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UNIQA Insurance Group AG (UQA.VI)

EUR17.48 -0.08 (-0.46%)
AT VIE Financial Services Insurance - Diversified
Address Untere Donaustrasse 21 1029
Vienna, AT
CEO Andreas Brandstetter
IPO 2000-01-03
ISIN AT0000821103

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Also trades on Deutsche Börse · UN9.DE (EUR) Vienna Stock Exchange · UQA.VI (EUR)
Description

UNIQA Insurance Group AG operates as an insurance company in Austria and Central and Eastern Europe. The company operates through the UNIQA Austria, UNIQA International, and Reinsurance segments. Its insurance product portfolio includes life, health, property, casualty, household, fire, motor, liability, and other insurance product services. The company offers its products and services through various distribution channels, including sales force, general agencies, brokers, banks, and direct sales. The company was formerly known as UNIQA Versicherungen AG and changed its name to UNIQA Insurance Group AG in July 2013. UNIQA Insurance Group AG was founded in 1811 and is based in Vienna, Austria.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR17.48 -0.08 (-0.46%)
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Volume Profile
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Liquidity & share structure
Average Volume
157.0K
Beta
0.58
Float Shares
109.71M
Free Float %
35.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+4.89% +0.82% +5.28% +2.51% +14.25% +11.72% +34.48% +113.70% +131.27% +165.22% +98.61%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
17.48
DCF (Unlevered) 69.15 +295.6%
DCF (Levered) 27.40 +56.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 2 0
Hold 2 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.06
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    +60.5% Q1'26: +7.8% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    +22.1% Q1'26: +6.1% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    +10.5% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    +6.1% Q1'26: +0.0% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    Q1'26: +0.0% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    +0.7% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    1.98×
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.59) × ERP
WACC = 79% × Ke + 21% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 69.15 Current price: 17.48
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
3 EPS Ana.
Dec 2027
2 Rev. Ana.
4 EPS Ana.
Dec 2028
2 Rev. Ana.
4 EPS Ana.
Dec 2029
1 Rev. Ana.
2 EPS Ana.
Revenue
5.41B
est: 5.54B (-2.3%)
5.04B
est: 5.42B (-7.0%)
5.21B
est: 4.60B (+13.2%)
5.43B
est: 5.00B (+8.6%)
5.59B
est: 4.86B (+15.1%)
5.69B
est: 5.02B (+13.3%)
6.56B
est: 5.66B (+15.9%)
3.44B
est: 5.92B (-41.9%)
5.09B
est: 6.23B (-18.3%)
5.70B
est: 770.31M (+640.2%)
9.15B
est: 7.50B (+22.0%)
7.99B
7.93B – 8.05B
+6.5% YoY
8.48B
8.32B – 8.63B
+6.1% YoY
8.95B
8.71B – 9.19B
+5.6% YoY
10.96B
10.82B – 11.10B
+22.4% YoY
EBITDA
466.24M
est: 556.77M (-16.3%)
318.84M
est: 544.80M (-41.5%)
322.69M
est: 462.84M (-30.3%)
350.09M
est: 502.60M (-30.3%)
400.96M
est: 488.56M (-17.9%)
313.63M
est: 504.95M (-37.9%)
665.24M
est: 569.10M (+16.9%)
415.71M
est: 595.05M (-30.1%)
597.27M
est: 627.11M (-4.8%)
616.71M
est: 80.84M (+662.9%)
704.03M
est: 787.28M (-10.6%)
838.62M
832.38M – 844.86M
+6.5% YoY
889.65M
873.62M – 905.68M
+6.1% YoY
939.33M
913.93M – 964.73M
+5.6% YoY
1.15B
1.14B – 1.16B
+22.4% YoY
EBIT
448.06M
est: 414.51M (+8.1%)
293.01M
est: 405.60M (-27.8%)
317.65M
est: 344.58M (-7.8%)
347.42M
est: 374.19M (-7.2%)
286.69M
est: 363.73M (-21.2%)
121.81M
est: 375.93M (-67.6%)
517.05M
est: 423.69M (+22.0%)
324.46M
est: 443.01M (-26.8%)
477.80M
est: 466.88M (+2.3%)
490.25M
est: 63.82M (+668.1%)
560.78M
est: 621.59M (-9.8%)
662.13M
657.21M – 667.05M
+6.5% YoY
702.42M
689.76M – 715.07M
+6.1% YoY
741.65M
721.59M – 761.70M
+5.6% YoY
907.93M
896.24M – 919.63M
+22.4% YoY
Net Income
337.16M
est: 328.53M (+2.6%)
148.06M
est: 177.98M (-16.8%)
171.82M
est: 169.05M (+1.6%)
243.27M
est: 209.80M (+16.0%)
170.96M
est: 219.48M (-22.1%)
19.41M
est: 107.44M (-81.9%)
314.70M
est: 245.57M (+28.1%)
255.95M
est: 288.55M (-11.3%)
302.69M
est: 291.62M (+3.8%)
347.64M
est: 342.05M (+1.6%)
424.80M
est: 407.70M (+4.2%)
448.23M
422.06M – 501.19M
+9.9% YoY
480.88M
458.81M – 541.17M
+7.3% YoY
517.00M
505.25M – 523.64M
+7.5% YoY
565.45M
555.98M – 574.92M
+9.4% YoY
SGA
— – —
— – —
— – —
— – —
EPS
1.09
est: 1.07 (+1.8%)
0.48
est: 0.58 (-17.2%)
0.56
est: 0.55 (+1.7%)
0.79
est: 0.68 (+15.6%)
0.56
est: 0.72 (-21.7%)
0.06
est: 0.35 (-81.9%)
1.03
est: 0.80 (+28.8%)
0.83
est: 0.94 (-11.7%)
0.99
est: 0.95 (+4.2%)
1.13
est: 1.11 (+2.1%)
1.38
est: 1.32 (+4.6%)
1.45
1.37 – 1.62
+10.1% YoY
1.56
1.48 – 1.75
+7.1% YoY
1.67
1.64 – 1.69
+7.4% YoY
1.83
1.80 – 1.86
+9.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-28 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-27 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-26 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-25 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-22 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-21 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-20 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-19 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-18 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-15 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-14 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-13 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-12 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-11 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-08 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-07 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-06 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-05 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-05-04 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-04-30 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-04-29 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-04-28 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-04-27 C 2/5 4/5 1/5 1/5 2/5 1/5 1/5
2026-04-24 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-23 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5
2026-04-22 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5
2026-04-21 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5
2026-04-20 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5
2026-04-17 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5
2026-04-16 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5
2026-04-15 B+ 3/5 1/5 4/5 5/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
64.75M
OE per share TTM
0.21
Owner's Yield
1.22%
Maintenance CapEx ratio
11.66%
Maint CapEx / Avg PPE
6.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 85 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares MSCI Austria ETF EWO 3.65% 5.33M 0.49%
2 Xtrackers ATX UCITS ETF 1C XB4A.DE 2.58% 3.91M 0.25%
3 iShares ATX UCITS ETF (DE) EXXX.DE 2.53% 4.65M 0.33%
4 UBS MSCI EMU Small Cap UCITS ETF EUR dis UEFD.DE 0.37% 2.73M 0.33%
5 iShares MSCI EMU Small Cap UCITS ETF CES1.L 0.36% 3.79M 0.58%
6 iShares International Developed Small Cap Value Factor ETF ISVL 0.32% 1.02M 0.31%
7 Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF Dist MMS.PA 0.23% 1.65M 0.40%
8 State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR Acc ZPRX.DE 0.19% 1.48M 0.30%
9 Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Dist X026.DE 0.16% 531.7K 0.23%
10 Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Acc CEM.PA 0.16% 531.7K 0.23%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
26.3K
Shares Outstanding
306.97M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andreas Brandstetter Chairman of the Management Board, Chief Executive Officer & Chief Information Officer 2M
Magistrate Kurt Svoboda Member of the Management Board, Chief Financial Officer & Chief Risk Officer 2M
Wolfgang Kindl Member of the Management Board and Head of Customers & Markets International 2M
Peter Humer Member of the Management Board and Head of Customers & Markets Austria 1M
Magistrate Wolf-Christoph Gerlach Member of Management Board and Head of Operations, Data & IT 1M
Rene Knapp Member of the Management Board and Head of Asset Management, Personal Lines, People & Brand 1M
Sabine Pfeffer Member of Management Board and Head of Customers & Markets Bancassurance - Austria 873.0K female
Stefan Glinz IR contact male
Stoyan Angelov Head of Investor Relations & Treasury male
Iris Brachmaier Group Chief People Officer
Frederik Borgers Head of Performance Management International male
Rita Wittmann Head of Legal & Compliance and Secretary General female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits