Al Rajhi Banking and Investment Corporation (1120.SR)
Riyadh, Riyadh Province, SA
Al Rajhi Banking and Investment Corporation, along with its various affiliates, delivers a comprehensive array of banking and investment solutions, catering to clients both within the Kingdom of Saudi Arabia and globally. Its operations are structured across four key divisions: Retail, Corporate, Treasury, and Investment Services & Brokerage. The institution provides diverse account types, encompassing personal options for current, future, affluent, private, and female clients, as well as business and escrow accounts. Financial services include personal, vehicle (auto, car, fleet), home, and real estate financing, alongside payroll, POS merchant, contract, invoice, and working capital facilities. It also issues credit and debit cards. Additionally, Al Rajhi offers a broad spectrum of insurance products, such as personal accident, medical, staff guarantee, marine cargo, engineering, machine breakdown, property, vehicle, and professional indemnity. For trade and liquidity management, it offers documentary collections, letters of credit and guarantee, supply chain finance, e-trade solutions, automated trade notifications, and sophisticated cash management services. A specialized offering, Ijara Mawsufha Fi Al Dhimmah, is available for financing substantial project endeavors. Its treasury department deals in direct investments, banknotes, foreign exchange, and gold trading. Beyond core banking, the corporation extends into real estate and engineering consulting, recruitment, micro consumer financing, finance leasing, and funding for small and medium-sized enterprises. It also engages in technical services related to finance, digital payment systems, and financial settlements. Customers benefit from convenient digital access through phone and online banking platforms, along with other digital services. A substantial physical infrastructure supports its operations, comprising 521 branches and 4,891 ATMs. Established in 1957, the firm's headquarters are located in Riyadh, Saudi Arabia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -2.84% | +2.41% | +3.21% | +2.46% | +12.37% | +39.53% | +54.24% | +323.39% | +1,074.60% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 6 | +1 |
| Buy | 7 | 0 |
| Hold | 6 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+125.1% Q1'26: +14.4% (vs Q1'25)
-
EPS growth+25.3% Q1'26: -24.8% (vs Q1'25)
-
FCF margin— Q1'26: +23.6% (vs Q1'25)
-
EBIT margin— Q1'26: +70.7% (vs Q1'25)
-
ROIC— Q1'26: +9.9% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 5.88× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 11 EPS Ana. |
Dec 2027 12 Rev. Ana. 11 EPS Ana. |
Dec 2028 4 Rev. Ana. 4 EPS Ana. |
Dec 2029 3 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
13.73B
est: 13.07B (+5.1%)
|
15.26B
est: 15.47B (-1.3%)
|
15.87B
est: 15.71B (+1.0%)
|
17.27B
est: 17.33B (-0.4%)
|
19.46B
est: 19.45B (+0.1%)
|
20.67B
est: 20.06B (+3.0%)
|
25.64B
est: 25.57B (+0.3%)
|
28.55B
est: 28.70B (-0.5%)
|
27.43B
est: 27.13B (+1.1%)
|
31.91B
est: 31.68B (+0.8%)
|
71.82B
est: 38.37B (+87.2%)
|
44.02B
43.49B – 44.93B
+14.7% YoY
|
48.13B
46.74B – 50.13B
+9.3% YoY
|
52.46B
52.25B – 52.67B
+9.0% YoY
|
51.19B
50.13B – 52.81B
-2.4% YoY
|
| EBITDA |
7.50B
est: 7.21B (+4.1%)
|
8.56B
est: 8.54B (+0.3%)
|
9.58B
est: 8.67B (+10.5%)
|
10.76B
est: 9.56B (+12.5%)
|
12.40B
est: 10.73B (+15.6%)
|
12.93B
est: 11.07B (+16.8%)
|
17.53B
est: 14.11B (+24.3%)
|
20.45B
est: 15.83B (+29.2%)
|
20.11B
est: 13.83B (+45.4%)
|
—
est: 16.15B (-100.0%)
|
29.88B
est: 19.56B (+52.7%)
|
22.44B
22.17B – 22.91B
+14.7% YoY
|
24.54B
23.83B – 25.56B
+9.3% YoY
|
26.74B
26.64B – 26.85B
+9.0% YoY
|
26.10B
25.56B – 26.92B
-2.4% YoY
|
| EBIT |
7.13B
est: 6.52B (+9.3%)
|
8.13B
est: 7.72B (+5.2%)
|
9.12B
est: 7.84B (+16.3%)
|
10.14B
est: 8.65B (+17.1%)
|
11.33B
est: 9.71B (+16.7%)
|
11.81B
est: 10.02B (+17.9%)
|
16.44B
est: 12.76B (+28.9%)
|
19.12B
est: 14.33B (+33.5%)
|
18.53B
est: 12.52B (+48.0%)
|
-1.98B
est: 14.62B (-113.6%)
|
27.53B
est: 17.71B (+55.4%)
|
20.32B
20.07B – 20.74B
+14.7% YoY
|
22.21B
21.58B – 23.14B
+9.3% YoY
|
24.21B
24.11B – 24.31B
+9.0% YoY
|
23.63B
23.14B – 24.37B
-2.4% YoY
|
| Net Income |
7.13B
est: 6.70B (+6.5%)
|
8.13B
est: 7.90B (+2.8%)
|
9.12B
est: 8.70B (+4.8%)
|
3.77B
est: 9.70B (-61.1%)
|
10.16B
est: 10.79B (-5.8%)
|
10.60B
est: 10.60B (-0.1%)
|
14.75B
est: 14.69B (+0.4%)
|
17.15B
est: 16.84B (+1.8%)
|
16.62B
est: 16.59B (+0.2%)
|
19.72B
est: 12.55B (+57.1%)
|
24.79B
est: 15.82B (+56.7%)
|
18.10B
17.40B – 18.80B
+14.4% YoY
|
19.59B
18.61B – 20.57B
+8.3% YoY
|
21.73B
20.59B – 22.88B
+10.9% YoY
|
22.00B
21.41B – 22.90B
+1.2% YoY
|
| SGA |
1.38B
est: 1.27B (+8.7%)
|
1.44B
est: 1.50B (-4.0%)
|
1.67B
est: 1.52B (+9.6%)
|
1.93B
est: 1.68B (+14.5%)
|
2.53B
est: 1.89B (+34.2%)
|
2.65B
est: 1.95B (+35.9%)
|
2.65B
est: 2.48B (+6.9%)
|
2.73B
est: 2.78B (-2.1%)
|
2.39B
est: 2.24B (+6.8%)
|
2.26B
est: 2.62B (-13.5%)
|
4.03B
est: 3.17B (+26.9%)
|
3.64B
3.59B – 3.71B
+14.7% YoY
|
3.98B
3.86B – 4.14B
+9.3% YoY
|
4.34B
4.32B – 4.35B
+9.0% YoY
|
4.23B
4.14B – 4.36B
-2.4% YoY
|
| EPS |
1.78
est: 1.67 (+6.3%)
|
2.03
est: 1.98 (+2.7%)
|
2.28
est: 2.18 (+4.8%)
|
2.57
est: 2.42 (+6.0%)
|
2.54
est: 2.70 (-5.8%)
|
2.65
est: 2.65 (0.0%)
|
3.69
est: 3.67 (+0.5%)
|
4.24
est: 4.21 (+0.7%)
|
3.95
est: 4.15 (-4.8%)
|
4.67
est: 3.12 (+49.9%)
|
5.85
est: 3.91 (+49.5%)
|
4.48
4.35 – 4.70
+14.5% YoY
|
4.94
4.65 – 5.14
+10.3% YoY
|
5.45
5.15 – 5.72
+10.3% YoY
|
5.50
5.35 – 5.73
+0.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-17 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-10 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-03 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-26 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-19 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-15 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Waleed Bin Abdullah Ali Al-Mogbel | Chief Executive Officer, MD & Executive Director | 835.0K | male |
| Abdullah Saleh Alomari | Chief Operating Officer | — | male |
| Abdulrahman Abdullah Abdulrahman Al-Fadda | Chief Financial Officer | — | male |
| Abid Shakeel | Head of Strategy Department | — | — |
| Ahmed Saleh Al Sudais | Chief Human Resources Officer | — | male |
| Abdullah Saad Aljabr | Chief Marketing & Customer Experience Officer | — | — |
| Hamad Ibrahim Al-Washmi | Chief Compliance Officer | — | — |
| Salim Hamad Musallam | Chief Credit Officer | — | — |
| Thamer Alhumud | Chief Governance & Legal Officer | — | — |
| Turki Mohammed Al-Dhfayan | Chief Strategic Projects & Acting Chief Digital Officer | — | male |
| Dhary Mohali Al-Shammry | Chief Internal Auditor | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 1120.SR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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