Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Al Rajhi Company for Cooperative Insurance (8230.SR)
Riyadh, Riyadh Province, SA
Established in 2008 and headquartered in Riyadh, Saudi Arabia, Al Rajhi Company for Cooperative Insurance delivers a comprehensive suite of insurance products and services to individuals, small and medium-sized enterprises (SMEs), and corporate clients across the Kingdom. The company operates through four main segments: Medical, Motor, Property and Casualty, and Protection and Savings. Its diverse offerings include specialized policies such as engineering, motor, unified health, domestic helper, travel, medical malpractice, visitor visa, personal accident, and homeowners insurance. Within its general insurance portfolio, Al Rajhi provides coverage for property all risks, workers' injury compensation and employer's liability, fidelity guarantee, and public business liability. Additionally, it offers solutions for liability, contractors' risk, marine cargo, plant machinery, machinery breakdown, and erection all risk. For long-term financial planning, the company features protection and savings products, encompassing education, marriage, life, retirement, and investment insurance policies. Beyond direct insurance, Al Rajhi is also engaged in re-takaful/re-insurance and agency activities.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -4.77% | +37.53% | +24.59% | +36.12% | -10.41% | +122.85% | +198.14% | +1,218.80% | +675.26% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2025-01 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Diversified: +15.2%-12.2% Q1'26: +41.6% (vs Q1'25)
-
EPS growth Insurance - Diversified: +25.3%+37.1% ★ Q1'26: +25.3% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%-9.1% Q1'26: -21.2% (vs Q1'25)
-
EBIT margin Insurance - Diversified: +13.5%+10.3% Q1'26: +7.4% (vs Q1'25)
-
ROIC Insurance - Diversified: +4.2%+26.3% ★ Q1'26: +20.7% (vs Q1'25)
-
Share dilution Insurance - Diversified: +0.0%+0.0% Q1'26: -0.4% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×0.06× ★ Q1'26: 0.05× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.59B
est: 1.99B (-20.0%)
|
2.86B
est: 2.23B (+28.1%)
|
2.97B
est: 2.95B (+0.7%)
|
2.75B
est: 2.42B (+13.4%)
|
2.44B
est: 2.67B (-8.7%)
|
2.39B
est: 2.96B (-19.3%)
|
2.44B
est: 3.43B (-28.9%)
|
3.77B
est: 4.43B (-14.8%)
|
5.18B
est: 5.59B (-7.3%)
|
4.55B
est: 6.75B (-32.7%)
|
5.48B
5.48B – 5.48B
-18.9% YoY
|
6.60B
6.60B – 6.60B
+20.5% YoY
|
| EBITDA |
138.71M
est: 159.54M (-13.1%)
|
209.81M
est: 179.46M (+16.9%)
|
211.73M
est: 236.94M (-10.6%)
|
132.30M
est: 194.56M (-32.0%)
|
293.75M
est: 214.49M (+37.0%)
|
148.87M
est: 237.46M (-37.3%)
|
114.95M
est: 275.22M (-58.2%)
|
375.58M
est: 355.47M (+5.7%)
|
372.50M
est: 435.61M (-14.5%)
|
494.84M
est: 526.71M (-6.1%)
|
427.32M
427.32M – 427.32M
-18.9% YoY
|
514.92M
514.92M – 514.92M
+20.5% YoY
|
| EBIT |
129.53M
est: 140.49M (-7.8%)
|
201.77M
est: 158.03M (+27.7%)
|
203.80M
est: 208.65M (-2.3%)
|
118.53M
est: 171.33M (-30.8%)
|
278.01M
est: 188.88M (+47.2%)
|
125.50M
est: 209.11M (-40.0%)
|
82.64M
est: 242.36M (-65.9%)
|
337.50M
est: 313.03M (+7.8%)
|
329.31M
est: 382.88M (-14.0%)
|
468.87M
est: 462.95M (+1.3%)
|
375.59M
375.59M – 375.59M
-18.9% YoY
|
452.58M
452.58M – 452.58M
+20.5% YoY
|
| Net Income |
99.03M
est: 76.40M (+29.6%)
|
201.77M
est: 105.60M (+91.1%)
|
184.30M
est: 204.40M (-9.8%)
|
95.83M
est: 91.20M (+5.1%)
|
253.21M
est: 162.80M (+55.5%)
|
108.59M
est: 118.00M (-8.0%)
|
72.39M
est: 98.80M (-26.7%)
|
328.06M
est: 131.20M (+150.0%)
|
332.34M
est: 404.98M (-17.9%)
|
454.98M
est: 551.98M (-17.6%)
|
752.97M
752.97M – 752.97M
+36.4% YoY
|
—
— – —
-100.0% YoY
|
| SGA |
37.72M
est: 39.78M (-5.2%)
|
48.08M
est: 44.74M (+7.5%)
|
55.17M
est: 59.07M (-6.6%)
|
65.82M
est: 48.51M (+35.7%)
|
95.84M
est: 53.47M (+79.2%)
|
70.31M
est: 59.20M (+18.8%)
|
76.36M
est: 68.62M (+11.3%)
|
—
est: 88.62M (-100.0%)
|
—
est: 67.94M (-100.0%)
|
—
est: 82.14M (-100.0%)
|
66.64M
66.64M – 66.64M
-18.9% YoY
|
80.30M
80.30M – 80.30M
+20.5% YoY
|
| EPS |
2.48
est: 0.76 (+224.6%)
|
4.57
est: 1.06 (+332.8%)
|
5.09
est: 2.04 (+149.0%)
|
2.40
est: 0.91 (+163.2%)
|
6.34
est: 1.63 (+289.4%)
|
2.72
est: 1.18 (+130.5%)
|
0.98
est: 0.99 (-0.8%)
|
3.28
est: 1.31 (+150.0%)
|
3.32
est: 4.05 (-18.0%)
|
4.55
est: 5.52 (-17.6%)
|
7.53
7.53 – 7.53
+36.4% YoY
|
—
— – —
-100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-18 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-17 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-13 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-10 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 5/5 | 5/5 | 4/5 | 2/5 | 1/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 5/5 | 5/5 | 4/5 | 2/5 | 1/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-03 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-26 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-19 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Saudi Arabia ETF KSA | 0.37% | 2.43M | 0.75% |
| 2 | iShares MSCI Emerging Markets Small-Cap ETF EEMS | 0.06% | 233.7K | 0.72% |
| 3 | iShares MSCI EM Small Cap UCITS ETF IEMS.L | 0.06% | 214.7K | 0.74% |
| 4 | State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L | 0.05% | 302.8K | 0.55% |
| 5 | HSBC Emerging Market Screened Equity UCITS ETF HSEM.L | 0.05% | 137.6K | 0.18% |
| 6 | iShares Core MSCI EM IMI UCITS ETF EIMU.L | 0.01% | 149.0K | 0.18% |
| 7 | iShares Core MSCI EM IMI UCITS ETF EIMI.L | 0.01% | 3.63M | 0.18% |
| 8 | iShares MSCI EM IMI Screened UCITS ETF SEDM.L | 0.01% | 120.4K | 0.18% |
| 9 | iShares Core MSCI Emerging Markets ETF IEMG | 0.01% | 12.54M | 0.09% |
| 10 | iShares Core MSCI Total International Stock ETF IXUS | 0.00% | 2.34M | 0.07% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Muhannad Bin Qusai Hasan Al Azzawi | Board Director | 130.4K | male |
| Ibrahim Alwazir | Chief Financial Officer | — | — |
| Khaled Mohammed Abdullah Al Turki | Board Member | — | male |
| Miguel Colominas | Chief Underwriting Officer | — | male |
| Saud Ghonem Bin Al Ghonem | Chief Executive Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 8230.SR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
