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ICICI Lombard General Insurance Company Limited (ICICIGI.NS)

INR1,794.70 -9.50 (-0.53%)
IN NSE Financial Services Insurance - Diversified
Address ICICI Lombard House 400025
Mumbai, IN
CEO Sanjeev Radheyshyam Mantri
Website icicilombard.com
IPO 2017-09-27
ISIN INE765G01017

Explore sections of this company profile

Also trades on Bombay Stock Exchange · ICICIGI.BO (INR) National Stock Exchange of India · ICICIGI.NS (INR)
Description

ICICI Lombard General Insurance Company Limited, headquartered in Mumbai, India, offers a comprehensive array of non-life insurance products and services across the nation. Their extensive portfolio includes policies designed for motor vehicles (such as cars and two-wheelers), health (with enhanced booster options), personal accident coverage, travel, home, and NRI-specific insurance. For businesses and specialized sectors, they provide solutions for marine, fire, engineering, liability, employee groups, general business operations, third-party risks, as well as unique coverage for crop, rural initiatives, cattle, adverse weather conditions, and cyber security. The company also offers reinsurance services. Serving a broad clientele that encompasses large corporations, small and medium-sized enterprises, state and central government entities, and rural communities, ICICI Lombard leverages a diverse distribution network. This includes independent agents, brokers, bancassurance partnerships, telesales teams, direct alliances, specialized motor insurance service providers, and modern online platforms. The company was founded in 2000.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR1,794.70 -9.50 (-0.53%)
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Volume Profile
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Liquidity & share structure
Average Volume
656.6K
Beta
0.46
Float Shares
243.33M
Free Float %
48.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.98% -2.27% -6.01% -7.70% -12.50% -13.58% -12.62% +39.01% +12.72% +148.93% +148.93%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,794.70
DCF (Unlevered) 1,669.37 -7.0%
DCF (Levered) 1,518.65 -15.4%
Ratings Trend (MoM) 68% Bullish
Rating 2026-06 Change
Strong Buy 3 0
Buy 14 0
Hold 6 0
Sell 2 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.41
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
4 / 5
High
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✓
    Revenue growth
    +14.4% Q1'26: -1.9% (vs Q1'25)
  • ✓
    EPS growth
    +29.6% Q1'26: +6.8% (vs Q1'25)
  • ✓
    FCF margin
    +10.1% Q1'26: +0.0% (vs Q1'25)
  • ✗
    EBIT margin
    +13.8% Q1'26: +10.4% (vs Q1'25)
  • ✓
    ROIC
    +21.6% Q1'26: +13.9% (vs Q1'25)
  • ✗
    Share dilution
    +0.9% Q1'26: +0.5% (vs Q1'25)
  • ✓
    Debt / EBITDA
    0.02× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.46) × ERP
WACC = 100% × Ke + 0% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 1,657.57 Current price: 1,794.70
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2018
actual 		Mar 2019
actual 		Mar 2020
actual 		Mar 2021
actual 		Mar 2022
actual 		Mar 2023
actual 		Mar 2024
actual 		Mar 2025
actual 		Mar 2026
8 Rev. Ana.
24 EPS Ana. 		Mar 2027
10 Rev. Ana.
23 EPS Ana. 		Mar 2028
8 Rev. Ana.
23 EPS Ana. 		Mar 2029
5 Rev. Ana.
9 EPS Ana.
Revenue
96.71B
est: 93.61B (+3.3%)
111.46B
est: 146.80B (-24.1%)
115.54B
est: 133.12B (-13.2%)
129.52B
est: 143.64B (-9.8%)
165.59B
est: 181.76B (-8.9%)
185.70B
est: 215.71B (-13.9%)
217.68B
est: 213.88B (+1.8%)
249.01B
est: 277.72B (-10.3%)
296.09B
288.37B – 304.05B
+6.6% YoY
338.81B
320.61B – 364.69B
+14.4% YoY
386.34B
353.56B – 416.53B
+14.0% YoY
438.10B
407.28B – 471.98B
+13.4% YoY
EBITDA
13.07B
est: 12.72B (+2.7%)
17.28B
est: 12.99B (+33.0%)
18.70B
est: 20.99B (-10.9%)
21.71B
est: 19.09B (+13.7%)
19.20B
est: 21.48B (-10.6%)
23.36B
est: 25.76B (-9.3%)
27.83B
est: 34.62B (-19.6%)
35.47B
est: 40.77B (-13.0%)
47.93B
46.68B – 49.22B
+17.5% YoY
54.84B
51.90B – 59.03B
+14.4% YoY
62.54B
57.23B – 67.43B
+14.0% YoY
70.92B
65.93B – 76.40B
+13.4% YoY
EBIT
12.56B
est: 12.02B (+4.4%)
16.68B
est: 13.53B (+23.3%)
17.80B
est: 20.26B (-12.1%)
20.41B
est: 17.80B (+14.6%)
17.79B
est: 20.03B (-11.2%)
21.93B
est: 24.02B (-8.7%)
26.49B
est: 36.60B (-27.6%)
34.23B
est: 48.12B (-28.9%)
50.66B
49.34B – 52.02B
+5.3% YoY
57.97B
54.86B – 62.40B
+14.4% YoY
66.10B
60.49B – 71.27B
+14.0% YoY
74.96B
69.69B – 80.76B
+13.4% YoY
Net Income
8.62B
est: 9.47B (-9.0%)
10.49B
est: 9.36B (+12.1%)
11.94B
est: 13.78B (-13.3%)
14.73B
est: 12.29B (+19.8%)
12.71B
est: 13.83B (-8.1%)
17.29B
est: 16.59B (+4.2%)
19.19B
est: 21.09B (-9.0%)
25.08B
est: 26.75B (-6.2%)
27.72B
25.64B – 30.51B
+3.6% YoY
32.26B
28.22B – 33.43B
+16.4% YoY
37.41B
32.41B – 40.61B
+16.0% YoY
42.04B
39.44B – 46.13B
+12.4% YoY
SGA
6.84B
est: 8.34B (-18.0%)
10.62B
est: 130.46M (+8,044.2%)
11.89B
est: 787.68M (+1,409.7%)
14.75B
est: 176.28M (+8,270.1%)
22.78B
est: 198.31M (+11,389.5%)
26.63B
est: 237.85M (+11,096.9%)
7.18B
est: 14.19B (-49.4%)
4.42B
est: 18.66B (-76.3%)
19.65B
19.13B – 20.17B
+5.3% YoY
22.48B
21.27B – 24.20B
+14.4% YoY
25.63B
23.46B – 27.64B
+14.0% YoY
29.07B
27.02B – 31.32B
+13.4% YoY
EPS
19.01
est: 18.97 (+0.2%)
23.11
est: 23.26 (-0.6%)
26.27
est: 26.41 (-0.5%)
32.41
est: 32.22 (+0.6%)
25.91
est: 26.63 (-2.7%)
35.21
est: 34.54 (+2.0%)
39.03
est: 42.84 (-8.9%)
50.74
est: 52.32 (-3.0%)
57.13
51.10 – 60.80
+9.2% YoY
63.58
56.25 – 66.63
+11.3% YoY
73.69
64.60 – 80.92
+15.9% YoY
83.77
78.60 – 91.93
+13.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-11 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-10 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-09 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-08 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-05 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-04 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-03 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-02 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-06-01 A- 4/5 4/5 5/5 5/5 4/5 1/5 1/5
2026-05-29 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-27 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-26 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-25 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-22 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-21 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-20 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-19 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-18 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-05-15 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-14 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-13 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-12 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-11 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-08 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-07 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-06 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-05 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-05-04 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-04-30 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-04-29 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-04-28 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-04-27 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-04-24 B 3/5 3/5 5/5 5/5 1/5 1/5 1/5
2026-04-23 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-22 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-21 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-20 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-17 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-16 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-15 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-13 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5
2026-04-10 B 3/5 4/5 5/5 5/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
851.85M
OE per share TTM
1.68
Owner's Yield
0.10%
Maintenance CapEx ratio
2.67%
Maint CapEx / Avg PPE
2.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.68M
Shares Outstanding
499.11M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Sanjeev Radheyshyam Mantri MD, Chief Executive Officer & Executive Director 67M male
Gopal Balachandran Chief Financial Officer 26M male
Gaurav Arora Chief Commercial Lines & Motor (Underwriting & Claims) — male
Girish Nayak Chief of Enterprise AI & Technology — male
Jerry Jose Chief of Human Resources — male
Milind Kolhe Head of GRBG & Principal Officer of International Financial Service Centre Insurance Office — male
Priya Deshmukh Head of Health Products, Operations & Services — female
Sandeep Goradia Chief of Corporate International & Bancassurance — male
Sheena Kapoor Head of Marketing, Corporate Communications & CSR — female
Amit Kushwaha Head of Legal & Chief Compliance Officer — male
Vinod Mahajan Chief Investment Officer — male
Birendra Mohanty Head of SME & Broking — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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