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Quálitas Controladora, S.A.B. de C.V. (Q.MX)

MXN171.73 -2.71 (-1.55%)
MX MEX Financial Services Insurance - Property & Casualty
Address JosE MarIa Castorena No. 426 5200
Mexico City, DF, MX
CEO Bernardo Eugenio Risoul Salas
IPO 2015-07-17
ISIN MX01Q0000008

Explore sections of this company profile

Also trades on Mexican Stock Exchange · Q.MX (MXN) Other OTC · QUCOF (USD)
Description

Quálitas Controladora, S.A.B. de C.V., along with its subsidiary companies, primarily operates as a car insurance provider. Its business extends across several countries, including Mexico, El Salvador, Costa Rica, Peru, and the United States. The firm offers a comprehensive suite of services specifically for the automotive industry, encompassing direct insurance, coinsurance, and reinsurance. Beyond its core insurance operations, the company diversifies its activities. These include the sourcing, selling, and fitting of vehicle glass and spare parts; overseeing the management and marketing of salvaged automobiles; delivering consultancy and training on investment planning and business administration; and engaging in the leasing and acquisition of property. Quálitas Controladora, S.A.B. de C.V. was established in 1993, with its main offices located in Mexico City, Mexico.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MXN171.73 -2.71 (-1.55%)
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Volume Profile
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Liquidity & share structure
Average Volume
732.2K
Beta
-0.05
Float Shares
189.59M
Free Float %
48.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.27% +1.94% +0.06% +3.81% -4.74% -6.61% -15.09% +45.89% +60.68% +586.53% +526.56%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
171.73
DCF (Unlevered) 537.41 +212.9%
DCF (Levered) 936.89 +445.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 10% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 6 0
Sell 2 0
Strong Sell 1 0
Quality scores
Altman Z-Score
1.57
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +9.0% Q1'26: +13.0% (vs Q1'25)
  • EPS growth Insurance - Property & Casualty: +27.5%
    -0.2% Q1'26: -27.3% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    -4.2% Q1'26: -0.4% (vs Q1'25)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +9.2% Q1'26: +9.8% (vs Q1'25)
  • ROIC Insurance - Property & Casualty: +7.9%
    +22.4% Q1'26: +25.4% (vs Q1'25)
  • Share dilution Insurance - Property & Casualty: +0.4%
    +0.1% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    0.00× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.04) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 537.41 Current price: 171.73
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
4 Rev. Ana.
10 EPS Ana.
Dec 2027
5 Rev. Ana.
10 EPS Ana.
Dec 2028
1 Rev. Ana.
5 EPS Ana.
Dec 2029
2 Rev. Ana.
4 EPS Ana.
Revenue
20.52B
est: 17.11B (+20.0%)
30.63B
est: 18.67B (+64.0%)
34.81B
est: 20.38B (+70.8%)
34.79B
est: 22.25B (+56.3%)
36.86B
est: 34.67B (+6.3%)
39.86B
est: 37.51B (+6.3%)
42.51B
est: 39.67B (+7.2%)
57.07B
est: 52.06B (+9.6%)
73.47B
est: 64.78B (+13.4%)
80.04B
est: 74.02B (+8.1%)
82.31B
79.46B – 86.53B
+11.2% YoY
89.91B
86.91B – 96.29B
+9.2% YoY
97.02B
93.73B – 102.99B
+7.9% YoY
112.39B
108.57B – 119.30B
+15.8% YoY
EBITDA
1.03B
est: 2.32B (-55.4%)
2.19B
est: 2.53B (-13.5%)
2.94B
est: 2.76B (+6.4%)
3.85B
est: 3.01B (+27.7%)
9.85B
est: 4.69B (+109.8%)
5.25B
est: 5.08B (+3.3%)
3.02B
est: 5.37B (-43.8%)
5.41B
est: 7.05B (-23.2%)
8.25B
est: 6.59B (+25.1%)
7.92B
est: 7.53B (+5.2%)
8.38B
8.09B – 8.81B
+11.2% YoY
9.15B
8.84B – 9.80B
+9.2% YoY
9.87B
9.54B – 10.48B
+7.9% YoY
11.44B
11.05B – 12.14B
+15.8% YoY
EBIT
830.01M
est: 2.13B (-61.0%)
1.93B
est: 2.32B (-16.8%)
2.61B
est: 2.54B (+2.8%)
3.45B
est: 2.77B (+24.6%)
9.36B
est: 4.31B (+117.0%)
4.76B
est: 4.67B (+2.1%)
2.45B
est: 4.94B (-50.3%)
4.89B
est: 6.48B (-24.6%)
7.74B
est: 5.97B (+29.8%)
7.38B
est: 6.82B (+8.3%)
7.58B
7.32B – 7.97B
+11.2% YoY
8.28B
8.00B – 8.87B
+9.2% YoY
8.94B
8.63B – 9.49B
+7.9% YoY
10.35B
10.00B – 10.99B
+15.8% YoY
Net Income
556.07M
est: 670.14M (-17.0%)
1.29B
est: 859.36M (+50.2%)
2.06B
est: 1.80B (+14.1%)
2.43B
est: 1.99B (+21.8%)
6.79B
est: 5.76B (+17.9%)
3.77B
est: 3.69B (+2.3%)
2.21B
est: 2.16B (+2.2%)
3.78B
est: 3.72B (+1.6%)
5.09B
est: 5.20B (-2.1%)
5.08B
est: 6.05B (-16.0%)
5.65B
4.40B – 6.40B
-6.7% YoY
6.50B
6.00B – 6.75B
+15.1% YoY
7.27B
6.95B – 7.85B
+11.9% YoY
8.13B
7.77B – 8.78B
+11.8% YoY
SGA
174.91M
est: -13.91M (+1,357.2%)
-130.68M
est: -15.19M (-760.6%)
-163.55M
est: -16.58M (-886.6%)
352.44M
est: -18.10M (+2,047.6%)
320.89M
est: -28.20M (+1,238.0%)
-147.03M
est: -30.51M (-381.9%)
-124.83M
est: -32.26M (-286.9%)
-542.04M
est: -42.34M (-1,180.2%)
246.10M
est: 21.56M (+1,041.2%)
1.16B
est: 24.64M (+4,590.4%)
27.40M
26.45M – 28.80M
+11.2% YoY
29.93M
28.93M – 32.05M
+9.2% YoY
32.30M
31.20M – 34.28M
+7.9% YoY
37.41M
36.14M – 39.71M
+15.8% YoY
EPS
1.24
est: 1.70 (-27.1%)
2.90
est: 2.18 (+33.0%)
4.66
est: 4.57 (+2.0%)
5.39
est: 5.05 (+6.7%)
16.80
est: 14.62 (+15.0%)
9.50
est: 9.36 (+1.5%)
5.60
est: 5.47 (+2.3%)
9.54
est: 9.43 (+1.2%)
12.91
est: 13.18 (-2.1%)
12.88
est: 15.33 (-16.0%)
14.31
11.15 – 16.22
-6.7% YoY
16.47
15.22 – 17.10
+15.1% YoY
18.43
17.61 – 19.90
+11.9% YoY
20.60
19.69 – 22.25
+11.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-27 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-26 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-25 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-22 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-21 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-20 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-19 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-18 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-15 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-14 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-13 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-12 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-11 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-08 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-07 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-06 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-05 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-04 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-30 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-29 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-28 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-27 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-24 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-23 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-22 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-21 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-20 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-17 A- 4/5 5/5 5/5 5/5 1/5 3/5 1/5
2026-04-16 A- 4/5 5/5 5/5 5/5 1/5 3/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
5.03B
OE per share TTM
12.73
Owner's Yield
7.31%
Maintenance CapEx ratio
5.51%
Maint CapEx / Avg PPE
3.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 83 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Franklin FTSE Mexico ETF FLMX 1.08% 902.2K 0.19%
2 iShares MSCI Mexico ETF EWW 1.07% 20.01M 0.50%
3 WisdomTree Emerging Markets SmallCap Dividend Fund DGS 0.36% 6.38M 0.58%
4 Franklin FTSE Latin America ETF FLLA 0.25% 268.5K 0.19%
5 iShares MSCI EM Small Cap UCITS ETF IEMS.L 0.12% 400.4K 0.74%
6 iShares MSCI Emerging Markets Small-Cap ETF EEMS 0.11% 422.0K 0.72%
7 State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L 0.11% 677.0K 0.55%
8 WisdomTree Emerging Markets Quality Dividend Growth Fund DGRE 0.10% 150.7K 0.32%
9 WisdomTree True Emerging Markets Fund XC 0.08% 63.9K 0.32%
10 Avantis Emerging Markets Value ETF AVES 0.07% 1.06M 0.36%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.05M
Shares Outstanding
394.39M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Bernardo Eugenio Risoul Salas CEO & Vice Chairman male
Jose Antonio Correa Etchegaray Executive President & President of the Board male
Juan Daniel Munoz Juarez General Accountant
Manuel Castillero Director of Fees & Underwriting
Maria Guadalupe Saad Sotomayor Human Resources Director female
Maria del Pilar Moreno Alanis Technical Director & Director female
Martha Beatriz Macias Corona Director of Operations female
Roberto Araujo Balderas Chief Financial Officer
Wilfrido Javier Castillo Sánchez Mejorada Head of Investor Relations & Special Projects male
Zonia de los Santos Paz Head of Legal Department
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits