Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Riyad Bank (1010.SR)
Riyadh, Riyadh Province, SA
Established in 1957 and headquartered in Riyadh, Saudi Arabia, Riyad Bank operates as a prominent financial services provider, delivering a comprehensive range of banking and investment solutions within the Kingdom and internationally. Its activities are structured across several key divisions. The Retail Banking segment focuses on individual clients and small to medium-sized enterprises (SMEs), offering essential services such as deposit accounts, various credit options, and investment products. Corporate Banking caters to larger businesses, providing current accounts, deposit facilities, loans, overdrafts, and other tailored credit arrangements. The Treasury and Investments division is responsible for managing investment portfolios and engaging in money market, trading, treasury, and derivative product activities. The Investment Banking and Brokerage unit specializes in investment and asset management, encompassing services like securities dealing, management, arrangement, advisory, and custody. Beyond these core segments, Riyad Bank extends its product offerings to include diverse financial tools such as prepaid, reward, and credit cards; trade finance, payroll processing, and cash deposit solutions; time deposits; and sweeping services. It also offers a full spectrum of financing options, including working capital, personal, car, home, contract, capital expenditure, and project funding, in addition to syndicated loans and Sharia-compliant Islamic banking products. Modern digital banking services are also a key component of its offerings. The bank further engages in real estate acquisition and sales and acts as an authorized agent for insurance products. Its extensive operational reach is supported by a network of branches across Saudi Arabia, the United Kingdom, and the United States, complemented by a representative office in Singapore, numerous ATMs, and a wide array of points of sale.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -2.94% | -0.40% | +4.24% | -1.08% | -4.28% | -20.33% | +3.28% | +142.94% | +130.96% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 9 | 0 |
| Hold | 3 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+6.4% Q1'26: -27.3% (vs Q1'25)
-
EPS growth+9.3% Q1'26: -16.5% (vs Q1'25)
-
FCF margin— Q1'26: +402.9% (vs Q1'25)
-
EBIT margin— Q1'26: +91.5% (vs Q1'25)
-
ROIC— Q1'26: +13.3% (vs Q1'25)
-
Share dilution-0.1% Q1'26: +26.6% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 4.32× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 8 Rev. Ana. 11 EPS Ana. |
Dec 2027 11 Rev. Ana. 11 EPS Ana. |
Dec 2028 8 Rev. Ana. 7 EPS Ana. |
Dec 2029 7 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
7.94B
est: 8.17B (-2.8%)
|
7.60B
est: 7.80B (-2.6%)
|
8.13B
est: 8.11B (+0.2%)
|
8.93B
est: 8.88B (+0.5%)
|
10.72B
est: 10.56B (+1.6%)
|
11.09B
est: 11.22B (-1.2%)
|
11.58B
est: 11.53B (+0.4%)
|
13.33B
est: 13.41B (-0.6%)
|
15.76B
est: 14.55B (+8.3%)
|
17.25B
est: 16.99B (+1.5%)
|
18.35B
est: 18.37B (-0.1%)
|
19.25B
18.71B – 20.01B
+4.8% YoY
|
20.53B
19.63B – 21.32B
+6.7% YoY
|
22.27B
22.06B – 22.48B
+8.5% YoY
|
23.84B
22.98B – 24.77B
+7.0% YoY
|
| EBITDA |
4.33B
est: 3.93B (+10.2%)
|
3.63B
est: 3.75B (-3.2%)
|
4.23B
est: 3.90B (+8.5%)
|
5.01B
est: 4.27B (+17.5%)
|
6.67B
est: 5.07B (+31.5%)
|
5.97B
est: 5.39B (+10.7%)
|
7.21B
est: 5.54B (+30.1%)
|
8.37B
est: 6.45B (+29.8%)
|
9.67B
est: 7.38B (+30.9%)
|
—
est: 8.62B (-100.0%)
|
12.35B
est: 9.32B (+32.4%)
|
9.77B
9.49B – 10.15B
+4.8% YoY
|
10.42B
9.96B – 10.82B
+6.7% YoY
|
11.30B
11.19B – 11.41B
+8.5% YoY
|
12.10B
11.66B – 12.57B
+7.0% YoY
|
| EBIT |
4.05B
est: 3.58B (+13.1%)
|
3.34B
est: 3.42B (-2.3%)
|
3.95B
est: 3.56B (+11.0%)
|
4.72B
est: 3.89B (+21.1%)
|
6.23B
est: 4.63B (+34.6%)
|
5.48B
est: 4.92B (+11.4%)
|
6.72B
est: 5.05B (+32.9%)
|
7.83B
est: 5.88B (+33.1%)
|
8.97B
est: 6.78B (+32.3%)
|
-683.58M
est: 7.92B (-108.6%)
|
11.61B
est: 8.56B (+35.6%)
|
8.97B
8.72B – 9.32B
+4.8% YoY
|
9.57B
9.15B – 9.94B
+6.7% YoY
|
10.38B
10.28B – 10.48B
+8.5% YoY
|
11.11B
10.71B – 11.54B
+7.0% YoY
|
| Net Income |
4.05B
est: 4.07B (-0.5%)
|
3.34B
est: 3.60B (-7.1%)
|
3.95B
est: 3.48B (+13.3%)
|
3.09B
est: 4.41B (-29.9%)
|
5.60B
est: 5.89B (-4.9%)
|
4.71B
est: 5.21B (-9.4%)
|
6.03B
est: 5.96B (+1.0%)
|
7.02B
est: 6.79B (+3.3%)
|
8.05B
est: 8.15B (-1.2%)
|
9.32B
est: 6.77B (+37.7%)
|
10.41B
est: 7.52B (+38.5%)
|
7.50B
6.92B – 8.07B
-0.3% YoY
|
8.09B
7.55B – 8.62B
+7.9% YoY
|
8.86B
8.61B – 9.11B
+9.6% YoY
|
9.89B
9.43B – 10.39B
+11.6% YoY
|
| SGA |
645.34M
est: 522.36M (+23.5%)
|
756.32M
est: 498.99M (+51.6%)
|
775.81M
est: 518.54M (+49.6%)
|
926.27M
est: 567.79M (+63.1%)
|
1.04B
est: 675.09M (+53.4%)
|
974.97M
est: 717.72M (+35.8%)
|
1.13B
est: 737.23M (+53.6%)
|
600.35M
est: 857.72M (-30.0%)
|
676.15M
est: 1.22B (-44.8%)
|
793.26M
est: 1.43B (-44.6%)
|
3.47B
est: 1.55B (+124.5%)
|
1.62B
1.58B – 1.68B
+4.8% YoY
|
1.73B
1.65B – 1.80B
+6.7% YoY
|
1.88B
1.86B – 1.89B
+8.5% YoY
|
2.01B
1.93B – 2.09B
+7.0% YoY
|
| EPS |
1.35
est: 1.36 (-0.6%)
|
1.11
est: 1.20 (-7.6%)
|
1.32
est: 1.16 (+13.5%)
|
1.57
est: 1.47 (+6.6%)
|
1.87
est: 1.97 (-4.9%)
|
1.57
est: 1.74 (-9.7%)
|
2.01
est: 1.99 (+0.9%)
|
2.32
est: 2.27 (+2.3%)
|
2.58
est: 2.72 (-5.2%)
|
3.01
est: 2.26 (+33.2%)
|
3.48
est: 2.49 (+39.8%)
|
2.54
2.31 – 2.70
+2.1% YoY
|
2.69
2.53 – 2.88
+5.6% YoY
|
2.95
2.88 – 3.05
+10.0% YoY
|
3.31
3.15 – 3.47
+12.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-17 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-12 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-10 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-07 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-05 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-03 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-26 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-21 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-19 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-15 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-14 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Abdullah Bin Mohammed Ibrahim Al-Issa | Chairman of the Board & Head of the Strategic Planning Group | 6M | — |
| Abdullah Ali Al-Oraini | Chief Financial Officer | — | male |
| Abdullah Saad Aljabr | Chief Marketing & Customer Experience Officer | — | male |
| Abdulmohsen Al-Twaijri | Chief Treasury & Investment Officer | — | male |
| Abdulrahman Al-Huthail | Chief Operating Officer | — | male |
| Ahmed bin Rabie Al Rowaili | General Counsel | — | male |
| Enji Ahmed Al-Ghazzawi | Chief Human Capital Officer | — | female |
| Fawaz Naif Al-Kassar | Chief Internal Auditor | — | male |
| Hanadi Abdulrahman Al-Sheikh | Chief Transformation Officer | — | female |
| Houssam Humaidan Alhumaidan | Chief Compliance Officer | — | male |
| Majed Hamdan Al Alghamdi | Chief Wholesale Officer | — | male |
| Mazen Ghassan Pharaon | Chief Digital Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 1010.SR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
