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Westpay AB (WPAY.ST)

SEK1.23 -0.01 (-0.81%)
SE STO Technology Software - Infrastructure
Address KanalvAegen 12, 2tr 194 61
Upplands Väsby, SE
CEO Sten Henric Karlsson
Website westpay.se
IPO 2007-10-26
ISIN SE0002169292

Explore sections of this company profile

Description

Westpay AB provides intelligent transaction and payment processing systems across a wide international footprint, covering Europe, Africa, South Asia, Southeast Asia, and the Nordic countries. The company's comprehensive offerings include a variety of payment hardware, such as countertop, mobile, and unattended terminals, specifically designed for in-store and card-present transactions. Additionally, it furnishes online payment infrastructure tailored for integration within physical environments, alongside various self-service solutions. Westpay's client base primarily consists of entities within the retail sector, the hospitality industry (hotels and restaurants), and the retail banking sector. Established in 1988, Westpay AB is headquartered in Upplands Väsby, Sweden.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SEK1.23 -0.01 (-0.81%)
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Volume Profile
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Liquidity & share structure
Average Volume
30.5K
Beta
0.33
Float Shares
80.07M
Free Float %
78.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+3.10% +3.10% -0.75% -5.67% -8.90% -0.75% +55.56% +37.11% -44.81% -63.64% -78.42%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1.23
Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
4.03
Safe zone
Piotroski F-Score
6 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Software - Infrastructure: +13.7%
    +9.4% Q1'26: +5.4% (vs Q1'25)
  • EPS growth Software - Infrastructure: +28.7%
    +154.7% Q1'26: -84.9% (vs Q1'25)
  • FCF margin FCF growth · Software - Infrastructure: +32.2%
    +7.2% Q1'26: +32.3% (vs Q1'25)
  • EBIT margin Software - Infrastructure: +8.8%
    +4.0% Q1'26: +4.1% (vs Q1'25)
  • ROIC Software - Infrastructure: +6.6%
    +8.5% Q1'26: +8.2% (vs Q1'25)
  • Share dilution Software - Infrastructure: +0.0%
    +24.9% Q1'26: +12.6% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    1.12× Q1'26: 0.91× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.28) × ERP
WACC = 90% × Ke + 10% × Kd (18.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 1.23
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Revenue
75.44M
est: 74.74M (+0.9%)
76.99M
est: 85.49M (-9.9%)
93.17M
est: 94.82M (-1.7%)
67.47M
est: 69.00M (-2.2%)
58.64M
est: 61.00M (-3.9%)
52.81M
est: 53.00M (-0.4%)
53.71M
est: 62.00M (-13.4%)
70.42M
est: 71.10M (-1.0%)
61.11M
est: 77.00M (-20.6%)
67.61M
est: 89.00M (-24.0%)
73.96M
est: 103.00M (-28.2%)
EBITDA
4.90M
est: -8.72M (+156.2%)
5.70M
est: -9.97M (+157.2%)
6.53M
est: -11.06M (+159.0%)
-10.09M
est: -8.05M (-25.4%)
-20.82M
est: -7.11M (-192.7%)
-10.97M
est: -6.18M (-77.4%)
-11.45M
est: -7.23M (-58.3%)
653.0K
est: -8.29M (+107.9%)
-15.61M
est: -8.98M (-73.8%)
5.67M
est: -3.65M (+255.1%)
12.59M
est: -4.23M (+397.7%)
EBIT
842.0K
est: -15.84M (+105.3%)
3.09M
est: -18.11M (+117.0%)
6.09M
est: -20.09M (+130.3%)
-15.41M
est: -14.62M (-5.4%)
-27.34M
est: -12.92M (-111.5%)
-11.71M
est: -11.23M (-4.3%)
-18.56M
est: -13.14M (-41.3%)
-8.11M
est: -15.06M (+46.2%)
-19.63M
est: -16.31M (-20.3%)
-3.77M
est: -14.20M (+73.5%)
2.96M
est: -16.43M (+118.0%)
Net Income
474.0K
est: 219.1K (+116.3%)
2.22M
est: 12.35M (-82.0%)
4.42M
est: 19.16M (-76.9%)
-13.56M
est: -27.61M (+50.9%)
-23.66M
est: -35.36M (+33.1%)
-13.85M
est: -30.75M (+54.9%)
-17.10M
-8.79M
est: -15.37M (+42.8%)
-27.59M
est: -7.69M (-258.9%)
-6.16M
4.20M
est: 9.60M (-56.3%)
SGA
9.87M
est: 55.01M (-82.1%)
12.28M
est: 62.91M (-80.5%)
18.15M
est: 69.78M (-74.0%)
22.03M
est: 50.78M (-56.6%)
22.75M
est: 44.89M (-49.3%)
14.66M
est: 39.00M (-62.4%)
17.41M
est: 45.63M (-61.8%)
61.97M
est: 52.32M (+18.4%)
78.90M
est: 56.67M (+39.2%)
61.31M
est: 60.56M (+1.2%)
est: 70.08M (-100.0%)
EPS
0.02
est: 0.00 (+689.5%)
0.09
est: 0.16 (-41.9%)
0.19
est: 0.25 (-23.8%)
-0.57
est: -0.36 (-58.7%)
-0.70
est: -0.46 (-52.2%)
-0.41
est: -0.40 (-2.5%)
-0.49
-0.22
est: -0.20 (-10.0%)
-0.41
est: -0.10 (-310.0%)
-0.08
0.04
est: 0.10 (-56.2%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-08 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-07 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-06 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-05 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-04 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-04-30 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-29 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-28 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-27 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-24 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-22 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-21 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-20 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-17 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5
2026-04-16 B- 2/5 1/5 4/5 4/5 1/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
4.91M
OE per share TTM
0.05
Owner's Yield
3.74%
Maintenance CapEx ratio
883.66%
Maint CapEx / Avg PPE
5.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
64.4K
Shares Outstanding
101.61M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Jeanette Svedjeholm Chief Sales Officer female
Patric Nilsson Chief Product Officer male
Pernilla Ullsten Chief Financial Officer female
Pontus Bohlin Chief Operating Officer male
Sten Henric Karlsson Chief Executive Officer male
Tomas Nilsson Chief Technology Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits