Arab National Bank (1080.SR)
Riyadh, Riyadh Province, SA
Arab National Bank, founded in Riyadh, Saudi Arabia in 1979, functions as a comprehensive financial services provider. The institution operates through its core divisions: Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage Services. For individual customers, the bank offers diverse account options, including current, savings, Murabaha, and time deposits. It also provides personal, car lease, and real estate financing, consumer credit advisory services, and both credit and debit cards. ANB extends a broad spectrum of services to its corporate and institutional clients, encompassing credit lines, various loan types, specialized financing for foreign exchange and precious metals, letters of credit, letters of guarantee, and margin trading facilities. The bank additionally delivers cash management, professional treasury, and foreign exchange services, facilitates wire transfers, and provides custody and safekeeping solutions. Islamic banking products are also available. Beyond conventional offerings, ANB's credit-related services include overdrafts, revolving short, medium, and long-term loans, discounted bills, bonding, documentary credit acceptances, and collections. Its product portfolio further features project, contract, and bridge loans, working capital/trade loans, guarantees, and hedging facilities. Through its Investment and Brokerage segment, the bank provides access to mutual funds, margin and equity trading, and private equity services. ANB is also actively involved in asset management, covering the dealing, managing, arranging, advising on, and safeguarding of securities, in addition to general investment management services. Its operations also encompass the leasing of heavy equipment and engaging in property transactions such as purchasing, selling, and leasing land and real estate. Catering to individuals, corporations, institutional clients, and small to medium-sized businesses, Arab National Bank operates an expansive network of 131 branches across the Kingdom of Saudi Arabia, complemented by an international branch in the United Kingdom.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -1.67% | +6.16% | -4.68% | -1.94% | +1.44% | +7.51% | +27.40% | +126.25% | +66.67% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 3 | -1 |
| Hold | 2 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+4.3% Q1'26: +94.2% (vs Q1'25)
-
EPS growth+3.2% Q1'26: +4.6% (vs Q1'25)
-
FCF margin— Q1'26: +52.6% (vs Q1'25)
-
EBIT margin— Q1'26: +32.4% (vs Q1'25)
-
ROIC— Q1'26: +10.3% (vs Q1'25)
-
Share dilution+0.0% Q1'26: -0.5% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 3.75× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 3 EPS Ana. |
Dec 2027 5 Rev. Ana. 4 EPS Ana. |
Dec 2028 5 Rev. Ana. 5 EPS Ana. |
Dec 2029 2 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
5.74B
est: 6.40B (-10.4%)
|
5.82B
est: 6.05B (-3.8%)
|
6.38B
est: 6.36B (+0.2%)
|
6.54B
est: 6.59B (-0.7%)
|
6.72B
est: 6.81B (-1.4%)
|
5.84B
est: 5.93B (-1.6%)
|
5.76B
est: 5.95B (-3.1%)
|
6.85B
est: 6.84B (+0.2%)
|
8.54B
est: 8.46B (+1.0%)
|
9.47B
est: 9.47B (0.0%)
|
9.88B
est: 10.00B (-1.2%)
|
10.36B
10.29B – 10.44B
+3.7% YoY
|
10.97B
10.81B – 11.24B
+5.8% YoY
|
11.70B
11.64B – 11.77B
+6.7% YoY
|
12.37B
12.23B – 12.57B
+5.7% YoY
|
| EBITDA |
3.18B
est: 3.52B (-9.6%)
|
3.12B
est: 3.32B (-6.1%)
|
3.28B
est: 3.50B (-6.2%)
|
3.54B
est: 3.62B (-2.3%)
|
3.80B
est: 3.74B (+1.6%)
|
2.79B
est: 3.26B (-14.3%)
|
2.83B
est: 3.27B (-13.4%)
|
3.85B
est: 3.76B (+2.4%)
|
4.98B
est: 6.43B (-22.6%)
|
6.00B
est: 7.19B (-16.6%)
|
6.27B
est: 7.60B (-17.5%)
|
7.87B
7.82B – 7.93B
+3.7% YoY
|
8.33B
8.21B – 8.54B
+5.8% YoY
|
8.89B
8.84B – 8.94B
+6.7% YoY
|
9.40B
9.29B – 9.55B
+5.7% YoY
|
| EBIT |
2.96B
est: 3.31B (-10.8%)
|
2.86B
est: 3.13B (-8.6%)
|
3.03B
est: 3.30B (-7.9%)
|
3.31B
est: 3.41B (-2.9%)
|
3.55B
est: 3.53B (+0.7%)
|
2.57B
est: 3.07B (-16.3%)
|
2.62B
est: 3.08B (-14.9%)
|
3.63B
est: 3.54B (+2.6%)
|
4.75B
est: 6.25B (-24.1%)
|
5.75B
est: 7.00B (-17.8%)
|
5.98B
est: 7.39B (-19.1%)
|
7.66B
7.61B – 7.71B
+3.7% YoY
|
8.11B
7.99B – 8.31B
+5.8% YoY
|
8.65B
8.60B – 8.70B
+6.7% YoY
|
9.14B
9.04B – 9.29B
+5.7% YoY
|
| Net Income |
2.79B
est: 2.89B (-3.5%)
|
2.85B
est: 2.79B (+2.4%)
|
3.03B
est: 3.04B (-0.4%)
|
3.97B
est: 3.37B (+17.7%)
|
3.02B
est: 3.33B (-9.2%)
|
2.07B
est: 2.36B (-12.1%)
|
2.18B
est: 2.57B (-15.2%)
|
3.07B
est: 3.18B (-3.4%)
|
4.07B
est: 4.48B (-9.2%)
|
4.97B
est: 4.86B (+2.3%)
|
5.12B
est: 4.98B (+2.7%)
|
4.60B
4.50B – 4.69B
-7.8% YoY
|
4.79B
4.44B – 5.13B
+4.1% YoY
|
4.94B
4.28B – 5.60B
+3.2% YoY
|
5.05B
4.98B – 5.15B
+2.2% YoY
|
| SGA |
502.43M
est: 719.87M (-30.2%)
|
571.51M
est: 679.77M (-15.9%)
|
577.74M
est: 715.64M (-19.3%)
|
608.22M
est: 740.63M (-17.9%)
|
610.78M
est: 765.99M (-20.3%)
|
571.93M
est: 666.86M (-14.2%)
|
683.23M
est: 668.97M (+2.1%)
|
810.77M
est: 768.56M (+5.5%)
|
1.02B
est: 959.04M (+6.0%)
|
1.03B
est: 1.07B (-4.5%)
|
1.01B
est: 1.13B (-10.6%)
|
1.17B
1.17B – 1.18B
+3.7% YoY
|
1.24B
1.22B – 1.27B
+5.8% YoY
|
1.33B
1.32B – 1.33B
+6.7% YoY
|
1.40B
1.39B – 1.42B
+5.7% YoY
|
| EPS |
1.97
est: 1.45 (+36.1%)
|
1.91
est: 1.40 (+36.8%)
|
2.02
est: 1.52 (+32.7%)
|
2.21
est: 1.69 (+30.8%)
|
2.02
est: 1.67 (+21.1%)
|
1.38
est: 1.18 (+16.8%)
|
1.45
est: 1.29 (+12.8%)
|
2.05
est: 1.59 (+28.7%)
|
2.04
est: 2.24 (-9.0%)
|
2.48
est: 2.43 (+2.2%)
|
2.56
est: 2.50 (+2.3%)
|
2.31
2.26 – 2.35
-7.6% YoY
|
2.42
2.23 – 2.57
+4.8% YoY
|
2.56
2.15 – 2.81
+5.7% YoY
|
2.53
2.49 – 2.58
-1.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-17 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-10 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-03 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-30 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-29 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-27 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-26 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-23 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-22 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-21 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-19 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Saudi Arabia Capped UCITS ETF IKSD.L | 1.70% | 327.6K | 0.60% |
| 2 | iShares MSCI Saudi Arabia Capped UCITS ETF IKSA.L | 1.70% | 8.80M | 0.60% |
| 3 | Invesco MSCI Saudi Arabia UCITS ETF MSAU.L | 1.67% | 778.5K | 0.50% |
| 4 | iShares MSCI Saudi Arabia ETF KSA | 1.55% | 10.07M | 0.75% |
| 5 | State Street SPDR S&P Emerging Markets Dividend Aristocrats UCITS ETF (Dist) EDVD.L | 1.49% | 2.60M | 0.55% |
| 6 | Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L | 0.50% | 1.43M | 0.49% |
| 7 | VanEck - MSCI Multifactor Emerging Markets Equity ETF EMKT.AX | 0.39% | 2.02M | 0.69% |
| 8 | Invesco FTSE RAFI Emerging Markets UCITS ETF PSRM.L | 0.15% | 127.6K | 0.49% |
| 9 | iShares International Dividend Growth ETF IGRO | 0.13% | 1.63M | 0.15% |
| 10 | Franklin Emerging Market Core Dividend Tilt Index ETF DIEM | 0.11% | 81.6K | 0.19% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Obaid Abdullah Obaid Al-Rasheed | MD, Chief Executive Officer & Executive Director | 2M | male |
| Bader N. Al-Otaibi | Chief Human Resources Officer | — | — |
| Kamal A. Khodr | Head of Risk Management & Chief Risk Officer | — | male |
| Lama Alessa | Chief Marketing & Customer Experience Officer | — | — |
| Louai Al-Zaher | Chief Wholesale Bank Officer | — | male |
| Naif E. Al-Harbi | Chief Information Officer | — | — |
| Omar Mohammad Almudarra | Chief Legal Officer | — | male |
| Saad Al-Dughish | Chief Financial Officer | — | male |
| Aiedh Al Zahrani | Chief Operating Officer | — | male |
| Waleed Alkhulayfi | Chief Compliance Officer | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 1080.SR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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