% YoY
Net Income
1.50B
est: 1.30B (+15.2%)
1.66B
1.66B – 1.66B
+27.6% YoY
1.81B
1.81B – 1.81B
+8.5% YoY
1.89B
1.89B – 1.89B
+4.7% YoY
SGA
1.03B
est: 968.13M (+6.5%)
985.48M
985.48M – 985.48M
+1.8% YoY
1.10B
1.10B – 1.10B
+11.5% YoY
1.21B
1.21B – 1.21B
+10.0% YoY
EPS
0.51
est: 0.48 (+6.3%)
0.61
0.61 – 0.61
+27.6% YoY
0.66
0.66 – 0.66
+8.5% YoY
0.70
0.70 – 0.70
+4.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-20 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-12 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-11 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-08 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-07 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-06 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-05-04 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-04-29 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-04-28 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-04-27 A- 4/5 5/5 4/5 3/5 1/5 4/5 4/5
2026-04-24 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-23 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-22 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-21 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-17 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-16 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-224.36M
OE per share TTM
-0.08
Owner's Yield
-3.38%
Maintenance CapEx ratio
13.08%
Maint CapEx / Avg PPE
23.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.03M
Shares Outstanding
2.72B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Jiang You Executive Chairman 728.6K male
Gang Han Vice President & Chief Information Officer male
Lan Wang General Manager of the Accounting & Finance female
Xiao Zhang Joint Company Secretary female
Yang Ming Vice President & Joint Company Secretary male
Yong Chen GM of Administration Department & Supervisor male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits