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JB Financial Group Co., Ltd. (175330.KS)

KRW26,950.00 -1,050.00 (-3.75%)
KR KSC Financial Services Banks - Regional
Address 566 Baekje-daero 561-711
Jeonju-si, KR
CEO Ki-Hong Kim
Website jbfg.com
IPO 2000-01-04
ISIN KR7175330000

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Description

JB Financial Group Co., Ltd., utilizing its network of subsidiaries, delivers a comprehensive suite of banking and financial services to both individual consumers and institutional clients, operating across South Korea and global markets. The company's business is structured around three primary divisions: banking, specialized credit finance, and asset management. Its product offerings include various deposit accounts, such as demand, time, and savings deposits, alongside negotiable certificates of deposit. Additionally, it provides loans, leasing arrangements, associated financial services, and installment financing. The group is also actively involved in fund management and strategic securities investments. JB Financial Group Co., Ltd. maintains its headquarters in Jeonju-si, South Korea.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW26,950.00 -1,050.00 (-3.75%)
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Volume Profile
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Liquidity & share structure
Average Volume
681.1K
Beta
0.42
Float Shares
134.88M
Free Float %
72.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.83% -6.27% -12.45% -24.72% -0.83% -5.16% +26.66% +181.84% +210.79% +334.55% +700.90%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
26,950.00
Ratings Trend (MoM) 60% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 4 -1
Hold 4 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.01
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -76.2% Q1'26: -77.5% (vs Q1'25)
  • EPS growth
    +8.8% Q1'26: +7.5% (vs Q1'25)
  • FCF margin
    Q1'26: +76.9% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +3.2% (vs Q1'25)
  • Share dilution
    +1.9% Q1'26: +2.7% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 20.07× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.53) × ERP
WACC = 21% × Ke + 79% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 26,950.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
7 Rev. Ana.
9 EPS Ana.
Dec 2027
7 Rev. Ana.
10 EPS Ana.
Dec 2028
4 Rev. Ana.
5 EPS Ana.
Revenue
1.48T
est: 969.59B (+52.3%)
1.74T
est: 1.03T (+68.4%)
1.70T
est: 1.12T (+51.7%)
1.86T
est: 1.23T (+51.1%)
2.06T
est: 1.29T (+60.1%)
2.01T
est: 1.36T (+48.5%)
2.13T
est: 1.55T (+37.9%)
2.73T
est: 1.80T (+51.5%)
3.72T
est: 2.02T (+83.6%)
4.06T
est: 2.18T (+86.0%)
964.70B
est: 2.26T (-57.3%)
2.48T
2.44T – 2.51T
+9.6% YoY
2.57T
2.53T – 2.64T
+3.9% YoY
2.73T
2.69T – 2.78T
+6.2% YoY
EBITDA
257.09B
est: 285.91B (-10.1%)
328.56B
est: 304.95B (+7.7%)
421.42B
est: 329.99B (+27.7%)
497.42B
est: 363.26B (+36.9%)
580.01B
est: 379.62B (+52.8%)
559.83B
est: 399.82B (+40.0%)
790.45B
est: 455.73B (+73.4%)
922.71B
est: 531.87B (+73.5%)
893.69B
est: 597.10B (+49.7%)
1.00T
est: 958.28B (+4.8%)
964.70B
est: 992.99B (-2.8%)
1.09T
1.07T – 1.10T
+9.6% YoY
1.13T
1.11T – 1.16T
+3.9% YoY
1.20T
1.18T – 1.22T
+6.2% YoY
EBIT
199.27B
est: 252.19B (-21.0%)
262.00B
est: 268.98B (-2.6%)
345.18B
est: 291.07B (+18.6%)
416.48B
est: 320.41B (+30.0%)
483.33B
est: 334.85B (+44.3%)
463.98B
est: 352.67B (+31.6%)
696.41B
est: 401.98B (+73.2%)
832.20B
est: 469.14B (+77.4%)
799.50B
est: 526.67B (+51.8%)
907.90B
est: 903.18B (+0.5%)
964.70B
est: 935.90B (+3.1%)
1.03T
1.01T – 1.04T
+9.6% YoY
1.07T
1.05T – 1.09T
+3.9% YoY
1.13T
1.11T – 1.15T
+6.2% YoY
Net Income
150.91B
est: 153.79B (-1.9%)
142.65B
est: 181.02B (-21.2%)
185.06B
est: 241.55B (-23.4%)
241.54B
est: 272.42B (-11.3%)
341.94B
est: 335.54B (+1.9%)
363.51B
est: 346.11B (+5.0%)
506.56B
est: 475.26B (+6.6%)
601.02B
est: 565.15B (+6.3%)
585.98B
est: 576.67B (+1.6%)
677.52B
est: 668.36B (+1.4%)
730.04B
est: 724.16B (+0.8%)
781.10B
756.33B – 834.17B
+7.9% YoY
856.28B
818.21B – 922.32B
+9.6% YoY
911.59B
892.05B – 933.28B
+6.5% YoY
SGA
29.78B
est: 8.46B (+251.8%)
14.35B
est: 9.03B (+58.9%)
17.24B
est: 9.77B (+76.6%)
21.25B
est: 10.75B (+97.6%)
27.74B
est: 11.24B (+146.9%)
22.19B
est: 11.83B (+87.5%)
22.28B
est: 13.49B (+65.1%)
23.42B
est: 15.74B (+48.8%)
24.99B
est: 17.67B (+41.4%)
27.91B
est: 14.23B (+96.1%)
est: 14.75B (-100.0%)
16.17B
15.91B – 16.35B
+9.6% YoY
16.79B
16.50B – 17.21B
+3.9% YoY
17.84B
17.54B – 18.16B
+6.2% YoY
EPS
881.00
est: 803.27 (+9.7%)
918.00
est: 945.50 (-2.9%)
1,124.00
est: 1,261.67 (-10.9%)
1,391.00
est: 1,422.91 (-2.2%)
1,640.79
est: 1,752.63 (-6.4%)
1,774.12
est: 1,807.80 (-1.9%)
2,510.18
est: 2,482.40 (+1.1%)
2,996.22
est: 2,951.90 (+1.5%)
2,907.00
est: 3,012.08 (-3.5%)
3,438.64
est: 3,425.08 (+0.4%)
3,741.15
est: 3,711.02 (+0.8%)
4,002.83
3,875.89 – 4,274.77
+7.9% YoY
4,388.06
4,192.97 – 4,726.48
+9.6% YoY
4,671.50
4,571.37 – 4,782.64
+6.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-28 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-27 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-26 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-22 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-21 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-20 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-19 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-18 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-15 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-14 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-13 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-12 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-11 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-08 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-07 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-06 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-04 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-30 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-29 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-28 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-27 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-24 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-04-23 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-22 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-21 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-20 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-17 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-16 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-15 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.10T
OE per share TTM
5,358.55
Owner's Yield
23.56%
Maintenance CapEx ratio
282.29%
Maint CapEx / Avg PPE
61.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
12.53B
Shares Outstanding
185.29M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ki-Hong Kim Chief Executive Officer & Director 2B male
Jin-suk Choi Officer of Investor Relations male
Jong-geun Song Senior Vice President & Chief Financial Officer male
Dong Sung Kim Vice President male
Kwang Lee MD & Compliance Officer male
Seung-Guk Lee MD, Chief Risk Officer & Chief Business Officer male
JongChun Park Managing Director & Head of Future Growth Division male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits