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PT Sinar Mas Multiartha Tbk (SMMA.JK)

IDR21,500.00 +0.00 (+0.00%)
ID JKT Financial Services Insurance - Diversified
Address Menara Tekno Lt. 7 10350
Jakarta Pusat, ID
CEO Burhanuddin Abdullah
Website smma.co.id
IPO 2003-03-04
ISIN ID1000094501

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Description

PT Sinar Mas Multiartha Tbk delivers a wide array of financial products and services to both individual and corporate clients across Indonesia. Their extensive banking offerings encompass various deposit options, including savings, checking, time deposits, call deposits, and Sharia-compliant funding. They facilitate a range of transactions through trade finance, remittances, foreign exchange, and bond trading, supported by modern digital channels like internet, mobile, and phone banking, alongside traditional services such as debit/credit cards, ATMs, safe deposit boxes, traveler's cheques, payroll, bill payment, and virtual accounts. The company also specializes in diverse financing solutions, covering investment, working capital, multi-purpose, and Sharia-based products, as well as innovative online and IT-driven money lending. Beyond core financial services, their operations extend to securities and commodity trading, securities administration, general trading, real estate, information technology, venture capital, fund management, automotive services, guarantees, and forestry. Established in 1982, the firm was initially named PT Internas Artha Finance Company before adopting its current identity, PT Sinar Mas Multiartha Tbk, in February 1995. It is headquartered in Jakarta Pusat, Indonesia, and functions as a subsidiary of PT Sinar Mas Cakrawala.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
IDR21,500.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
10.2K
Beta
-0.59
Float Shares
114.81M
Free Float %
1.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +3.98% +15.48% +22.78% +34.72% +23.23% +7.44% +32.62% +30.58% +178.28% +5,123.08%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
21,500.00
DCF (Unlevered) 6,899.02 -67.9%
DCF (Levered) 7,886.56 -63.3%
Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.46
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +13.4%
    +4.2% Q4'25: +120.8% (vs Q4'24)
  • EPS growth Insurance - Diversified: +18.0%
    -28.1% Q4'25: -367.4% (vs Q4'24)
  • FCF margin Insurance - Diversified: +20.2%
    +13.9% Q4'25: -0.4% (vs Q4'24)
  • EBIT margin Insurance - Diversified: +12.6%
    +12.1% Q4'25: +1.4% (vs Q4'24)
  • ROIC Insurance - Diversified: +3.8%
    -17.9% Q4'25: -4.2% (vs Q4'24)
  • Share dilution Insurance - Diversified: +0.5%
    +0.0% Q4'25: +0.0% (vs Q4'24)
  • Debt / EBITDA Insurance - Diversified: 0.00×
    2.60× Q4'25: 6.69× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.20) × ERP
WACC = 92% × Ke + 8% × Kd (21.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 6,829.52 Current price: 21,500.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-05-08 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-05-07 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-05-06 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-05-05 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-05-04 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-30 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-29 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-28 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-27 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-23 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-22 B 3/5 3/5 4/5 5/5 2/5 1/5 1/5
2026-04-21 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5
2026-04-20 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5
2026-04-17 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5
2026-04-16 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5
2026-04-15 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5
2026-04-14 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5
2026-04-13 B 3/5 4/5 4/5 5/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.07T
OE per share TTM
481.52
Owner's Yield
2.96%
Maintenance CapEx ratio
10.39%
Maint CapEx / Avg PPE
10.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
489.50M
Shares Outstanding
6.37B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Billy Prabowo Head of Internal Audit male
Burhanuddin Abdullah President Director
Felix Business Development Director, Corporate Secretary & Director male
Ferita Finance Director & Director female
Lili Wijata Director of Information Technology & Director female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits