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SunCar Technology Group Inc. (SDA)

USD0.86 +0.01 (+0.75%)
CN NASDAQ Consumer Cyclical Auto - Dealerships
Address No. 656 Lingshi Road 200072
Shanghai, CN
CEO Zaichang Ye
IPO 2021-04-16
CIK 1936804 ISIN KYG857271087

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Description

SunCar Technology Group Inc. (SDA) is a Chinese enterprise that, through its subsidiaries, delivers integrated digital solutions for automotive after-sales support and online insurance brokerage. Its comprehensive operations are divided into three distinct segments: The Insurance Intermediation Business segment focuses on facilitating both traditional vehicle insurance renewals and specialized coverage for new energy vehicles (NEVs). Meanwhile, the Automotive After-Sales Business provides essential post-sales services to a diverse clientele, including banking institutions, insurance companies, and other corporate clients. Lastly, the Technology Business segment develops and offers auto insurance Software-as-a-Service (SaaS) products, alongside various other technical support services. Established in Shanghai, China, in 2007, SunCar Technology Group Inc. maintains its headquarters there.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD0.86 +0.01 (+0.75%)
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Volume Profile
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Liquidity & share structure
Average Volume
979.1K
Beta
-0.18
Float Shares
63.22M
Free Float %
62.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.60% +33.90% -44.37% -65.04% -62.38% -60.89% -72.08% -95.95% -91.97% -91.94% -91.94%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
0.86
Low 6.00 +594.0%
Consensus 6.00 +594.0%
Median 6.00 +594.0%
High 6.00 +594.0%
DCF (Levered) 14.35 +1,559.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 2 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Price Target Summary
Period # Analysts Avg Target
Last Month
Last Quarter
Last Year 1
6.00
+594.0%
All Time 1
6.00
+594.0%
Quality scores
Altman Z-Score
1.54
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Auto - Dealerships: +9.1%
    +10.7% Q1'26: +27.9% (vs Q1'25)
  • EPS growth Auto - Dealerships: +17.3%
    +94.4% Q1'26: +121.4% (vs Q1'25)
  • FCF margin FCF growth · Auto - Dealerships: +64.5%
    -0.3% Q1'26: -6.1% (vs Q1'25)
  • EBIT margin Auto - Dealerships: +4.6%
    +0.5% Q1'26: +2.3% (vs Q1'25)
  • ROIC Auto - Dealerships: +6.5%
    +1.7% Q1'26: +6.5% (vs Q1'25)
  • Share dilution Auto - Dealerships: +0.0%
    +6.3% Q1'26: -0.4% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Auto - Dealerships: 2.06×
    9.21× Q1'26: 4.50× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.06) × ERP
WACC = 45% × Ke + 55% × Kd (5.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 0.86
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
363.75M
est: 407.45M (-10.7%)
441.90M
est: 455.09M (-2.9%)
489.29M
est: 490.05M (-0.2%)
563.45M
555.19M – 571.72M
+15.0% YoY
634.74M
625.43M – 644.04M
+12.7% YoY
EBITDA
-5.70M
est: -4.98M (-14.6%)
-51.79M
est: -5.56M (-831.6%)
9.12M
est: -5.99M (+252.3%)
-6.88M
-6.98M – -6.78M
-15.0% YoY
-7.75M
-7.87M – -7.64M
-12.7% YoY
EBIT
-10.57M
est: -11.17M (+5.3%)
-57.07M
est: -12.47M (-357.6%)
2.19M
est: -13.43M (+116.3%)
-15.44M
-15.67M – -15.21M
-15.0% YoY
-17.39M
-17.65M – -17.14M
-12.7% YoY
Net Income
-26.91M
est: -95.99M (+72.0%)
-68.66M
est: -70.44M (+2.5%)
-3.94M
est: -2.55M (-54.5%)
12.76M
12.52M – 13.00M
+600.0% YoY
18.89M
18.52M – 19.25M
+48.0% YoY
SGA
43.04M
est: 52.00M (-17.2%)
69.58M
est: 58.08M (+19.8%)
37.89M
est: 62.54M (-39.4%)
71.91M
70.85M – 72.96M
+15.0% YoY
81.00M
79.82M – 82.19M
+12.7% YoY
EPS
-0.31
est: -0.94 (+67.0%)
-0.72
est: -0.69 (-4.3%)
-0.04
est: -0.03 (-60.0%)
0.13
0.12 – 0.13
+600.0% YoY
0.19
0.18 – 0.19
+48.0% YoY
Recent Grade Changes (3M)
Date Firm Previous New Grade Action
2026-05-01 BTIG Buy Buy Maintain
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-22 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-21 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-20 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-19 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-18 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-15 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-08 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-04 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-01 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-30 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-29 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-28 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-27 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-24 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-23 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-22 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-21 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-20 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-17 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-16 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
22.54M
OE per share TTM
0.23
Owner's Yield
32.69%
Maintenance CapEx ratio
36.67%
Maint CapEx / Avg PPE
6.5%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
15
Total invested
541.5K
Insider transactions (90d)
0
Beneficial owners (>5%)
8
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Zaichang Ye 41.71M 93.90% 506.29M 50.63M IN of China 2023-05-30
2 Automobile Services Group Limited 41.71M 77.40% 417.09M 41.71M OO British Virgin Islands 2023-05-30
3 China Harvest Co-Investors II, L.P. 20.83M 23.40% 20.83M 20.83M PN Cayman Islands 2023-11-08
4 China Harvest Fund II, L.P. 20.83M 23.40% 20.83M 20.83M PN OR PLACE OF ORGANIZATION 2023-11-08
5 China Renaissance Capital Investment II GP 20.83M 23.40% 20.83M 20.83M PN Cayman Islands 2023-11-08
6 China Renaissance Capital Investment II, L.P. 20.83M 23.40% 20.83M 20.83M PN Cayman Islands 2023-11-08
7 KMBP Holdings Limited 20.83M 23.40% 20.83M 20.83M CO British Virgin Islands 2023-11-08
8 SSDL Holdings Limited 8.92M 16.50% 89.20M 8.92M OO British Virgin Islands 2023-05-30

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
15
+5 vs prev Q
New positions
8
Closed positions
3
Increased
11
Reduced
1
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 ALPINE GLOBAL MANAGEMENT, LLC 95.0K -2.6K (-2.7%) 191.9K -49.8K (-20.6%) 0.09% -0.002 pp 0.03% -0.009 pp USD4.12 -51.0% 4 qtrs
2 INVESCO LTD. 41.2K -2.1K (-4.8%) 83.2K -24.0K (-22.4%) 0.04% -0.002 pp 0.00% +0.000 pp USD7.53 -73.2% 8 qtrs
3 MILLENNIUM MANAGEMENT LLC 38.8K -37.4K (-49.0%) 78.4K -110.6K (-58.5%) 0.04% -0.036 pp 0.00% +0.000 pp USD2.78 -27.3% 9 qtrs
4 GEODE CAPITAL MANAGEMENT, LLC 34.9K +— (+0.0%) 70.4K -16.0K (-18.5%) 0.03% +0.000 pp 0.00% +0.000 pp USD18.61 -89.1% 11 qtrs
5 BLACKROCK, INC. 28.1K +— (+0.0%) 56.8K -12.8K (-18.4%) 0.03% +0.000 pp 0.00% +0.000 pp USD4.20 -51.9% 6 qtrs
6 UBS GROUP AG 11.3K -8.1K (-41.8%) 22.8K -25.2K (-52.5%) 0.01% -0.008 pp 0.00% +0.000 pp USD7.88 -74.4% 10 qtrs
7 SBI SECURITIES CO., LTD. 746.00 +301.0 (+67.6%) 1.5K +405.0 (+36.8%) 0.00% +0.000 pp 0.00% +0.000 pp USD3.06 -34.0% 5 qtrs
8 JPMORGAN CHASE & CO 543.00 +543.0 (+100.0%) 1.1K +1.1K (+100.0%) 0.00% +0.001 pp 0.00% +0.000 pp USD2.02 +0.0% 8 qtrs
9 BELL INVESTMENT ADVISORS, INC 58.00 +— (+0.0%) 118.00 -26.0 (-18.1%) 0.00% +0.000 pp 0.00% +0.000 pp USD8.24 -75.5% 9 qtrs
10 CAITONG INTERNATIONAL ASSET MANAGEMENT CO., LTD 1.00 -49.0 (-98.0%) 2.00 -122.0 (-98.4%) 0.00% +0.000 pp 0.00% 0.000 pp USD4.00 -49.5% 4 qtrs
11 BOOTHBAY FUND MANAGEMENT, LLC -99.6K (-100.0%) -246.5K (-100.0%) 0.00% -0.097 pp 0.00% -0.004 pp USD 4 qtrs SOLD
12 CITADEL ADVISORS LLC -27.5K (-100.0%) -68.1K (-100.0%) 0.00% -0.027 pp 0.00% +0.000 pp USD 6 qtrs SOLD
13 TOWER RESEARCH CAPITAL LLC (TRC) -2.1K (-100.0%) -5.1K (-100.0%) 0.00% -0.002 pp 0.00% 0.000 pp USD 7 qtrs SOLD
14 CENTIVA CAPITAL, LP -347.8K (-100.0%) -862.5K (-100.0%) 0.00% -0.340 pp 0.00% -0.008 pp USD 4 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.9K
Shares Outstanding
102.01M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-04-29 6-K
2026-04-28 20-F
2026-04-27 SC 13D/A
2026-04-03 SC 13D/A
2026-02-03 6-K
2025-12-22 6-K
2025-11-21 SC 13D/A
2025-10-27 6-K
2025-09-18 6-K
2025-05-30 6-K

Executive team

NameTitleCompensationGender
Bohong Du Chief Financial Officer & Director male
Breaux Walker Chief Strategy Officer male
Zaichang Ye Chairman & Chief Executive Officer male
Zhunfu Lei Chief Technology Officer & Chief Operating Officer male
ESG Rating
B
AUTO - DEALERSHIPS
2025
E (Environmental)
59.4 / 61.3
Company / Sector avg.
S (Social)
62.4 / 67.9
Company / Sector avg.
G (Governance)
61.1 / 67.5
Company / Sector avg.
ESG Total
61.0 / 65.6
Company / Sector avg.
ESG Score History AUTO - DEALERSHIPS
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits