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PT Asuransi Tugu Pratama Indonesia Tbk (TUGU.JK)
Jakarta, ID
PT Asuransi Tugu Pratama Indonesia Tbk (TUGU.JK) is an Indonesian financial services company primarily involved in conventional general insurance, sharia insurance, and reinsurance. The firm manages its operations through distinct segments such as General Insurance, Reinsurance, Rental and Related Businesses, and Other activities. Its comprehensive range of insurance products addresses diverse needs, spanning from complex energy-related risks, including coverage for onshore and offshore facilities, pipelines, and oil and gas drilling equipment, to property and industrial protection against fire, business disruption, asset damage, terrorism, and machinery breakdown. The company also specializes in marine insurance, covering operations, cargo, hull and machinery, builder's risk, and protection and indemnity, alongside aviation insurance for hulls, liabilities, and personal accidents, even extending to satellite launch and in-orbit coverage. Furthermore, it offers policies for construction projects, covering contractor's risks, heavy equipment, civil engineering, and business interruption. Financial guarantees like credit, suretyship, and payment bonds are also provided. A variety of other insurance types include workmen's compensation, theft, travel, fidelity guarantee, and unique offerings such as hole-in-one and kidnap and ransom. Extensive liability coverage is available for products (including aviation), charterers, automobiles, freight forwarders, port operators, and even satellite de-orbiting. Health and retail insurance complete its product portfolio. Beyond its core insurance activities, the company diversifies its investments into stocks and is active in real estate, involving development, rental, and trading of properties. It also delivers a suite of ancillary services, including brokerage, reinsurance consultancy, risk management, survey, and valuation. Originally established in 1981 as PT Tugu Pratama Indonesia, the company is headquartered in Jakarta, Indonesia, and operates as a subsidiary of PT Pertamina (Persero) Tbk.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.02% | -4.66% | -11.07% | -22.15% | +3.21% | -5.06% | +11.94% | -3.85% | +203.03% | +25.00% | +25.00% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2025-04 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Diversified: +13.4%+15.3% ★ Q1'26: +58.1% (vs Q1'25)
-
EPS growth Insurance - Diversified: +18.0%-47.0% Q1'26: +7.4% (vs Q1'25)
-
FCF margin Insurance - Diversified: +20.2%+14.4% Q1'26: -11.6% (vs Q1'25)
-
EBIT margin Insurance - Diversified: +12.6%+17.2% ★ Q1'26: +11.0% (vs Q1'25)
-
ROIC Insurance - Diversified: +3.8%+22.0% ★ Q1'26: +10.9% (vs Q1'25)
-
Share dilution Insurance - Diversified: +0.5%+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Insurance - Diversified: 0.00×0.56× ★ Q1'26: 0.56× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. |
|---|---|---|---|
| Revenue |
5.22T
est: 4.28T (+22.2%)
|
10.28T
est: 4.70T (+118.6%)
|
5.20T
5.20T – 5.20T
+10.5% YoY
|
| EBITDA |
978.10B
est: 816.90B (+19.7%)
|
915.73B
est: 898.68B (+1.9%)
|
993.46B
993.46B – 993.46B
+10.5% YoY
|
| EBIT |
898.23B
est: 712.34B (+26.1%)
|
915.73B
est: 783.66B (+16.9%)
|
866.31B
866.31B – 866.31B
+10.5% YoY
|
| Net Income |
700.85B
|
711.06B
|
—
— – —
|
| SGA |
117.33B
est: 166.07B (-29.3%)
|
—
est: 182.70B (-100.0%)
|
201.97B
201.97B – 201.97B
+10.5% YoY
|
| EPS |
197.00
|
199.98
|
—
— – —
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-26 | A | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-25 | A | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-22 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-21 | A | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-20 | A | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-19 | A | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-18 | A | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-13 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-12 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-11 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-08 | A | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-07 | A | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-06 | A | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-05 | A | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-04 | A | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-30 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-29 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-28 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-27 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-24 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-23 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-15 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-14 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-13 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-10 | A | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Adi Pramana | President Director | — | male |
| Agung Hirawan | Strategic Business I Group Head | — | male |
| Andy Prasetyo Wibowo | Financial Accounting Group Head | — | male |
| Edi Yoga Prasetyo | Director of Compliance & Risk Management and Director | — | male |
| Fitri Azwar | Director of Finance and Corporate Services & Director | — | female |
| Ibrahim Jauhari | Senior Vice President of Marketing | — | male |
| Ismawati | ERM & Legal Group Head | — | female |
| Jusman Hutama | Human Capital & Services Group Head | — | male |
| Mohammad Taufiq | Deputy Director of Sales & Operations | — | male |
| Quartantyo Wijanarko | Investment & Financial Risk Management Group Head | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for TUGU.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
