AMMB Holdings Berhad (1015.KL)
Kuala Lumpur, MY
AMMB Holdings Berhad operates as an investment holding company, delivering a comprehensive suite of financial products and services to retail, corporate, and institutional clients across Malaysia. Its banking offerings encompass various deposit accounts, including savings, current, fixed deposit, and foreign currency options. The company provides diverse lending solutions, ranging from consumer loans like auto, personal, and home financing, to business-centric facilities such as working capital, project, industrial hire purchase, asset acquisition, term, contract, and invoices and receivables financing, alongside credit guarantee schemes. Additionally, AMMB provides wealth management, priority banking, trade finance solutions, and remittance services, complemented by credit and debit card products. For its corporate customers, the group offers specialized corporate lending, offshore banking, and sophisticated cash management solutions. Its treasury division deals in a broad spectrum of products, including foreign exchange, interest rates, derivatives, commodities, fixed income instruments, and structured warrants. The investment banking arm handles capital market access, brokerage, private banking, corporate advisory, and facilitates equity and debt capital raising. Furthermore, the company delivers comprehensive asset and fund management services and various investment solutions. In the insurance sector, AMMB provides general insurance policies for motor, personal accident, property, and household risks. It also offers life insurance and Takaful products, focusing on wealth protection, savings, health and medical coverage, and family Takaful plans. Other specialized services include Islamic banking. The company actively manages investment vehicles such as unit trust funds, real estate investment trusts (REITs), and private retirement schemes, and distributes Islamic wholesale funds. It also engages in property investment, mortgage loan securitization, nominee services, and offers digital banking through internet and mobile platforms, as well as outsourcing services for mortgage-related activities. Established in 1975, AMMB Holdings Berhad is headquartered in Kuala Lumpur, Malaysia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.82% | +0.00% | +5.37% | +0.78% | +8.91% | -0.31% | +21.12% | +78.02% | +127.37% | +50.35% | +0.93% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 9 | 0 |
| Hold | 6 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-3.5% Q1'26: -23.5% (vs Q1'25)
-
EPS growth+4.9% Q1'26: +0.0% (vs Q1'25)
-
FCF margin— Q1'26: -44.5% (vs Q1'25)
-
EBIT margin— Q1'26: +39.9% (vs Q1'25)
-
ROIC— Q1'26: +4.6% (vs Q1'25)
-
Share dilution+0.1% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 11.88× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 17 Rev. Ana. 15 EPS Ana. |
Mar 2027 15 Rev. Ana. 15 EPS Ana. |
Mar 2028 16 Rev. Ana. 14 EPS Ana. |
Mar 2029 11 Rev. Ana. 6 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
7.51B
est: 4.66B (+61.3%)
|
7.06B
est: 3.93B (+79.7%)
|
7.06B
est: 3.84B (+84.0%)
|
7.42B
est: 3.93B (+88.9%)
|
7.85B
est: 4.09B (+91.8%)
|
8.03B
est: 4.27B (+88.0%)
|
7.15B
est: 4.52B (+58.2%)
|
5.56B
est: 4.73B (+17.6%)
|
7.21B
est: 4.74B (+52.1%)
|
8.48B
est: 4.56B (+86.0%)
|
8.60B
est: 4.90B (+75.7%)
|
5.06B
4.96B – 5.21B
+3.3% YoY
|
5.36B
5.24B – 5.51B
+5.9% YoY
|
5.62B
5.32B – 5.87B
+4.7% YoY
|
5.92B
5.70B – 6.14B
+5.5% YoY
|
| EBITDA |
2.75B
est: 697.05M (+294.8%)
|
1.89B
est: 588.16M (+220.7%)
|
1.96B
est: 574.99M (+241.1%)
|
1.72B
est: 588.27M (+192.8%)
|
2.26B
est: 612.63M (+269.6%)
|
2.04B
est: 639.89M (+218.2%)
|
-3.22B
est: 676.75M (-575.9%)
|
1.79B
est: 707.59M (+153.2%)
|
2.44B
est: 710.01M (+244.2%)
|
1.86B
est: 682.39M (+172.9%)
|
2.73B
est: 1.50B (+82.9%)
|
1.55B
1.51B – 1.59B
+3.3% YoY
|
1.64B
1.60B – 1.68B
+5.9% YoY
|
1.71B
1.63B – 1.79B
+4.7% YoY
|
1.81B
1.74B – 1.88B
+5.5% YoY
|
| EBIT |
2.60B
est: 559.06M (+365.8%)
|
1.73B
est: 471.73M (+266.9%)
|
1.80B
est: 461.17M (+290.6%)
|
1.54B
est: 471.82M (+227.0%)
|
2.10B
est: 491.36M (+326.4%)
|
1.78B
est: 513.22M (+247.4%)
|
-3.48B
est: 542.79M (-741.8%)
|
1.54B
est: 567.52M (+172.0%)
|
2.23B
est: 569.46M (+291.4%)
|
1.69B
est: 547.31M (+209.5%)
|
2.59B
est: 1.69B (+53.0%)
|
1.75B
1.71B – 1.80B
+3.3% YoY
|
1.85B
1.81B – 1.90B
+5.9% YoY
|
1.94B
1.84B – 2.03B
+4.7% YoY
|
2.05B
1.97B – 2.12B
+5.5% YoY
|
| Net Income |
1.92B
est: 1.94B (-1.3%)
|
1.30B
est: 1.46B (-10.7%)
|
1.32B
est: 1.45B (-8.9%)
|
1.13B
est: 1.30B (-12.9%)
|
1.51B
est: 1.63B (-7.7%)
|
1.34B
est: 1.55B (-13.4%)
|
-3.83B
est: -2.90B (-31.9%)
|
1.50B
est: 1.45B (+3.4%)
|
1.71B
est: 1.70B (+0.8%)
|
1.87B
est: 1.74B (+7.5%)
|
2.00B
est: 1.95B (+2.4%)
|
2.10B
2.02B – 2.18B
+7.5% YoY
|
2.16B
2.08B – 2.32B
+2.9% YoY
|
2.29B
2.14B – 2.42B
+5.7% YoY
|
2.41B
2.30B – 2.53B
+5.7% YoY
|
| SGA |
404.73M
est: 148.47M (+172.6%)
|
511.62M
est: 125.28M (+308.4%)
|
439.15M
est: 122.47M (+258.6%)
|
494.25M
est: 125.30M (+294.5%)
|
341.52M
est: 130.49M (+161.7%)
|
328.26M
est: 136.29M (+140.8%)
|
316.68M
est: 144.15M (+119.7%)
|
182.87M
est: 150.71M (+21.3%)
|
200.34M
est: 151.23M (+32.5%)
|
227.42M
est: 145.35M (+56.5%)
|
237.84M
est: 334.99M (-29.0%)
|
346.11M
339.03M – 356.14M
+3.3% YoY
|
366.67M
358.18M – 376.79M
+5.9% YoY
|
384.07M
363.99M – 401.63M
+4.7% YoY
|
405.12M
389.70M – 420.06M
+5.5% YoY
|
| EPS |
0.64
est: 0.59 (+8.8%)
|
0.43
est: 0.44 (-2.6%)
|
0.44
est: 0.44 (+0.0%)
|
0.38
est: 0.39 (-3.4%)
|
0.50
est: 0.49 (+1.3%)
|
0.45
est: 0.47 (-4.0%)
|
-1.27
est: -0.88 (-44.6%)
|
0.46
est: 0.44 (+4.6%)
|
0.54
est: 0.51 (+5.2%)
|
0.56
est: 0.53 (+6.5%)
|
0.61
est: 0.59 (+3.3%)
|
0.63
0.61 – 0.66
+7.5% YoY
|
0.65
0.63 – 0.70
+2.9% YoY
|
0.69
0.65 – 0.73
+5.7% YoY
|
0.73
0.69 – 0.76
+5.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-28 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-26 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-25 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-22 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-12 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-08 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-04 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-15 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Fou-Tsong Ling | Group Chief Executive Officer | 7M | male |
| Chiew Shia Lim | Group Chief Human Resources Officer | — | female |
| Elango Kuppusamy | Chief Operations Officer | — | male |
| Faradina Binti Mohammad Ghouse | Group Chief Compliance Officer | — | female |
| Huey Wen Yap | Managing Director of Business Banking | — | male |
| Jeroen Petrus Margarctha Maria Thijs | Group Chief Risk Officer | — | male |
| Nor Shazman Nor Shahid | Head of Group Corporate Communications & Marketing | — | — |
| Phaik Gunn Koid | Group Company Secretary | — | female |
| Shok Cheng Phuah | Group Chief Financial Officer | — | female |
| Teng Wong | Group Chief Fintech & Technology Officer | — | male |
| Bui Anh Tu | Head of FI Department | — | male |
| Yeoh Ru Hann | Head of Investor Relations & Group Finance | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 1015.KL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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