Zaggle Prepaid Ocean Services Limited (ZAGGLE.NS)
Mumbai, IN
Zaggle Prepaid Ocean Services Limited, founded in 2011 and headquartered in Mumbai, India, develops cutting-edge financial products and solutions aimed at automating and optimizing business expense management for corporations, small and medium-sized enterprises, and emerging startups. The company offers a range of distinct platforms: Propel functions as a corporate software-as-a-service (SaaS) platform, facilitating the administration of channel rewards, incentives, and employee recognition initiatives. Save provides a comprehensive SaaS platform and mobile application for business spend management, enabling digital employee reimbursements and maximizing tax benefits. Its Customer Engagement Management System (CEMS) assists merchants in enhancing customer interactions and loyalty through features like gift card distribution and reward programs. The Zaggle Payroll Card serves as a prepaid payroll solution, allowing companies to compensate contractors, consultants, seasonal and temporary staff, and unbanked workers as an alternative to traditional bank transfers or cash. Zoyer is an integrated, data-driven SaaS platform designed for business spend management, incorporating automated financial functionalities directly into core invoice-to-pay processes.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.05% | -5.33% | -15.90% | -8.98% | -43.81% | -38.62% | -50.22% | +34.82% | +34.82% | +34.82% | +34.82% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Infrastructure: +13.7%+46.3% ★ Q1'26: +49.9% (vs Q1'25)
-
EPS growth Software - Infrastructure: +28.7%+47.4% ★ Q1'26: +30.7% (vs Q1'25)
-
FCF margin FCF growth · Software - Infrastructure: +32.2%-5.4% Q1'26: -12.2% (vs Q1'25)
-
EBIT margin Software - Infrastructure: +8.8%+7.8% Q1'26: +7.4% (vs Q1'25)
-
ROIC Software - Infrastructure: +6.6%+12.1% ★ Q1'26: +14.9% (vs Q1'25)
-
Share dilution Software - Infrastructure: +0.0%+6.5% Q1'26: -0.3% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×0.30× ★ Q1'26: 0.23× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 2 Rev. Ana. 2 EPS Ana. |
Mar 2027 1 Rev. Ana. 1 EPS Ana. |
Mar 2028 2 Rev. Ana. 2 EPS Ana. |
Mar 2029 2 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|
| Revenue |
7.76B
est: 7.80B (-0.6%)
|
13.04B
est: 12.00B (+8.6%)
|
18.55B
18.48B – 18.61B
+54.5% YoY
|
26.18B
26.02B – 26.33B
+41.2% YoY
|
34.54B
34.18B – 34.91B
+32.0% YoY
|
45.01B
44.74B – 45.28B
+30.3% YoY
|
| EBITDA |
815.51M
est: 877.29M (-7.0%)
|
1.41B
est: 1.32B (+6.9%)
|
2.04B
2.03B – 2.04B
+54.5% YoY
|
2.87B
2.86B – 2.89B
+41.2% YoY
|
3.79B
3.75B – 3.83B
+32.0% YoY
|
4.94B
4.91B – 4.97B
+30.3% YoY
|
| EBIT |
734.98M
est: 810.75M (-9.3%)
|
1.26B
est: 1.18B (+7.1%)
|
1.82B
1.81B – 1.83B
+54.5% YoY
|
2.57B
2.55B – 2.58B
+41.2% YoY
|
3.39B
3.35B – 3.42B
+32.0% YoY
|
4.42B
4.39B – 4.44B
+30.3% YoY
|
| Net Income |
440.20M
est: 467.38M (-5.8%)
|
879.19M
est: 1.28B (-31.2%)
|
1.37B
1.36B – 1.37B
+6.8% YoY
|
1.84B
1.83B – 1.86B
+35.0% YoY
|
2.51B
2.40B – 2.59B
+36.1% YoY
|
3.40B
3.36B – 3.41B
+35.4% YoY
|
| SGA |
352.81M
est: 336.32M (+4.9%)
|
373.27M
est: 521.97M (-28.5%)
|
806.66M
803.71M – 809.62M
+54.5% YoY
|
1.14B
1.13B – 1.15B
+41.2% YoY
|
1.50B
1.49B – 1.52B
+32.0% YoY
|
1.96B
1.95B – 1.97B
+30.3% YoY
|
| EPS |
4.06
est: 3.70 (+9.7%)
|
6.99
est: 9.50 (-26.4%)
|
10.15
10.10 – 10.20
+6.8% YoY
|
13.70
13.59 – 13.81
+35.0% YoY
|
18.55
17.82 – 19.28
+35.4% YoY
|
25.15
24.99 – 25.31
+35.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-20 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-19 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-18 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-15 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-14 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-13 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-12 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | VanEck India Growth Leaders ETF GLIN | 0.07% | 65.0K | 0.72% |
| 2 | State Street SPDR S&P Emerging Markets Small Cap ETF EWX | 0.01% | 98.3K | 0.65% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Raj Narayanam | Executive Chairman | 10M | male |
| Avinash Ramesh Godkhindi | MD, Chief Executive Officer & Director | 8M | male |
| Latha Iyer | Chief Human Resources Officer | — | female |
| Nilesh Dadpe | Executive Vice President - Cross Sell | — | male |
| Rajesh Tummalaganti | Interim Chief Financial Officer | — | male |
| Saurabh Puri | Chief Business Officer | — | male |
| Srikanth Gaddam | Chief Technology Officer | — | male |
| Venkata Aditya Kumar Grandhi | Chief Financial Officer | — | male |
| Abhishek Bhattacharjee | Head of Strategic Partnership & New Initiatives | — | male |
| Vidya Niwas Khetawat | Chief Investor Relations Officer | — | male |
| Hari Priya | Company Secretary & Compliance Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for ZAGGLE.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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