Subscribe

Türkiye Sigorta Anonim Sirketi (TURSG.IS)

TRY6.66 +0.30 (+4.72%)
TR IST Financial Services Insurance - Property & Casualty
Address GUenes Plaza 34394
Istanbul, TR
CEO Taha Cakmak
Website turkiyesigorta.com.tr
IPO 2000-05-10
ISIN TRAGUSGR91O3

Explore sections of this company profile

Description

Türkiye Sigorta Anonim Sirketi is a Turkish enterprise primarily focused on providing general insurance products. Its comprehensive range of offerings includes coverage for automotive and non-automotive accidents, fire, engineering, health, agriculture, various liabilities, financial losses, loans, and legal protection. The firm also supplies policies for homes, vehicles, workplaces, and personal accidents, in addition to offering reinsurance services. Established in 1957, the company was formerly recognized as Günes Sigorta Anonim Sirketi until it adopted its current name in August 2020. Headquartered in Istanbul, Turkey, it operates as a subsidiary of TVF Finansal Yatirimlar Anonim Sirketi.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
TRY6.66 +0.30 (+4.72%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
83M
Beta
0.17
Float Shares
1.89B
Free Float %
18.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-2.55% -3.44% -10.24% +3.44% +4.13% +6.86% +54.85% +870.77% +1,957.75% +8,578.31% +1,124,957.95%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
6.66
DCF (Unlevered) 795.87 +11,849.9%
DCF (Levered) 1,487.22 +22,230.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 4 0
Hold 0 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
2.22
Grey zone
Piotroski F-Score
5 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Operational MOAT
✗ Below peers
  • ✓
    Revenue growth Insurance - Property & Casualty: +14.1%
    +51.9% ★ Q1'26: +48.7% (vs Q1'25)
  • ✓
    EPS growth Insurance - Property & Casualty: +27.5%
    +52.3% ★ Q1'26: -28.6% (vs Q1'25)
  • ✓
    FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +24.0% ★ Q1'26: +8.8% (vs Q1'25)
  • ✓
    EBIT margin Insurance - Property & Casualty: +16.3%
    +32.3% ★ Q1'26: +35.7% (vs Q1'25)
  • ✓
    ROIC Insurance - Property & Casualty: +7.9%
    +38.8% ★ Q1'26: +42.5% (vs Q1'25)
  • ✗
    Share dilution Insurance - Property & Casualty: +0.4%
    +100.0% Q1'26: +100.0% (vs Q1'25)
  • ✓
    Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    0.44× Q1'26: 0.55× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.26) × ERP
WACC = 92% × Ke + 8% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 795.87 Current price: 6.66
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
1 Rev. Ana.
1 EPS Ana. 		Dec 2027
2 Rev. Ana.
2 EPS Ana. 		Dec 2028
1 Rev. Ana.
2 EPS Ana.
Revenue
877.67M
est: 1.35B (-35.0%)
893.49M
est: 1.46B (-38.6%)
1.06B
est: 1.35B (-21.9%)
1.26B
est: 1.46B (-13.3%)
4.61B
est: 1.65B (+180.4%)
5.10B
est: 8.88B (-42.6%)
5.38B
est: 11.75B (-54.2%)
10.39B
est: 15.29B (-32.0%)
28.85B
est: 46.92B (-38.5%)
52.68B
est: 106.70B (-50.6%)
80.04B
est: 146.67B (-45.4%)
162.74B
104.52B – 220.96B
+11.0% YoY
211.42B
103.34B – 319.49B
+29.9% YoY
243.70B
156.51B – 330.89B
+15.3% YoY
EBITDA
-149.97M
est: 330.18M (-145.4%)
-37.24M
est: 355.84M (-110.5%)
37.60M
est: 330.18M (-88.6%)
23.37M
est: 355.84M (-93.4%)
157.16M
est: 402.03M (-60.9%)
1.45B
est: 2.17B (-33.1%)
1.40B
est: 2.87B (-51.1%)
1.03B
est: 3.74B (-72.5%)
7.68B
est: 11.82B (-35.0%)
16.37B
est: 26.88B (-39.1%)
25.83B
est: 36.95B (-30.1%)
41.00B
26.33B – 55.66B
+11.0% YoY
53.26B
26.03B – 80.49B
+29.9% YoY
61.39B
39.43B – 83.36B
+15.3% YoY
EBIT
-156.34M
est: 325.65M (-148.0%)
-44.29M
est: 350.95M (-112.6%)
30.26M
est: 325.65M (-90.7%)
16.51M
est: 350.95M (-95.3%)
141.40M
est: 396.51M (-64.3%)
1.43B
est: 2.14B (-33.2%)
1.37B
est: 2.83B (-51.5%)
986.21M
est: 3.68B (-73.2%)
7.61B
est: 11.71B (-35.0%)
16.37B
est: 26.62B (-38.5%)
25.83B
est: 36.59B (-29.4%)
40.60B
26.08B – 55.13B
+11.0% YoY
52.75B
25.78B – 79.71B
+29.9% YoY
60.80B
39.05B – 82.55B
+15.3% YoY
Net Income
-159.88M
est: -276.99M (+42.3%)
-48.07M
est: -49.47M (+2.8%)
26.49M
est: -276.99M (+109.6%)
10.87M
est: -24.73M (+144.0%)
828.38M
est: 39.57M (+1,993.5%)
1.15B
1.09B
est: 528.90M (+105.4%)
962.40M
est: 497.15M (+93.6%)
6.19B
est: 19.73B (-68.6%)
12.78B
est: 13.97B (-8.5%)
19.53B
est: 21.44B (-8.9%)
26.23B
13.95B – 38.22B
+22.3% YoY
31.48B
29.54B – 33.43B
+20.0% YoY
36.26B
33.70B – 38.82B
+15.2% YoY
SGA
2.62M
est: 199.51M (-98.7%)
1.93M
est: 215.02M (-99.1%)
2.31M
est: 199.51M (-98.8%)
20.04M
est: 215.02M (-90.7%)
78.87M
est: 242.93M (-67.5%)
124.53M
est: 1.31B (-90.5%)
956.72M
est: 1.74B (-44.9%)
1.87B
est: 2.26B (-17.2%)
5.21B
est: 6.75B (-22.8%)
9.26B
est: 15.35B (-39.7%)
436.42M
est: 21.10B (-97.9%)
23.41B
15.04B – 31.79B
+11.0% YoY
30.42B
14.87B – 45.97B
+29.9% YoY
35.06B
22.52B – 47.61B
+15.3% YoY
EPS
-0.09
est: -0.06 (-59.9%)
-0.08
est: -0.01 (-724.8%)
0.09
est: -0.06 (+265.5%)
0.04
est: 0.00 (+971.4%)
0.11
est: 0.01 (+1,289.9%)
1.00
0.94
est: 0.11 (+788.6%)
0.19
est: 0.10 (+91.1%)
1.24
est: 1.97 (-37.2%)
1.28
est: 1.40 (-8.4%)
1.95
est: 1.88 (+3.6%)
2.61
1.40 – 3.82
+38.6% YoY
3.15
2.95 – 3.34
+20.7% YoY
3.63
3.37 – 3.88
+15.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-25 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-22 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-21 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-20 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-18 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-15 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-14 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-13 A- 4/5 3/5 5/5 5/5 3/5 4/5 1/5
2026-05-12 A- 4/5 3/5 5/5 5/5 3/5 4/5 1/5
2026-05-11 A- 4/5 3/5 5/5 5/5 3/5 4/5 1/5
2026-05-08 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-07 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-06 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-05 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-05-04 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-30 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-29 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-28 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-27 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-24 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-22 A- 4/5 3/5 5/5 5/5 2/5 4/5 1/5
2026-04-21 A- 4/5 3/5 5/5 5/5 2/5 4/5 2/5
2026-04-20 A- 4/5 3/5 5/5 5/5 2/5 4/5 2/5
2026-04-17 A- 4/5 3/5 5/5 5/5 2/5 4/5 2/5
2026-04-16 A- 4/5 3/5 5/5 5/5 2/5 4/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
25.35B
OE per share TTM
2.54
Owner's Yield
20.09%
Maintenance CapEx ratio
3.62%
Maint CapEx / Avg PPE
3.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 66 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Cambria Global Value ETF GVAL 0.78% 4.15M 0.66%
2 iShares MSCI Turkey ETF TUR 0.68% 1.39M 0.59%
3 JPMorgan ActiveBuilders Emerging Markets Equity ETF JEMA 0.03% 566.6K 0.33%
4 iShares MSCI EM Small Cap UCITS ETF IEMS.L 0.03% 110.7K 0.74%
5 iShares MSCI Emerging Markets Small-Cap ETF EEMS 0.03% 116.4K 0.72%
6 WisdomTree Emerging Markets SmallCap Dividend UCITS ETF DGSD.L 0.03% 12.8K 0.54%
7 WisdomTree Emerging Markets SmallCap Dividend Fund DGS 0.03% 450.5K 0.58%
8 State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L 0.02% 147.9K 0.55%
9 Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF EMCR 0.01% 6.4K 0.15%
10 Dimensional - Emerging Markets High Profitability ETF DEHP 0.01% 39.9K 0.44%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
16.80M
Shares Outstanding
10.00B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Cigdem Cicek Financial Affairs Director — —
Mahmut Subutay Çelik Head of Internal Systems — male
Murat Suzer Deputy General Manager — male
Remzi Duman Assistant General Manager of Technics — male
Sahika Balbay Demiroglu Director of Investor Relations — —
Taha Cakmak CEO, GM & Deputy Chairman of the Board — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

Related companies

Largest companies in Insurance - Property & Casualty