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Swiss Life Holding AG (SLHN.SW)
CHF942.60
+4.80 (+0.51%)
CH SIX Financial Services Insurance - Diversified
Address
General-Guisan-Quai 40 8022
Zurich, CH
Zurich, CH
CEO
Matthias Aellig
Website
swisslife.com
IPO
1995-04-10
ISIN CH0014852781
Also trades on
London Stock Exchange · 0QMG.L (CHF)
Other OTC · SWSDF (USD)
Other OTC · SZLMY (USD)
Swiss Exchange · SLHN.SW (CHF)
Description
Headquartered in Zurich, Switzerland, and established in 1857, Swiss Life Holding AG offers a broad spectrum of financial services, including life insurance, pension provisions, and risk management solutions for both private individuals and corporate entities. The company operates through distinct segments encompassing Switzerland, France, Germany, its International division, and Asset Managers. Its product portfolio extends to various life, health, annuity, and investment-linked insurance policies for groups and individuals, complemented by disability coverage. Beyond life-related offerings, Swiss Life also underwrites property, casualty, liability, motor, and accident insurance. The firm additionally provides asset management and advisory services tailored for institutional clients. Diversifying its business, Swiss Life Holding AG also has stakes in private equity, information technology, real estate, banking, restaurant, and investment fund ventures. Distribution of its products occurs via a robust network of agents, financial advisors, and partners, with its international presence marked by brands such as Swiss Life Select, Tecis, Horbach, Proventus, Chase de Vere, and Fincentrum.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
CHF942.60
+4.80 (+0.51%)
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Volume Profile
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Liquidity & share structure
Average Volume
72.0K
Beta
0.54
Float Shares
27.83M
Free Float %
99.6%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.16% | -2.09% | -7.20% | -3.47% | -3.41% | -8.73% | +3.63% | +61.75% | +82.42% | +230.15% | +506.37% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Analyst Consensus (2 ratings, all time)
Buy
Price Targets & DCF
Current price
942.60
DCF (Unlevered)
2,046.92
+117.2%
DCF (Levered)
291.20
-69.1%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
15% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 6 | -1 |
| Sell | 1 | +1 |
| Strong Sell | 4 | 0 |
Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Diversified: +15.2%+68.5% ★ Q4'25: +204.9% (vs Q4'23)
-
EPS growth Insurance - Diversified: +25.3%+4.1% Q4'25: +45.4% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%-0.1% Q4'25: +5.5% (vs Q4'23)
-
EBIT margin Insurance - Diversified: +13.5%+0.0% Q4'25: +0.0% (vs Q4'23)
-
ROIC Insurance - Diversified: +4.2%+0.0%
-
Share dilution Insurance - Diversified: +0.0%-0.6% ★ Q4'25: -5.3% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×—
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2001 actual |
Dec 2002 actual |
Dec 2003 actual |
Dec 2004 actual |
Dec 2005 actual |
Dec 2006 actual |
Dec 2007 actual |
Dec 2008 actual |
Dec 2009 actual |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 4 Rev. Ana. 10 EPS Ana. |
Dec 2027 4 Rev. Ana. 10 EPS Ana. |
Dec 2028 4 Rev. Ana. 7 EPS Ana. |
Dec 2029 3 Rev. Ana. 2 EPS Ana. |
Dec 2030 3 Rev. Ana. 5 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
20.09B
est.
|
17.74B
est.
|
18.63B
est.
|
22.51B
est: 17.42B (+29.2%)
|
21.54B
est: 15.98B (+34.8%)
|
21.53B
est: 16.27B (+32.3%)
|
18.97B
est: 21.07B (-9.9%)
|
15.36B
est: 17.97B (-14.5%)
|
17.82B
est: 17.94B (-0.7%)
|
17.84B
est: 16.98B (+5.1%)
|
17.29B
est: 16.81B (+2.9%)
|
19.07B
est: 17.43B (+9.4%)
|
18.95B
est: 19.22B (-1.4%)
|
22.76B
est: 19.56B (+16.4%)
|
20.36B
est: 14.08B (+44.7%)
|
19.76B
est: 13.74B (+43.8%)
|
18.87B
est: 13.28B (+42.1%)
|
19.90B
est: 13.51B (+47.3%)
|
25.37B
est: 16.26B (+56.0%)
|
22.42B
est: 16.72B (+34.1%)
|
21.52B
est: 14.35B (+49.9%)
|
20.36B
est: 17.39B (+17.1%)
|
15.24B
est: 11.52B (+32.3%)
|
14.43B
est: 18.06B (-20.1%)
|
24.32B
est: 20.69B (+17.5%)
|
21.28B
14.90B – 39.73B
+2.8% YoY
|
21.71B
15.24B – 40.55B
+2.0% YoY
|
22.02B
15.44B – 41.12B
+1.4% YoY
|
21.49B
15.07B – 40.14B
-2.4% YoY
|
21.61B
15.15B – 40.35B
+0.5% YoY
|
| EBITDA |
837.55M
est.
|
-330.06M
est.
|
-2.26B
est.
|
1.81B
est: 249.57M (+625.7%)
|
1.76B
est: 723.71M (+142.6%)
|
1.78B
est: 678.42M (+162.4%)
|
1.58B
est: 1.14B (+38.3%)
|
-80.00M
est: 1.09B (-107.3%)
|
1.20B
est: 139.80M (+759.1%)
|
1.60B
est: 227.15M (+605.7%)
|
1.53B
est: 449.13M (+240.0%)
|
1.29B
est: 463.88M (+178.7%)
|
136.00M
est: 112.51M (+20.9%)
|
-2.30B
est: 865.69M (-366.0%)
|
178.00M
est: 866.72M (-79.5%)
|
1.61B
est: 1.00B (+60.3%)
|
1.68B
est: 1.01B (+65.9%)
|
1.73B
est: 1.19B (+45.9%)
|
1.81B
est: 1.46B (+24.0%)
|
1.60B
est: 1.29B (+23.8%)
|
1.93B
est: 1.38B (+39.7%)
|
1.93B
est: 1.21B (+59.3%)
|
1.80B
est: 1.04B (+73.9%)
|
2.13B
est: 1.61B (+31.6%)
|
—
est: 1.86B (-100.0%)
|
1.91B
1.34B – 3.58B
+2.8% YoY
|
1.95B
1.37B – 3.65B
+2.0% YoY
|
1.98B
1.39B – 3.70B
+1.4% YoY
|
1.93B
1.36B – 3.61B
-2.4% YoY
|
1.94B
1.36B – 3.63B
+0.5% YoY
|
| EBIT |
1.79B
est.
|
687.32M
est.
|
-1.56B
est.
|
1.15B
est: 632.63M (+81.9%)
|
1.03B
est: 1.10B (-6.9%)
|
1.64B
est: 1.05B (+57.2%)
|
1.03B
est: 1.63B (-37.1%)
|
-598.00M
est: 865.79M (-169.1%)
|
921.00M
est: -989.62M (+193.1%)
|
1.01B
est: 537.59M (+88.1%)
|
979.00M
est: 642.93M (+52.3%)
|
607.00M
est: 704.81M (-13.9%)
|
1.37B
est: 389.39M (+252.3%)
|
1.37B
est: 1.17B (+17.6%)
|
1.49B
est: 1.19B (+25.2%)
|
1.55B
est: 1.33B (+16.5%)
|
1.62B
est: 1.36B (+18.9%)
|
1.68B
est: 1.51B (+10.7%)
|
1.71B
est: 1.78B (-4.2%)
|
1.50B
est: 1.53B (-1.4%)
|
1.83B
est: 1.63B (+12.5%)
|
1.83B
est: 1.43B (+27.8%)
|
1.72B
est: 988.43M (+73.9%)
|
2.04B
est: 1.54B (+32.4%)
|
—
est: 1.78B (-100.0%)
|
1.83B
1.28B – 3.41B
+2.8% YoY
|
1.86B
1.31B – 3.48B
+2.0% YoY
|
1.89B
1.32B – 3.53B
+1.4% YoY
|
1.84B
1.29B – 3.44B
-2.4% YoY
|
1.85B
1.30B – 3.46B
+0.5% YoY
|
| Net Income |
942.63M
est.
|
112.44M
est.
|
-1.78B
est.
|
579.00M
est: 225.39M (+156.9%)
|
874.00M
est: 572.36M (+52.7%)
|
954.00M
est: 876.04M (+8.9%)
|
1.37B
est: 1.21B (+13.3%)
|
345.00M
est: 1.14B (-69.6%)
|
277.00M
est: 349.51M (-20.7%)
|
560.00M
est: 263.12M (+112.8%)
|
605.00M
est: 511.59M (+18.3%)
|
92.00M
est: 604.84M (-84.8%)
|
781.00M
est: 99.28M (+686.7%)
|
814.00M
est: 794.49M (+2.5%)
|
872.00M
est: 829.04M (+5.2%)
|
922.00M
est: 874.62M (+5.4%)
|
1.01B
est: 901.29M (+11.7%)
|
1.08B
est: 1.03B (+4.2%)
|
1.20B
est: 1.25B (-3.9%)
|
1.05B
est: 1.11B (-5.5%)
|
1.25B
est: 1.18B (+5.5%)
|
1.18B
est: 1.36B (-13.3%)
|
1.08B
est: 1.08B (+0.0%)
|
1.21B
est: 1.18B (+2.9%)
|
1.26B
est: 1.23B (+2.0%)
|
1.33B
1.31B – 1.42B
+8.1% YoY
|
1.43B
1.41B – 1.53B
+7.3% YoY
|
1.51B
1.48B – 1.65B
+5.7% YoY
|
1.58B
965.84M – 3.36B
+4.7% YoY
|
1.67B
1.02B – 3.55B
+5.6% YoY
|
| SGA |
4.13B
est.
|
1.47B
est.
|
1.26B
est.
|
578.00M
est: 1.52B (-61.9%)
|
1.96B
est: 1.93B (+1.5%)
|
—
est: 4.57B (-100.0%)
|
—
est: 6.09B (-100.0%)
|
—
est: 2.73B (-100.0%)
|
—
est: 1.57B (-100.0%)
|
—
est: 3.40B (-100.0%)
|
—
est: 2.69B (-100.0%)
|
230.00M
est: 3.04B (-92.4%)
|
974.00M
est: 3.61B (-73.0%)
|
243.00M
est: 3.60B (-93.2%)
|
215.00M
est: 3.46B (-93.8%)
|
222.00M
est: 2.99B (-92.6%)
|
222.00M
est: 3.50B (-93.7%)
|
254.00M
est: 3.57B (-92.9%)
|
266.00M
est: 4.43B (-94.0%)
|
269.00M
est: 3.76B (-92.8%)
|
291.00M
est: 4.01B (-92.7%)
|
312.00M
est: 3.52B (-91.1%)
|
305.00M
est: 161.56M (+88.8%)
|
307.00M
est: 3.40B (-91.0%)
|
—
est: 290.22M (-100.0%)
|
298.49M
209.00M – 557.34M
+2.8% YoY
|
304.54M
213.85M – 568.80M
+2.0% YoY
|
308.86M
216.57M – 576.78M
+1.4% YoY
|
301.51M
211.42M – 563.06M
-2.4% YoY
|
303.14M
212.56M – 566.10M
+0.5% YoY
|
| EPS |
7.02
est.
|
-46.33
est.
|
7.27
est.
|
18.57
est: 16.73 (+11.0%)
|
25.67
est: 22.59 (+13.6%)
|
27.87
est: 26.15 (+6.6%)
|
40.76
est: 35.35 (+15.3%)
|
10.88
est: -8.87 (+222.7%)
|
8.86
est: 9.27 (-4.4%)
|
17.46
est: 16.31 (+7.0%)
|
18.97
est: 18.10 (+4.8%)
|
3.06
est: 1.78 (+71.7%)
|
24.23
est: 22.41 (+8.1%)
|
25.51
est: 25.35 (+0.6%)
|
27.40
est: 25.32 (+8.2%)
|
28.92
est: 27.47 (+5.3%)
|
30.98
est: 29.55 (+4.9%)
|
31.59
est: 31.50 (+0.3%)
|
36.59
est: 36.78 (-0.5%)
|
32.87
est: 34.15 (-3.8%)
|
40.06
est: 40.20 (-0.4%)
|
47.90
est: 43.59 (+9.9%)
|
37.12
est: 37.55 (-1.2%)
|
42.41
est: 42.11 (+0.7%)
|
44.02
est: 43.27 (+1.7%)
|
47.43
45.98 – 49.65
+9.6% YoY
|
50.84
49.34 – 53.66
+7.2% YoY
|
53.54
51.82 – 57.81
+5.3% YoY
|
55.35
33.85 – 117.77
+3.4% YoY
|
58.46
35.75 – 124.39
+5.6% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-28 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-27 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-26 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-22 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-21 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-20 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-19 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-18 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-15 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | C+ | 2/5 | 3/5 | 4/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | B- | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | B- | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-15 | B- | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
1.91B
OE per share TTM
68.62
Owner's Yield
8.05%
Maintenance CapEx ratio
79.28%
Maint CapEx / Avg PPE
3.6%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
Shares Outstanding
27.95M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Matthias Aellig | Group Chief Executive Officer & Member of Corporate Executive Board | 3M | male |
| Heidi Hinterhuber | Head of Investor Relations | — | female |
| José Antonio Blanco | Head of Investment Management for Third-Party Asset Management - Swiss Life Asset Managers | — | male |
| Marco Gerussi | Group Chief Financial Officer & Member of Corporate Executive Board | — | male |
| Per Erikson | Group Chief Investment Officer & Member of Corporate Executive Board | — | male |
| Robert Moser | Head of Group Controlling | — | male |
| Roman Stein | Chief Executive Officer of Switzerland & Member of Corporate Executive Board | — | male |
| Rudolf Keller | Head of Corporate Finance and M&A | — | male |
| Tanguy Polet | Chief Executive Officer of France & Member of the Corporate Executive Board | — | male |
| Dirk von der Crone | Chief Executive Officer of Germany & Member of the Corporate Executive Board | — | male |
| Theo Iaponas | Chief Executive Officer of International & Member of the Corporate Executive Board | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for SLHN.SW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
