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Rakuten Bank, Ltd. (5838.T)
Tokyo, JP
Operating in Japan, Rakuten Bank, Ltd. delivers a comprehensive suite of online banking solutions. For individual clients, its offerings encompass diverse financial tools such as payment processing, convenient money transfers, prepaid cards, both local Yen and foreign currency deposit options, remittance services, various loan products, lottery access, account aggregation, foreign exchange trading, and asset management expertise. Businesses benefit from a separate range of services, including corporate debit cards, ATM deposit facilities, business loans, global remittance capabilities, payment and transfer solutions, account verification, withdrawal options, settlement services, and general deposit accounts. Established in Tokyo, Japan, in 2000, Rakuten Bank, Ltd. functions as a subsidiary under the umbrella of Rakuten Group, Inc.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.02% | -1.33% | -9.06% | -28.47% | -19.99% | -12.60% | -7.68% | +204.65% | +215.70% | +215.70% | +215.70% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 2 | -1 |
| Hold | 3 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth Banks - Diversified: +4.3%+33.2% ★ Q1'26: +35.4% (vs Q1'25)
-
EPS growth Banks - Diversified: +17.7%+46.6% ★ Q1'26: +27.9% (vs Q1'25)
-
FCF margin Banks - Diversified: +154.0%+12.4% Q1'26: +0.0% (vs Q1'25)
-
EBIT margin Banks - Diversified: +20.4%+39.1% ★ Q1'26: +40.1% (vs Q1'25)
-
ROIC Banks - Diversified: +2.3%-4.3% Q1'26: -8.5% (vs Q1'25)
-
Share dilution Banks - Diversified: +3.0%+1.4% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Banks - Diversified: 3.66×38.57× Q1'26: 25.21× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 6 Rev. Ana. 9 EPS Ana. |
Mar 2027 5 Rev. Ana. 7 EPS Ana. |
Mar 2028 6 Rev. Ana. 8 EPS Ana. |
Mar 2029 1 Rev. Ana. 2 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
119.29B
est: 79.92B (+49.3%)
|
137.23B
est: 90.30B (+52.0%)
|
182.84B
est: 118.43B (+54.4%)
|
173.34B
173.34B – 173.34B
+46.4% YoY
|
201.39B
201.39B – 201.39B
+16.2% YoY
|
222.77B
222.77B – 222.77B
+10.6% YoY
|
259.18B
259.18B – 259.18B
+16.3% YoY
|
213.40B
213.40B – 213.40B
-17.7% YoY
|
| EBITDA |
43.28B
est: 30.57B (+41.6%)
|
53.40B
est: 30.21B (+76.8%)
|
71.52B
est: 39.62B (+80.5%)
|
57.99B
57.99B – 57.99B
+46.4% YoY
|
67.37B
67.37B – 67.37B
+16.2% YoY
|
74.52B
74.52B – 74.52B
+10.6% YoY
|
86.70B
86.70B – 86.70B
+16.3% YoY
|
71.39B
71.39B – 71.39B
-17.7% YoY
|
| EBIT |
38.75B
est: 28.06B (+38.1%)
|
48.29B
est: 28.85B (+67.4%)
|
71.52B
est: 37.84B (+89.0%)
|
55.38B
55.38B – 55.38B
+46.4% YoY
|
64.34B
64.34B – 64.34B
+16.2% YoY
|
71.17B
71.17B – 71.17B
+10.6% YoY
|
82.80B
82.80B – 82.80B
+16.3% YoY
|
68.18B
68.18B – 68.18B
-17.7% YoY
|
| Net Income |
27.69B
est: 29.41B (-5.8%)
|
34.44B
est: 34.38B (+0.2%)
|
50.78B
est: 49.27B (+3.1%)
|
70.91B
68.85B – 72.96B
+43.9% YoY
|
83.86B
79.35B – 87.35B
+18.3% YoY
|
91.42B
85.27B – 99.88B
+9.0% YoY
|
109.62B
105.90B – 113.53B
+19.9% YoY
|
106.90B
106.90B – 106.90B
-2.5% YoY
|
| SGA |
—
est: 27.63B (-100.0%)
|
—
|
—
|
—
— – —
|
—
— – —
|
—
— – —
|
—
— – —
|
—
— – —
|
| EPS |
168.38
est: 168.38 (+0.0%)
|
198.42
est: 196.86 (+0.8%)
|
291.03
est: 282.15 (+3.1%)
|
408.33
394.26 – 417.81
+44.7% YoY
|
478.93
454.34 – 500.18
+17.3% YoY
|
531.39
488.24 – 571.91
+11.0% YoY
|
628.24
606.40 – 650.07
+18.2% YoY
|
612.10
612.10 – 612.10
-2.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | C+ | 2/5 | 1/5 | 5/5 | 2/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 1/5 | 5/5 | 2/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-01 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | C+ | 2/5 | 1/5 | 5/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-15 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-14 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-13 | B- | 2/5 | 1/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Eriko Ito | Head of Investor & Public Relations | — | female |
| Hiroshi Mikitani | Executive Chairman | — | male |
| Hiroyuki Uchiyama | General Manager of Compliance Headquarters | — | — |
| Kazuhiro Iga | Managing Executive Officer & Executive Manager of Tokyo Center Division | — | — |
| Kazuma Koike | Executive Officer, GM of Human Resources Division & Executive Manager of HR Division | — | — |
| Masato Tarukado | Executive Officer, Executive Manager & GM of Investment Business Division | — | — |
| Naoki Mizuguchi | Managing Executive Officer, Executive Manager of Finance Division & Planning Division | — | — |
| Takuya Kato | Managing Executive Officer, Executive Manager of Credit & Compliance Division | — | — |
| Tamaki Kasuya | Executive Officer, Executive Manager of Marketing Division & GM of Marketing Division | — | — |
| Tomotaka Torin | President, Chief Executive Officer & Representative Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 5838.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
