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Banco Santander, S.A. (SAN.MC)
Madrid, ES
Founded in 1856 and headquartered in Madrid, Spain, Banco Santander, S.A. is a prominent global financial services provider. The institution caters to a broad spectrum of clients, from individual consumers and small and medium-sized businesses to large multinational corporations, delivering an extensive range of retail and commercial banking products and services worldwide. Its deposit facilities include current, savings, demand, and time accounts. The bank also extends various lending and financial instruments, such as mortgages, consumer credit, syndicated corporate financing, structured funding arrangements, cash management services, export and agency finance, trade and working capital provisions, and corporate financial advisory. Additionally, Banco Santander offers insurance products, along with comprehensive asset, wealth, and private banking management services. The group's activities further encompass corporate banking, treasury operations, risk hedging strategies, international trade services, confirming, custody, and investment banking. The company, which was known as Banco Santander Central Hispano S.A. until its name change in June 2007, operates through an expansive network of 9,879 branches.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.90% | +1.67% | +6.79% | -6.40% | +17.29% | +3.08% | +62.70% | +232.69% | +224.38% | +164.80% | +8.24% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 6 | 0 |
| Buy | 11 | 0 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth+136.0% Q1'26: +147.4% (vs Q1'25)
-
EPS growth+16.9% Q1'26: +68.2% (vs Q1'25)
-
FCF margin— Q1'26: +253.1% (vs Q1'25)
-
EBIT margin— Q1'26: +15.2% (vs Q1'25)
-
ROIC— Q1'26: +3.4% (vs Q1'25)
-
Share dilution-4.5% Q1'26: -3.2% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 18.52× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 12 Rev. Ana. 11 EPS Ana. |
Dec 2027 14 Rev. Ana. 15 EPS Ana. |
Dec 2028 13 Rev. Ana. 10 EPS Ana. |
Dec 2029 12 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
45.06B
est: 45.10B (-0.1%)
|
45.70B
est: 43.52B (+5.0%)
|
49.60B
est: 48.01B (+3.3%)
|
49.69B
est: 47.87B (+3.8%)
|
52.32B
est: 49.14B (+6.5%)
|
60.50B
est: 44.25B (+36.7%)
|
39.01B
est: 46.23B (-15.6%)
|
41.95B
est: 51.70B (-18.9%)
|
45.78B
est: 47.24B (-3.1%)
|
50.80B
est: 61.44B (-17.3%)
|
119.89B
est: 61.86B (+93.8%)
|
62.77B
61.34B – 65.06B
+1.5% YoY
|
67.49B
65.40B – 68.60B
+7.5% YoY
|
70.17B
70.11B – 70.24B
+4.0% YoY
|
72.34B
70.39B – 74.23B
+3.1% YoY
|
| EBITDA |
11.97B
est: 17.30B (-30.9%)
|
13.13B
est: 16.70B (-21.4%)
|
14.68B
est: 18.42B (-20.3%)
|
15.89B
est: 18.37B (-13.5%)
|
15.22B
est: 18.85B (-19.3%)
|
11.18B
est: 16.98B (-34.1%)
|
16.87B
est: 17.74B (-4.9%)
|
18.24B
est: 19.84B (-8.1%)
|
19.64B
est: 17.91B (+9.7%)
|
22.22B
est: 23.29B (-4.6%)
|
19.35B
est: 23.45B (-17.5%)
|
23.79B
23.25B – 24.66B
+1.5% YoY
|
25.58B
24.79B – 26.00B
+7.5% YoY
|
26.60B
26.57B – 26.62B
+4.0% YoY
|
27.42B
26.68B – 28.14B
+3.1% YoY
|
| EBIT |
10.59B
est: 14.39B (-26.4%)
|
18.09B
est: 13.89B (+30.2%)
|
12.09B
est: 15.32B (-21.1%)
|
13.46B
est: 15.28B (-11.9%)
|
12.22B
est: 15.68B (-22.1%)
|
8.37B
est: 14.12B (-40.7%)
|
14.29B
est: 14.75B (-3.2%)
|
15.25B
est: 16.50B (-7.6%)
|
16.46B
est: 15.19B (+8.4%)
|
18.92B
est: 19.76B (-4.2%)
|
18.02B
est: 19.89B (-9.4%)
|
20.18B
19.72B – 20.92B
+1.5% YoY
|
21.70B
21.03B – 22.06B
+7.5% YoY
|
22.56B
22.54B – 22.58B
+4.0% YoY
|
23.26B
22.63B – 23.87B
+3.1% YoY
|
| Net Income |
6.57B
est: 7.04B (-6.7%)
|
6.20B
est: 6.19B (+0.2%)
|
6.62B
est: 6.69B (-1.1%)
|
7.81B
est: 7.06B (+10.7%)
|
6.52B
est: 6.63B (-1.7%)
|
-8.77B
est: 4.15B (-311.2%)
|
8.12B
est: 7.21B (+12.7%)
|
9.61B
est: 8.21B (+17.0%)
|
11.08B
est: 10.61B (+4.4%)
|
12.57B
est: 11.30B (+11.3%)
|
14.10B
est: 13.18B (+7.0%)
|
15.51B
13.56B – 17.44B
+17.7% YoY
|
17.86B
13.33B – 21.71B
+15.1% YoY
|
20.02B
12.25B – 24.21B
+12.1% YoY
|
20.45B
19.73B – 21.15B
+2.2% YoY
|
| SGA |
18.77B
est: 19.42B (-3.3%)
|
18.25B
est: 18.74B (-2.6%)
|
19.82B
est: 20.68B (-4.2%)
|
19.80B
est: 20.62B (-4.0%)
|
19.76B
est: 21.16B (-6.6%)
|
17.78B
est: 19.06B (-6.7%)
|
18.10B
est: 19.91B (-9.1%)
|
20.36B
est: 22.27B (-8.6%)
|
21.67B
est: 19.26B (+12.5%)
|
22.18B
est: 25.05B (-11.4%)
|
21.47B
est: 25.22B (-14.9%)
|
25.59B
25.01B – 26.53B
+1.5% YoY
|
27.52B
26.66B – 27.97B
+7.5% YoY
|
28.61B
28.59B – 28.64B
+4.0% YoY
|
29.50B
28.70B – 30.27B
+3.1% YoY
|
| EPS |
0.43
est: 0.45 (-4.9%)
|
0.39
est: 0.40 (-1.9%)
|
0.39
est: 0.43 (-9.3%)
|
0.48
est: 0.45 (+5.9%)
|
0.35
est: 0.43 (-17.8%)
|
-0.54
est: 0.27 (-302.5%)
|
0.44
est: 0.46 (-5.0%)
|
0.54
est: 0.53 (+2.4%)
|
0.65
est: 0.71 (-8.9%)
|
0.77
est: 0.76 (+1.3%)
|
0.91
est: 0.89 (+2.6%)
|
1.02
0.91 – 1.17
+14.9% YoY
|
1.21
0.90 – 1.46
+18.9% YoY
|
1.39
0.82 – 1.63
+14.8% YoY
|
1.38
1.33 – 1.42
-1.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-04-30 | B- | 2/5 | 1/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B- | 2/5 | 1/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B- | 2/5 | 1/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B- | 2/5 | 1/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B- | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ana Botin-Sanz de Sautuola y O'Shea | Executive Chair | 12M | female |
| Hector Blas Grisi Checa | Group Chief Executive Officer & Executive Director | 9M | male |
| David Hazell | Group Senior EVP & Chief Compliance Officer | — | male |
| Jaime Perez Renovales | Senior EVP, Group Head of General Secretariat, General Counsel & Secretary of the Board | — | male |
| Javier Rogla Puig | Group Head of People, Culture & Organization | — | male |
| Jose Antonio Garcia-Cantera | Senior EVP & Group Chief Financial Officer | — | male |
| Jose Luis De Mora Gil-Gallardo | Group Senior EVP & Head of Corporate Development & Financial Planning | — | male |
| Jose Maria Linares Perou | Senior EVP and Global Head of Corporate & Investment Banking | — | male |
| Juan Manuel Cendoya Mendez de Vigo | Senior EVP and Group Head of Communications, Corporate Marketing & Research | — | male |
| Juan Maria Olaizola Bartolome | Senior EVP and Group Chief Operating & Technology Officer | — | male |
| Kamran Butt | Chief Investment Officer & Head of Product | — | male |
| Manuel Antonio Amaral Franco Preto | Senior EVice President & Group Chief Accounting Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SAN.MC
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
