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Wataniya Insurance Company (8300.SR)

SAR13.07 -0.08 (-0.61%)
SA SAU Financial Services Insurance - Diversified
Address E.A. Juffali & Brothers H.O. Building 21432
Jeddah, Makkah Province, SA
CEO Haitham Habib Mohammed Ali Albakree
IPO 2010-06-17
ISIN SA12HG541M13

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Description

Established in 1975 and headquartered in Jeddah, Kingdom of Saudi Arabia, Wataniya Insurance Company provides a comprehensive range of insurance products and services across the Saudi Arabian market. The firm organizes its operations into distinct segments, including Marine, Property, Motor, Engineering, Accident & Liability, Extended Warranty, and Term Life. Its extensive product portfolio includes various motor insurance solutions. For general accident and casualty needs, it offers policies covering fidelity guarantees, money, personal accidents, public liability, work injury compensation, medical malpractice, burglary, glass breakage, business all-risk, business travel, and exhibition coverage. Furthermore, Wataniya provides liability insurance, encompassing general third-party liability, product liability, workers' compensation/employer's liability, and professional indemnity. Marine-related offerings include land transit, marine cargo, and marine hull insurance, alongside robust employee benefits packages. Engineering insurance covers diverse risks such as contractor all-risk, construction, mechanical and electrical failures, contractors' plant and machinery, electronic equipment, erection all-risk, machinery breakdown, and deterioration of stock. Property insurance options feature property all-risk, fire and lightning, household comprehensive plans, and terrorism risk. Additionally, the company delivers extended warranty protection for motor vehicles and term life policies designed to provide financial security upon the insured's death.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR13.07 -0.08 (-0.61%)
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Volume Profile
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Liquidity & share structure
Average Volume
338.9K
Beta
0.62
Float Shares
23.93M
Free Float %
59.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -10.43% +1.76% -7.20% -4.80% -29.84% -30.16% -73.41% -56.92% -56.47%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
13.07
DCF (Levered) 329.01 +2,417.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
1.48
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    +42.5% Q1'26: +89.5% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    -64.0% Q1'26: -256.3% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    -0.4% Q1'26: +37.9% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    +2.6% Q1'26: -1.2% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    +6.6% Q1'26: -6.7% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    -0.3% Q1'26: +2.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    0.05× Q1'26: -0.33× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.85) × ERP
WACC = 99% × Ke + 1% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 13.07
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 B 3/5 4/5 2/5 3/5 3/5 1/5 3/5
2026-05-20 B 3/5 4/5 2/5 3/5 3/5 1/5 3/5
2026-05-19 B 3/5 4/5 2/5 3/5 3/5 1/5 3/5
2026-05-18 B 3/5 4/5 2/5 3/5 3/5 1/5 3/5
2026-05-17 B 3/5 4/5 2/5 3/5 3/5 1/5 3/5
2026-05-14 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 A- 4/5 4/5 2/5 4/5 4/5 2/5 4/5
2026-05-06 A- 4/5 4/5 2/5 4/5 4/5 2/5 4/5
2026-05-05 A- 4/5 4/5 2/5 5/5 4/5 2/5 4/5
2026-05-04 A- 4/5 4/5 2/5 5/5 4/5 2/5 4/5
2026-05-03 A- 4/5 4/5 2/5 5/5 3/5 2/5 4/5
2026-04-30 A- 4/5 4/5 2/5 5/5 3/5 2/5 4/5
2026-04-29 A- 4/5 4/5 2/5 5/5 3/5 2/5 4/5
2026-04-28 A- 4/5 4/5 2/5 5/5 3/5 2/5 4/5
2026-04-27 A- 4/5 4/5 2/5 5/5 3/5 2/5 4/5
2026-04-26 A- 4/5 4/5 2/5 5/5 3/5 2/5 4/5
2026-04-23 A- 4/5 4/5 3/5 5/5 3/5 2/5 4/5
2026-04-22 A- 4/5 4/5 3/5 5/5 3/5 2/5 4/5
2026-04-21 A- 4/5 4/5 3/5 5/5 3/5 2/5 4/5
2026-04-20 A- 4/5 4/5 3/5 5/5 3/5 2/5 4/5
2026-04-19 A 4/5 4/5 3/5 5/5 3/5 3/5 4/5
2026-04-16 A- 4/5 4/5 3/5 5/5 2/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
200.30M
OE per share TTM
4.88
Owner's Yield
40.51%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
1.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 4 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Avantis Emerging Markets Small Cap Equity ETF AVEE 0.01% 8.0K 0.42%
2 Dimensional - Emerging Markets Value ETF DFEV 0.00% 55.0K 0.46%
3 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 93.9K 0.39%
4 Dimensional - Emerging Core Equity Market ETF DFAE 0.00% 25.6K 0.29%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
611.0K
Shares Outstanding
40.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Faisal Bin Mohamad Charara Vice Chairman of the Board 359.6K male
Haitham Habib Mohammed Ali Albakree Chief Executive Officer & Director 277.0K male
Murtaza Mustafa Quettawala Chief Actuary male
Nada Almalki Legal & Governance Manager and Secretary of Board of Directors female
Pantelis Nicholas Mesolongitis Chief Technical Officer male
Rami Qari Chief Operations Officer male
Abdulrahman Tounsi Acting Head of Compliance male
Sohail Fazal Abbas Chief Financial Officer male
Ghassan Hamza Al-Junaid Head of Governance, Legal & Admin Affairs and Secretary male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits