Subscribe

China Construction Bank Corporation (601939.SS)

CNY10.03 +0.14 (+1.42%)
CN SHH Financial Services Banks - Diversified
Address No. 25, Financial Street 100033
Beijing, CN
CEO Jinliang Zhang
Website ccb.com
IPO 2007-09-25
ISIN CNE100000742

Explore sections of this company profile

Also trades on Hong Kong Stock Exchange · 0939.HK (HKD) Other OTC · CICHF (USD) Other OTC · CICHY (USD) Shanghai Stock Exchange · 601939.SS (CNY) Vienna Stock Exchange · CNCB.VI (EUR)
Description

China Construction Bank Corporation (CCB) is a prominent financial institution that delivers a comprehensive suite of banking and financial solutions to both individual consumers and corporate entities, operating extensively within the People's Republic of China and across international markets. Its operations are strategically divided into key segments: Corporate Banking, Personal Banking, Treasury Business, and other specialized divisions. CCB offers a diverse array of deposit accounts, encompassing foreign currency, all-in-one accounts, RMB deposits, various corporate term and demand options, as well as bespoke corporate deposit agreements. The bank's lending portfolio spans a wide range, including personal loans for business, auto purchases, and housing mortgages, alongside corporate financing such as facilities for small and medium-sized enterprises (SMEs), traditional credit lines, commercial drafts, buyer credit, and RMB credit facilities. Furthermore, CCB issues credit cards, enables personal investment in physical gold and offers personal gold accounts, provides foreign exchange services, and facilitates investments through certificate treasury and savings bonds, securities deposit accounts, and general securities services, including bank-securities transfers and over-the-counter book-entry treasury bond transactions. Comprehensive wealth management products are also a core offering. Beyond core banking, the institution extends various transactional services such as collection, payroll and third-party payment processing, insurance agency, and remittances. It also manages international settlement and financing, provides dedicated services for financial institutions, handles securities and fund settlement, and delivers guarantee-based services, consulting, advisory, factoring, and fund custody. Modern e-banking solutions are also integral to its service delivery. CCB's institutional offerings cater to a broad spectrum of clients, including government agencies, social security bodies, and fosters cooperation with other banks, securities firms, insurance companies, and non-banking financial institutions. With an extensive physical presence, China Construction Bank Corporation operates 14,741 banking outlets. Established in 1954, its main office is located in Beijing, PRC.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
CNY10.03 +0.14 (+1.42%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
98M
Beta
0.24
Float Shares
102.68B
Free Float %
47.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.31% -1.23% +4.22% +9.31% +0.42% +3.77% +5.02% +47.93% +37.77% +105.33% +15.05%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
10.03
DCF (Levered) 155.46 +1,449.9%
Ratings Trend (MoM) 78% Bullish
Rating 2024-11 Change
Strong Buy 4 0
Buy 14 0
Hold 4 0
Sell 1 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.16
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Banks - Diversified: +4.3%
    -0.2% Q1'26: +152.9% (vs Q1'25)
  • EPS growth Banks - Diversified: +17.7%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • FCF margin Banks - Diversified: +154.0%
    -89.4% Q1'26: -28.5% (vs Q1'25)
  • EBIT margin Banks - Diversified: +20.4%
    +0.0% Q1'26: +28.4% (vs Q1'25)
  • ROIC Banks - Diversified: +2.3%
    +0.0% Q1'26: +3.2% (vs Q1'25)
  • Share dilution Banks - Diversified: +3.0%
    +2.5% Q1'26: +3.6% (vs Q1'25)
  • Debt / EBITDA Banks - Diversified: 3.66×
    Q1'26: 25.29× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.25) × ERP
WACC = 20% × Ke + 80% × Kd (5.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 10.03
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
12 Rev. Ana.
7 EPS Ana.
Dec 2027
12 Rev. Ana.
7 EPS Ana.
Dec 2028
6 Rev. Ana.
10 EPS Ana.
Revenue
495.16B
est: 588.82B (-15.9%)
469.58B
est: 559.86B (-16.1%)
468.67B
est: 605.34B (-22.6%)
507.78B
est: 645.54B (-21.3%)
542.63B
est: 682.55B (-20.5%)
562.37B
est: 725.46B (-22.5%)
656.30B
est: 779.76B (-15.8%)
615.41B
est: 796.71B (-22.8%)
608.84B
est: 765.07B (-20.4%)
607.87B
est: 742.05B (-18.1%)
1.36T
est: 740.23B (+83.6%)
783.23B
734.90B – 832.26B
+5.8% YoY
822.78B
769.13B – 874.57B
+5.0% YoY
876.99B
821.30B – 932.04B
+6.6% YoY
EBITDA
est: 44.73B (-100.0%)
409.59B
est: 44.62B (+817.9%)
47.22B
44.30B – 50.17B
+5.8% YoY
49.60B
46.37B – 52.72B
+5.0% YoY
52.87B
49.51B – 56.19B
+6.6% YoY
EBIT
est: 41.53B (-100.0%)
380.29B
est: 41.43B (+817.9%)
43.84B
41.13B – 46.58B
+5.8% YoY
46.05B
43.05B – 48.95B
+5.0% YoY
49.09B
45.97B – 52.17B
+6.6% YoY
Net Income
228.15B
est: 234.73B (-2.8%)
231.46B
est: 235.67B (-1.8%)
242.26B
est: 247.46B (-2.1%)
254.66B
est: 261.73B (-2.7%)
266.73B
est: 270.71B (-1.5%)
271.05B
est: 255.13B (+6.2%)
302.51B
est: 295.42B (+2.4%)
324.73B
est: 322.49B (+0.7%)
332.65B
est: 337.52B (-1.4%)
335.58B
est: 339.10B (-1.0%)
338.91B
est: 331.78B (+2.1%)
337.63B
309.76B – 365.19B
+1.8% YoY
350.93B
321.96B – 379.57B
+3.9% YoY
370.17B
339.61B – 400.38B
+5.5% YoY
SGA
155.92B
est: 195.21B (-20.1%)
151.78B
est: 185.61B (-18.2%)
158.93B
est: 200.69B (-20.8%)
164.21B
est: 214.01B (-23.3%)
176.14B
est: 226.29B (-22.2%)
175.88B
est: 240.51B (-26.9%)
206.66B
est: 258.51B (-20.1%)
208.69B
est: 264.13B (-21.0%)
208.18B
est: 253.65B (-17.9%)
212.13B
est: 215.60B (-1.6%)
146.56B
est: 215.07B (-31.9%)
227.57B
213.53B – 241.81B
+5.8% YoY
239.06B
223.47B – 254.11B
+5.0% YoY
254.81B
238.63B – 270.81B
+6.6% YoY
EPS
0.91
est: 0.92 (-0.7%)
0.92
est: 0.92 (+0.0%)
0.96
est: 0.97 (-0.6%)
1.00
est: 1.02 (-2.1%)
1.05
est: 1.06 (-0.6%)
1.06
est: 1.00 (+6.4%)
1.19
est: 1.15 (+3.2%)
1.28
est: 1.26 (+1.7%)
1.31
est: 1.32 (-0.6%)
1.31
est: 1.32 (-1.1%)
1.30
est: 1.30 (+0.4%)
1.32
1.21 – 1.43
+1.8% YoY
1.37
1.26 – 1.48
+3.9% YoY
1.45
1.33 – 1.56
+5.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-11 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-08 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-07 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-05-06 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-30 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-29 B+ 3/5 4/5 3/5 3/5 1/5 4/5 4/5
2026-04-28 A- 4/5 5/5 3/5 3/5 1/5 4/5 4/5
2026-04-27 A- 4/5 5/5 3/5 3/5 1/5 4/5 4/5
2026-04-24 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-23 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 A- 4/5 5/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-16 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-15 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-14 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5
2026-04-13 A 4/5 5/5 4/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.84T
OE per share TTM
-6.94
Owner's Yield
-72.93%
Maintenance CapEx ratio
64.07%
Maint CapEx / Avg PPE
27.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.01M
Shares Outstanding
214.96B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Liurong Sheng Chief Financial Officer 1M male
Yi Zhang President, Chief Compliance Officer & Vice Chairman 934.5K male
Jinliang Zhang Executive Chairman 934.5K male
Zhihong Ji Executive Vice President, Secretary & Executive Director 858.0K male
Jianjiang Li Executive Vice President & Chief Risk Officer 858.0K male
Ming Lei Executive Vice President 419.8K male
Han Jing Executive Vice President 419.8K female
Tang Shuo Executive Vice President 419.8K male
Walter Brandstaetter Chief Operating Officer of Zurich Branch male
Weiyun Gong Head of Switzerland
Fanggen Liu GM of Financial Accounting Department & Director male
Ming King Chiu FCIS Joint Company Secretary male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits