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Mediterranean & Gulf Cooperative Insurance & Reinsurance Co. (8030.SR)
SAR15.66
-0.04 (-0.25%)
SA SAU Financial Services Insurance - Diversified
Address
Futuro Tower 11451
Riyadh, Riyadh Province, SA
Riyadh, Riyadh Province, SA
CEO
Umar Al-Mahmoud
Website
medgulf.com.sa
IPO
2010-03-04
ISIN SA000A0MJ2H8
Description
Mediterranean & Gulf Insurance & Reinsurance Co. engages in the provision of insurance & reinsurance services. It operates through the following segments: Medical Insurance, Motor Insurance, and Other Classes. The Medical Insurance segment deals with medical costs, medicine, and all other medical supplies and services. The Motor Insurance segment provides coverage against losses and liability related to motor vehicles. The Other Classes segment covers any other classes of insurance not included above. The company was founded in 1980 and is headquartered in Riyadh, Saudi Arabia.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
SAR15.66
-0.04 (-0.25%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.70
Float Shares
76.18M
Free Float %
72.6%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.61% | +1.42% | +1.70% | -3.30% | +7.25% | +29.21% | -29.15% | +66.30% | -39.13% | -67.05% | -68.50% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
15.66
DCF (Unlevered)
174.65
+1,015.2%
DCF (Levered)
42.27
+169.9%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
1.97
Grey zone
Piotroski F-Score
4 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
4 / 5
High
D/E Score
4 / 5
High
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Diversified: +15.2%+30.1% ★ Q1'26: +33.5% (vs Q1'25)
-
EPS growth Insurance - Diversified: +25.3%-69.1% Q1'26: +36.8% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%-1.3% Q1'26: -37.6% (vs Q1'25)
-
EBIT margin Insurance - Diversified: +13.5%+1.0% Q1'26: +0.0% (vs Q1'25)
-
ROIC Insurance - Diversified: +4.2%+4.5% ★
-
Share dilution Insurance - Diversified: +0.0%+30.2% Q1'26: +32.8% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×0.28× ★
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
Dec 2030 1 Rev. Ana. 1 EPS Ana. |
Dec 2031 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
3.62B
est: 4.07B (-11.1%)
|
3.12B
est: 3.19B (-2.4%)
|
2.45B
est: 2.67B (-8.4%)
|
1.86B
est: 1.87B (-0.1%)
|
2.12B
est: 2.61B (-18.5%)
|
1.69B
est: 2.85B (-40.8%)
|
1.74B
est: 3.10B (-43.9%)
|
2.22B
est: 3.28B (-32.5%)
|
3.35B
est: 4.07B (-17.7%)
|
4.36B
est: 3.19B (+36.5%)
|
2.67B
2.67B – 2.67B
-16.4% YoY
|
1.87B
1.87B – 1.87B
-30.1% YoY
|
2.61B
2.61B – 2.61B
+39.6% YoY
|
2.85B
2.85B – 2.85B
+9.3% YoY
|
3.10B
3.10B – 3.10B
+8.9% YoY
|
3.28B
3.28B – 3.28B
+6.0% YoY
|
| EBITDA |
-252.19M
est: -74.95M (-236.5%)
|
82.06M
est: -58.78M (+239.6%)
|
-378.26M
est: -49.14M (-669.8%)
|
-195.57M
est: -34.34M (-469.5%)
|
27.43M
est: -47.96M (+157.2%)
|
64.47M
est: -52.40M (+223.0%)
|
-125.49M
est: -57.05M (-120.0%)
|
-384.54M
est: -60.45M (-536.1%)
|
131.14M
est: 746.61M (-82.4%)
|
71.16M
est: 585.53M (-87.8%)
|
489.47M
489.47M – 489.47M
-16.4% YoY
|
342.08M
342.08M – 342.08M
-30.1% YoY
|
477.68M
477.68M – 477.68M
+39.6% YoY
|
521.93M
521.93M – 521.93M
+9.3% YoY
|
568.22M
568.22M – 568.22M
+8.9% YoY
|
602.17M
602.17M – 602.17M
+6.0% YoY
|
| EBIT |
-261.27M
est: -104.99M (-148.9%)
|
72.59M
est: -82.34M (+188.2%)
|
-388.03M
est: -68.83M (-463.8%)
|
-204.53M
est: -48.10M (-325.2%)
|
19.18M
est: -67.17M (+128.5%)
|
54.90M
est: -73.39M (+174.8%)
|
-135.59M
est: -79.90M (-69.7%)
|
-405.86M
est: -84.68M (-379.3%)
|
107.04M
est: 724.18M (-85.2%)
|
44.34M
est: 567.94M (-92.2%)
|
474.76M
474.76M – 474.76M
-16.4% YoY
|
331.80M
331.80M – 331.80M
-30.1% YoY
|
463.33M
463.33M – 463.33M
+39.6% YoY
|
506.26M
506.26M – 506.26M
+9.3% YoY
|
551.15M
551.15M – 551.15M
+8.9% YoY
|
584.08M
584.08M – 584.08M
+6.0% YoY
|
| Net Income |
-261.27M
est: -325.57M (+19.8%)
|
67.61M
est: 98.66M (-31.5%)
|
-388.03M
est: 78.93M (-591.6%)
|
-209.15M
est: -5.52M (-3,685.6%)
|
3.12M
est: -11.08M (+128.2%)
|
36.91M
est: -76.56M (+148.2%)
|
-140.59M
est: -20.15M (-597.8%)
|
-396.87M
est: 137.01M (-389.7%)
|
101.99M
est: -423.81M (+124.1%)
|
41.06M
est: 128.43M (-68.0%)
|
102.74M
102.74M – 102.74M
-20.0% YoY
|
-7.19M
-7.19M – -7.19M
-107.0% YoY
|
-14.43M
-14.43M – -14.43M
-100.6% YoY
|
-99.67M
-99.67M – -99.67M
-590.9% YoY
|
-26.23M
-26.23M – -26.23M
+73.7% YoY
|
178.35M
178.35M – 178.35M
+780.0% YoY
|
| SGA |
63.42M
est: 72.66M (-12.7%)
|
54.87M
est: 56.99M (-3.7%)
|
53.82M
est: 47.64M (+13.0%)
|
45.43M
est: 33.29M (+36.5%)
|
52.83M
est: 46.49M (+13.6%)
|
57.07M
est: 50.80M (+12.3%)
|
86.63M
est: 55.30M (+56.7%)
|
3.73M
est: 58.61M (-93.6%)
|
6.86M
est: 47.48M (-85.6%)
|
12.79M
est: 37.23M (-65.6%)
|
31.12M
31.12M – 31.12M
-16.4% YoY
|
21.75M
21.75M – 21.75M
-30.1% YoY
|
30.37M
30.37M – 30.37M
+39.6% YoY
|
33.19M
33.19M – 33.19M
+9.3% YoY
|
36.13M
36.13M – 36.13M
+8.9% YoY
|
38.29M
38.29M – 38.29M
+6.0% YoY
|
| EPS |
-4.90
est: -3.10 (-58.3%)
|
1.27
est: 0.94 (+35.4%)
|
-6.21
est: 0.75 (-927.3%)
|
-3.65
est: -0.05 (-6,846.6%)
|
0.04
est: -0.11 (+135.5%)
|
0.44
est: -0.73 (+160.4%)
|
-1.85
est: -0.19 (-865.5%)
|
-3.78
est: 1.30 (-390.1%)
|
0.97
est: -3.10 (+131.3%)
|
0.30
est: 0.94 (-68.0%)
|
0.75
0.75 – 0.75
-20.0% YoY
|
-0.05
-0.05 – -0.05
-107.0% YoY
|
-0.11
-0.11 – -0.11
-100.6% YoY
|
-0.73
-0.73 – -0.73
-590.9% YoY
|
-0.19
-0.19 – -0.19
+73.7% YoY
|
1.30
1.30 – 1.30
+780.0% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-10 | B | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-07 | B | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-06 | B | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 |
| 2026-05-05 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-04 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-03 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-30 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-29 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-28 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-27 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-26 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-23 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-22 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-21 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-20 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-19 | B | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-16 | B | 3/5 | 5/5 | 2/5 | 5/5 | 2/5 | 1/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
-9.81M
OE per share TTM
8.48
Owner's Yield
-0.50%
Maintenance CapEx ratio
131.74%
Maint CapEx / Avg PPE
2.0%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 6 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional - Emerging Markets Value ETF DFEV | 0.01% | 105.2K | 0.46% |
| 2 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.00% | 13.4K | 0.56% |
| 3 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 368.8K | 0.39% |
| 4 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 16.9K | 0.44% |
| 5 | Dimensional - Emerging Core Equity Market ETF DFAE | 0.00% | 213.0K | 0.29% |
| 6 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 106.7K | 0.28% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
13.8K
Shares Outstanding
105.00M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Abdullah Mashari Al Qubaily | Acting Chief Sales Officer | — | male |
| Amro Tawfiq | GM of Risk Management & Acting Compliance GM | — | male |
| Bandar Hussein Al-Momen | Chief Information Officer | — | male |
| Georgi Markov | Chief Financial Officer | — | male |
| Omar Al Ammary | Chief Human Resources & Administration Affairs Officer | — | male |
| Omar Al-Mahmoud | Executive Vice President | — | male |
| Saleh Ali Alsugair | General Manager of Legal & Governance Affairs and Board Secretary | — | male |
| Suhail Hayyan | Chief Investment Officer | — | male |
| Umar Abdul Rahman Al Mahmoud | Chief Executive Officer | — | male |
| Usama Al Hamoud | Chief Information Technology Officer | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 8030.SR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
