Bank of Communications Co., Ltd. (601328.SS)
Shanghai, CN
Bank of Communications Co., Ltd. (BoCom) functions as a comprehensive commercial bank, delivering a broad spectrum of financial products and services. For its individual clientele, BoCom offers various deposit accounts, including demand, time, call, foreign currency, and specific education deposits, alongside certificates of deposit. It also provides credit and debit cards, personal and housing loans, and supports wealth management through diverse investment vehicles and expert advisory. The corporate banking sector benefits from structured demand and time deposits, advanced cash management solutions covering accounts receivable/payable, liquidity optimization, and investment/financing strategies. BoCom's services for businesses further encompass a range of financing options, including syndicated loans and overdrafts, efficient settlement and risk management tools, and investment banking expertise. International trade is facilitated through offshore banking, which includes foreign exchange deposits and loans, inter-bank lending, global settlement services, forex trading and guarantees, and specialized advisory. Additionally, the bank offers precious metal leasing and commodity trading. Beyond these core segments, BoCom also provides international banking services, featuring corporate foreign exchange wealth management, import and export settlement, documentary services, remittances, trade finance, and further offshore banking functionalities. The institution extends its offerings to specialized financial services such as treasury operations, asset management, trustee services, insurance products, financial leasing, and debt-to-equity swaps, all readily accessible through its cutting-edge e-banking platforms. Complementary services include trust investment, fund management, securities dealing and brokerage, and reinsurance. With a substantial global presence, Bank of Communications operates an extensive network of 245 branches and 3,025 banking outlets within Mainland China. Its international operations include 22 branches, 68 additional overseas banking outlets, and representative offices across 17 different countries. The company was founded in 1908 and its headquarters are located in Shanghai, People's Republic of China.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.89% | -1.91% | -0.89% | -10.47% | -8.00% | -12.24% | +14.41% | +35.02% | +27.05% | -43.67% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 6 | 0 |
| Hold | 5 | 0 |
| Sell | 8 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth Banks - Diversified: +4.3%-2.2% Q1'26: +137.1% (vs Q1'25)
-
EPS growth Banks - Diversified: +17.7%+1.1% Q1'26: -11.8% (vs Q1'25)
-
FCF margin Banks - Diversified: +154.0%-57.2% Q1'26: +15.3% (vs Q1'25)
-
EBIT margin Banks - Diversified: +20.4%+19.2% Q1'26: +23.4% (vs Q1'25)
-
ROIC Banks - Diversified: +2.3%+2.2% Q1'26: +2.6% (vs Q1'25)
-
Share dilution Banks - Diversified: +3.0%+0.0% Q1'26: +19.0% (vs Q1'25)
-
Debt / EBITDA Banks - Diversified: 3.66×37.70× Q1'26: 29.95× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 7 EPS Ana. |
Dec 2027 12 Rev. Ana. 7 EPS Ana. |
Dec 2028 6 Rev. Ana. 10 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
166.88B
est: 188.55B (-11.5%)
|
164.91B
est: 190.46B (-13.4%)
|
164.94B
est: 190.10B (-13.2%)
|
169.48B
est: 202.73B (-16.4%)
|
180.87B
est: 227.73B (-20.6%)
|
184.49B
est: 236.35B (-21.9%)
|
202.74B
est: 252.00B (-19.5%)
|
196.38B
est: 263.37B (-25.4%)
|
552.18B
est: 261.41B (+111.2%)
|
540.31B
est: 254.60B (+112.2%)
|
262.09B
est: 261.76B (+0.1%)
|
273.16B
267.93B – 278.45B
+4.4% YoY
|
285.28B
258.11B – 299.05B
+4.4% YoY
|
298.18B
280.91B – 308.35B
+4.5% YoY
|
| EBITDA |
153.75B
est: 78.02B (+97.1%)
|
—
est: 78.81B (-100.0%)
|
82.93B
est: 78.66B (+5.4%)
|
86.17B
est: 83.89B (+2.7%)
|
95.89B
est: 94.23B (+1.8%)
|
94.09B
est: 97.80B (-3.8%)
|
108.80B
est: 104.27B (+4.3%)
|
114.27B
est: 108.98B (+4.9%)
|
117.62B
est: 108.16B (+8.7%)
|
122.85B
est: 103.33B (+18.9%)
|
123.28B
est: 106.24B (+16.0%)
|
110.86B
108.74B – 113.01B
+4.4% YoY
|
115.78B
104.76B – 121.37B
+4.4% YoY
|
121.02B
114.01B – 125.14B
+4.5% YoY
|
| EBIT |
-7.20B
est: 67.95B (-110.6%)
|
-7.94B
est: 68.63B (-111.6%)
|
82.93B
est: 68.50B (+21.1%)
|
86.17B
est: 73.05B (+18.0%)
|
87.79B
est: 82.06B (+7.0%)
|
86.20B
est: 85.17B (+1.2%)
|
93.96B
est: 90.81B (+3.5%)
|
98.12B
est: 94.90B (+3.4%)
|
99.34B
est: 94.20B (+5.5%)
|
103.48B
est: 88.02B (+17.6%)
|
103.76B
est: 90.49B (+14.7%)
|
94.43B
92.62B – 96.26B
+4.4% YoY
|
98.62B
89.23B – 103.38B
+4.4% YoY
|
103.08B
97.11B – 106.60B
+4.5% YoY
|
| Net Income |
66.53B
est: 65.65B (+1.3%)
|
67.21B
est: 66.32B (+1.3%)
|
70.22B
est: 67.32B (+4.3%)
|
73.63B
est: 70.81B (+4.0%)
|
77.28B
est: 75.11B (+2.9%)
|
78.27B
est: 69.54B (+12.6%)
|
87.58B
est: 82.09B (+6.7%)
|
92.10B
est: 86.85B (+6.0%)
|
92.73B
est: 88.02B (+5.3%)
|
93.59B
est: 106.53B (-12.1%)
|
95.62B
est: 96.13B (-0.5%)
|
94.63B
87.51B – 98.82B
-1.6% YoY
|
96.56B
89.29B – 100.84B
+2.0% YoY
|
103.97B
96.14B – 108.57B
+7.7% YoY
|
| SGA |
58.01B
est: 50.73B (+14.4%)
|
60.29B
est: 51.24B (+17.7%)
|
60.41B
est: 51.15B (+18.1%)
|
64.04B
est: 54.54B (+17.4%)
|
66.56B
est: 61.27B (+8.6%)
|
66.00B
est: 63.59B (+3.8%)
|
74.55B
est: 67.80B (+9.9%)
|
76.83B
est: 70.86B (+8.4%)
|
91.17B
est: 70.33B (+29.6%)
|
34.29B
est: 61.96B (-44.7%)
|
60.11B
est: 63.70B (-5.6%)
|
66.48B
65.20B – 67.77B
+4.4% YoY
|
69.43B
62.82B – 72.78B
+4.4% YoY
|
72.57B
68.37B – 75.04B
+4.5% YoY
|
| EPS |
0.90
est: 0.88 (+1.8%)
|
0.89
est: 0.89 (-0.3%)
|
0.91
est: 0.91 (+0.4%)
|
0.96
est: 0.95 (+0.3%)
|
1.00
est: 1.01 (-1.1%)
|
0.99
est: 0.94 (+5.7%)
|
1.10
est: 1.11 (-0.5%)
|
1.14
est: 1.17 (-2.5%)
|
1.15
est: 1.19 (-3.1%)
|
1.16
est: 1.19 (-2.7%)
|
1.08
est: 1.08 (+0.4%)
|
1.06
0.98 – 1.11
-1.6% YoY
|
1.08
1.00 – 1.13
+2.0% YoY
|
1.16
1.08 – 1.21
+7.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-15 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-14 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-13 | A- | 4/5 | 4/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jianjun Liu | Chief Risk Officer | 1M | male |
| Hong Tu | Chief Business Officer of Inter-bank & Market Business Sector and President of Shanghai Branch | 1M | male |
| Zhaobin He | Company Secretary | 1M | male |
| Hua Lin | Chief Business Officer of Retail & Private Business Sector | 1M | male |
| Gu Bin | Executive Vice President | 1M | male |
| Deqi Ren | Executive Chairman of the Board | 944.6K | male |
| Baojiang Zhang | Executive Vice Chairman & President | 922.0K | male |
| Bin Qian | Executive Vice President & Chief Information Officer | 879.1K | male |
| Jiuyong Yin | Executive Vice President & Executive Director | 871.6K | male |
| Wanfu Zhou | Executive Vice President & Executive Director | 871.6K | male |
| Sheng Gu | GM of HR Department | 104.7K | male |
| Eric Pan | Senior Manager, IR Division | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 601328.SS
Short-term intention
Target Price Distribution
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