Vienna Insurance Group AG (VIG.VI)
Vienna, AT
Vienna Insurance Group AG (VIG), along with its affiliated entities, delivers a comprehensive array of insurance and related services across the life, health, and property & casualty sectors, with a primary focus on Central and Eastern Europe. Its extensive portfolio encompasses diverse types of coverage, including damage insurance for motor, rail, and air vehicles; protection against fire and natural perils; various liability policies such as third-party, carrier, aircraft, and general liability; as well as credit, guarantee, legal expense, assistance, and specialized marine, aviation, and travel health insurance. This also extends to damage coverage for sea, lake, and river shipping. Beyond direct insurance, VIG also provides reinsurance solutions. The group's offerings are distributed through its dedicated sales personnel, banking partners, independent brokers, and a broad network of agents. VIG maintains a significant operational presence across numerous countries in the region, including Austria, the Czech Republic, Slovakia, Poland, Romania, the Baltic states, Hungary, Bulgaria, Turkey, Georgia, Albania, Kosovo, Bosnia-Herzegovina, Croatia, North Macedonia, Moldova, Serbia, Ukraine, Germany, and Liechtenstein. Established in 1824, the company's corporate headquarters are situated in Vienna, Austria. Vienna Insurance Group AG functions as a subsidiary of Wiener Stadtische Wechselseitiger Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +3.44% | -2.02% | -1.41% | -4.25% | +27.86% | -6.93% | +43.41% | +159.67% | +172.57% | +217.09% | -44.10% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 3 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Diversified: +15.2%+15.2% Q4'25: +10.3% (vs Q4'24)
-
EPS growth Insurance - Diversified: +25.3%+29.7% ★ Q4'25: +52.2% (vs Q4'24)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%+17.3% ★ Q4'25: +2.5% (vs Q4'24)
-
EBIT margin Insurance - Diversified: +13.5%+8.3% Q4'25: +0.0% (vs Q4'24)
-
ROIC Insurance - Diversified: +4.2%— Q4'25: +0.0% (vs Q4'24)
-
Share dilution Insurance - Diversified: +0.0%+0.0% Q4'25: +0.0% (vs Q4'24)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×1.27× ★
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 2 EPS Ana. |
Dec 2027 1 Rev. Ana. 3 EPS Ana. |
Dec 2028 1 Rev. Ana. 3 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
Dec 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
9.48B
est: 9.23B (+2.7%)
|
9.54B
est: 9.11B (+4.7%)
|
10.00B
est: 9.31B (+7.4%)
|
10.20B
est: 9.66B (+5.6%)
|
10.79B
est: 10.22B (+5.6%)
|
10.37B
est: 10.51B (-1.3%)
|
10.64B
est: 9.46B (+12.5%)
|
8.97B
est: 10.90B (-17.7%)
|
11.65B
est: 11.74B (-0.8%)
|
12.93B
est: 13.04B (-0.8%)
|
14.89B
est: 15.25B (-2.4%)
|
14.09B
14.09B – 14.09B
-7.6% YoY
|
14.96B
14.96B – 14.96B
+6.2% YoY
|
15.85B
15.85B – 15.85B
+6.0% YoY
|
21.35B
21.35B – 21.35B
+34.7% YoY
|
22.68B
22.68B – 22.68B
+6.2% YoY
|
| EBITDA |
265.53M
est: 698.89M (-62.0%)
|
656.40M
est: 689.67M (-4.8%)
|
770.07M
est: 704.53M (+9.3%)
|
781.16M
est: 730.94M (+6.9%)
|
769.68M
est: 773.70M (-0.5%)
|
512.83M
est: 795.31M (-35.5%)
|
687.30M
est: 716.29M (-4.0%)
|
770.12M
est: 825.48M (-6.7%)
|
1.04B
est: 1.00B (+3.7%)
|
1.16B
est: 1.11B (+4.3%)
|
1.45B
est: 1.30B (+11.2%)
|
1.20B
1.20B – 1.20B
-7.6% YoY
|
1.27B
1.27B – 1.27B
+6.2% YoY
|
1.35B
1.35B – 1.35B
+6.0% YoY
|
1.82B
1.82B – 1.82B
+34.7% YoY
|
1.93B
1.93B – 1.93B
+6.2% YoY
|
| EBIT |
129.67M
est: 600.89M (-78.4%)
|
505.89M
est: 592.96M (-14.7%)
|
567.04M
est: 605.74M (-6.4%)
|
607.46M
est: 628.45M (-3.3%)
|
637.57M
est: 665.21M (-4.2%)
|
440.92M
est: 683.79M (-35.5%)
|
613.88M
est: 615.85M (-0.3%)
|
680.97M
est: 709.73M (-4.1%)
|
871.04M
est: 859.08M (+1.4%)
|
963.85M
est: 954.29M (+1.0%)
|
1.24B
est: 1.12B (+10.8%)
|
1.03B
1.03B – 1.03B
-7.6% YoY
|
1.09B
1.09B – 1.09B
+6.2% YoY
|
1.16B
1.16B – 1.16B
+6.0% YoY
|
1.56B
1.56B – 1.56B
+34.7% YoY
|
1.66B
1.66B – 1.66B
+6.2% YoY
|
| Net Income |
-20.58M
est: 164.16M (-112.5%)
|
287.78M
est: 268.89M (+7.0%)
|
297.60M
est: 267.40M (+11.3%)
|
268.92M
est: 277.29M (-3.0%)
|
331.28M
est: 301.54M (+9.9%)
|
231.51M
est: 259.54M (-10.8%)
|
375.73M
est: 358.35M (+4.9%)
|
472.34M
est: 384.35M (+22.9%)
|
558.98M
est: 559.63M (-0.1%)
|
645.26M
est: 639.86M (+0.8%)
|
834.87M
est: 852.31M (-2.0%)
|
945.39M
926.80M – 963.98M
+10.9% YoY
|
1.04B
1.00B – 1.08B
+10.4% YoY
|
1.15B
1.12B – 1.19B
+10.6% YoY
|
1.19B
1.19B – 1.19B
+3.2% YoY
|
1.27B
1.27B – 1.27B
+6.8% YoY
|
| SGA |
364.70M
est: 343.94M (+6.0%)
|
381.37M
est: 339.41M (+12.4%)
|
223.91M
est: 346.72M (-35.4%)
|
226.90M
est: 359.72M (-36.9%)
|
218.60M
est: 380.76M (-42.6%)
|
233.05M
est: 391.40M (-40.5%)
|
272.95M
est: 352.51M (-22.6%)
|
468.71M
est: 406.24M (+15.4%)
|
512.56M
est: 482.65M (+6.2%)
|
541.79M
est: 536.14M (+1.1%)
|
622.43M
est: 627.21M (-0.8%)
|
579.26M
579.26M – 579.26M
-7.6% YoY
|
615.08M
615.08M – 615.08M
+6.2% YoY
|
651.71M
651.71M – 651.71M
+6.0% YoY
|
877.79M
877.79M – 877.79M
+34.7% YoY
|
932.40M
932.40M – 932.40M
+6.2% YoY
|
| EPS |
-0.16
est: 1.28 (-112.5%)
|
2.16
est: 2.10 (+2.8%)
|
2.23
est: 2.09 (+6.7%)
|
2.10
est: 2.17 (-3.1%)
|
2.59
est: 2.36 (+9.9%)
|
1.81
est: 2.03 (-10.7%)
|
2.94
est: 2.80 (+5.0%)
|
3.63
est: 3.02 (+20.1%)
|
4.31
est: 4.37 (-1.4%)
|
4.98
est: 5.00 (-0.4%)
|
6.46
est: 6.66 (-2.9%)
|
7.43
7.24 – 7.53
+11.7% YoY
|
8.15
7.85 – 8.46
+9.7% YoY
|
8.94
8.75 – 9.27
+9.7% YoY
|
9.30
9.30 – 9.30
+4.0% YoY
|
9.93
9.93 – 9.93
+6.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-28 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-27 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-26 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-25 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-22 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-21 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-20 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-19 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-18 | C | 2/5 | 4/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-15 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-14 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-13 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-12 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-11 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-08 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-07 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-06 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-05 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-04 | C | 2/5 | 3/5 | 1/5 | 1/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-15 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hartwig Loger | Chairman of the Managing Board, Chief Executive Officer & GM | 2M | male |
| Peter Franz Hofinger | Deputy GM & Deputy Chairman of the Managing Board | 2M | male |
| Liane Hirner | Member of the Managing Board, Chief Finance & Risk Officer | 1M | female |
| Magistrate Gerhard Lahner | Member of the Managing Board & Chief Operating Officer | 1M | — |
| Gabor Lehel | Member of the Managing Board & Chief Innovation Officer | 1M | male |
| Harald Riener | Member of the Managing Board | 1M | male |
| Magistrate Christoph Rath | Board Member of the Managing Board | 563.0K | — |
| Karin Kafesie | Head of Communication, internal Cooperation & Collaboration | — | female |
| Jasmin Schwarz | Head of Compliance | — | — |
| Nina Higatzberger-Schwarz | Head of Investor Relations | — | female |
| Philipp Bardas | General Secretariat & Head of Legal | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for VIG.VI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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