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Oracle Financial Services Software Limited (OFSS.NS)

INR11,646.00 -100.00 (-0.85%)
IN NSE Technology Software - Infrastructure
Address Oracle Park 400063
Mumbai, IN
CEO S. Makarand Padalkar
Website oracle.com/industries/financial-services
IPO 2002-06-28
ISIN INE881D01027

Explore sections of this company profile

Also trades on Bombay Stock Exchange · OFSS.BO (INR) National Stock Exchange of India · OFSS.NS (INR)
Description

Oracle Financial Services Software Limited is a global provider of information technology (IT) solutions and business process services tailored for the financial industry. The company operates through two primary segments: the licensing of its proprietary products and associated activities, and the delivery of comprehensive IT solutions coupled with consulting services. At its core, Oracle Financial Services offers a suite of advanced banking software, notably Oracle FLEXCUBE, which addresses a wide spectrum of banking operations including retail, corporate, and investment banking, consumer lending, asset management, investor servicing, and payments. Complementing this, its portfolio features Oracle Banking Digital Experience for advanced digital banking capabilities, Oracle Financial Services Lending and Leasing for asset financing, and Oracle Banking APIs designed to foster integration and collaboration with external technology partners. The company further provides an extensive array of specialized banking modules, encompassing solutions for universal banking, platform management, investor servicing, limits and collateral management, Islamic banking, branch operations, origination, cash management, liquidity management, corporate lending, supply chain finance, trade finance, treasury management, virtual accounts, and payments, as well as process management for corporate lending and credit facilities, enterprise collections, and originations. Beyond core banking, OFSS offers industry-specific applications covering critical areas such as risk assessment, finance, treasury functions, front office operations, regulatory reporting, and compliance. Its service offerings extend to Oracle Financial Services PrimeSourcing, which provides strategic consulting and application services, and Oracle Financial Services BPO Services, supporting clients with back-office and contact center functions. Founded in 1989 and headquartered in Mumbai, India, Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR11,646.00 -100.00 (-0.85%)
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Volume Profile
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Liquidity & share structure
Average Volume
339.1K
Beta
0.42
Float Shares
23.80M
Free Float %
27.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.67% -4.82% +4.47% +42.93% +16.74% +21.34% -1.59% +145.62% +153.74% +174.92% +916.95%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
11,646.00
DCF (Unlevered) 9,772.09 -16.1%
DCF (Levered) 10,413.07 -10.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-06 Change
Strong Buy 0 0
Buy 2 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
26.18
Safe zone
Piotroski F-Score
6 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
4 / 5
High
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✓
    Revenue growth Software - Infrastructure: +13.7%
    +12.1% Q1'26: +20.3% (vs Q1'25)
  • ✓
    EPS growth Software - Infrastructure: +28.7%
    +10.9% Q1'26: +30.6% (vs Q1'25)
  • ✓
    FCF margin FCF growth · Software - Infrastructure: +32.2%
    +36.2% Q1'26: +26.8% (vs Q1'25)
  • ✓
    EBIT margin Software - Infrastructure: +8.8%
    +48.0% ★ Q1'26: +54.2% (vs Q1'25)
  • ✓
    ROIC Software - Infrastructure: +6.6%
    +112.4% ★ Q1'26: +143.3% (vs Q1'25)
  • ✗
    Share dilution Software - Infrastructure: +0.0%
    +0.1% Q1'26: +0.1% (vs Q1'25)
  • ✓
    Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    0.01× ★ Q1'26: 0.01× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.43) × ERP
WACC = 100% × Ke + 0% × Kd (7.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 9,705.50 Current price: 11,646.00
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2004
actual 		Mar 2005
actual 		Mar 2006
actual 		Mar 2007
actual 		Mar 2008
actual 		Mar 2009
actual 		Mar 2010
actual 		Mar 2011
actual 		Mar 2012
actual 		Mar 2013
actual 		Mar 2014
actual 		Mar 2015
actual 		Mar 2016
actual 		Mar 2017
actual 		Mar 2018
actual 		Mar 2019
actual 		Mar 2020
actual 		Mar 2021
actual 		Mar 2022
actual 		Mar 2023
actual 		Mar 2024
actual 		Mar 2025
actual 		Mar 2026
1 Rev. Ana.
1 EPS Ana. 		Mar 2027
2 Rev. Ana.
2 EPS Ana. 		Mar 2028
2 Rev. Ana.
2 EPS Ana. 		Mar 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
8.31B
est.
11.39B
est: 11.37B (+0.1%)
14.82B
est: 15.04B (-1.5%)
20.61B
est: 20.83B (-1.1%)
23.80B
est: 24.83B (-4.1%)
29.28B
est: 28.48B (+2.8%)
28.74B
est: 30.77B (-6.6%)
29.97B
est: 28.20B (+6.3%)
31.47B
est: 33.05B (-4.8%)
34.74B
est: 35.83B (-3.0%)
37.41B
est: 38.80B (-3.6%)
39.05B
est: 39.85B (-2.0%)
41.31B
est: 41.85B (-1.3%)
44.27B
est: 45.03B (-1.7%)
45.27B
est: 46.24B (-2.1%)
49.80B
est: 49.64B (+0.3%)
48.79B
est: 49.38B (-1.2%)
49.84B
est: 49.84B (0.0%)
52.21B
est: 52.22B (0.0%)
56.98B
est: 56.98B (+0.0%)
63.73B
est: 64.60B (-1.3%)
68.47B
est: 69.20B (-1.1%)
75.80B
74.36B – 77.24B
+9.5% YoY
87.40B
83.99B – 90.81B
+15.3% YoY
92.90B
92.89B – 92.91B
+6.3% YoY
103.08B
101.12B – 105.04B
+11.0% YoY
EBITDA
3.76B
est.
3.00B
est: 3.51B (-14.6%)
3.26B
est: 4.73B (-31.0%)
4.42B
est: 5.20B (-15.0%)
4.67B
est: 6.25B (-25.3%)
7.75B
est: 6.82B (+13.8%)
10.28B
est: 11.38B (-9.7%)
11.22B
est: 7.81B (+43.6%)
11.18B
est: 17.00B (-34.2%)
12.19B
est: 20.41B (-40.2%)
13.99B
est: 23.09B (-39.4%)
15.51B
est: 28.33B (-45.3%)
16.12B
est: 23.63B (-31.8%)
17.34B
est: 21.43B (-19.1%)
18.11B
est: 19.94B (-9.2%)
21.66B
est: 21.32B (+1.6%)
21.98B
est: 24.79B (-11.3%)
24.23B
est: 24.63B (-1.6%)
24.61B
est: 26.34B (-6.6%)
24.37B
est: 27.19B (-10.4%)
27.54B
est: 29.71B (-7.3%)
30.53B
est: 30.87B (-1.1%)
33.81B
33.17B – 34.45B
+9.5% YoY
38.99B
37.46B – 40.51B
+15.3% YoY
41.44B
41.43B – 41.44B
+6.3% YoY
45.98B
45.11B – 46.85B
+11.0% YoY
EBIT
3.69B
est.
2.69B
est: 2.98B (-9.6%)
2.80B
est: 3.60B (-22.2%)
3.77B
est: 3.79B (-0.5%)
3.97B
est: 4.58B (-13.4%)
7.20B
est: 4.55B (+58.2%)
9.79B
est: 6.95B (+40.8%)
12.48B
est: 8.97B (+39.1%)
10.72B
est: 12.67B (-15.4%)
11.54B
est: 10.79B (+6.9%)
13.28B
est: 12.49B (+6.3%)
14.83B
est: 13.75B (+7.9%)
15.59B
est: 15.76B (-1.1%)
16.64B
est: 16.50B (+0.8%)
17.50B
est: 16.34B (+7.1%)
21.12B
est: 18.95B (+11.5%)
21.40B
est: 20.94B (+2.2%)
23.64B
est: 21.46B (+10.2%)
24.06B
est: 22.96B (+4.8%)
23.91B
est: 23.70B (+0.9%)
27.08B
est: 28.67B (-5.5%)
30.07B
est: 30.30B (-0.8%)
33.19B
32.56B – 33.82B
+9.5% YoY
38.27B
36.77B – 39.76B
+15.3% YoY
40.68B
40.67B – 40.68B
+6.3% YoY
45.13B
44.28B – 45.99B
+11.0% YoY
Net Income
2.12B
est.
2.33B
est: 2.45B (-4.9%)
2.47B
est: 3.11B (-20.6%)
3.72B
est: 3.42B (+8.7%)
4.16B
est: 4.52B (-8.0%)
7.38B
est: 4.77B (+54.8%)
7.74B
est: 7.96B (-2.7%)
11.11B
est: 7.09B (+56.7%)
9.09B
est: 13.02B (-30.2%)
10.75B
est: 9.86B (+9.1%)
13.59B
est: 11.64B (+16.8%)
11.92B
est: 14.07B (-15.3%)
10.49B
est: 12.67B (-17.2%)
11.85B
est: 11.26B (+5.3%)
12.37B
est: 12.10B (+2.3%)
13.86B
est: 13.40B (+3.5%)
14.62B
est: 13.88B (+5.4%)
17.62B
est: 14.79B (+19.1%)
18.89B
est: 15.82B (+19.4%)
18.06B
est: 16.33B (+10.6%)
22.19B
est: 22.75B (-2.4%)
23.80B
est: 23.60B (+0.8%)
25.23B
24.61B – 25.85B
+6.9% YoY
31.56B
30.23B – 32.88B
+25.1% YoY
33.49B
33.02B – 33.97B
+6.1% YoY
38.40B
37.46B – 39.35B
+14.7% YoY
SGA
434.82M
est.
2.68B
est: 2.96B (-9.2%)
3.73B
est: 3.59B (+4.0%)
5.12B
est: 5.15B (-0.7%)
6.09B
est: 6.22B (-2.1%)
7.03B
est: 6.99B (+0.6%)
5.37B
est: 3.80B (+41.4%)
5.41B
est: 2.21B (+145.0%)
2.01B
est: 3.03B (-33.8%)
4.29B
est: 21.38B (-79.9%)
4.12B
est: 5.02B (-17.9%)
3.61B
est: 23.96B (-85.0%)
4.24B
est: 24.26B (-82.5%)
4.62B
est: 26.39B (-82.5%)
4.52B
est: 26.81B (-83.1%)
4.62B
est: 28.72B (-83.9%)
3.82B
est: 27.61B (-86.2%)
2.21B
est: 26.05B (-91.5%)
2.03B
est: 27.86B (-92.7%)
3.11B
est: 28.76B (-89.2%)
3.95B
est: 3.38B (+16.9%)
4.23B
est: 3.66B (+15.4%)
4.01B
3.94B – 4.09B
+9.5% YoY
4.63B
4.45B – 4.81B
+15.3% YoY
4.92B
4.92B – 4.92B
+6.3% YoY
5.46B
5.35B – 5.56B
+11.0% YoY
EPS
24.26
est.
31.08
est: 26.49 (+17.3%)
31.45
est: 28.26 (+11.3%)
47.05
est: 39.23 (+19.9%)
49.66
est: 44.02 (+12.8%)
87.93
est: 67.13 (+31.0%)
92.33
est: 99.01 (-6.8%)
132.45
est: 125.60 (+5.5%)
108.34
est: 127.21 (-14.8%)
127.98
est: 131.49 (-2.7%)
161.64
est: 164.49 (-1.7%)
141.30
est: 153.02 (-7.7%)
123.78
est: 150.05 (-17.5%)
139.76
est: 156.27 (-10.6%)
145.22
est: 159.13 (-8.7%)
161.94
est: 163.93 (-1.2%)
170.38
est: 188.91 (-9.8%)
204.90
est: 204.70 (+0.1%)
219.19
est: 219.00 (+0.1%)
209.14
est: 209.10 (+0.0%)
256.39
est: 260.50 (-1.6%)
274.27
est: 270.10 (+1.5%)
288.80
281.67 – 295.93
+6.9% YoY
361.20
346.00 – 376.40
+25.1% YoY
383.40
378.00 – 388.80
+6.1% YoY
439.60
428.74 – 450.46
+14.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-11 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-10 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-09 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-08 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-05 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-04 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-03 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-02 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-06-01 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-29 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-27 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-26 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-25 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-22 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-21 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-20 A- 4/5 4/5 5/5 5/5 4/5 2/5 1/5
2026-05-19 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-18 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-15 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-14 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-13 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-12 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-11 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-08 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-07 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-06 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-05 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-05-04 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-04-30 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-04-29 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-04-28 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-04-27 A 4/5 4/5 5/5 5/5 4/5 3/5 1/5
2026-04-24 A 4/5 4/5 5/5 5/5 3/5 3/5 2/5
2026-04-23 A- 4/5 4/5 5/5 5/5 3/5 3/5 1/5
2026-04-22 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-21 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-20 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-17 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-16 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-15 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
22.90B
OE per share TTM
262.47
Owner's Yield
2.82%
Maintenance CapEx ratio
3.15%
Maint CapEx / Avg PPE
4.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.90M
Shares Outstanding
87.06M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
S. Makarand Padalkar Chief Executive Officer, MD & Executive Director 18M male
Dinesh V. Shetty Vice President of Administration — male
Manish Bhandari Chief Accounting Officer — male
Manmath Kulkarni Senior Vice President — male
Onkarnath Banerjee Compliance Officer & Company Secretary — male
Rakesh Sharma Legal counsel — —
Tushar Chitra Vice President of Product Strategy & Marketing — male
Venkatesh Srinivasan Chief of Staff & Vice President of Corporate Development — male
Avadhut D. Ketkar Chief Financial Officer — male
Venkatraman Senior Director of HR — —
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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