Subscribe

Walaa Cooperative Insurance Company (8060.SR)

SAR10.36 +0.05 (+0.49%)
SA SAU Financial Services Insurance - Diversified
Address 4513 Adh Dhahran Al Khubar Al Janubiyah 34621-8615
Al-Khobar, Eastern Province, SA
CEO Johnson Varughese
Website walaa.com
IPO 2010-03-03
ISIN SA000A0MLUD8

Explore sections of this company profile

Description

Walaa Cooperative Insurance Company provides cooperative insurance and reinsurance products and services in the Kingdom of Saudi Arabia. The company offers motor insurance products, which include commercial and private motor comprehensive, and third party liability policies; travel; medical marketplace; home; shop; SME medical; worker health; and saving and protection insurance products. It also provides property all risk, fire and specified perils property damage, home, and loss of profit/business interruption insurance; engineering insurance products, such as erection and construction all-risk, contractor's plant and machinery/equipment insurance, machinery breakdown insurance (MBD), loss of profit following MBD, and deterioration of stock following MBD; marine insurance products, including marine cargo and hull insurance policies; medical insurance; and accident and liability insurance, as well as security and private protection, energy downstream, plastic card, fidelity guarantee, and trade credit insurance. The company was formerly known as Saudi United Cooperative Insurance Company and changed its name to Walaa Cooperative Insurance Company in May 2017. The company was incorporated in 2007 and is headquartered in Al Khobar, the Kingdom of Saudi Arabia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
SAR10.36 +0.05 (+0.49%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
464.4K
Beta
0.33
Float Shares
124.42M
Free Float %
97.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +1.86% +5.89% -17.53% -3.14% -44.18% -28.20% -50.15% +37.03% -54.28%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
10.36
Ratings Trend (MoM) 0% Bullish
Rating 2025-10 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.29
Distress
Piotroski F-Score
1 / 9
Weak
MOAT Score
2 / 10
No MOAT
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    -58.2% Q1'26: -17.2% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    -322.6% Q1'26: +124.5% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    -56.1% Q1'26: 0.0% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    +10.3% Q1'26: +3.2% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    +8.0% Q1'26: +6.1% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    +23.8% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    -0.12× Q1'26: 0.09× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.79) × ERP
WACC = 99% × Ke + 1% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 10.36
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
Revenue
3.22B
est: 2.04B (+57.6%)
3.61B
est: 1.64B (+120.4%)
1.51B
est: 3.72B (-59.5%)
4.21B
4.21B – 4.21B
+13.1% YoY
4.77B
4.77B – 4.77B
+13.2% YoY
EBITDA
187.40M
est: -46.52M (+502.9%)
116.31M
est: -37.31M (+411.7%)
-127.34M
est: -84.82M (-50.1%)
-95.96M
-95.96M – -95.96M
-13.1% YoY
-108.67M
-108.67M – -108.67M
-13.2% YoY
EBIT
162.98M
est: -67.32M (+342.1%)
83.05M
est: -54.00M (+253.8%)
155.08M
est: -122.77M (+226.3%)
-138.89M
-138.89M – -138.89M
-13.1% YoY
-157.28M
-157.28M – -157.28M
-13.2% YoY
Net Income
147.98M
64.30M
est: 186.66M (-65.6%)
-175.82M
est: 225.06M (-178.1%)
280.52M
280.52M – 280.52M
+24.6% YoY
— – —
-100.0% YoY
SGA
1.07M
est: 15.56M (-93.1%)
est: 12.48M (-100.0%)
est: 28.38M (-100.0%)
32.10M
32.10M – 32.10M
+13.1% YoY
36.35M
36.35M – 36.35M
+13.2% YoY
EPS
1.74
0.62
est: 1.46 (-57.6%)
-1.38
est: 1.76 (-178.2%)
2.20
2.20 – 2.20
+24.6% YoY
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-05-20 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-05-19 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-05-18 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-05-17 B- 2/5 5/5 1/5 1/5 3/5 1/5 3/5
2026-05-14 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 B 3/5 5/5 1/5 1/5 4/5 1/5 4/5
2026-05-04 B 3/5 5/5 1/5 1/5 4/5 1/5 4/5
2026-05-03 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-30 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-29 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-28 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-27 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-26 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-23 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-22 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-21 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-20 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-19 B- 3/5 5/5 1/5 1/5 3/5 1/5 4/5
2026-04-16 B- 2/5 5/5 1/5 1/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-198.31M
OE per share TTM
-1.55
Owner's Yield
-15.74%
Maintenance CapEx ratio
21.81%
Maint CapEx / Avg PPE
2.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 5 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Avantis Emerging Markets Small Cap Equity ETF AVEE 0.02% 20.9K 0.42%
2 Dimensional - Emerging Markets ex China Core Equity ETF DEXC 0.00% 9.5K 0.56%
3 Dimensional Emerging Markets Sustainability Core 1 ETF DFSE 0.00% 16.2K 0.44%
4 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 181.7K 0.39%
5 Dimensional - Emerging Core Equity Market ETF DFAE 0.00% 112.6K 0.29%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
114.2K
Shares Outstanding
127.56M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Johnson Chandebla G. Varughese Chief Executive Officer male
Khalid Omran Compliance & AML Manager male
Rogayah AlThawadi Legal & Corporate Governance Manager
Saif Abbasi Chief Financial Officer
Sukumara Prakash CEO of Medical Insurance
Syed Raza Haider Appointed Actuary male
Turki Al Mulhem Chief Motor Insurance Officer
Turki Al-Buraik Chief Operating Officer male
Wail Alahmed Chief Commercial Officer
Wasif Farooq Minhas MSS-Mgt ACII Chief General Insurance Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits