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Vaudoise Assurances Holding S.A. (VAHN.SW)
CHF805.00
-9.00 (-1.11%)
CH SIX Financial Services Insurance - Diversified
Address
Place de Milan 1001
Lausanne, CH
Lausanne, CH
CEO
Jean-Daniel Laffely
Website
vaudoise.ch
IPO
2000-01-04
ISIN CH0021545667
Also trades on
London Stock Exchange · 0QN7.L (CHF)
Swiss Exchange · VAHN.SW (CHF)
Description
Vaudoise Assurances Holding SA is a Swiss-based insurer, primarily serving individual clients and small to medium-sized enterprises (SMEs) with a range of protection offerings. Its comprehensive portfolio includes coverage for vehicles, homes, general public liability, long-term planning (foresight), mortgages, and various business needs. Clients are reached and supported via its established agency network. Established in 1895, the company maintains its principal office in Lausanne, Switzerland, and functions as a subsidiary of Mutuelle Vaudoise, Société Coopérative.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
CHF805.00
-9.00 (-1.11%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.6K
Beta
0.24
Float Shares
2.52M
Free Float %
86.7%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +5.38% | +5.66% | +0.49% | +12.14% | +23.05% | +11.08% | +33.66% | +88.10% | +68.79% | +62.29% | +384.24% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
805.00
DCF (Unlevered)
2,151.41
+167.3%
DCF (Levered)
992.04
+23.2%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
1.00
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Diversified: +15.2%+2.7% Q4'25: +22.2% (vs Q4'23)
-
EPS growth Insurance - Diversified: +25.3%+5.7% Q4'25: +14.9% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%+11.2% ★ Q4'25: -4.5% (vs Q4'23)
-
EBIT margin Insurance - Diversified: +13.5%+10.9% Q4'25: +10.0% (vs Q4'23)
-
ROIC Insurance - Diversified: +4.2%+6.2% ★ Q4'25: +11.4% (vs Q4'23)
-
Share dilution Insurance - Diversified: +0.0%+0.5% Q4'25: +0.5% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×0.77× ★ Q4'25: 0.44× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2004 actual |
Dec 2009 actual |
Dec 2010 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.97B
est: 1.78B (+10.7%)
|
2.02B
est: 1.73B (+16.3%)
|
3.10B
est: 2.45B (+26.7%)
|
2.00B
est: 1.61B (+24.3%)
|
1.63B
est: 1.55B (+4.8%)
|
1.58B
est: 1.16B (+36.1%)
|
1.30B
est: 1.07B (+21.5%)
|
1.29B
est: 1.08B (+19.8%)
|
1.30B
est: 993.00M (+30.7%)
|
1.28B
est: 1.10B (+15.9%)
|
1.43B
est: 1.15B (+23.8%)
|
1.33B
est: 1.18B (+13.1%)
|
1.37B
est: 1.20B (+14.5%)
|
1.37B
est: 1.22B (+12.2%)
|
1.42B
est: 1.43B (-0.7%)
|
1.60B
est: 1.45B (+10.5%)
|
1.65B
est: 1.65B (+0.0%)
|
1.73B
1.73B – 1.73B
+4.8% YoY
|
| EBITDA |
76.99M
est: 213.44M (-63.9%)
|
—
est: 204.20M (-100.0%)
|
—
est: 288.08M (-100.0%)
|
157.95M
est: 189.15M (-16.5%)
|
-20.51M
est: 183.05M (-111.2%)
|
2.65M
est: 136.22M (-98.1%)
|
-5.55M
est: 128.61M (-104.3%)
|
162.14M
est: 129.45M (+25.3%)
|
153.09M
est: 119.25M (+28.4%)
|
156.38M
est: 132.58M (+18.0%)
|
162.48M
est: 138.46M (+17.3%)
|
156.98M
est: 141.22M (+11.2%)
|
173.99M
est: 143.74M (+21.0%)
|
165.67M
est: 146.27M (+13.3%)
|
163.43M
est: 174.86M (-6.5%)
|
190.40M
est: 178.09M (+6.9%)
|
193.36M
est: 197.49M (-2.1%)
|
206.97M
206.97M – 206.97M
+4.8% YoY
|
| EBIT |
82.50M
est: 188.55M (-56.2%)
|
-4.51M
est: 180.39M (-102.5%)
|
-23.41M
est: 254.49M (-109.2%)
|
158.27M
est: 167.09M (-5.3%)
|
160.42M
est: 161.71M (-0.8%)
|
191.28M
est: 120.33M (+59.0%)
|
160.39M
est: 113.61M (+41.2%)
|
1.45B
est: 114.36M (+1,166.4%)
|
282.87M
est: 105.34M (+168.5%)
|
288.73M
est: 117.12M (+146.5%)
|
1.29B
est: 122.31M (+956.7%)
|
140.29M
est: 124.75M (+12.5%)
|
146.91M
est: 126.98M (+15.7%)
|
148.47M
est: 129.21M (+14.9%)
|
146.36M
est: 211.93M (-30.9%)
|
169.14M
est: 155.64M (+8.7%)
|
180.11M
est: 175.85M (+2.4%)
|
184.30M
184.30M – 184.30M
+4.8% YoY
|
| Net Income |
27.56M
est: 23.56M (+17.0%)
|
126.72M
est: 53.78M (+135.6%)
|
130.39M
est: 121.66M (+7.2%)
|
122.20M
est: 143.11M (-14.6%)
|
126.37M
est: 143.70M (-12.1%)
|
153.56M
est: 137.53M (+11.7%)
|
128.77M
est: 142.73M (-9.8%)
|
124.81M
est: 120.47M (+3.6%)
|
120.65M
est: 114.07M (+5.8%)
|
127.52M
est: 124.81M (+2.2%)
|
133.96M
est: 125.68M (+6.6%)
|
122.79M
est: 115.43M (+6.4%)
|
134.18M
est: 126.32M (+6.2%)
|
130.88M
est: 114.30M (+14.5%)
|
132.49M
est: 143.48M (-7.7%)
|
147.01M
est: 149.31M (-1.5%)
|
156.26M
est: 158.48M (-1.4%)
|
162.32M
162.32M – 162.32M
+2.4% YoY
|
| SGA |
—
est: 34.88M (-100.0%)
|
209.76M
est: 33.37M (+528.6%)
|
209.96M
est: 47.07M (+346.0%)
|
115.99M
est: 194.33M (-40.3%)
|
120.20M
est: 213.98M (-43.8%)
|
125.51M
est: 22.26M (+463.9%)
|
125.19M
est: 21.02M (+495.7%)
|
129.02M
est: 21.15M (+509.9%)
|
112.83M
est: 19.49M (+479.1%)
|
116.16M
est: 21.66M (+436.2%)
|
125.18M
est: 22.63M (+453.3%)
|
37.09M
est: 23.08M (+60.7%)
|
18.93M
est: 23.49M (-19.4%)
|
22.13M
est: 23.90M (-7.4%)
|
24.24M
est: 271.05M (-91.1%)
|
37.02M
est: 20.46M (+80.9%)
|
—
est: 23.12M (-100.0%)
|
24.23M
24.23M – 24.23M
+4.8% YoY
|
| EPS |
9.38
est: 8.14 (+15.2%)
|
42.25
est: 18.67 (+126.3%)
|
40.05
est: 42.23 (-5.2%)
|
40.75
est: 49.67 (-18.0%)
|
42.93
est: 49.88 (-13.9%)
|
52.17
est: 47.74 (+9.3%)
|
43.75
est: 49.30 (-11.3%)
|
42.41
est: 41.61 (+1.9%)
|
40.99
est: 39.40 (+4.0%)
|
43.33
est: 43.11 (+0.5%)
|
45.52
est: 43.41 (+4.9%)
|
42.01
est: 39.87 (+5.4%)
|
45.90
est: 43.63 (+5.2%)
|
44.82
est: 39.48 (+13.5%)
|
45.76
est: 42.88 (+6.7%)
|
50.78
est: 51.30 (-1.0%)
|
53.69
est: 54.45 (-1.4%)
|
55.77
55.77 – 55.77
+2.4% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-28 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-27 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-18 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-08 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-05 | A- | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 4/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 4/5 |
| 2026-04-30 | A- | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 4/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 2/5 | 5/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
337.91M
OE per share TTM
116.39
Owner's Yield
14.12%
Maintenance CapEx ratio
16.88%
Maint CapEx / Avg PPE
6.6%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 37 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional - International Small Cap Value ETF DISV | 0.11% | 5.17M | 0.42% |
| 2 | State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR Acc ZPRX.DE | 0.08% | 597.3K | 0.30% |
| 3 | iShares MSCI Europe Small-Cap ETF IEUS | 0.06% | 109.0K | 0.41% |
| 4 | Xtrackers MSCI Europe Small Cap UCITS ETF 1C XXSC.L | 0.06% | 2.03M | 0.30% |
| 5 | iShares Core SPI(R) ETF (CH) CHSPI.SW | 0.04% | 2.89M | 0.10% |
| 6 | Dimensional - International Small Cap ETF DFIS | 0.03% | 1.78M | 0.39% |
| 7 | iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ | 0.03% | 59.1K | 0.83% |
| 8 | iShares MSCI EAFE Small-Cap ETF SCZ | 0.03% | 3.56M | 0.40% |
| 9 | Dimensional - International Vector Equity ETF DXIV | 0.02% | 34.3K | 0.53% |
| 10 | Avantis International Small Cap Value ETF AVDV | 0.02% | 3.26M | 0.36% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
89.7K
Shares Outstanding
2.91M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jean-Daniel Laffely | Chairman of Management Board, MD, Chief Executive Officer & General Director | 1M | male |
| Christoph Borgmann | Head of Finance, Chief Financial Officer & Member of Management Board | — | — |
| Frédéric Traimond | EVice President, Head of Actuary & Reinsurance Dept, Deputy Gen. Dir., Chief Risk Off. and Mem. of Mgmt Board | — | male |
| Grégoire Fracheboud | Director, Head of Sales & Marketing and Member of the Management Board | — | male |
| Kristel Rouiller | Director, Chief Human Resources Officer & Member of Management Board | — | — |
| Nathalie Follonier-Kehrli | Director, CS, Member of Mgnt Board and Head of Corporation Comm., Legal & Comp.Depart. | — | female |
| Patrick Streit | Director, Head of Asset Insurance Department and Head of the P&C Department | — | male |
| Reto Kuhn | Chief Investment Officer, Dir., Head of Asset Management Dep. & Member of the Management Board | — | male |
| Bruno Ferolles | Director, Member of Management Board and Head of the Personal Protection & Insurance Department | — | — |
| Stanislas Bressange | Head of Digital Transformation & Information Systems, Chief Technology Officer and Member of Management Board | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for VAHN.SW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
