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GMO Payment Gateway, Inc. (3769.T)

JPY9,824.00 +118.00 (+1.22%)
JP JPX Technology Software - Infrastructure
Address Shibuya Fukuras 150-0043
Tokyo, JP
CEO Issei Ainoura
Website gmo-pg.com
IPO 2005-04-04
ISIN JP3385890003

Explore sections of this company profile

Also trades on Other OTC · GMYTF (USD) Tokyo Stock Exchange · 3769.T (JPY)
Description

Based in Tokyo, Japan, and founded in 1995, GMO Payment Gateway, Inc. delivers a wide array of financial services and integrated payment solutions through its three core segments: Payment Enhancement, Payment Processing, and Money Service. The company offers a comprehensive suite of payment platforms, notably the "PG multi-payment service," which supports diverse transaction methods such as credit card, convenience store, account transfer, and multi-currency credit card payments. Other key offerings include "GMO payment after delivery" and the "Ginko Pay Base System," a mobile application that allows immediate debit payments directly from bank accounts. Additionally, GMO Payment Gateway provides the "GMO-PG processing platform," assisting financial institutions and service providers in building their payment infrastructure and ensuring robust security. Its services also extend to global payment solutions and a range of financial products, including early payment, GMO-PG remittance, guarantee services, and transaction lending. Beyond financial services, the company manages online advertising campaigns, providing administrative support for platforms like Yahoo! Promotional Ads, Google AdWords, Facebook Ads, and Google Analytics. GMO Payment Gateway serves a diverse client base, including online merchants, prominent public organizations such as NHK, the National Tax Agency, and the Tokyo Metropolitan Government, as well as various banks and financial institutions.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY9,824.00 +118.00 (+1.22%)
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Volume Profile
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Liquidity & share structure
Average Volume
339.3K
Beta
1.09
Float Shares
41.51M
Free Float %
54.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+20.62% +13.87% -3.27% +19.20% -12.70% -7.50% +3.45% -22.15% -28.96% +156.93% +598.43%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
9,824.00
DCF (Unlevered) 7,141.43 -27.3%
DCF (Levered) 17,908.68 +82.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 45% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 3 0
Hold 6 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.96
Grey zone
Piotroski F-Score
4 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Software - Infrastructure: +13.7%
    +11.8% Q1'26: +15.3% (vs Q1'25)
  • EPS growth Software - Infrastructure: +28.7%
    +16.6% Q1'26: +30.1% (vs Q1'25)
  • FCF margin FCF growth · Software - Infrastructure: +32.2%
    +61.7% Q1'26: +10.2% (vs Q1'25)
  • EBIT margin Software - Infrastructure: +8.8%
    +39.3% Q1'26: +42.7% (vs Q1'25)
  • ROIC Software - Infrastructure: +6.6%
    Q1'26: -71.1% (vs Q1'25)
  • Share dilution Software - Infrastructure: +0.0%
    -0.3% Q1'26: +0.3% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    1.80× Q1'26: 1.66× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.31) × ERP
WACC = 91% × Ke + 9% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 7,056.22 Current price: 9,824.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Sep 2015
actual
Sep 2016
actual
Sep 2017
actual
Sep 2018
actual
Sep 2019
actual
Sep 2020
actual
Sep 2021
actual
Sep 2022
actual
Sep 2023
actual
Sep 2024
actual
Sep 2025
actual
Sep 2026
11 Rev. Ana.
11 EPS Ana.
Sep 2027
11 Rev. Ana.
11 EPS Ana.
Sep 2028
9 Rev. Ana.
8 EPS Ana.
Sep 2029
7 Rev. Ana.
3 EPS Ana.
Sep 2030
8 Rev. Ana.
3 EPS Ana.
Revenue
9.03B
est: 8.77B (+3.0%)
12.11B
est: 12.02B (+0.8%)
21.79B
est: 21.33B (+2.2%)
26.42B
est: 26.42B (0.0%)
32.12B
est: 32.51B (-1.2%)
33.05B
est: 32.69B (+1.1%)
41.67B
est: 41.00B (+1.6%)
50.30B
est: 50.38B (-0.2%)
63.12B
est: 68.76B (-8.2%)
73.79B
est: 73.59B (+0.3%)
82.50B
est: 83.18B (-0.8%)
94.04B
91.76B – 96.72B
+13.1% YoY
109.50B
97.83B – 115.71B
+16.4% YoY
128.83B
127.10B – 130.57B
+17.7% YoY
139.00B
129.50B – 145.06B
+7.9% YoY
153.50B
143.01B – 160.19B
+10.4% YoY
EBITDA
3.35B
est: 3.46B (-3.1%)
4.71B
est: 4.74B (-0.6%)
5.42B
est: 8.42B (-35.6%)
7.73B
est: 10.42B (-25.9%)
9.44B
est: 12.83B (-26.4%)
12.76B
est: 12.90B (-1.1%)
15.38B
est: 16.18B (-4.9%)
37.13B
est: 19.88B (+86.8%)
23.85B
est: 32.35B (-26.3%)
31.47B
est: 34.62B (-9.1%)
36.34B
est: 39.13B (-7.1%)
44.24B
43.17B – 45.50B
+13.1% YoY
51.52B
46.03B – 54.44B
+16.4% YoY
60.61B
59.80B – 61.43B
+17.7% YoY
65.40B
60.93B – 68.25B
+7.9% YoY
72.22B
67.28B – 75.37B
+10.4% YoY
EBIT
3.06B
est: 3.03B (+0.8%)
4.34B
est: 4.15B (+4.5%)
4.51B
est: 7.37B (-38.8%)
6.76B
est: 9.13B (-25.9%)
8.33B
est: 11.24B (-25.9%)
11.24B
est: 11.30B (-0.5%)
13.49B
est: 14.17B (-4.8%)
34.99B
est: 17.41B (+100.9%)
21.44B
est: 29.34B (-26.9%)
28.12B
est: 31.39B (-10.4%)
32.42B
est: 35.48B (-8.6%)
40.12B
39.14B – 41.26B
+13.1% YoY
46.71B
41.73B – 49.36B
+16.4% YoY
54.96B
54.22B – 55.70B
+17.7% YoY
59.30B
55.25B – 61.88B
+7.9% YoY
65.48B
61.01B – 68.34B
+10.4% YoY
Net Income
1.85B
est: 2.02B (-8.2%)
2.91B
est: 2.64B (+10.4%)
2.95B
est: 2.85B (+3.4%)
4.26B
est: 4.29B (-0.8%)
5.27B
est: 5.62B (-6.3%)
7.62B
est: 7.50B (+1.6%)
8.82B
est: 8.73B (+1.0%)
24.15B
est: 22.75B (+6.1%)
13.48B
est: 15.67B (-14.0%)
18.71B
est: 16.85B (+11.0%)
21.83B
est: 19.87B (+9.9%)
24.00B
22.81B – 25.92B
+20.8% YoY
28.98B
26.04B – 32.49B
+20.7% YoY
35.36B
31.70B – 37.78B
+22.0% YoY
41.28B
37.62B – 43.62B
+16.7% YoY
46.03B
41.94B – 48.64B
+11.5% YoY
SGA
4.13B
est: 3.03B (+36.3%)
5.52B
est: 4.15B (+33.0%)
10.09B
est: 7.37B (+36.9%)
9.98B
est: 9.13B (+9.3%)
10.37B
est: 11.24B (-7.8%)
12.71B
est: 11.30B (+12.5%)
14.17B
est: 14.17B (0.0%)
16.66B
est: 17.41B (-4.3%)
18.81B
est: 21.30B (-11.7%)
22.03B
est: 22.80B (-3.4%)
23.19B
est: 25.77B (-10.0%)
29.13B
28.43B – 29.96B
+13.1% YoY
33.92B
30.31B – 35.85B
+16.4% YoY
39.91B
39.37B – 40.45B
+17.7% YoY
43.06B
40.12B – 44.94B
+7.9% YoY
47.55B
44.30B – 49.63B
+10.4% YoY
EPS
26.29
est: 26.24 (+0.2%)
39.17
est: 34.25 (+14.4%)
39.68
est: 37.06 (+7.1%)
57.75
est: 55.76 (+3.6%)
71.60
est: 73.07 (-2.0%)
106.05
est: 97.51 (+8.8%)
117.97
est: 113.48 (+4.0%)
318.45
est: 295.69 (+7.7%)
177.67
est: 206.66 (-14.0%)
246.62
est: 223.18 (+10.5%)
287.78
est: 263.11 (+9.4%)
318.19
297.15 – 337.78
+20.9% YoY
391.45
339.34 – 423.36
+23.0% YoY
474.26
413.07 – 492.31
+21.2% YoY
537.90
490.12 – 568.39
+13.4% YoY
599.80
546.53 – 633.80
+11.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 B+ 3/5 5/5 5/5 4/5 1/5 2/5 1/5
2026-05-14 B+ 3/5 5/5 5/5 4/5 1/5 2/5 1/5
2026-05-13 B+ 3/5 5/5 5/5 4/5 1/5 2/5 1/5
2026-05-12 B+ 3/5 5/5 5/5 4/5 1/5 2/5 1/5
2026-05-11 B+ 3/5 5/5 5/5 4/5 1/5 2/5 1/5
2026-05-08 B+ 3/5 5/5 5/5 4/5 1/5 2/5 2/5
2026-05-07 B+ 3/5 5/5 5/5 4/5 1/5 2/5 2/5
2026-05-01 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-30 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-28 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-27 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-24 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-23 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-22 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-21 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-20 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-17 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-04-16 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-15 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-14 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
47.16B
OE per share TTM
614.60
Owner's Yield
8.54%
Maintenance CapEx ratio
2.48%
Maint CapEx / Avg PPE
5.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
38.01M
Shares Outstanding
75.85M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Issei Ainoura President, Chief Executive Officer & Representative Director 213M male
Ryu Muramatsu Executive Vice President, GM of Corporate Value Creation Strategy Division & Director 161M male
Masatoshi Kumagai Executive Chairman male
Shinichi Sugiyama Head of System Division & Chief Managing Executive Officer male
Takashi Mitani Senior Managing Executive Officer, Chief Technology Officer & GM of IT Service Department and Systems Division male
Takeshi Yoshii Managing Executive Officer male
Tatsuya Koide Chief Managing Executive Officer & GM of Innovation Partners Division male
Tomoyuki Murakami Managing Executive Officer male
Yuichi Hisada Senior Managing Executive Officer male
Kiyonobu Inayama Managing Executive officer, Executive Manager of HR Magt. Dept. & Executive Director
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits