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Banca Sistema S.p.A. (0R9H.L)
Milan, MI, IT
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management products; and online factoring services. Its banking solutions comprising current and securities accounts, and time deposits, as well as salary and pension backed loans. Further, it offers collateralized loans; and auction house services. The company was founded in 2011 and is based in Milan, Italy. As of March 13, 2026, Banca Sistema S.p.A. operates as a subsidiary of Banca CF+ S.p.A.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +0.12% | -1.61% | +2.51% | -1.04% | +7.67% | +40.33% | -19.25% | -25.89% | -63.18% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+152.2% Q1'26: +35.2% (vs Q1'25)
-
EPS growth+71.0% Q1'26: -66.1% (vs Q1'25)
-
FCF margin— Q1'26: +141.0% (vs Q1'25)
-
EBIT margin— Q1'26: +10.5% (vs Q1'25)
-
ROIC— Q1'26: +2.1% (vs Q1'25)
-
Share dilution+0.1% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 20.01× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
95.50M
est: 72.45M (+31.8%)
|
99.06M
est: 79.50M (+24.6%)
|
104.35M
est: 85.20M (+22.5%)
|
118.60M
est: 88.80M (+33.6%)
|
136.97M
est: 97.03M (+41.2%)
|
92.13M
est: 101.70M (-9.4%)
|
134.22M
est: 105.00M (+27.8%)
|
137.96M
est: 106.10M (+30.0%)
|
98.80M
est: 95.20M (+3.8%)
|
120.09M
est: 114.50M (+4.9%)
|
302.84M
est: 166.50M (+81.9%)
|
135.90M
135.90M – 135.90M
-18.4% YoY
|
137.00M
137.00M – 137.00M
+0.8% YoY
|
577.22M
577.22M – 577.22M
+321.3% YoY
|
| EBITDA |
25.66M
est: 15.73M (+63.1%)
|
36.13M
est: 27.94M (+29.3%)
|
39.36M
est: 40.69M (-3.3%)
|
42.60M
est: 40.41M (+5.4%)
|
42.98M
est: 45.75M (-6.0%)
|
37.73M
est: 44.33M (-14.9%)
|
37.17M
est: 52.19M (-28.8%)
|
36.17M
est: 58.35M (-38.0%)
|
29.03M
est: 66.95M (-56.6%)
|
42.01M
est: 32.30M (+30.1%)
|
68.93M
est: 46.96M (+46.8%)
|
38.33M
38.33M – 38.33M
-18.4% YoY
|
38.64M
38.64M – 38.64M
+0.8% YoY
|
162.82M
162.82M – 162.82M
+321.3% YoY
|
| EBIT |
25.09M
est: 18.58M (+35.0%)
|
35.57M
est: 25.93M (+37.2%)
|
39.06M
est: 35.80M (+9.1%)
|
42.07M
est: 40.71M (+3.3%)
|
41.35M
est: 46.12M (-10.3%)
|
35.77M
est: 43.75M (-18.2%)
|
34.46M
est: 51.51M (-33.1%)
|
33.17M
est: 57.59M (-42.4%)
|
25.73M
est: 66.08M (-61.1%)
|
42.01M
est: 29.94M (+40.3%)
|
68.93M
est: 43.53M (+58.3%)
|
35.53M
35.53M – 35.53M
-18.4% YoY
|
35.82M
35.82M – 35.82M
+0.8% YoY
|
150.91M
150.91M – 150.91M
+321.3% YoY
|
| Net Income |
17.61M
est: 24.03M (-26.7%)
|
25.31M
est: 18.59M (+36.2%)
|
26.79M
est: 27.11M (-1.2%)
|
27.17M
est: 27.93M (-2.7%)
|
29.72M
est: 29.78M (-0.2%)
|
26.15M
est: 31.44M (-16.8%)
|
23.25M
est: 37.01M (-37.2%)
|
22.03M
est: 41.38M (-46.8%)
|
16.50M
est: 47.48M (-65.3%)
|
25.20M
est: 53.75M (-53.1%)
|
42.34M
est: 42.59M (-0.6%)
|
25.46M
25.46M – 25.46M
-40.2% YoY
|
28.54M
28.54M – 28.54M
+12.1% YoY
|
42.19M
42.19M – 42.19M
+47.8% YoY
|
| SGA |
31.58M
est: 28.28M (+11.7%)
|
34.45M
est: 43.84M (-21.4%)
|
37.59M
est: 40.37M (-6.9%)
|
41.16M
est: 38.91M (+5.8%)
|
44.28M
est: 44.80M (-1.1%)
|
49.16M
est: 48.26M (+1.9%)
|
61.00M
est: 56.81M (+7.4%)
|
59.30M
est: 63.52M (-6.7%)
|
31.70M
est: 72.88M (-56.5%)
|
34.58M
est: 36.73M (-5.9%)
|
33.60M
est: 53.41M (-37.1%)
|
43.60M
43.60M – 43.60M
-18.4% YoY
|
43.95M
43.95M – 43.95M
+0.8% YoY
|
185.18M
185.18M – 185.18M
+321.3% YoY
|
| EPS |
0.22
est: 0.30 (-26.5%)
|
0.31
est: 0.32 (-3.6%)
|
0.33
est: 0.34 (-3.6%)
|
0.34
est: 0.33 (+1.7%)
|
0.37
est: 0.36 (+3.3%)
|
0.33
est: 0.33 (-0.2%)
|
0.29
est: 0.27 (+5.6%)
|
0.28
est: 0.27 (+3.3%)
|
0.21
est: 0.19 (+13.2%)
|
0.31
est: 0.21 (+47.7%)
|
0.53
est: 0.53 (+0.1%)
|
0.32
0.32 – 0.32
-40.2% YoY
|
0.35
0.35 – 0.35
+12.1% YoY
|
0.52
0.52 – 0.52
+47.8% YoY
|
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Avantis International Small Cap Equity ETF AVDS | 0.01% | 17.4K | 0.30% |
| 2 | Avantis International Small Cap Value ETF AVDV | 0.00% | 176.3K | 0.36% |
| 3 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 42.4K | 0.28% |
| 4 | Dimensional - International Core Equity 2 ETF DFIC | 0.00% | 44.1K | 0.22% |
| 5 | Dimensional - International Vector Equity ETF DXIV | 0.00% | 198.88 | 0.53% |
| 6 | Dimensional - International Core Equity Market ETF DFAI | 0.00% | — | 0.18% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Gianluca Garbi | Chief Executive Officer, MD, GM & Director | 2M | — |
| Andrea Trupia | Head of Factoring Division | — | male |
| Carlo Compagnoni | General Counsel | — | male |
| Fabrizio Piscitelli | Head of Credit & Deputy - Factoring | — | male |
| Franco Pozzi | Head of Internal Audit | — | male |
| Iacopo De Francisco | CEO, GM & Director | — | male |
| Ilaria Bennati | Head of Finance & Chief Financial Officer | — | female |
| Luca Pellicioli | Head of Banking Services, Chief Operating Officer & Head of Operations | — | male |
| Nicolo Fiorio | Deputy GM & Head of Retail Financing Division | — | male |
| Raffaele Spina | Head of Human Capital | — | male |
| Alessandro De Rosa | Head of Risk & Sustainability | — | male |
| Salvatore Marrone | Head of Compliance & Anti-Money Laundering | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 0R9H.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
