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PICC Property and Casualty Company Limited (2328.HK)
HKD13.87
-0.09 (-0.64%)
CN HKSE Financial Services Insurance - Property & Casualty
Address
Tower 2 100022
Beijing, CN
Beijing, CN
CEO
Daoming Zhang
Website
property.picc.com
IPO
2003-11-06
ISIN CNE100000593
Also trades on
Hong Kong Stock Exchange · 2328.HK (HKD)
Other OTC · PPCCF (USD)
Other OTC · PPCCY (USD)
Description
PICC Property and Casualty Company Limited, alongside its affiliated companies, provides a comprehensive range of property and casualty insurance services across the People's Republic of China. The firm segments its operations into categories such as Motor Vehicle, Commercial Property, Cargo, Liability, Accidental Injury and Health, Agriculture, Credit and Surety, and other business lines. Its product portfolio includes policies for accidental injury and medical expenses, short-term health, homeowners, specialized risks, marine hull, and construction, among others. Beyond direct insurance, the company also delivers services encompassing reinsurance, investment management and fund deployment, agency for insurance and claims, training, information technology and business support, and property administration. Founded in 2003 and based in Beijing, China, PICC Property and Casualty Company Limited is an integral subsidiary of The People's Insurance Company (Group) of China Limited.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
HKD13.87
-0.09 (-0.64%)
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Volume Profile
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Liquidity & share structure
Average Volume
42M
Beta
0.13
Float Shares
6.90B
Free Float %
31.0%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.62% | -2.02% | +3.85% | -10.13% | -17.61% | -11.06% | -2.61% | +50.93% | +96.36% | +56.79% | +820.89% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
13.87
DCF (Unlevered)
73.20
+427.8%
DCF (Levered)
79.83
+475.6%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
89% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 14 | -1 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
2.01
Grey zone
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Property & Casualty: +14.1%+8.6% Q4'25: +13.6% (vs Q4'23)
-
EPS growth Insurance - Property & Casualty: +27.5%+22.1% Q4'25: +268.4% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Property & Casualty: +25.6%+14.6% Q4'25: +8.1% (vs Q4'23)
-
EBIT margin Insurance - Property & Casualty: +16.3%+8.9% Q4'25: +7.0% (vs Q4'23)
-
ROIC Insurance - Property & Casualty: +7.9%+11.6% ★ Q4'25: +19.0% (vs Q4'23)
-
Share dilution Insurance - Property & Casualty: +0.4%+0.0% Q4'25: +0.0% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×1.57× Q4'25: 1.04× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2009 actual |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 16 EPS Ana. |
Dec 2027 12 Rev. Ana. 17 EPS Ana. |
Dec 2028 9 Rev. Ana. 12 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
97.87B
est: 93.95B (+4.2%)
|
44.94B
est: 122.51B (-63.3%)
|
137.06B
est: 148.52B (-7.7%)
|
162.58B
est: 163.99B (-0.9%)
|
191.94B
est: 191.10B (+0.4%)
|
224.39B
est: 217.95B (+3.0%)
|
264.75B
est: 339.42B (-22.0%)
|
286.04B
est: 346.49B (-17.4%)
|
324.47B
est: 418.58B (-22.5%)
|
359.43B
est: 443.93B (-19.0%)
|
398.11B
est: 486.56B (-18.2%)
|
411.07B
est: 517.21B (-20.5%)
|
417.89B
est: 545.20B (-23.4%)
|
408.20B
est: 551.85B (-26.0%)
|
440.22B
est: 450.82B (-2.4%)
|
481.44B
est: 488.30B (-1.4%)
|
522.86B
est: 508.46B (+2.8%)
|
566.17B
553.07B – 599.82B
+11.4% YoY
|
591.15B
562.13B – 621.30B
+4.4% YoY
|
620.22B
597.64B – 654.40B
+4.9% YoY
|
| EBITDA |
3.51B
est: -346.28M (+1,113.6%)
|
8.47B
est: 4.02B (+110.7%)
|
12.87B
est: 9.19B (+40.1%)
|
16.45B
est: 12.71B (+29.4%)
|
290.00M
est: 17.30B (-98.3%)
|
688.00M
est: 15.07B (-95.4%)
|
1.11B
est: 22.68B (-95.1%)
|
25.33B
est: 32.62B (-22.4%)
|
30.81B
est: 29.32B (+5.1%)
|
27.30B
est: 35.44B (-23.0%)
|
26.42B
est: 30.07B (-12.1%)
|
28.58B
est: 31.04B (-7.9%)
|
30.91B
est: 33.58B (-8.0%)
|
38.74B
est: 36.09B (+7.3%)
|
32.94B
est: 38.68B (-14.9%)
|
43.01B
est: 44.18B (-2.7%)
|
50.21B
est: 43.63B (+15.1%)
|
48.58B
47.46B – 51.47B
+11.4% YoY
|
50.73B
48.24B – 53.31B
+4.4% YoY
|
53.22B
51.28B – 56.15B
+4.9% YoY
|
| EBIT |
2.52B
est: 340.83M (+638.5%)
|
7.41B
est: 2.79B (+165.4%)
|
11.54B
est: 7.77B (+48.4%)
|
14.90B
est: 11.24B (+32.5%)
|
15.45B
est: 15.48B (-0.2%)
|
21.02B
est: 17.60B (+19.4%)
|
29.73B
est: 23.16B (+28.4%)
|
23.61B
est: 33.34B (-29.2%)
|
29.12B
est: 23.57B (+23.5%)
|
25.45B
est: 27.81B (-8.5%)
|
25.17B
est: 22.93B (+9.8%)
|
26.15B
est: 21.95B (+19.2%)
|
27.41B
est: 23.75B (+15.4%)
|
35.03B
est: 25.52B (+37.2%)
|
29.19B
est: 34.98B (-16.6%)
|
39.21B
est: 39.44B (-0.6%)
|
46.47B
est: 39.46B (+17.8%)
|
43.94B
42.92B – 46.55B
+11.4% YoY
|
45.87B
43.62B – 48.21B
+4.4% YoY
|
48.13B
46.38B – 50.78B
+4.9% YoY
|
| Net Income |
1.78B
est: 54.45M (+3,174.8%)
|
5.21B
est: 2.33B (+124.2%)
|
8.03B
est: 6.32B (+27.0%)
|
10.41B
est: 8.86B (+17.4%)
|
10.56B
est: 12.13B (-12.9%)
|
15.12B
est: 12.05B (+25.4%)
|
21.85B
est: 16.86B (+29.6%)
|
18.02B
est: 24.80B (-27.3%)
|
19.81B
est: 20.51B (-3.4%)
|
15.49B
est: 22.41B (-30.9%)
|
24.28B
est: 16.89B (+43.8%)
|
20.87B
est: 25.43B (-17.9%)
|
22.36B
est: 27.52B (-18.7%)
|
29.16B
est: 27.74B (+5.1%)
|
24.59B
est: 21.23B (+15.8%)
|
32.17B
est: 32.82B (-2.0%)
|
39.33B
est: 36.26B (+8.5%)
|
42.34B
37.11B – 47.57B
+16.8% YoY
|
37.91B
36.04B – 59.88B
-10.5% YoY
|
38.85B
35.97B – 58.18B
+2.5% YoY
|
| SGA |
11.04B
est: 11.41B (-3.2%)
|
14.25B
est: 14.40B (-1.0%)
|
17.28B
est: 16.90B (+2.2%)
|
19.50B
est: 19.08B (+2.2%)
|
6.88B
est: 22.72B (-69.7%)
|
7.83B
est: 24.25B (-67.7%)
|
7.51B
est: 8.73B (-14.0%)
|
7.38B
est: 8.53B (-13.5%)
|
7.97B
est: 8.40B (-5.0%)
|
8.19B
est: 9.02B (-9.2%)
|
9.34B
est: 8.93B (+4.6%)
|
9.83B
est: 9.78B (+0.4%)
|
10.21B
est: 10.59B (-3.6%)
|
11.97B
est: 11.37B (+5.2%)
|
25.71B
est: 13.57B (+89.4%)
|
18.49B
est: 15.30B (+20.8%)
|
—
est: 15.31B (-100.0%)
|
17.05B
16.65B – 18.06B
+11.4% YoY
|
17.80B
16.92B – 18.70B
+4.4% YoY
|
18.67B
17.99B – 19.70B
+4.9% YoY
|
| EPS |
0.09
est: 0.05 (+78.7%)
|
0.28
est: 0.25 (+13.4%)
|
0.42
est: 0.46 (-8.7%)
|
0.52
est: 0.53 (-1.4%)
|
0.51
est: 0.56 (-9.3%)
|
0.71
est: 0.68 (+4.7%)
|
0.98
est: 1.11 (-11.3%)
|
0.81
est: 0.88 (-8.2%)
|
0.89
est: 1.23 (-27.9%)
|
0.70
est: 0.82 (-14.9%)
|
1.09
est: 1.22 (-10.3%)
|
0.94
est: 1.11 (-15.0%)
|
1.01
est: 1.31 (-22.7%)
|
1.31
est: 1.44 (-9.0%)
|
1.11
est: 0.95 (+16.3%)
|
1.45
est: 1.46 (-0.5%)
|
1.77
est: 2.03 (-13.0%)
|
1.89
1.67 – 2.14
-7.2% YoY
|
2.05
1.62 – 2.69
+8.4% YoY
|
2.19
1.62 – 2.62
+7.0% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-28 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-27 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-26 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-22 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-21 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-20 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-19 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-18 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-14 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-05 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-04 | A+ | 4/5 | 5/5 | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-15 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
94.49B
OE per share TTM
4.25
Owner's Yield
29.20%
Maintenance CapEx ratio
3.97%
Maint CapEx / Avg PPE
6.4%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
285.4K
Shares Outstanding
22.24B
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Daoming Zhang | Vice President & Executive Director | 2M | male |
| Wei Hu | Vice President & Executive Director | 2M | male |
| Caishi Jiang | Vice President & Executive Director | 2M | male |
| Xiao Zhang | Company Secretary | — | female |
| Xiaohui Hu | Deputy General Manager of the Administrative Department | — | male |
| Xin Bi | Secretary | — | male |
| Benyao Huang | Vice President of Assets & Interim Head of Assets | — | male |
| Xin Jin | Compliance Officer & Chief Risk Officer | — | male |
| Jianyou Xiao | Vice President | — | male |
| Lang Zhang | Chief Actuary & GM of the Product Actuarial Department | — | female |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 2328.HK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
