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Sumitomo Mitsui Financial Group, Inc. (8316.T)

JPY6,814.00 -2.00 (-0.03%)
JP JPX Financial Services Banks - Diversified
Address 1-2, Marunouchi 1-chome 100-0005
Tokyo, JP
CEO Toru Nakashima
Website smfg.co.jp
IPO 2000-01-04
ISIN JP3890350006

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Also trades on New York Stock Exchange · SMFG (USD) Other OTC · SMFNF (USD) Tokyo Stock Exchange · 8316.T (JPY)
Description

Sumitomo Mitsui Financial Group, Inc. (SMFG), established in 2002 and headquartered in Tokyo, Japan, is a global financial services conglomerate. It provides a wide array of offerings, including commercial banking, leasing, securities, and consumer finance, to clients across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. The group's extensive operations are structured into four primary segments: The Wholesale Business Unit delivers sophisticated financial services to large, mid, and small-sized corporate clients. These include financing, investment management, risk hedging, settlement services, M&A and other advisory solutions, various leasing options, and digital services such as robotic process automation. The Retail Business Unit caters to individual customers, providing wealth management, payment solutions, consumer finance, housing loans, and specialized business and asset succession planning for high-net-worth clients. The Global Business Unit handles international financial operations, offering loans, deposits, clearing, trade and project finance, loan syndication, derivatives, cash management, underwriting services, and leasing for diverse assets like construction machinery, transportation equipment, industrial machinery, medical equipment, and aircraft. The Global Markets Business Unit focuses on market-driven solutions, dealing in foreign exchange, derivatives, bonds, stocks, and other marketable financial products, alongside managing the company's asset liability position. Additionally, SMFG extends its services to include credit card facilities, internet banking, system development and engineering, data processing, management consulting, economic research, and investment advisory and trust management.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY6,814.00 -2.00 (-0.03%)
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Volume Profile
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Liquidity & share structure
Average Volume
13M
Beta
0.40
Float Shares
3.83B
Free Float %
100.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.13% +2.68% +3.61% -5.33% +32.54% +10.73% +58.01% +196.79% +330.32% +423.47% +202.05%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (4 analysts) Hold
Price Targets & DCF
Current price
6,814.00
DCF (Unlevered) 41,313.16 +506.3%
DCF (Levered) 45,393.43 +566.2%
Ratings Trend (MoM) 83% Bullish
Rating 2026-05 Change
Strong Buy 4 0
Buy 6 0
Hold 2 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Banks - Diversified: +4.3%
    +10.2% Q1'26: +7.1% (vs Q1'25)
  • EPS growth Banks - Diversified: +17.7%
    +24.9% Q1'26: +358.6% (vs Q1'25)
  • FCF margin Banks - Diversified: +154.0%
    -44.4% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Banks - Diversified: +20.4%
    +17.6% Q1'26: +14.5% (vs Q1'25)
  • ROIC Banks - Diversified: +2.3%
    -48.4% Q1'26: +141.2% (vs Q1'25)
  • Share dilution Banks - Diversified: +3.0%
    -2.0% Q1'26: -2.4% (vs Q1'25)
  • Debt / EBITDA Banks - Diversified: 3.66×
    29.43× Q1'26: 40.84× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.39) × ERP
WACC = 27% × Ke + 73% × Kd (7.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 14,594.85 Current price: 6,814.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
7 Rev. Ana.
12 EPS Ana.
Mar 2027
8 Rev. Ana.
6 EPS Ana.
Mar 2028
8 Rev. Ana.
11 EPS Ana.
Mar 2029
2 Rev. Ana.
3 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
4.20T
est: 2.94T (+42.8%)
4.18T
est: 2.97T (+40.5%)
4.33T
est: 2.90T (+49.2%)
4.75T
est: 2.97T (+60.0%)
4.32T
est: 2.88T (+49.6%)
3.09T
est: 2.50T (+23.8%)
3.57T
est: 2.94T (+21.5%)
3.80T
est: 3.26T (+16.5%)
5.78T
est: 4.20T (+37.6%)
8.77T
est: 3.75T (+133.5%)
9.66T
est: 6.55T (+47.5%)
4.71T
4.61T – 4.85T
-28.0% YoY
5.31T
5.00T – 6.02T
+12.6% YoY
5.66T
5.13T – 6.49T
+6.8% YoY
6.17T
5.92T – 6.41T
+8.9% YoY
15.26T
14.09T – 17.40T
+147.4% YoY
EBITDA
1.56T
est: 698.88B (+122.9%)
1.25T
est: 706.09B (+76.5%)
1.28T
est: 689.74B (+86.1%)
1.42T
est: 705.36B (+100.7%)
1.42T
est: 685.25B (+107.0%)
1.12T
est: 593.78B (+87.8%)
899.42B
est: 698.09B (+28.8%)
1.17T
est: 775.77B (+51.0%)
1.37T
est: 998.62B (+36.8%)
1.64T
est: 892.04B (+83.3%)
1.98T
est: 1.56T (+27.3%)
1.12T
1.10T – 1.15T
-28.0% YoY
1.26T
1.19T – 1.43T
+12.6% YoY
1.35T
1.22T – 1.54T
+6.8% YoY
1.47T
1.41T – 1.52T
+8.9% YoY
3.63T
3.35T – 4.13T
+147.4% YoY
EBIT
1.31T
est: 559.98B (+133.8%)
980.17B
est: 565.76B (+73.2%)
979.31B
est: 552.66B (+77.2%)
1.11T
est: 565.17B (+96.2%)
1.12T
est: 549.06B (+104.6%)
888.65B
est: 475.77B (+86.8%)
672.24B
est: 559.35B (+20.2%)
929.59B
est: 621.59B (+49.5%)
1.10T
est: 800.15B (+37.3%)
1.34T
est: 714.75B (+87.8%)
1.70T
est: 1.25T (+36.4%)
896.96B
878.66B – 924.04B
-28.0% YoY
1.01T
951.25B – 1.15T
+12.6% YoY
1.08T
976.77B – 1.24T
+6.8% YoY
1.17T
1.13T – 1.22T
+8.9% YoY
2.91T
2.68T – 3.31T
+147.4% YoY
Net Income
753.61B
est: 743.03B (+1.4%)
646.69B
est: 721.57B (-10.4%)
635.80B
est: 668.64B (-4.9%)
734.37B
est: 659.14B (+11.4%)
726.68B
est: 685.95B (+5.9%)
703.88B
est: 670.16B (+5.0%)
512.81B
est: 470.60B (+9.0%)
706.63B
est: 662.85B (+6.6%)
805.84B
est: 799.96B (+0.7%)
962.95B
est: 996.69B (-3.4%)
1.18T
est: 1.32T (-10.5%)
1.59T
1.52T – 1.80T
+21.0% YoY
1.75T
1.65T – 2.17T
+9.7% YoY
1.86T
1.85T – 2.26T
+6.5% YoY
2.33T
2.15T – 2.51T
+25.1% YoY
2.68T
2.41T – 3.16T
+15.0% YoY
SGA
1.75T
est: 998.29B (+75.1%)
1.82T
est: 1.01T (+80.0%)
1.94T
est: 985.24B (+97.0%)
1.96T
est: 1.01T (+94.4%)
1.83T
est: 978.82B (+87.5%)
1.64T
est: 848.16B (+93.2%)
1.59T
est: 997.17B (+59.3%)
1.65T
est: 1.11T (+49.0%)
1.79T
est: 1.43T (+25.1%)
2.28T
est: 1.27T (+79.1%)
2.40T
est: 2.22T (+8.1%)
1.60T
1.57T – 1.65T
-28.0% YoY
1.80T
1.70T – 2.04T
+12.6% YoY
1.92T
1.74T – 2.20T
+6.8% YoY
2.09T
2.01T – 2.18T
+8.9% YoY
5.18T
4.78T – 5.91T
+147.4% YoY
EPS
183.54
est: 190.16 (-3.5%)
157.51
est: 184.67 (-14.7%)
171.83
est: 171.12 (+0.4%)
173.38
est: 168.69 (+2.8%)
173.14
est: 175.55 (-1.4%)
170.45
est: 171.51 (-0.6%)
124.75
est: 120.44 (+3.6%)
171.66
est: 169.64 (+1.2%)
196.62
est: 203.19 (-3.2%)
241.52
est: 251.10 (-3.8%)
301.55
est: 323.62 (-6.8%)
415.29
389.93 – 460.73
+28.3% YoY
469.67
422.75 – 555.32
+13.1% YoY
513.31
472.79 – 577.92
+9.3% YoY
591.95
549.52 – 642.11
+15.3% YoY
685.00
616.56 – 809.92
+15.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-14 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-13 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-12 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 B- 3/5 5/5 3/5 2/5 1/5 2/5 2/5
2026-05-08 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-07 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-05-01 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-30 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-28 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-27 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-24 B 3/5 5/5 3/5 3/5 1/5 2/5 2/5
2026-04-23 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-22 B 3/5 5/5 3/5 4/5 1/5 2/5 2/5
2026-04-21 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-20 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-17 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-15 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-14 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5
2026-04-13 B+ 3/5 5/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
14.84B
OE per share TTM
3.77
Owner's Yield
0.07%
Maintenance CapEx ratio
4.40%
Maint CapEx / Avg PPE
19.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
18.76M
Shares Outstanding
3.82B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Toru Nakashima President, Group Chief Executive Officer, Representative Corporate Executive Officer & Director 165M male
Akihiro Fukutome Senior Managing Executive Officer 158M male
Teiko Kudo Deputy President, Representative Corporate Executive Officer, Group CCO & Director 78M female
Akio Isowa Senior Managing Corporate Executive Officer & Group Chief Digital Innovation Officer 63M male
Keiichiro Nakamura Senior Managing Corporate Executive Officer & Co-Head of Global Business Unit 63M male
Natsuhiro Samejima Senior Managing Corporate Executive Officer & Group Chief Risk Officer 63M male
Fumihiko Ito Senior Managing Corporate Executive Officer & Co-Head of Wholesale Business Unit 63M male
Takashi Kobayashi Senior Managing Corporate Executive Officer & Group Chief Human Resources Officer 62M male
Kazuyuki Anchi Senior Managing Executive Officer, Group Chief Financial Officer, Group CSO & Director male
Jun Okahashi General Manager of Financial & Accounting Department
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits