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Zhongyuan Bank Co., Ltd. (1216.HK)

HKD0.28 +0.00 (+0.00%)
CN HKSE Financial Services Banks - Regional
Address Zhongke Golden Tower
Zhengzhou, CN
CEO Hao Guo
IPO 2017-07-20
ISIN CNE100002GY8

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Description

Zhongyuan Bank Co., Ltd., established in 2014 and headquartered in Zhengzhou, People's Republic of China, delivers a broad spectrum of financial services to clients across the Asia Pacific region, North America, and globally. Its offerings encompass both corporate and individual banking solutions, including deposit accounts, lending and credit facilities, payment processing, capital market operations, and leasing arrangements. The bank's operations are divided into Corporate Banking, Retail Banking, Financial Markets Business, and other segments. The Corporate Banking division provides comprehensive services such as business loans, trade finance, deposit management, agency functions, consulting, advisory support, remittance, settlement, and guarantee services for corporations, government bodies, and financial institutions. Conversely, the Retail Banking segment caters to individual customers with products like personal loans, savings accounts, bank cards, tailored wealth management services, and money transfer facilities. The Financial Markets Business concentrates on interbank money market activities, repurchase agreements, investment strategies, debt issuance, and the trading of debt securities. As of December 31, 2021, Zhongyuan Bank boasted an extensive physical network, including 18 main branches, 2 direct sub-branches, and a total of 474 service points. These outlets were strategically distributed with 277 urban, 125 county-level, and 72 township-level sub-branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD0.28 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
-0.03
Float Shares
5.01B
Free Float %
13.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+3.23% -1.54% -3.03% -4.48% +1.59% +1.59% -4.48% -43.86% -70.37% -87.15% -87.15%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.28
DCF (Unlevered) 13.08 +4,570.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
-0.16
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +109.4% Q4'25: +577.2% (vs Q4'23)
  • EPS growth
    +2.4% Q4'25: +276.0% (vs Q4'23)
  • FCF margin
    Q4'25: -37.0% (vs Q4'23)
  • EBIT margin
    Q4'25: +3.6% (vs Q4'23)
  • ROIC
    Q4'25: +0.9% (vs Q4'23)
  • Share dilution
    +0.0% Q4'25: +0.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 37.77× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.02) × ERP
WACC = 3% × Ke + 97% × Kd (6.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 13.08 Current price: 0.28
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-28 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-27 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-26 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-22 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-21 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-20 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-19 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-18 B+ 3/5 5/5 2/5 2/5 1/5 4/5 4/5
2026-05-15 B+ 3/5 5/5 2/5 2/5 1/5 4/5 5/5
2026-05-14 B+ 3/5 5/5 2/5 2/5 1/5 4/5 5/5
2026-05-13 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-12 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-11 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-08 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-07 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-06 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-05 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-05-04 B+ 3/5 4/5 2/5 2/5 1/5 4/5 5/5
2026-04-30 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-29 B+ 3/5 4/5 2/5 3/5 1/5 4/5 5/5
2026-04-28 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-27 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-24 B+ 3/5 5/5 2/5 3/5 1/5 4/5 4/5
2026-04-23 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-22 A- 4/5 5/5 2/5 3/5 1/5 4/5 5/5
2026-04-21 A- 4/5 5/5 2/5 4/5 1/5 4/5 5/5
2026-04-20 A- 4/5 5/5 2/5 4/5 1/5 4/5 5/5
2026-04-17 A- 4/5 5/5 2/5 4/5 1/5 4/5 5/5
2026-04-16 A- 4/5 5/5 2/5 4/5 1/5 4/5 5/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-122.67B
OE per share TTM
-3.35
Owner's Yield
-1,048.80%
Maintenance CapEx ratio
513.36%
Maint CapEx / Avg PPE
41.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 3 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional Emerging Markets Sustainability Core 1 ETF DFSE 0.00% 8.2K 0.44%
2 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 26.3K 0.39%
3 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 10.0K 0.28%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
122.0K
Shares Outstanding
36.55B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Feng Zhou Chairman of the Board male
Hao Guo Executive Chairman male
Hao Hu Chief Information Officer male
Qi Tong General Manager of Planning & Finance Department female
Tao Zhang President male
Wenyao Pan Secretary to the Board male
Yin Wah Chan FCCA FCIS HKICS Company Secretary female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits