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Bank of China Limited (601988.SS)

CNY5.79 -0.04 (-0.69%)
CN SHH Financial Services Banks - Diversified
Address No. 1 Fuxingmen Nei Dajie 100818
Beijing, CN
CEO Haijiao Ge
Website boc.cn
IPO 2006-07-05
ISIN CNE000001N05

Explore sections of this company profile

Also trades on Hong Kong Stock Exchange · 3988.HK (HKD) Other OTC · BACHF (USD) Other OTC · BACHY (USD) Shanghai Stock Exchange · 601988.SS (CNY) Stock Exchange of Singapore · HBND.SI (SGD) Vienna Stock Exchange · BOCN.VI (EUR)
Description

Bank of China Limited, along with its subsidiaries, offers a broad spectrum of banking and financial solutions. Its operations are structured into six key segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and other business activities. Through its Corporate Banking division, the company supplies current accounts, deposit services, overdraft facilities, various loans, trade finance instruments, and other credit solutions. It also handles foreign exchange transactions, derivatives, and wealth management offerings for corporations, government entities, and financial institutions. The Personal Banking segment serves retail customers, providing savings accounts, individual loans, credit and debit cards, payment and settlement services, wealth management products, and acts as an agent for funds and insurance. Treasury Operations manages foreign exchange dealings, client-focused interest rate and foreign exchange derivative transactions, money market activities, proprietary trading, and comprehensive asset and liability management. The Investment Banking segment's offerings include underwriting for debt and equity, financial advisory services, stock brokerage, investment research, asset management, and private equity investments, alongside the sale and trading of securities. The Insurance division focuses on underwriting both general and life insurance policies, in addition to offering insurance agency services. As of December 31, 2021, the bank maintained an extensive network of 10,382 branches and outlets globally. This footprint included 520 institutions situated within mainland China and another 550 spread across Hong Kong, Macao, Taiwan, and various other international locations. Furthermore, the company is involved in the aircraft leasing sector. Bank of China Limited was established in 1912 and is headquartered in Beijing, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CNY5.79 -0.04 (-0.69%)
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Volume Profile
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Liquidity & share structure
Average Volume
260M
Beta
0.11
Float Shares
12.22B
Free Float %
3.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.35% +0.18% +1.24% +7.12% -0.69% -0.17% +1.60% +37.50% +74.39% +76.00% +55.86%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
5.79
DCF (Unlevered) 11.32 +95.5%
Ratings Trend (MoM) 75% Bullish
Rating 2024-11 Change
Strong Buy 3 0
Buy 12 0
Hold 2 0
Sell 3 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.19
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Banks - Diversified: +4.3%
    +4.0% Q1'26: +1.2% (vs Q1'25)
  • EPS growth Banks - Diversified: +17.7%
    +1.4% Q1'26: +5.6% (vs Q1'25)
  • FCF margin Banks - Diversified: +154.0%
    -98.1% Q1'26: -7.3% (vs Q1'25)
  • EBIT margin Banks - Diversified: +20.4%
    +23.6% Q1'26: +23.8% (vs Q1'25)
  • ROIC Banks - Diversified: +2.3%
    +19.0% Q1'26: +2.7% (vs Q1'25)
  • Share dilution Banks - Diversified: +3.0%
    +1.2% Q1'26: -2.5% (vs Q1'25)
  • Debt / EBITDA Banks - Diversified: 3.66×
    7.78× Q1'26: 27.67× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.09) × ERP
WACC = 38% × Ke + 62% × Kd (20.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 11.33 Current price: 5.79
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
12 Rev. Ana.
10 EPS Ana.
Dec 2027
12 Rev. Ana.
6 EPS Ana.
Dec 2028
6 Rev. Ana.
7 EPS Ana.
Revenue
471.99B
est: 475.27B (-0.7%)
482.73B
est: 485.03B (-0.5%)
482.12B
est: 486.72B (-0.9%)
502.00B
est: 502.97B (-0.2%)
548.13B
est: 544.20B (+0.7%)
565.37B
est: 564.79B (+0.1%)
968.43B
est: 592.46B (+63.5%)
1.01T
est: 616.80B (+63.1%)
1.20T
est: 636.11B (+89.3%)
1.25T
est: 625.33B (+100.2%)
1.22T
est: 644.61B (+88.9%)
678.13B
668.72B – 683.93B
+5.2% YoY
716.29B
683.48B – 751.25B
+5.6% YoY
756.53B
733.73B – 778.52B
+5.6% YoY
EBITDA
est: 109.84B (-100.0%)
est: 112.10B (-100.0%)
est: 112.49B (-100.0%)
est: 116.24B (-100.0%)
est: 125.77B (-100.0%)
est: 130.53B (-100.0%)
305.41B
est: 136.93B (+123.0%)
312.51B
est: 142.55B (+119.2%)
326.02B
est: 147.02B (+121.8%)
324.18B
est: 178.35B (+81.8%)
329.32B
est: 183.85B (+79.1%)
193.42B
190.73B – 195.07B
+5.2% YoY
204.30B
194.94B – 214.27B
+5.6% YoY
215.78B
209.27B – 222.05B
+5.6% YoY
EBIT
-15.61B
est: 95.05B (-116.4%)
-15.69B
est: 97.00B (-116.2%)
-16.77B
est: 97.34B (-117.2%)
-17.04B
est: 100.58B (-116.9%)
-25.36B
est: 108.83B (-123.3%)
-27.51B
est: 112.95B (-124.4%)
276.62B
est: 118.48B (+133.5%)
283.64B
est: 123.35B (+129.9%)
295.61B
est: 127.21B (+132.4%)
294.95B
est: 162.09B (+82.0%)
301.29B
est: 167.09B (+80.3%)
175.78B
173.34B – 177.28B
+5.2% YoY
185.67B
177.16B – 194.73B
+5.6% YoY
196.10B
190.19B – 201.80B
+5.6% YoY
Net Income
170.85B
est: 181.84B (-6.0%)
164.58B
est: 181.57B (-9.4%)
172.41B
est: 184.24B (-6.4%)
180.09B
est: 188.29B (-4.4%)
187.41B
est: 196.14B (-4.5%)
192.87B
est: 183.84B (+4.9%)
216.56B
est: 214.05B (+1.2%)
226.52B
est: 236.65B (-4.3%)
231.90B
est: 239.86B (-3.3%)
237.84B
est: 223.90B (+6.2%)
243.02B
est: 216.27B (+12.4%)
220.18B
211.56B – 228.50B
+1.8% YoY
229.61B
220.62B – 238.29B
+4.3% YoY
242.93B
233.42B – 252.11B
+5.8% YoY
SGA
40.67B
est: 22.41B (+81.5%)
41.57B
est: 22.86B (+81.8%)
41.24B
est: 22.94B (+79.7%)
42.77B
est: 23.71B (+80.4%)
41.85B
est: 25.65B (+63.1%)
38.94B
est: 26.62B (+46.3%)
47.40B
est: 27.93B (+69.7%)
45.65B
est: 29.08B (+57.0%)
44.78B
est: 29.99B (+49.3%)
44.24B
est: 39.69B (+11.5%)
183.27B
est: 40.92B (+347.9%)
43.04B
42.45B – 43.41B
+5.2% YoY
45.47B
43.38B – 47.68B
+5.6% YoY
48.02B
46.57B – 49.42B
+5.6% YoY
EPS
0.56
est: 0.57 (-2.3%)
0.54
est: 0.57 (-5.7%)
0.56
est: 0.58 (-3.6%)
0.59
est: 0.59 (-0.6%)
0.61
est: 0.62 (-1.4%)
0.61
est: 0.58 (+5.2%)
0.70
est: 0.67 (+3.7%)
0.72
est: 0.75 (-3.5%)
0.74
est: 0.76 (-2.2%)
0.75
est: 0.76 (-1.4%)
0.83
est: 0.73 (+13.0%)
0.75
0.72 – 0.78
+1.8% YoY
0.78
0.75 – 0.81
+4.3% YoY
0.83
0.79 – 0.86
+5.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-11 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-08 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-07 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-06 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-30 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-29 B 3/5 1/5 3/5 3/5 2/5 4/5 4/5
2026-04-28 B 3/5 1/5 3/5 3/5 2/5 4/5 4/5
2026-04-27 B 3/5 1/5 3/5 3/5 2/5 4/5 4/5
2026-04-24 B 3/5 1/5 3/5 3/5 2/5 4/5 4/5
2026-04-23 B+ 3/5 1/5 3/5 4/5 2/5 4/5 4/5
2026-04-22 B+ 3/5 1/5 3/5 4/5 2/5 4/5 4/5
2026-04-21 B+ 3/5 1/5 3/5 4/5 2/5 4/5 4/5
2026-04-20 B+ 3/5 1/5 3/5 4/5 2/5 4/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-15 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-14 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-13 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
757.69B
OE per share TTM
2.57
Owner's Yield
44.68%
Maintenance CapEx ratio
19.07%
Maint CapEx / Avg PPE
27.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
963.3K
Shares Outstanding
322.21B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Haijiao Ge Executive Chairman 92.9K male
Hui Zhang President, Executive Vice Chairman of the Board & Chief Compliance Officer 92.9K male
Chenggang Liu Executive VP, Secretary to the Board of Directors & Company Secretary 88.0K male
Zhao Cai Executive Vice President & Executive Director 85.2K male
Jun Yang Executive Vice President 78.2K male
Jian Wu Executive Vice President 78.2K male
Xueling Huang Executive Vice President 78.2K female
Jin Liu Executive Director 78.2K male
Jianguang Wu General Manager of Financial Management Department male
Bing Zhou Chief Accounting Manager of Finance Department male
Yan Liu Chief Audit Manager female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits