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Sjóvá-Almennar tryggingar hf. (SJOVA.IC)
Reykjavík, IS
Sjóvá-Almennar tryggingar hf., an insurance company, engages in providing property, casualty, and life insurance in Iceland. The company offers medical expense, income protection, workers compensation, motor vehicle liability, marine, aviation, transport, fire and other damage, general liability, credit and suretyship insurances. It also provides insurance for businesses in various industries, such as fishing and marine, tourism, agriculture, manufacturing and production, industry and construction, retail and services, municipalities, sports clubs, self-employed, liability, and rescue teams and personnel. Sjóvá-Almennar tryggingar hf. was formerly known as Sjóvátryggingarfélag Íslands hf. and changed its name to Sjóvá-Almennar tryggingar hf. in January 1989. The company was founded in 1918 and is headquartered in Reykjavík, Iceland.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.95% | -2.58% | +4.52% | -0.72% | -2.35% | -4.59% | -17.21% | +20.58% | +25.49% | +245.80% | +203.65% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth Insurance - Diversified: +15.2%-4.6% Q1'26: +22.1% (vs Q1'25)
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EPS growth Insurance - Diversified: +25.3%-51.2% Q1'26: +142.6% (vs Q1'25)
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FCF margin FCF growth · Insurance - Diversified: +30.2%+11.4% Q1'26: +16.4% (vs Q1'25)
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EBIT margin Insurance - Diversified: +13.5%+8.9% Q1'26: +6.8% (vs Q1'25)
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ROIC Insurance - Diversified: +4.2%+8.6% ★ Q1'26: +6.4% (vs Q1'25)
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Share dilution Insurance - Diversified: +0.0%+0.1% Q1'26: +3.7% (vs Q1'25)
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Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×0.69× Q1'26: 0.47× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-28 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-27 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-05-04 | B | 3/5 | 4/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 3/5 | 1/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 922.8K | 0.06% |
| 2 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.00% | 32.1K | 0.48% |
| 3 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.00% | 72.5K | 0.26% |
| 4 | Vanguard FTSE Emerging Markets ETF VWO | 0.00% | 3.58M | 0.06% |
| 5 | Vanguard ESG International Stock ETF VSGX | 0.00% | 50.9K | 0.10% |
| 6 | Vanguard Total International Stock ETF VXUS | 0.00% | 3.97M | 0.05% |
| 7 | Vanguard FTSE Global All Cap ex Canada Index ETF VXC.TO | 0.00% | 5.7K | 0.22% |
| 8 | Vanguard Total World Stock ETF VT | 0.00% | 203.7K | 0.06% |
| 9 | Vanguard All-Equity ETF Portfolio VEQT.TO | 0.00% | 17.3K | 0.22% |
| 10 | Vanguard Growth ETF Portfolio VGRO.TO | 0.00% | 9.3K | 0.22% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Elin Porunn Eiriksdottir | MD of Claims Services & Member of Executive Board | 26M | female |
| Þórður Pálsson | Chief Investment Officer and Managing Director | 19M | male |
| Hermann Björnsson | CEO & Member of Executive Board | 94.0K | male |
| Birgir Vioarsson | MD of Sales & Consulting and Member of Executive Board | — | male |
| Sigriour Vala Halldórsdóttir | MD of Finance & IT and Member of Executive Board | — | female |
| Svali H. Bjorgvinsson | Director of Marketing & Business Development and Member of Executive Board | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SJOVA.IC
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
