Industrial Bank of Korea (024110.KS)
Seoul, KR
Industrial Bank of Korea operates as a small and medium-sized enterprise (SME) financing bank in Korea and internationally. It provides personal and corporate banking, such as check, transfer, deposit/trust, fund, insurance, credit card, loan, forex, dues, check/draft, information management, retirement pension, and B2B; and provides various financial products and services, including personal and corporate product mail, product guide and tree; smart finance; banking, product, and affiliate services; and customer preferential service, as well as financial information for corporate management support, legal support, stock, real estate, and auction/public auction. The company also offers card information/application, card finance loan, My card management, personal and corporate card services, and guide. In addition, it provides customer consultation, financial consumer portal, report loss, information on application for fraudulent use charger, reference room, bank usage information, event, privacy policy, customer verification, system information, door-to door sales, personal inquiry, and loan originator integrated. Further, the company offers electronic financial fraud prevention, security measures, financial transaction precautions, PC security service, overseas IP blocking service, new deposit account designation, service with limited usage time, and delayed transfer; engages in SME, retail, and investment banking; and capital markets. Industrial Bank of Korea was founded in 1961 and is headquartered in Seoul, South Korea.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.22% | -2.18% | -10.42% | -21.55% | -1.70% | -2.65% | +29.16% | +95.74% | +87.04% | +80.36% | +359.09% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 5 | 0 |
| Hold | 9 | -2 |
| Sell | 2 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth-82.2% Q1'26: -80.7% (vs Q1'25)
-
EPS growth+9.8% Q1'26: -2.3% (vs Q1'25)
-
FCF margin— Q1'26: +288.2% (vs Q1'25)
-
EBIT margin— Q1'26: +100.0% (vs Q1'25)
-
ROIC— Q1'26: +1.0% (vs Q1'25)
-
Share dilution+0.0% Q1'26: -0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 67.40× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 13 Rev. Ana. 16 EPS Ana. |
Dec 2027 14 Rev. Ana. 16 EPS Ana. |
Dec 2028 6 Rev. Ana. 15 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
7.64T
est: 4.87T (+57.0%)
|
8.53T
est: 5.09T (+67.7%)
|
7.71T
est: 5.58T (+38.2%)
|
8.93T
est: 6.18T (+44.4%)
|
10.87T
est: 6.23T (+74.4%)
|
10.29T
est: 6.11T (+68.3%)
|
10.48T
est: 6.75T (+55.2%)
|
14.18T
est: 7.86T (+80.3%)
|
20.36T
est: 8.41T (+142.2%)
|
20.56T
est: 8.21T (+150.4%)
|
3.66T
est: 8.43T (-56.5%)
|
8.79T
8.57T – 9.10T
+4.2% YoY
|
9.17T
8.96T – 9.46T
+4.3% YoY
|
9.60T
9.37T – 9.92T
+4.7% YoY
|
| EBITDA |
1.66T
est: 1.37T (+21.8%)
|
1.70T
est: 1.43T (+19.2%)
|
2.13T
est: 1.56T (+36.1%)
|
2.56T
est: 1.73T (+47.9%)
|
2.52T
est: 1.75T (+44.0%)
|
2.36T
est: 1.71T (+37.8%)
|
3.58T
est: 1.89T (+89.3%)
|
3.88T
est: 2.20T (+75.8%)
|
3.79T
est: 2.36T (+60.7%)
|
3.88T
est: 3.27T (+18.8%)
|
3.66T
est: 3.36T (+9.2%)
|
3.50T
3.41T – 3.62T
+4.2% YoY
|
3.65T
3.57T – 3.76T
+4.3% YoY
|
3.82T
3.73T – 3.95T
+4.7% YoY
|
| EBIT |
1.47T
est: 1.25T (+17.3%)
|
1.52T
est: 1.31T (+15.9%)
|
1.95T
est: 1.44T (+36.1%)
|
2.40T
est: 1.59T (+50.9%)
|
2.24T
est: 1.60T (+39.7%)
|
2.09T
est: 1.57T (+32.6%)
|
3.32T
est: 1.74T (+91.0%)
|
3.60T
est: 2.02T (+78.1%)
|
3.49T
est: 2.16T (+61.5%)
|
3.57T
est: 3.15T (+13.4%)
|
3.66T
est: 3.23T (+13.4%)
|
3.37T
3.29T – 3.49T
+4.2% YoY
|
3.51T
3.43T – 3.62T
+4.3% YoY
|
3.68T
3.59T – 3.80T
+4.7% YoY
|
| Net Income |
1.15T
est: 1.44T (-20.1%)
|
1.16T
est: 1.49T (-22.4%)
|
1.50T
est: 1.94T (-22.7%)
|
1.75T
est: 2.30T (-23.9%)
|
1.61T
est: 2.18T (-26.4%)
|
1.54T
est: 1.61T (-4.5%)
|
2.41T
est: 2.23T (+8.1%)
|
2.67T
est: 2.68T (-0.6%)
|
2.67T
est: 2.63T (+1.5%)
|
2.64T
est: 2.65T (-0.3%)
|
2.72T
est: 2.72T (+0.1%)
|
2.76T
2.48T – 2.99T
+1.7% YoY
|
2.91T
2.68T – 3.17T
+5.5% YoY
|
3.11T
3.02T – 3.25T
+6.9% YoY
|
| SGA |
303.88B
est: 64.15B (+373.7%)
|
204.24B
est: 67.02B (+204.7%)
|
210.56B
est: 73.50B (+186.5%)
|
217.39B
est: 81.41B (+167.0%)
|
194.41B
est: 82.10B (+136.8%)
|
139.78B
est: 80.55B (+73.5%)
|
154.78B
est: 88.95B (+74.0%)
|
157.84B
est: 103.58B (+52.4%)
|
169.98B
est: 110.73B (+53.5%)
|
190.14B
est: 71.43B (+166.2%)
|
—
est: 73.37B (-100.0%)
|
76.45B
74.60B – 79.14B
+4.2% YoY
|
79.77B
77.94B – 82.29B
+4.3% YoY
|
83.49B
81.53B – 86.28B
+4.7% YoY
|
| EPS |
1,672.00
est: 1,805.74 (-7.4%)
|
1,647.00
est: 1,869.89 (-11.9%)
|
2,178.00
est: 2,436.25 (-10.6%)
|
2,531.00
est: 2,889.69 (-12.4%)
|
2,242.31
est: 2,734.37 (-18.0%)
|
1,977.20
est: 2,017.42 (-2.0%)
|
2,877.21
est: 2,799.77 (+2.8%)
|
3,179.81
est: 3,366.06 (-5.5%)
|
3,162.00
est: 3,298.30 (-4.1%)
|
3,105.94
est: 3,325.08 (-6.6%)
|
3,409.56
est: 3,405.70 (+0.1%)
|
3,462.56
3,105.57 – 3,750.31
+1.7% YoY
|
3,652.81
3,357.78 – 3,979.59
+5.5% YoY
|
3,904.37
3,785.08 – 4,073.78
+6.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-28 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-27 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-20 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-19 | B | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-18 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-15 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-14 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-13 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-12 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-11 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-08 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-07 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-06 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-04 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-30 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-29 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-28 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-27 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-15 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Chang-yeol Baek | Executive Vice President of Management Support Group | — | — |
| Dae Lee | Contact Person | — | male |
| Eun-Sun Oh | Executive Vice President & Head of Asset Management Group | — | — |
| Hak-Pil Kim | Executive Vice President of Risk Management Group | — | — |
| Hyung-il Kim | Deputy Chief Executive Officer & Executive Director | — | male |
| Il-kwang Yoo | Executive Director | — | — |
| Jang-sub Lee | Executive Vice President of Customer Financial Protection Group | — | — |
| Min-young Chang | President & Director | — | male |
| Park Pil-hee | Chief Compliance Officer | — | — |
| Sang-hyun Baek | Executive Vice President of Loan Management Group | — | — |
| Sung-jin Jung | Executive Vice President of Digital Group | — | — |
| Tae-Hyung Kim | Executive Vice President of Business Strategy Group | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 024110.KS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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