CIMB Group Holdings Berhad (1023.KL)
Kuala Lumpur, MY
CIMB Group Holdings Berhad, founded in 1924 and headquartered in Kuala Lumpur, Malaysia, operates as a prominent financial services provider across Malaysia and globally. The company structures its extensive offerings through three main divisions: Consumer Banking: This segment focuses on individual clients, furnishing a diverse range of conventional and Sharia-compliant financial instruments. These include residential and commercial property loans, secured personal borrowing, vehicle financing, credit cards, unsecured personal credit, wealth management advice, bancassurance products, remittance and foreign exchange services, various deposit accounts, and comprehensive internet banking facilities. Commercial Banking: Catering to businesses, this division supplies credit facilities, trade financing solutions, cash management tools, funds transfer and foreign currency exchange services, and general deposit products. It also provides an online banking platform specifically designed for small to medium-sized enterprises (SMEs) and mid-market corporations. Wholesale Banking: Dedicated to institutional and large corporate clients, this segment provides strategic client relationship management and solution delivery. Its services include financial advisory on topics such as equity and equity-linked product issuance, debt restructuring, initial public offerings (IPOs), secondary share offerings, and general corporate guidance. It offers both conventional and Islamic financing solutions covering trade, working capital, capital expenditure, leveraging, mergers and acquisitions, leveraged finance, and project funding. Furthermore, this division provides integrated financial packages encompassing cash management, trade finance, foreign exchange, custody, corporate loans, derivatives, structured products, and debt capital market services. Wholesale Banking also manages treasury activities like foreign exchange, money market operations, derivatives trading, and capital market instruments, alongside transaction banking, broking services, wealth management, investment management, securities financing, and trust services.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.27% | -3.10% | -3.47% | -6.59% | -1.83% | -8.97% | +9.32% | +53.58% | +72.64% | +71.07% | +212.92% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 14 | 0 |
| Hold | 4 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-2.9% Q1'26: -6.4% (vs Q1'25)
-
EPS growth+1.4% Q1'26: +0.0% (vs Q1'25)
-
FCF margin— Q1'26: -33.0% (vs Q1'25)
-
EBIT margin— Q1'26: +29.1% (vs Q1'25)
-
ROIC— Q1'26: +4.4% (vs Q1'25)
-
Share dilution+0.5% Q1'26: +0.3% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 13.23× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 1 EPS Ana. |
Dec 2027 18 Rev. Ana. 17 EPS Ana. |
Dec 2028 8 Rev. Ana. 10 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
24.18B
est: 14.80B (+63.4%)
|
24.95B
est: 15.61B (+59.9%)
|
26.61B
est: 17.16B (+55.0%)
|
26.98B
est: 17.33B (+55.7%)
|
27.73B
est: 17.39B (+59.4%)
|
16.46B
est: 16.93B (-2.8%)
|
23.45B
est: 18.62B (+25.9%)
|
26.94B
est: 19.72B (+36.6%)
|
34.95B
est: 20.64B (+69.4%)
|
37.50B
est: 22.24B (+68.7%)
|
36.43B
est: 22.76B (+60.0%)
|
23.24B
22.69B – 23.46B
+2.1% YoY
|
24.40B
22.96B – 25.16B
+5.0% YoY
|
25.63B
24.56B – 26.16B
+5.1% YoY
|
| EBITDA |
4.61B
est: 3.73B (+23.7%)
|
5.56B
est: 3.93B (+41.5%)
|
6.81B
est: 4.32B (+57.5%)
|
7.85B
est: 4.36B (+80.0%)
|
6.81B
est: 4.38B (+55.5%)
|
—
est: 4.26B (-100.0%)
|
7.01B
est: 4.69B (+49.5%)
|
9.48B
est: 4.97B (+91.0%)
|
10.55B
est: 5.20B (+103.0%)
|
11.48B
est: 6.99B (+64.3%)
|
11.37B
est: 7.15B (+58.9%)
|
7.30B
7.13B – 7.37B
+2.1% YoY
|
7.67B
7.21B – 7.91B
+5.0% YoY
|
8.05B
7.72B – 8.22B
+5.1% YoY
|
| EBIT |
3.91B
est: 3.12B (+25.5%)
|
4.88B
est: 3.29B (+48.5%)
|
6.11B
est: 3.62B (+68.9%)
|
7.20B
est: 3.65B (+97.2%)
|
5.97B
est: 3.66B (+63.0%)
|
-892.52M
est: 3.57B (-125.0%)
|
5.79B
est: 3.92B (+47.5%)
|
8.37B
est: 4.16B (+101.5%)
|
9.54B
est: 4.35B (+119.4%)
|
10.40B
est: 7.06B (+47.2%)
|
10.62B
est: 7.23B (+46.9%)
|
7.38B
7.21B – 7.45B
+2.1% YoY
|
7.75B
7.29B – 7.99B
+5.0% YoY
|
8.14B
7.80B – 8.31B
+5.1% YoY
|
| Net Income |
2.85B
est: 3.81B (-25.3%)
|
3.56B
est: 4.52B (-21.1%)
|
4.48B
est: 5.39B (-17.0%)
|
5.58B
est: 6.53B (-14.5%)
|
4.56B
est: 5.48B (-16.8%)
|
1.19B
est: 1.62B (-26.4%)
|
4.30B
est: 5.01B (-14.3%)
|
5.44B
est: 5.57B (-2.3%)
|
6.98B
est: 6.94B (+0.6%)
|
7.73B
est: 7.86B (-1.6%)
|
7.86B
est: 7.93B (-0.9%)
|
8.20B
7.75B – 8.42B
+3.4% YoY
|
8.72B
8.11B – 9.17B
+6.4% YoY
|
9.24B
8.73B – 9.48B
+5.9% YoY
|
| SGA |
1.28B
est: 847.57M (+50.6%)
|
1.45B
est: 893.88M (+61.9%)
|
1.46B
est: 983.05M (+48.3%)
|
1.49B
est: 992.48M (+49.9%)
|
1.78B
est: 996.08M (+78.9%)
|
1.51B
est: 969.45M (+55.9%)
|
1.44B
est: 1.07B (+34.6%)
|
1.40B
est: 1.13B (+23.6%)
|
1.47B
est: 1.18B (+24.3%)
|
1.48B
est: 1.23B (+20.2%)
|
3.00B
est: 1.26B (+137.9%)
|
1.29B
1.26B – 1.30B
+2.1% YoY
|
1.35B
1.27B – 1.39B
+5.0% YoY
|
1.42B
1.36B – 1.45B
+5.1% YoY
|
| EPS |
0.34
est: 0.35 (-4.2%)
|
0.41
est: 0.42 (-2.4%)
|
0.50
est: 0.50 (-0.3%)
|
0.60
est: 0.61 (-1.2%)
|
0.47
est: 0.51 (-7.8%)
|
0.12
est: 0.15 (-20.5%)
|
0.43
est: 0.47 (-7.8%)
|
0.52
est: 0.52 (+0.4%)
|
0.65
est: 0.65 (+0.7%)
|
0.72
est: 0.73 (-1.0%)
|
0.73
est: 0.73 (-0.6%)
|
0.76
0.72 – 0.78
+3.4% YoY
|
0.81
0.75 – 0.85
+6.4% YoY
|
0.86
0.81 – 0.88
+5.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-26 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-25 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-22 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-21 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-20 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-19 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-18 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-15 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-14 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-13 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-12 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-11 | B- | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-08 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-05 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-04 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ahmad Shahriman Mohd Shariff | Chief Executive Officer of Group Islamic Banking | — | male |
| Ahmad Shazli Kamarulzaman | Co-Chief Executive Officer of Group Commercial & Transaction Banking | — | male |
| Amran Mohamad | Group Chief Internal Auditor | — | male |
| Chek Chye Tan | Head of Investor Relations | — | male |
| Keen Yew Kwan | Group Chief Legal, Compliance, Integrity & Governance Officer | — | male |
| Khairulanwar Bin Rifaie | Group Chief Financial & Strategy Officer | — | male |
| Muhammad Novan Amirudin | Interim Chief Executive Officer of Growth Markets Division, Group CEO & Executive Director | — | male |
| Ros Aziah Mohd Yusoff | Group Chief Technology & Data Officer | — | female |
| Toni Darusman | Group Chief Brand & Marketing Officer | — | male |
| Wee Chuan Tan | Head of Commercial Banking of CIMB Singapore | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 1023.KL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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