Zhongyuan Bank Co., Ltd. (1216.HK)
Zhengzhou, CN
Zhongyuan Bank Co., Ltd., established in 2014 and headquartered in Zhengzhou, People's Republic of China, delivers a broad spectrum of financial services to clients across the Asia Pacific region, North America, and globally. Its offerings encompass both corporate and individual banking solutions, including deposit accounts, lending and credit facilities, payment processing, capital market operations, and leasing arrangements. The bank's operations are divided into Corporate Banking, Retail Banking, Financial Markets Business, and other segments. The Corporate Banking division provides comprehensive services such as business loans, trade finance, deposit management, agency functions, consulting, advisory support, remittance, settlement, and guarantee services for corporations, government bodies, and financial institutions. Conversely, the Retail Banking segment caters to individual customers with products like personal loans, savings accounts, bank cards, tailored wealth management services, and money transfer facilities. The Financial Markets Business concentrates on interbank money market activities, repurchase agreements, investment strategies, debt issuance, and the trading of debt securities. As of December 31, 2021, Zhongyuan Bank boasted an extensive physical network, including 18 main branches, 2 direct sub-branches, and a total of 474 service points. These outlets were strategically distributed with 277 urban, 125 county-level, and 72 township-level sub-branches.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +3.23% | -1.54% | -3.03% | -4.48% | +1.59% | +1.59% | -4.48% | -43.86% | -70.37% | -87.15% | -87.15% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+109.4% Q4'25: +577.2% (vs Q4'23)
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EPS growth+2.4% Q4'25: +276.0% (vs Q4'23)
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FCF margin— Q4'25: -37.0% (vs Q4'23)
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EBIT margin— Q4'25: +3.6% (vs Q4'23)
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ROIC— Q4'25: +0.9% (vs Q4'23)
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Share dilution+0.0% Q4'25: +0.0% (vs Q4'23)
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Debt / EBITDA— Q4'25: 37.77× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-08 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-05 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-04 | B+ | 3/5 | 4/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 2/5 | 4/5 | 1/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 8.2K | 0.44% |
| 2 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 26.3K | 0.39% |
| 3 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 10.0K | 0.28% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Feng Zhou | Chairman of the Board | — | male |
| Hao Guo | Executive Chairman | — | male |
| Hao Hu | Chief Information Officer | — | male |
| Qi Tong | General Manager of Planning & Finance Department | — | female |
| Tao Zhang | President | — | male |
| Wenyao Pan | Secretary to the Board | — | male |
| Yin Wah Chan FCCA FCIS HKICS | Company Secretary | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 1216.HK
Short-term intention
Target Price Distribution
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