Subscribe

One97 Communications Limited (PAYTM.NS)

INR1,381.40 -5.10 (-0.37%)
IN NSE Technology Software - Infrastructure
Address Skymark One 201301
Noida, IN
CEO Vijay Shekhar Sharma
Website paytm.com
IPO 2021-11-18
ISIN INE982J01020

Explore sections of this company profile

Also trades on Bombay Stock Exchange · PAYTM.BO (INR) National Stock Exchange of India · PAYTM.NS (INR)
Description

One97 Communications Limited, founded in 2000 and headquartered in Noida, India, operates as a multifaceted digital platform. It delivers an extensive suite of payment, financial, and commerce & cloud solutions to both individual consumers and businesses across India. At its core, the company excels in facilitating payments. This encompasses enabling various online transactions such as mobile recharges, utility bill payments, rent, education fees, wallet top-ups, and money transfers directly through the Paytm application. Users can leverage both external payment options like credit/debit cards and net banking, as well as Paytm's proprietary instruments such as the Paytm Wallet and Paytm Postpaid. Beyond online interactions, it supports in-store payments via QR codes and specialized devices. From a financial perspective, One97 facilitates lending for both consumers and merchants, offers mobile banking services, wealth management, and insurance products. Its commerce and cloud division extends to aggregating digital products and managing robust ticketing services for travel, entertainment, and gaming. The company also supplies voice and messaging platforms to telecommunication providers, enterprises, and various other businesses. Furthermore, it delivers sophisticated software and cloud services tailored for enterprises, telecom firms, and digital/fintech platforms, aiding them in monitoring customer engagement, developing payment systems, and deriving valuable customer insights. Additional merchant services include advertising, loyalty programs (such as deals and gift vouchers), and the capability to sell tickets directly to their clientele. For consumers, One97 serves as a comprehensive lifestyle hub, providing convenient access to services like travel and entertainment booking, and diverse gaming experiences.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
INR1,381.40 -5.10 (-0.37%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
3M
Beta
-0.27
Float Shares
321.03M
Free Float %
50.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.66% -2.74% +5.01% +3.19% -11.11% -10.52% +35.79% +62.97% -25.54% -25.54% -25.54%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,381.40
Ratings Trend (MoM) 63% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 12 0
Hold 6 0
Sell 0 0
Strong Sell 1 0
Quality scores
Altman Z-Score
6.76
Safe zone
Piotroski F-Score
4 / 9
Average
MOAT Score
1 / 10
No MOAT
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
4 / 5
High
P/E Score
1 / 5
Low
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Software - Infrastructure: +13.7%
    +25.2% Q1'26: +29.2% (vs Q1'25)
  • EPS growth Software - Infrastructure: +28.7%
    +182.6% Q1'26: +133.4% (vs Q1'25)
  • FCF margin FCF growth · Software - Infrastructure: +32.2%
    -23.6% Q1'26: -7.0% (vs Q1'25)
  • EBIT margin Software - Infrastructure: +8.8%
    -0.8% Q1'26: -20.6% (vs Q1'25)
  • ROIC Software - Infrastructure: +6.6%
    -3.9% Q1'26: -108.9% (vs Q1'25)
  • Share dilution Software - Infrastructure: +0.0%
    +1.6% Q1'26: +2.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    0.34× Q1'26: -0.13× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.09) × ERP
WACC = 100% × Ke + 0% × Kd (10.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 1,381.40
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
17 Rev. Ana.
11 EPS Ana.
Mar 2027
14 Rev. Ana.
14 EPS Ana.
Mar 2028
15 Rev. Ana.
11 EPS Ana.
Mar 2029
6 Rev. Ana.
5 EPS Ana.
Mar 2030
3 Rev. Ana.
1 EPS Ana.
Mar 2031
2 Rev. Ana.
2 EPS Ana.
Revenue
49.63B
est: 51.05B (-2.8%)
79.04B
est: 80.37B (-1.6%)
98.70B
est: 91.38B (+8.0%)
67.41B
est: 72.26B (-6.7%)
83.59B
82.42B – 86.70B
+15.7% YoY
101.33B
72.27B – 106.53B
+21.2% YoY
124.12B
90.12B – 137.02B
+22.5% YoY
147.98B
145.82B – 150.14B
+19.2% YoY
179.70B
129.44B – 194.13B
+21.4% YoY
207.91B
149.76B – 224.60B
+15.7% YoY
EBITDA
-20.98B
est: -16.25B (-29.1%)
-12.34B
est: -25.58B (+51.8%)
-6.30B
est: -10.54B (+40.2%)
438.00M
est: -8.34B (+105.3%)
-9.64B
-10.00B – -9.51B
-15.7% YoY
-11.69B
-12.29B – -8.34B
-21.2% YoY
-14.32B
-15.81B – -10.40B
-22.5% YoY
-17.07B
-17.32B – -16.82B
-19.2% YoY
-20.73B
-22.40B – -14.93B
-21.4% YoY
-23.99B
-25.91B – -17.28B
-15.7% YoY
EBIT
-23.46B
est: -19.38B (-21.1%)
-17.20B
est: -30.50B (+43.6%)
-13.66B
est: -16.99B (+19.6%)
-6.29B
est: -13.44B (+53.2%)
-15.54B
-16.12B – -15.33B
-15.7% YoY
-18.84B
-19.81B – -13.44B
-21.2% YoY
-23.08B
-25.48B – -16.76B
-22.5% YoY
-27.52B
-27.92B – -27.12B
-19.2% YoY
-33.42B
-36.10B – -24.07B
-21.4% YoY
-38.66B
-41.76B – -27.85B
-15.7% YoY
Net Income
-23.93B
est: -22.64B (-5.7%)
-17.76B
est: -17.58B (-1.0%)
-14.17B
est: -18.99B (+25.4%)
-6.59B
est: -645.98M (-919.7%)
5.53B
4.95B – 8.26B
+956.1% YoY
11.56B
9.10B – 15.79B
+109.0% YoY
20.49B
16.56B – 26.52B
+77.3% YoY
32.06B
22.56B – 35.95B
+56.4% YoY
44.18B
28.11B – 48.79B
+37.8% YoY
41.85B
26.63B – 46.21B
-5.3% YoY
SGA
13.65B
est: 10.18B (+34.2%)
17.77B
est: 16.02B (+10.9%)
15.71B
est: 19.81B (-20.7%)
13.03B
est: 15.67B (-16.8%)
18.12B
17.87B – 18.80B
+15.7% YoY
21.97B
15.67B – 23.10B
+21.2% YoY
26.91B
19.54B – 29.70B
+22.5% YoY
32.08B
31.61B – 32.55B
+19.2% YoY
38.96B
28.06B – 42.09B
+21.4% YoY
45.07B
32.47B – 48.69B
+15.7% YoY
EPS
-38.00
est: -35.56 (-6.9%)
-27.50
est: -27.61 (+0.4%)
-22.33
est: -28.92 (+22.8%)
-10.35
est: -1.15 (-802.0%)
10.23
7.65 – 12.77
+991.3% YoY
18.87
14.08 – 24.41
+84.5% YoY
31.95
25.60 – 41.01
+69.3% YoY
45.44
34.88 – 55.59
+42.2% YoY
68.30
43.47 – 75.43
+50.3% YoY
64.70
41.17 – 71.45
-5.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 B- 3/5 1/5 3/5 3/5 4/5 1/5 3/5
2026-05-06 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-04 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-30 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-29 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-28 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-27 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-24 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-23 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-22 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-21 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-20 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-17 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-15 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.61B
OE per share TTM
-2.55
Owner's Yield
-0.21%
Maintenance CapEx ratio
45.49%
Maint CapEx / Avg PPE
13.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-15.0K
Shares Outstanding
640.11M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Vijay Shekhar Sharma Founder, Chief Executive Officer, MD & Chairman 45M male
Madhur Deora President & Group CFO 42M male
Jessjeet Bhandari Vice President of Sales male
Naresh Yadav Vice President of Human Resources male
Anuj Mittal Senior Vice President of Investor Relations male
Sidharth Shakdher Chief Marketing Officer & Business Head of Business Unit male
Sunil Kumar Bansal Company Secretary & Compliance Officer male
Urvashi Sahai General Counsel & Whole Time Director female
Sanjeev Garg Senior Vice President of Finance male
Harinderpal Singh Takhar Chief Executive Officer of Paytm Labs male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits