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Ping An Insurance (Group) Company of China, Ltd. (601318.SS)

CNY49.49 -0.05 (-0.10%)
CN SHH Financial Services Insurance - Diversified
Address Ping An Finance Center 518033
Shenzhen, CN
CEO Yonglin Xie
Website pingan.com
IPO 2007-03-01
ISIN CNE000001R84

Explore sections of this company profile

Also trades on Hong Kong Stock Exchange · 2318.HK (HKD) Hong Kong Stock Exchange · 82318.HK (CNY) Other OTC · PIAIF (USD) Other OTC · PNGAY (USD) Shanghai Stock Exchange · 601318.SS (CNY) Vienna Stock Exchange · PZX.VI (EUR)
Description

Ping An Insurance (Group) Company of China, Ltd. operates as a leading, diversified financial services conglomerate within the People's Republic of China. Its extensive offerings span core areas like insurance, banking, asset management, and innovative fintech and healthtech solutions. The company's Life and Health Insurance division delivers a comprehensive spectrum of coverage, including term, whole-life, endowment, annuity, investment-linked, universal life, as well as various healthcare and medical insurance products, catering to both individual and corporate clientele. Its Property and Casualty Insurance segment provides protection for automobiles, other properties, and offers accident and health insurance to a diverse customer base. Ping An's Banking arm facilitates lending and intermediary services for corporate and retail customers, while also supplying wealth management and credit card services specifically for individuals. The Trust segment focuses on offering specialized trust services and engaging in investment activities. Its Securities operations encompass brokerage, trading, investment banking, and asset management services. Additionally, the Other Asset Management segment covers investment management, finance leasing, and other related asset management solutions. The Technology segment leverages internet platforms to deliver both financial and daily-life services, exemplified by its platforms for financial transaction information and healthcare services. Beyond these primary business lines, Ping An's broad portfolio extends to numerous other specialized services. These include annuity insurance, various forms of investment and asset management (such as real estate investment and futures brokerage), IT and business process outsourcing, financial advisory, currency brokerage, property and fund agency, factoring, equity investment, financing guarantees, logistics, management consulting, and e-commerce. Uniquely, the company also operates an expressway and is involved in the production and sale of consumer chemicals. Founded in 1988, Ping An Insurance (Group) Company of China, Ltd. is headquartered in Shenzhen, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CNY49.49 -0.05 (-0.10%)
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Volume Profile
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Liquidity & share structure
Average Volume
86M
Beta
0.64
Float Shares
15.14B
Free Float %
86.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.96% -0.61% -9.89% -15.20% -9.31% -21.78% +0.41% +11.48% -25.49% +67.50% +128.63%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
49.49
DCF (Levered) 625.92 +1,164.7%
Ratings Trend (MoM) 91% Bullish
Rating 2024-11 Change
Strong Buy 6 0
Buy 14 0
Hold 0 0
Sell 1 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +16.3%
    +6.3% Q1'26: +9.6% (vs Q1'25)
  • EPS growth Insurance - Life: +24.1%
    +47.5% Q1'26: -4.2% (vs Q1'25)
  • FCF margin Insurance - Life: +16.3%
    +32.4% Q1'26: +75.7% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.9%
    +0.0% Q1'26: +24.7% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +0.0% Q1'26: +14.5% (vs Q1'25)
  • Share dilution Insurance - Life: +0.7%
    +0.2% Q1'26: -3.5% (vs Q1'25)
  • Debt / EBITDA Insurance - Life: -0.44×
    Q1'26: 6.62× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.72) × ERP
WACC = 32% × Ke + 68% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 49.49
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
7 Rev. Ana.
16 EPS Ana.
Dec 2027
7 Rev. Ana.
16 EPS Ana.
Dec 2028
4 Rev. Ana.
14 EPS Ana.
Revenue
696.29B
est: 344.75B (+102.0%)
776.41B
est: 425.76B (+82.4%)
978.03B
est: 547.13B (+78.8%)
879.34B
est: 694.83B (+26.6%)
1.27T
est: 761.75B (+66.7%)
1.32T
est: 790.64B (+66.9%)
1.27T
est: 743.50B (+71.2%)
884.64B
est: 757.12B (+16.8%)
906.88B
est: 898.70B (+0.9%)
963.64B
est: 963.23B (+0.0%)
1.06T
est: 1.07T (-0.8%)
1.08T
1.06T – 1.11T
+1.4% YoY
1.15T
1.10T – 1.21T
+5.9% YoY
1.26T
1.22T – 1.31T
+9.7% YoY
EBITDA
189.54B
est: 38.26B (-100.0%)
est: 41.01B (-100.0%)
225.67B
est: 45.51B (+395.8%)
46.15B
45.15B – 47.37B
+1.4% YoY
48.88B
46.76B – 51.45B
+5.9% YoY
53.62B
51.85B – 55.76B
+9.7% YoY
EBIT
181.38B
est: 36.40B (-100.0%)
est: 39.01B (-100.0%)
214.68B
est: 43.30B (+395.8%)
43.90B
42.95B – 45.06B
+1.4% YoY
46.50B
44.48B – 48.94B
+5.9% YoY
51.01B
49.33B – 53.04B
+9.7% YoY
Net Income
54.20B
est: 55.79B (-2.8%)
62.39B
est: 63.22B (-1.3%)
89.09B
est: 76.77B (+16.1%)
107.40B
est: 101.01B (+6.3%)
149.41B
est: 156.51B (-4.5%)
143.10B
est: 131.70B (+8.7%)
101.62B
est: 118.48B (-14.2%)
111.01B
est: 103.09B (+7.7%)
85.67B
est: 90.44B (-5.3%)
126.61B
est: 137.28B (-7.8%)
134.78B
est: 140.66B (-4.2%)
146.62B
130.98B – 165.33B
+4.2% YoY
160.15B
144.49B – 181.11B
+9.2% YoY
173.73B
149.44B – 211.21B
+8.5% YoY
SGA
135.16B
est: 36.69B (+268.4%)
131.74B
est: 45.31B (+190.7%)
141.39B
est: 58.23B (+142.8%)
81.79B
est: 73.95B (+10.6%)
175.07B
est: 81.07B (+115.9%)
179.13B
est: 84.15B (+112.9%)
175.03B
est: 79.13B (+121.2%)
76.38B
est: 80.58B (-5.2%)
80.36B
est: 71.25B (+12.8%)
80.94B
est: 76.37B (+6.0%)
est: 84.75B (-100.0%)
85.94B
84.07B – 88.21B
+1.4% YoY
91.02B
87.07B – 95.81B
+5.9% YoY
99.84B
96.56B – 103.83B
+9.7% YoY
EPS
2.98
est: 3.08 (-3.3%)
3.50
est: 3.49 (+0.3%)
4.99
est: 4.24 (+17.7%)
6.02
est: 5.58 (+7.9%)
8.41
est: 8.64 (-2.7%)
8.10
est: 7.27 (+11.4%)
5.77
est: 6.54 (-11.8%)
4.80
est: 5.69 (-15.7%)
4.84
est: 5.10 (-5.1%)
7.16
est: 7.55 (-5.1%)
7.44
est: 7.73 (-3.8%)
8.13
7.23 – 9.13
+5.1% YoY
8.82
7.98 – 10.00
+8.5% YoY
9.57
8.25 – 11.66
+8.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-28 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-27 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-26 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-25 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-22 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-21 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-20 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-19 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-18 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-15 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-14 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-13 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-12 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-11 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-08 B+ 3/5 3/5 4/5 3/5 1/5 4/5 3/5
2026-05-07 B+ 3/5 3/5 4/5 3/5 1/5 4/5 3/5
2026-05-06 B+ 3/5 3/5 4/5 3/5 1/5 4/5 3/5
2026-04-30 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-29 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-28 B 3/5 3/5 4/5 4/5 1/5 3/5 2/5
2026-04-27 B 3/5 3/5 4/5 4/5 1/5 3/5 2/5
2026-04-24 B 3/5 3/5 4/5 4/5 1/5 3/5 2/5
2026-04-23 B 3/5 3/5 4/5 4/5 1/5 3/5 2/5
2026-04-22 B 3/5 3/5 4/5 4/5 1/5 3/5 2/5
2026-04-21 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-20 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-17 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-15 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-14 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-13 A- 4/5 4/5 4/5 5/5 1/5 3/5 3/5
2026-04-10 A- 4/5 4/5 4/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
413.21B
OE per share TTM
22.82
Owner's Yield
42.65%
Maintenance CapEx ratio
1.23%
Maint CapEx / Avg PPE
5.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
786.2K
Shares Outstanding
17.54B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Xiaotao Guo Co-CEO, Senior VP & Executive Director 8M male
Xin Fu Executive Director, Chief Financial Officer & Senior Vice President 6M female
Yonglin Xie Co-CEO, President & Executive Director 4M male
Fangfang Cai Senior VP & Executive Director 4M female
Mingzhe Ma Founder & Executive Chairman 4M male
Shibang Guo Assistant President & Chief Risk Officer male
Ray Wang Chief Technology Officer & General Manager male
James E. Garner Chief Strategist & Head of Investor Relations male
Jing Xu Chief Compliance Officer male
Baoxin Huang Senior Vice President male
Ruisheng Sheng Company Secretary & Board Secretary male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits