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Industrial Bank of Korea (024110.KS)

KRW21,100.00 -50.00 (-0.24%)
KR KOE Financial Services Banks - Regional
Address 79, Eulji-ro 4541
Seoul, KR
CEO Seong-Tae Kim
Website ibk.co.kr
IPO 2000-02-11
ISIN KR7024110009

Explore sections of this company profile

Description

Industrial Bank of Korea operates as a small and medium-sized enterprise (SME) financing bank in Korea and internationally. It provides personal and corporate banking, such as check, transfer, deposit/trust, fund, insurance, credit card, loan, forex, dues, check/draft, information management, retirement pension, and B2B; and provides various financial products and services, including personal and corporate product mail, product guide and tree; smart finance; banking, product, and affiliate services; and customer preferential service, as well as financial information for corporate management support, legal support, stock, real estate, and auction/public auction. The company also offers card information/application, card finance loan, My card management, personal and corporate card services, and guide. In addition, it provides customer consultation, financial consumer portal, report loss, information on application for fraudulent use charger, reference room, bank usage information, event, privacy policy, customer verification, system information, door-to door sales, personal inquiry, and loan originator integrated. Further, the company offers electronic financial fraud prevention, security measures, financial transaction precautions, PC security service, overseas IP blocking service, new deposit account designation, service with limited usage time, and delayed transfer; engages in SME, retail, and investment banking; and capital markets. Industrial Bank of Korea was founded in 1961 and is headquartered in Seoul, South Korea.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW21,100.00 -50.00 (-0.24%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.41
Float Shares
249.14M
Free Float %
31.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.22% -2.18% -10.42% -21.55% -1.70% -2.65% +29.16% +95.74% +87.04% +80.36% +359.09%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
21,100.00
Ratings Trend (MoM) 33% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 5 0
Hold 9 -2
Sell 2 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.07
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -82.2% Q1'26: -80.7% (vs Q1'25)
  • EPS growth
    +9.8% Q1'26: -2.3% (vs Q1'25)
  • FCF margin
    Q1'26: +288.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +100.0% (vs Q1'25)
  • ROIC
    Q1'26: +1.0% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 67.40× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.50) × ERP
WACC = 6% × Ke + 94% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 21,100.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
13 Rev. Ana.
16 EPS Ana.
Dec 2027
14 Rev. Ana.
16 EPS Ana.
Dec 2028
6 Rev. Ana.
15 EPS Ana.
Revenue
7.64T
est: 4.87T (+57.0%)
8.53T
est: 5.09T (+67.7%)
7.71T
est: 5.58T (+38.2%)
8.93T
est: 6.18T (+44.4%)
10.87T
est: 6.23T (+74.4%)
10.29T
est: 6.11T (+68.3%)
10.48T
est: 6.75T (+55.2%)
14.18T
est: 7.86T (+80.3%)
20.36T
est: 8.41T (+142.2%)
20.56T
est: 8.21T (+150.4%)
3.66T
est: 8.43T (-56.5%)
8.79T
8.57T – 9.10T
+4.2% YoY
9.17T
8.96T – 9.46T
+4.3% YoY
9.60T
9.37T – 9.92T
+4.7% YoY
EBITDA
1.66T
est: 1.37T (+21.8%)
1.70T
est: 1.43T (+19.2%)
2.13T
est: 1.56T (+36.1%)
2.56T
est: 1.73T (+47.9%)
2.52T
est: 1.75T (+44.0%)
2.36T
est: 1.71T (+37.8%)
3.58T
est: 1.89T (+89.3%)
3.88T
est: 2.20T (+75.8%)
3.79T
est: 2.36T (+60.7%)
3.88T
est: 3.27T (+18.8%)
3.66T
est: 3.36T (+9.2%)
3.50T
3.41T – 3.62T
+4.2% YoY
3.65T
3.57T – 3.76T
+4.3% YoY
3.82T
3.73T – 3.95T
+4.7% YoY
EBIT
1.47T
est: 1.25T (+17.3%)
1.52T
est: 1.31T (+15.9%)
1.95T
est: 1.44T (+36.1%)
2.40T
est: 1.59T (+50.9%)
2.24T
est: 1.60T (+39.7%)
2.09T
est: 1.57T (+32.6%)
3.32T
est: 1.74T (+91.0%)
3.60T
est: 2.02T (+78.1%)
3.49T
est: 2.16T (+61.5%)
3.57T
est: 3.15T (+13.4%)
3.66T
est: 3.23T (+13.4%)
3.37T
3.29T – 3.49T
+4.2% YoY
3.51T
3.43T – 3.62T
+4.3% YoY
3.68T
3.59T – 3.80T
+4.7% YoY
Net Income
1.15T
est: 1.44T (-20.1%)
1.16T
est: 1.49T (-22.4%)
1.50T
est: 1.94T (-22.7%)
1.75T
est: 2.30T (-23.9%)
1.61T
est: 2.18T (-26.4%)
1.54T
est: 1.61T (-4.5%)
2.41T
est: 2.23T (+8.1%)
2.67T
est: 2.68T (-0.6%)
2.67T
est: 2.63T (+1.5%)
2.64T
est: 2.65T (-0.3%)
2.72T
est: 2.72T (+0.1%)
2.76T
2.48T – 2.99T
+1.7% YoY
2.91T
2.68T – 3.17T
+5.5% YoY
3.11T
3.02T – 3.25T
+6.9% YoY
SGA
303.88B
est: 64.15B (+373.7%)
204.24B
est: 67.02B (+204.7%)
210.56B
est: 73.50B (+186.5%)
217.39B
est: 81.41B (+167.0%)
194.41B
est: 82.10B (+136.8%)
139.78B
est: 80.55B (+73.5%)
154.78B
est: 88.95B (+74.0%)
157.84B
est: 103.58B (+52.4%)
169.98B
est: 110.73B (+53.5%)
190.14B
est: 71.43B (+166.2%)
est: 73.37B (-100.0%)
76.45B
74.60B – 79.14B
+4.2% YoY
79.77B
77.94B – 82.29B
+4.3% YoY
83.49B
81.53B – 86.28B
+4.7% YoY
EPS
1,672.00
est: 1,805.74 (-7.4%)
1,647.00
est: 1,869.89 (-11.9%)
2,178.00
est: 2,436.25 (-10.6%)
2,531.00
est: 2,889.69 (-12.4%)
2,242.31
est: 2,734.37 (-18.0%)
1,977.20
est: 2,017.42 (-2.0%)
2,877.21
est: 2,799.77 (+2.8%)
3,179.81
est: 3,366.06 (-5.5%)
3,162.00
est: 3,298.30 (-4.1%)
3,105.94
est: 3,325.08 (-6.6%)
3,409.56
est: 3,405.70 (+0.1%)
3,462.56
3,105.57 – 3,750.31
+1.7% YoY
3,652.81
3,357.78 – 3,979.59
+5.5% YoY
3,904.37
3,785.08 – 4,073.78
+6.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-28 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-27 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-26 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-22 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-21 B+ 3/5 4/5 3/5 3/5 1/5 3/5 4/5
2026-05-20 B 3/5 3/5 3/5 3/5 1/5 3/5 4/5
2026-05-19 B 3/5 3/5 3/5 3/5 1/5 3/5 4/5
2026-05-18 C 2/5 3/5 1/5 1/5 1/5 3/5 1/5
2026-05-15 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-14 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-13 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-12 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-11 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-08 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-07 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-06 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-05-04 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-04-30 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-04-29 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-04-28 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-04-27 C 2/5 3/5 1/5 1/5 1/5 4/5 1/5
2026-04-24 B+ 3/5 3/5 3/5 3/5 1/5 4/5 4/5
2026-04-23 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5
2026-04-15 A- 4/5 4/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.99T
OE per share TTM
-2,125.42
Owner's Yield
-12.28%
Maintenance CapEx ratio
81.97%
Maint CapEx / Avg PPE
14.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
261.07M
Shares Outstanding
797.43M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chang-yeol Baek Executive Vice President of Management Support Group
Dae Lee Contact Person male
Eun-Sun Oh Executive Vice President & Head of Asset Management Group
Hak-Pil Kim Executive Vice President of Risk Management Group
Hyung-il Kim Deputy Chief Executive Officer & Executive Director male
Il-kwang Yoo Executive Director
Jang-sub Lee Executive Vice President of Customer Financial Protection Group
Min-young Chang President & Director male
Park Pil-hee Chief Compliance Officer
Sang-hyun Baek Executive Vice President of Loan Management Group
Sung-jin Jung Executive Vice President of Digital Group
Tae-Hyung Kim Executive Vice President of Business Strategy Group
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits