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Allianz SE (ALV.DE)

EUR422.70 +4.20 (+1.00%)
DE XETRA Financial Services Insurance - Diversified
Address KOeniginstrasse 28 80802
Munich, DE
CEO Oliver Bate
Website allianz.com
IPO 1996-12-16
ISIN DE0008404005

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Also trades on Deutsche Börse · ALV.DE (EUR) Other OTC · ALIZF (USD) Other OTC · ALIZY (USD) Warsaw Stock Exchange · ALV.WA (PLN)
Description

Allianz SE, encompassing its various affiliates, operates on a global scale, delivering property-casualty insurance, life and health coverage, and asset management services. Through its Property-Casualty division, Allianz supplies a broad array of coverage for individuals and businesses, including motor liability and damage, accident protection, general liability, fire and property, legal expense, credit, and travel insurance. The Life/Health segment delivers a diverse portfolio of individual and group insurance plans, such as annuities, endowment and term life policies, unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance. Allianz's Asset Management unit caters to third-party investors, both institutional and retail, through offerings like equity and fixed income funds, multi-asset strategies, and alternative investments, specifically infrastructure debt/equity, real assets, liquid alternatives, and tailored solutions. Rounding out its operations, the Corporate and Other segment encompasses consumer banking services and digital investment platforms. Founded in 1890, Allianz SE maintains its headquarters in Munich, Germany.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR422.70 +4.20 (+1.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
647.9K
Beta
0.67
Float Shares
380.07M
Free Float %
100.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.31% +2.16% -1.90% +2.46% +6.48% -1.70% +8.82% +80.26% +78.99% +180.81% +1,004.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (3 analysts) Buy
Price Targets & DCF
Current price
422.70
DCF (Unlevered) 796.50 +88.4%
DCF (Levered) 2,160.69 +411.2%
Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 3 0
Buy 6 0
Hold 7 -1
Sell 0 0
Strong Sell 2 0
Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
7 / 9
Strong
MOAT Score
7 / 10
Strong MOAT
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✗
    Revenue growth Insurance - Diversified: +13.4%
    +0.7% Q1'26: +15.4% (vs Q1'25)
  • ✓
    EPS growth Insurance - Diversified: +18.0%
    +13.6% Q1'26: +52.5% (vs Q1'25)
  • ✓
    FCF margin Insurance - Diversified: +20.2%
    +18.9% Q1'26: +62.2% (vs Q1'25)
  • ✗
    EBIT margin Insurance - Diversified: +12.6%
    +11.8% Q1'26: +17.1% (vs Q1'25)
  • ✓
    ROIC Insurance - Diversified: +3.8%
    +17.8% ★ Q1'26: +37.9% (vs Q1'25)
  • ✓
    Share dilution Insurance - Diversified: +0.5%
    -3.1% ★ Q1'26: -1.0% (vs Q1'25)
  • ✓
    Debt / EBITDA Insurance - Diversified: 0.00×
    1.74× ★ Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.67) × ERP
WACC = 83% × Ke + 17% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 788.74 Current price: 422.70
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2011
actual 		Dec 2012
actual 		Dec 2013
actual 		Dec 2014
actual 		Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
2 Rev. Ana.
12 EPS Ana. 		Dec 2027
3 Rev. Ana.
13 EPS Ana. 		Dec 2028
3 Rev. Ana.
12 EPS Ana. 		Dec 2029
2 Rev. Ana.
10 EPS Ana. 		Dec 2030
1 Rev. Ana.
5 EPS Ana.
Revenue
91.71B
est: 98.46B (-6.8%)
99.75B
est: 97.91B (+1.9%)
99.09B
est: 107.99B (-8.2%)
100.44B
est: 111.50B (-9.9%)
107.93B
est: 115.57B (-6.6%)
107.66B
est: 115.76B (-7.0%)
107.43B
est: 117.62B (-8.7%)
102.95B
est: 121.09B (-15.0%)
113.00B
est: 136.06B (-16.9%)
112.24B
est: 138.41B (-18.9%)
118.91B
est: 144.83B (-17.9%)
79.86B
est: 152.80B (-47.7%)
119.67B
est: 102.90B (+16.3%)
136.92B
est: 171.26B (-20.1%)
137.81B
est: 182.19B (-24.4%)
189.84B
187.98B – 191.70B
+4.2% YoY
198.82B
182.59B – 209.02B
+4.7% YoY
209.13B
207.14B – 211.11B
+5.2% YoY
212.28B
202.53B – 218.78B
+1.5% YoY
220.62B
210.49B – 227.38B
+3.9% YoY
EBITDA
5.90B
est: 4.70B (+25.5%)
9.84B
est: 2.48B (+296.6%)
12.07B
est: 8.28B (+45.7%)
11.27B
est: 7.69B (+46.4%)
11.56B
est: 10.94B (+5.7%)
12.97B
est: 10.70B (+21.2%)
12.84B
est: 12.05B (+6.6%)
13.02B
est: 7.32B (+77.9%)
14.25B
est: 12.24B (+16.5%)
12.85B
est: 13.14B (-2.2%)
13.20B
est: 13.51B (-2.3%)
13.27B
est: 14.19B (-6.5%)
14.49B
est: 13.20B (+9.7%)
16.93B
est: 21.97B (-22.9%)
16.49B
est: 23.38B (-29.5%)
24.36B
24.12B – 24.60B
+4.2% YoY
25.51B
23.43B – 26.82B
+4.7% YoY
26.83B
26.58B – 27.09B
+5.2% YoY
27.24B
25.99B – 28.07B
+1.5% YoY
28.31B
27.01B – 29.17B
+3.9% YoY
EBIT
4.85B
est: 9.96B (-51.3%)
8.72B
est: 7.95B (+9.7%)
10.97B
est: 12.77B (-14.1%)
10.11B
est: 13.01B (-22.3%)
10.20B
est: 8.74B (+16.7%)
11.62B
est: 9.50B (+22.3%)
11.30B
est: 10.61B (+6.5%)
11.43B
est: 16.39B (-30.2%)
12.19B
est: 11.46B (+6.3%)
10.60B
est: 11.05B (-4.1%)
10.68B
est: 11.37B (-6.0%)
11.09B
est: 11.94B (-7.1%)
12.21B
est: 11.45B (+6.7%)
14.78B
est: 19.06B (-22.4%)
16.22B
est: 20.27B (-20.0%)
21.12B
20.92B – 21.33B
+4.2% YoY
22.12B
20.32B – 23.26B
+4.7% YoY
23.27B
23.05B – 23.49B
+5.2% YoY
23.62B
22.53B – 24.34B
+1.5% YoY
24.55B
23.42B – 25.30B
+3.9% YoY
Net Income
2.55B
est: 4.84B (-47.5%)
5.23B
est: 2.53B (+106.7%)
6.00B
est: 6.02B (-0.5%)
6.22B
est: 6.19B (+0.5%)
6.62B
est: 6.62B (-0.1%)
6.96B
est: 6.31B (+10.3%)
6.80B
est: 7.23B (-6.0%)
7.46B
est: 7.52B (-0.8%)
7.91B
est: 7.99B (-0.9%)
6.81B
est: 8.03B (-15.3%)
6.61B
est: 8.26B (-20.0%)
6.42B
est: 8.51B (-24.6%)
8.54B
est: 8.58B (-0.5%)
9.93B
est: 9.47B (+4.9%)
10.78B
est: 10.61B (+1.6%)
11.61B
11.04B – 12.40B
+9.4% YoY
12.17B
10.93B – 13.81B
+4.9% YoY
12.78B
10.51B – 15.29B
+5.0% YoY
13.71B
12.90B – 14.26B
+7.3% YoY
14.41B
13.55B – 14.98B
+5.1% YoY
SGA
6.61B
est: 22.48B (-70.6%)
6.67B
est: 23.20B (-71.2%)
6.96B
est: 29.17B (-76.2%)
7.15B
est: 13.01B (-45.0%)
7.71B
est: 13.38B (-42.3%)
7.92B
est: 13.46B (-41.2%)
8.34B
est: 12.85B (-35.1%)
7.91B
est: 14.30B (-44.7%)
8.05B
est: 14.48B (-44.4%)
8.34B
est: 13.76B (-39.4%)
12.48B
est: 14.15B (-11.8%)
11.17B
est: 14.87B (-24.9%)
—
est: 5.04B (-100.0%)
—
est: 8.39B (-100.0%)
—
est: 8.92B (-100.0%)
9.30B
9.21B – 9.39B
+4.2% YoY
9.74B
8.94B – 10.24B
+4.7% YoY
10.24B
10.15B – 10.34B
+5.2% YoY
10.40B
9.92B – 10.72B
+1.5% YoY
10.81B
10.31B – 11.14B
+3.9% YoY
EPS
5.63
est: 6.93 (-18.8%)
11.56
est: 11.43 (+1.1%)
13.23
est: 13.40 (-1.3%)
13.71
est: 14.07 (-2.6%)
14.56
est: 14.81 (-1.7%)
15.31
est: 14.79 (+3.5%)
15.24
est: 15.81 (-3.6%)
17.43
est: 17.51 (-0.4%)
18.90
est: 18.70 (+1.1%)
16.48
est: 16.61 (-0.8%)
15.96
est: 21.13 (-24.5%)
15.57
est: 16.59 (-6.1%)
21.18
est: 23.01 (-8.0%)
25.18
est: 25.39 (-0.8%)
28.61
est: 28.44 (+0.6%)
30.37
29.30 – 32.92
+6.8% YoY
32.53
29.02 – 36.68
+7.1% YoY
35.02
27.91 – 40.60
+7.7% YoY
36.41
34.24 – 37.86
+4.0% YoY
38.26
35.98 – 39.79
+5.1% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-19 B+ 3/5 5/5 5/5 4/5 1/5 2/5 1/5
2026-05-18 B+ 3/5 5/5 5/5 3/5 2/5 2/5 1/5
2026-05-15 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-14 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-13 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-12 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-11 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-08 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-07 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-06 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-05 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-05-04 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-04-30 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-04-29 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-04-28 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-04-27 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-04-24 B+ 3/5 4/5 5/5 4/5 2/5 2/5 1/5
2026-04-23 B+ 3/5 5/5 5/5 4/5 2/5 2/5 1/5
2026-04-22 B+ 3/5 5/5 5/5 4/5 2/5 2/5 1/5
2026-04-21 A- 4/5 5/5 5/5 4/5 2/5 2/5 2/5
2026-04-20 A- 4/5 5/5 5/5 4/5 2/5 2/5 2/5
2026-04-17 A 4/5 5/5 5/5 5/5 2/5 3/5 2/5
2026-04-16 A 4/5 5/5 5/5 5/5 2/5 3/5 2/5
2026-04-15 A 4/5 5/5 5/5 5/5 2/5 3/5 2/5
2026-04-14 A 4/5 5/5 5/5 5/5 2/5 3/5 2/5
2026-04-13 A 4/5 5/5 5/5 5/5 2/5 3/5 2/5
2026-04-10 A 4/5 5/5 5/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
35.29B
OE per share TTM
91.22
Owner's Yield
24.26%
Maintenance CapEx ratio
22.68%
Maint CapEx / Avg PPE
7.9%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
2
Total invested
10.59M
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
2
+1 vs prev Q
New positions
1
Closed positions
0
Increased
2
Reduced
0
Put/Call ratio
0.00
Calls held
—
Puts held
—
Top institutional holders
# Investor ⇅ Shares / Δ ⇅ Mkt value / Δ ⇅ Own% / Δ ⇅ Weight% / Δ ⇅ Avg px / Perf. ⇅ Hold / Status ⇅
1 GAMMA INVESTING LLC 118.00 +— (+0.0%) 54.1K +4.2K (+8.4%) 0.00% +0.000 pp 0.00% +0.000 pp EUR357.40 +9.3% 2 qtrs —
Ownership breakdown by holder

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
103.5K
Shares Outstanding
380.24M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Oliver Bate Chairman of the Management Board & Chief Executive Officer 6M male
Claire-Marie Thomas Coste-Lepoutre CFO & Member of Management Board 3M female
Andreas Wimmer Member of the Board of Management 3M —
Christopher George Townsend Member of the Board of Management 3M male
Gunther Thallinger Member of the Board of Management 3M —
Klaus-Peter Rohler Member of the Board of Management 3M —
Madam Renate Wagner Member of the Board of Management 3M —
Sirma Gencheva Boshnakova Member of the Board of Management 3M female
Euler Hermes Member of the Board of Management 3M —
Barbara Karuth-Zelle Chief Operating Officer & Member of the Management Board 3M —
Lauren Kathryn Day Group Head of Communications — female
Stephan J. Theissing Head of Group Treasury & Corporate Finance — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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