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Zurich Insurance Group AG (ZURN.SW)
CHF616.40
-1.60 (-0.26%)
CH SIX Financial Services Insurance - Diversified
Address
Mythenquai 2 8002
Zurich, ZH, CH
Zurich, ZH, CH
CEO
Mario Greco
Website
zurich.com
IPO
1998-10-06
ISIN CH0011075394
Also trades on
London Stock Exchange · 0QP2.L (CHF)
Other OTC · ZFSVF (USD)
Other OTC · ZURVY (USD)
Swiss Exchange · ZURN.SW (CHF)
Description
Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. It also provides property, casualty, energy and engineering lines, and marine; management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, cyber resilience, and reinsurance services. It serves individuals, small businesses, mid-sized and large companies, and multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
CHF616.40
-1.60 (-0.26%)
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Volume Profile
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Liquidity & share structure
Average Volume
302.9K
Beta
0.33
Float Shares
142.03M
Free Float %
95.1%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.99% | -1.64% | -1.06% | -1.39% | -6.34% | -9.77% | -6.21% | +26.64% | +42.71% | +134.71% | -11.75% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Analyst Consensus (2 ratings, all time)
Buy
Price Targets & DCF
Current price
616.40
DCF (Unlevered)
1,537.81
+149.5%
DCF (Levered)
3,016.97
+389.4%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
25% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 2 | 0 |
| Hold | 7 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 2 | 0 |
Quality scores
Altman Z-Score
0.61
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Diversified: +15.2%+6.8% Q4'25: +189.4% (vs Q3'24)
-
EPS growth Insurance - Diversified: +25.3%+23.2% Q4'25: +170.1% (vs Q3'24)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%+24.7% Q4'25: +28.3% (vs Q3'24)
-
EBIT margin Insurance - Diversified: +13.5%+12.0% Q4'25: +11.4% (vs Q3'24)
-
ROIC Insurance - Diversified: +4.2%+18.9% ★ Q4'25: +39.6% (vs Q3'24)
-
Share dilution Insurance - Diversified: +0.0%-0.5% ★ Q4'25: +0.1% (vs Q3'24)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×1.57× Q4'25: 0.75× (vs Q3'24)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 9 EPS Ana. |
Dec 2027 6 Rev. Ana. 8 EPS Ana. |
Dec 2028 5 Rev. Ana. 7 EPS Ana. |
Dec 2029 2 Rev. Ana. 2 EPS Ana. |
Dec 2030 2 Rev. Ana. 5 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
52.98B
est: 48.09B (+10.2%)
|
70.45B
est: 53.48B (+31.7%)
|
72.05B
est: 54.61B (+31.9%)
|
72.83B
est: 57.53B (+26.6%)
|
60.56B
est: 52.26B (+15.9%)
|
67.34B
est: 49.95B (+34.8%)
|
64.04B
est: 49.57B (+29.2%)
|
47.20B
est: 48.27B (-2.2%)
|
71.85B
est: 48.20B (+49.1%)
|
58.92B
est: 51.44B (+14.6%)
|
69.54B
est: 55.93B (+24.3%)
|
44.76B
est: 57.87B (-22.7%)
|
78.10B
est: 85.89B (-9.1%)
|
86.05B
est: 57.51B (+49.6%)
|
91.89B
est: 62.25B (+47.6%)
|
64.63B
62.35B – 65.59B
+3.8% YoY
|
69.65B
64.86B – 74.88B
+7.8% YoY
|
74.74B
70.81B – 78.20B
+7.3% YoY
|
70.79B
67.06B – 74.06B
-5.3% YoY
|
73.73B
69.85B – 77.13B
+4.2% YoY
|
| EBITDA |
6.32B
est: 4.62B (+36.7%)
|
7.13B
est: 5.72B (+24.7%)
|
7.74B
est: 5.94B (+30.3%)
|
7.44B
est: 7.43B (+0.0%)
|
4.97B
est: 5.16B (-3.7%)
|
6.53B
est: 4.03B (+61.9%)
|
6.47B
est: 5.67B (+14.2%)
|
6.41B
est: 5.57B (+15.1%)
|
7.47B
est: 5.19B (+43.9%)
|
6.71B
est: 6.26B (+7.2%)
|
8.36B
est: 6.42B (+30.3%)
|
6.57B
est: 6.88B (-4.4%)
|
7.77B
est: 10.48B (-25.9%)
|
9.82B
est: 7.04B (+39.3%)
|
11.87B
est: 7.59B (+56.4%)
|
7.88B
7.60B – 8.00B
+3.8% YoY
|
8.49B
7.91B – 9.13B
+7.8% YoY
|
9.12B
8.64B – 9.54B
+7.3% YoY
|
8.63B
8.18B – 9.03B
-5.3% YoY
|
8.99B
8.52B – 9.41B
+4.2% YoY
|
| EBIT |
5.32B
est: 4.72B (+12.9%)
|
6.04B
est: 5.94B (+1.7%)
|
6.55B
est: 6.09B (+7.5%)
|
6.42B
est: 7.64B (-16.0%)
|
3.77B
est: 5.35B (-29.5%)
|
5.74B
est: 3.36B (+71.2%)
|
5.54B
est: 5.75B (-3.8%)
|
5.51B
est: 5.61B (-1.8%)
|
6.50B
est: 5.23B (+24.4%)
|
5.79B
est: 6.32B (-8.4%)
|
7.52B
est: 6.49B (+15.8%)
|
5.82B
est: 6.95B (-16.3%)
|
6.91B
est: 9.44B (-26.8%)
|
8.91B
est: 6.35B (+40.2%)
|
11.00B
est: 6.84B (+60.7%)
|
7.11B
6.86B – 7.21B
+3.8% YoY
|
7.66B
7.13B – 8.23B
+7.8% YoY
|
8.22B
7.79B – 8.60B
+7.3% YoY
|
7.78B
7.37B – 8.14B
-5.3% YoY
|
8.11B
7.68B – 8.48B
+4.2% YoY
|
| Net Income |
3.75B
est: 2.99B (+25.6%)
|
3.89B
est: 4.19B (-7.2%)
|
4.03B
est: 3.91B (+2.9%)
|
3.95B
est: 4.71B (-16.2%)
|
1.84B
est: 3.29B (-44.1%)
|
3.21B
est: 1.77B (+81.3%)
|
3.00B
est: 3.29B (-8.6%)
|
3.72B
est: 3.09B (+20.4%)
|
4.15B
est: 3.56B (+16.4%)
|
3.83B
est: 4.03B (-5.0%)
|
5.20B
est: 4.14B (+25.6%)
|
3.96B
est: 4.75B (-16.6%)
|
4.35B
est: 5.45B (-20.2%)
|
5.81B
est: 4.98B (+16.6%)
|
7.12B
est: 5.34B (+33.3%)
|
5.35B
4.90B – 5.79B
+0.1% YoY
|
6.21B
5.34B – 7.09B
+16.2% YoY
|
6.64B
5.71B – 7.57B
+6.9% YoY
|
6.26B
5.83B – 6.64B
-5.8% YoY
|
6.53B
6.08B – 6.92B
+4.3% YoY
|
| SGA |
8.27B
est: 14.72B (-43.8%)
|
8.65B
est: 4.77B (+81.4%)
|
8.80B
est: 18.92B (-53.5%)
|
8.86B
est: 25.17B (-64.8%)
|
8.66B
est: 17.23B (-49.8%)
|
7.48B
est: 14.54B (-48.6%)
|
7.21B
est: 21.73B (-66.8%)
|
7.76B
est: 19.78B (-60.8%)
|
8.02B
est: 3.95B (+103.1%)
|
8.01B
est: 27.82B (-71.2%)
|
8.79B
est: 28.56B (-69.2%)
|
8.67B
est: 30.58B (-71.7%)
|
—
est: 5.50B (-100.0%)
|
—
est: 3.70B (-100.0%)
|
—
est: 3.98B (-100.0%)
|
4.14B
3.99B – 4.20B
+3.8% YoY
|
4.46B
4.15B – 4.79B
+7.8% YoY
|
4.78B
4.53B – 5.01B
+7.3% YoY
|
4.53B
4.29B – 4.74B
-5.3% YoY
|
4.72B
4.47B – 4.94B
+4.2% YoY
|
| EPS |
25.70
est: 26.92 (-4.5%)
|
26.50
est: 23.17 (+14.4%)
|
27.33
est: 29.03 (-5.9%)
|
26.68
est: 26.90 (-0.8%)
|
12.36
est: 14.13 (-12.5%)
|
21.51
est: 22.38 (-3.9%)
|
20.02
est: 17.79 (+12.5%)
|
25.10
est: 22.32 (+12.4%)
|
28.01
est: 26.26 (+6.7%)
|
25.85
est: 18.84 (+37.2%)
|
34.99
est: 26.64 (+31.4%)
|
26.71
est: 28.61 (-6.6%)
|
29.96
est: 37.77 (-20.7%)
|
40.48
est: 34.76 (+16.5%)
|
49.95
est: 37.54 (+33.1%)
|
37.81
34.01 – 40.23
+0.7% YoY
|
42.37
37.06 – 49.21
+12.1% YoY
|
45.48
39.67 – 52.59
+7.4% YoY
|
43.47
40.49 – 46.08
-4.4% YoY
|
45.33
42.22 – 48.05
+4.3% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
20.70B
OE per share TTM
143.56
Owner's Yield
26.63%
Maintenance CapEx ratio
21.37%
Maint CapEx / Avg PPE
3.2%
Ownership Overview
Ownership breakdown
At a glance
Institutional holders
2
Total invested
2.71M
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
From
To
13F snapshot — 2026 Q1
Investors holding
2
+0 vs prev Q
New positions
0
Closed positions
0
Increased
1
Reduced
0
Put/Call ratio
0.00
Calls held
—
Puts held
—
Top institutional holders
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | BRIDGES INVESTMENT MANAGEMENT INC | 3.4K +— (+0.0%) | 2.63M +173.3K (+7.1%) | 0.00% +0.000 pp | 0.03% +0.002 pp | CHF388.46 +54.9% | 26 qtrs — |
| 2 | GAMMA INVESTING LLC | 388.00 +— (+0.0%) | 295.7K +19.4K (+7.0%) | 0.00% +0.000 pp | 0.01% 0.000 pp | CHF535.39 +12.4% | 9 qtrs — |
| 3 | — | — -278.0 (-100.0%) | — -197.7K (-100.0%) | 0.00% 0.000 pp | 0.00% -0.036 pp | CHF— | 2 qtrs SOLD |
Ownership breakdown by holder
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
184.6K
Shares Outstanding
149.37M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Mario Greco | Group Chief Executive Officer & Member of Executive Committee | 6M | male |
| Claudia Cordioli | Group Chief Financial Officer & Member of Executive Committee | — | female |
| Ericson Chan | Group Chief Information & Digital Officer and Member of the Executive Committee | — | male |
| Kristof Frans Rosa Terryn | CEO of Europe, Middle East & Global Head Retail and Member of the Executive Committee | — | male |
| Laurence Maurice | Chief Executive Officer of Latin America & Member of the Executive Committee | — | female |
| Peter Giger | Group Chief Risk Officer & Member of Executive Committee | — | male |
| Raul Vargas | CEO of Farmers Group Inc. & Member of Executive Committee | — | male |
| Sierra Diane Signorelli | CEO U.S., CEO of Commercial Insurance & Member of the Executive Committee | — | female |
| Sierra Signorelli | CEO U.S., CEO of Commercial Insurance & Member of the Executive Committee | — | female |
| Stephan Van Vliet | Group Chief Investment Officer & Member of Executive Committee | — | male |
| Alison Martin | CEO of Life, Health & Bank Distribution and Member of the Executive Committee | — | female |
| Tulsi Ratakonda Naidu | Chief Executive Officer of APAC & Member of the Executive Committee | — | female |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for ZURN.SW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
