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Spenda Limited (SPX.AX)
North Sydney, NSW, AU
Spenda Limited, an Australian technology enterprise based in North Sydney, focuses on enhancing business IT systems by developing and commercializing solutions that facilitate the conversion, migration, and ongoing management of legacy server-based data and infrastructure to cloud environments. The company's operations are divided into its Software-as-a-Service (SaaS) and Payments segment, and its Lending segment. Spenda provides a diverse range of financial services, including business-to-business (B2B) payment processing, merchant services, and integration tools for embedding payments into various software platforms or marketplaces. They also offer flexible financing options such as invoice, supplier, buyer, and agri finance. Beyond financial solutions, Spenda delivers a comprehensive suite of automation and management software. This includes applications designed to streamline accounts receivable processes for faster collections and accelerate incoming payments, alongside accounts payable automation to optimize supplier management and bolster cash flow. Their product lineup further features portable point-of-sale (POS) systems, sales order management tools to foster customer collaboration, and robust eCommerce platforms. Specialized solutions cater to warehouse management for precise data and inventory control, workshop management for auto service centers, and a cloud-based field service management system to streamline operations and elevate the customer experience. Additionally, they offer digital purchasing software engineered to automate and refine procurement workflows. The company, formerly known as Cirralto Limited, adopted the name Spenda Limited in February 2022.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -20.00% | -28.89% | -84.00% | -90.00% | -93.33% | -92.00% | -97.14% | -98.00% | -99.65% | -99.79% | -100.00% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2025-10 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Infrastructure: +13.7%+106.2% ★ Q4'25: +57.9% (vs Q4'23)
-
EPS growth Software - Infrastructure: +28.7%-60.6% Q4'25: +18.8% (vs Q4'23)
-
FCF margin FCF growth · Software - Infrastructure: +32.2%-111.5% Q4'25: -116.7% (vs Q4'23)
-
EBIT margin Software - Infrastructure: +8.8%-106.6% Q4'25: -144.4% (vs Q4'23)
-
ROIC Software - Infrastructure: +6.6%-71.6% Q4'25: -156.3% (vs Q4'23)
-
Share dilution Software - Infrastructure: +0.0%+15.1% Q4'25: +24.9% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×-0.41× Q4'25: -0.29× (vs Q4'23)
| Metric |
Jun 2022 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 1 Rev. Ana. |
Jun 2027 1 Rev. Ana. |
Jun 2028 1 Rev. Ana. |
|---|---|---|---|---|---|---|
| Revenue |
2.25M
est: 2.25M (-0.2%)
|
5.38M
est: 2.25M (+138.9%)
|
11.08M
est: 12.10M (-8.4%)
|
23.10M
23.10M – 23.10M
+90.9% YoY
|
45.70M
45.70M – 45.70M
+97.8% YoY
|
66.90M
66.90M – 66.90M
+46.4% YoY
|
| EBITDA |
-53.14M
est: -2.25M (-2,261.7%)
|
-8.68M
est: -2.25M (-285.6%)
|
-11.67M
est: -12.10M (+3.6%)
|
-23.10M
-23.10M – -23.10M
-90.9% YoY
|
-45.70M
-45.70M – -45.70M
-97.8% YoY
|
-66.90M
-66.90M – -66.90M
-46.4% YoY
|
| EBIT |
-56.74M
est: -2.25M (-2,422.0%)
|
-10.78M
est: -2.25M (-379.0%)
|
-11.81M
est: -12.10M (+2.4%)
|
-23.10M
-23.10M – -23.10M
-90.9% YoY
|
-45.70M
-45.70M – -45.70M
-97.8% YoY
|
-66.90M
-66.90M – -66.90M
-46.4% YoY
|
| Net Income |
-50.24M
est: -7.37M (-582.0%)
|
-13.21M
est: -487.55M (+97.3%)
|
-24.31M
|
—
— – —
|
—
— – —
|
—
— – —
|
| SGA |
9.58M
est: 6.08M (+57.6%)
|
3.53M
est: 5.69M (-37.9%)
|
4.67M
est: 30.59M (-84.7%)
|
58.40M
58.40M – 58.40M
+90.9% YoY
|
115.53M
115.53M – 115.53M
+97.8% YoY
|
169.12M
169.12M – 169.12M
+46.4% YoY
|
| EPS |
-0.02
est: -0.02 (+1.2%)
|
0.00
est: -0.11 (+96.9%)
|
-0.01
|
—
— – —
|
—
— – —
|
—
— – —
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-12 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-06-11 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-06-10 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-26 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-25 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-12 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-05-11 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-05-08 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 5/5 |
| 2026-05-07 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 5/5 |
| 2026-05-06 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 5/5 |
| 2026-05-05 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 5/5 |
| 2026-05-04 | C | 2/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 5/5 |
| 2026-05-01 | C | 2/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 5/5 |
| 2026-04-30 | C | 2/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 5/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Corrie Hassan | Interim Chief Executive Officer & Chief Operating Officer | 276.4K | female |
| Olivia Johnson | Chief People Officer | 271.7K | female |
| Andrew Britz | Chief Technical Officer | 259.7K | — |
| David Matthew Wood | Chief Product Officer | 233.3K | male |
| Justyn Peter Stedwell | Company Secretary | 36.0K | male |
| James Matthews | Chief Marketing Officer | — | male |
| Abdulkarim Abdulrazak | Executive Chair | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SPX.AX
Short-term intention
Target Price Distribution
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