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CIMB Group Holdings Berhad (1023.KL)

MYR7.77 +0.08 (+1.04%)
MY KLS Financial Services Banks - Regional
Address Menara CIMB 50470
Kuala Lumpur, MY
CEO Muhammad Novan Bin Amirudin
Website cimb.com
IPO 2000-01-03
ISIN MYL1023OO000

Explore sections of this company profile

Also trades on Malaysian Stock Exchange · 1023.KL (MYR) Other OTC · CIMDF (USD)
Description

CIMB Group Holdings Berhad, founded in 1924 and headquartered in Kuala Lumpur, Malaysia, operates as a prominent financial services provider across Malaysia and globally. The company structures its extensive offerings through three main divisions: Consumer Banking: This segment focuses on individual clients, furnishing a diverse range of conventional and Sharia-compliant financial instruments. These include residential and commercial property loans, secured personal borrowing, vehicle financing, credit cards, unsecured personal credit, wealth management advice, bancassurance products, remittance and foreign exchange services, various deposit accounts, and comprehensive internet banking facilities. Commercial Banking: Catering to businesses, this division supplies credit facilities, trade financing solutions, cash management tools, funds transfer and foreign currency exchange services, and general deposit products. It also provides an online banking platform specifically designed for small to medium-sized enterprises (SMEs) and mid-market corporations. Wholesale Banking: Dedicated to institutional and large corporate clients, this segment provides strategic client relationship management and solution delivery. Its services include financial advisory on topics such as equity and equity-linked product issuance, debt restructuring, initial public offerings (IPOs), secondary share offerings, and general corporate guidance. It offers both conventional and Islamic financing solutions covering trade, working capital, capital expenditure, leveraging, mergers and acquisitions, leveraged finance, and project funding. Furthermore, this division provides integrated financial packages encompassing cash management, trade finance, foreign exchange, custody, corporate loans, derivatives, structured products, and debt capital market services. Wholesale Banking also manages treasury activities like foreign exchange, money market operations, derivatives trading, and capital market instruments, alongside transaction banking, broking services, wealth management, investment management, securities financing, and trust services.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MYR7.77 +0.08 (+1.04%)
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Volume Profile
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Liquidity & share structure
Average Volume
15M
Beta
0.17
Float Shares
6.47B
Free Float %
59.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.27% -3.10% -3.47% -6.59% -1.83% -8.97% +9.32% +53.58% +72.64% +71.07% +212.92%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
7.77
DCF (Unlevered) 5.27 -32.2%
DCF (Levered) 12.89 +65.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 80% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 14 0
Hold 4 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.13
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -2.9% Q1'26: -6.4% (vs Q1'25)
  • EPS growth
    +1.4% Q1'26: +0.0% (vs Q1'25)
  • FCF margin
    Q1'26: -33.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +29.1% (vs Q1'25)
  • ROIC
    Q1'26: +4.4% (vs Q1'25)
  • Share dilution
    +0.5% Q1'26: +0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 13.23× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.20) × ERP
WACC = 37% × Ke + 63% × Kd (10.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 5.25 Current price: 7.77
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
1 EPS Ana.
Dec 2027
18 Rev. Ana.
17 EPS Ana.
Dec 2028
8 Rev. Ana.
10 EPS Ana.
Revenue
24.18B
est: 14.80B (+63.4%)
24.95B
est: 15.61B (+59.9%)
26.61B
est: 17.16B (+55.0%)
26.98B
est: 17.33B (+55.7%)
27.73B
est: 17.39B (+59.4%)
16.46B
est: 16.93B (-2.8%)
23.45B
est: 18.62B (+25.9%)
26.94B
est: 19.72B (+36.6%)
34.95B
est: 20.64B (+69.4%)
37.50B
est: 22.24B (+68.7%)
36.43B
est: 22.76B (+60.0%)
23.24B
22.69B – 23.46B
+2.1% YoY
24.40B
22.96B – 25.16B
+5.0% YoY
25.63B
24.56B – 26.16B
+5.1% YoY
EBITDA
4.61B
est: 3.73B (+23.7%)
5.56B
est: 3.93B (+41.5%)
6.81B
est: 4.32B (+57.5%)
7.85B
est: 4.36B (+80.0%)
6.81B
est: 4.38B (+55.5%)
est: 4.26B (-100.0%)
7.01B
est: 4.69B (+49.5%)
9.48B
est: 4.97B (+91.0%)
10.55B
est: 5.20B (+103.0%)
11.48B
est: 6.99B (+64.3%)
11.37B
est: 7.15B (+58.9%)
7.30B
7.13B – 7.37B
+2.1% YoY
7.67B
7.21B – 7.91B
+5.0% YoY
8.05B
7.72B – 8.22B
+5.1% YoY
EBIT
3.91B
est: 3.12B (+25.5%)
4.88B
est: 3.29B (+48.5%)
6.11B
est: 3.62B (+68.9%)
7.20B
est: 3.65B (+97.2%)
5.97B
est: 3.66B (+63.0%)
-892.52M
est: 3.57B (-125.0%)
5.79B
est: 3.92B (+47.5%)
8.37B
est: 4.16B (+101.5%)
9.54B
est: 4.35B (+119.4%)
10.40B
est: 7.06B (+47.2%)
10.62B
est: 7.23B (+46.9%)
7.38B
7.21B – 7.45B
+2.1% YoY
7.75B
7.29B – 7.99B
+5.0% YoY
8.14B
7.80B – 8.31B
+5.1% YoY
Net Income
2.85B
est: 3.81B (-25.3%)
3.56B
est: 4.52B (-21.1%)
4.48B
est: 5.39B (-17.0%)
5.58B
est: 6.53B (-14.5%)
4.56B
est: 5.48B (-16.8%)
1.19B
est: 1.62B (-26.4%)
4.30B
est: 5.01B (-14.3%)
5.44B
est: 5.57B (-2.3%)
6.98B
est: 6.94B (+0.6%)
7.73B
est: 7.86B (-1.6%)
7.86B
est: 7.93B (-0.9%)
8.20B
7.75B – 8.42B
+3.4% YoY
8.72B
8.11B – 9.17B
+6.4% YoY
9.24B
8.73B – 9.48B
+5.9% YoY
SGA
1.28B
est: 847.57M (+50.6%)
1.45B
est: 893.88M (+61.9%)
1.46B
est: 983.05M (+48.3%)
1.49B
est: 992.48M (+49.9%)
1.78B
est: 996.08M (+78.9%)
1.51B
est: 969.45M (+55.9%)
1.44B
est: 1.07B (+34.6%)
1.40B
est: 1.13B (+23.6%)
1.47B
est: 1.18B (+24.3%)
1.48B
est: 1.23B (+20.2%)
3.00B
est: 1.26B (+137.9%)
1.29B
1.26B – 1.30B
+2.1% YoY
1.35B
1.27B – 1.39B
+5.0% YoY
1.42B
1.36B – 1.45B
+5.1% YoY
EPS
0.34
est: 0.35 (-4.2%)
0.41
est: 0.42 (-2.4%)
0.50
est: 0.50 (-0.3%)
0.60
est: 0.61 (-1.2%)
0.47
est: 0.51 (-7.8%)
0.12
est: 0.15 (-20.5%)
0.43
est: 0.47 (-7.8%)
0.52
est: 0.52 (+0.4%)
0.65
est: 0.65 (+0.7%)
0.72
est: 0.73 (-1.0%)
0.73
est: 0.73 (-0.6%)
0.76
0.72 – 0.78
+3.4% YoY
0.81
0.75 – 0.85
+6.4% YoY
0.86
0.81 – 0.88
+5.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B 3/5 4/5 4/5 3/5 1/5 3/5 2/5
2026-05-26 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-25 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-22 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-21 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-20 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-19 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-18 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-15 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-14 B 3/5 4/5 4/5 3/5 1/5 2/5 2/5
2026-05-13 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-05-12 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-05-08 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-05-07 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-05-06 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-05-05 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-05-04 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-30 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-29 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-28 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-27 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-24 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-23 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-22 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-21 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-20 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-17 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-16 A- 4/5 5/5 4/5 4/5 1/5 3/5 3/5
2026-04-15 A- 4/5 5/5 4/5 5/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-6.30B
OE per share TTM
-0.58
Owner's Yield
-7.79%
Maintenance CapEx ratio
29.54%
Maint CapEx / Avg PPE
9.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
317.0K
Shares Outstanding
10.80B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ahmad Shahriman Mohd Shariff Chief Executive Officer of Group Islamic Banking male
Ahmad Shazli Kamarulzaman Co-Chief Executive Officer of Group Commercial & Transaction Banking male
Amran Mohamad Group Chief Internal Auditor male
Chek Chye Tan Head of Investor Relations male
Keen Yew Kwan Group Chief Legal, Compliance, Integrity & Governance Officer male
Khairulanwar Bin Rifaie Group Chief Financial & Strategy Officer male
Muhammad Novan Amirudin Interim Chief Executive Officer of Growth Markets Division, Group CEO & Executive Director male
Ros Aziah Mohd Yusoff Group Chief Technology & Data Officer female
Toni Darusman Group Chief Brand & Marketing Officer male
Wee Chuan Tan Head of Commercial Banking of CIMB Singapore
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits