PayPoint plc (PYPTF)
Welwyn Garden City, GB
PayPoint plc is a UK-based company specializing in a diverse range of services and solutions encompassing payments, banking, shopping, and e-commerce. The company facilitates bill payments, both traditional and digital, alongside offering eMoney and cash-out services. For its retail partners, PayPoint furnishes solutions such as ATM access, secure card payment processing, parcel collection and dispatch, money transfer facilities, SIM card sales, EPoS systems, and receipt advertising. Furthermore, PayPoint develops its proprietary MultiPay solution, a comprehensive platform for digital transactions, and the PayPoint One retail management terminal. It caters to a diverse customer base, including individual consumers, small and medium-sized enterprises (SMEs), and convenience store operators, spanning the commercial, not-for-profit, and public sectors. Founded in 1996, the company is headquartered in Welwyn Garden City, United Kingdom.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -9.64% | +2.88% | +8.07% | +8.07% | -5.30% | +59.57% | +3.45% | -46.85% | -57.87% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth Software - Infrastructure: +13.7%+8.7% Q1'26: +10.0% (vs Q1'24)
-
EPS growth Software - Infrastructure: +28.7%+123.1% ★ Q1'26: +22.6% (vs Q1'24)
-
FCF margin FCF growth · Software - Infrastructure: +32.2%+15.5% ★ Q1'26: -22.9% (vs Q1'24)
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EBIT margin Software - Infrastructure: +8.8%+21.3% ★ Q1'26: +23.3% (vs Q1'24)
-
ROIC Software - Infrastructure: +6.6%+78.4% ★ Q1'26: +194.9% (vs Q1'24)
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Share dilution Software - Infrastructure: +0.0%-7.8% ★ Q1'26: -11.2% (vs Q1'24)
-
Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×1.55× Q1'26: 0.65× (vs Q1'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 1 EPS Ana. |
Mar 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
218.50M
est: 121.98M (+79.1%)
|
212.56M
est: 124.47M (+70.8%)
|
211.92M
est: 118.02M (+79.6%)
|
213.52M
est: 120.22M (+77.6%)
|
211.58M
est: 119.56M (+77.0%)
|
144.29M
est: 121.06M (+19.2%)
|
127.75M
est: 97.66M (+30.8%)
|
145.14M
est: 116.61M (+24.5%)
|
167.72M
est: 124.98M (+34.2%)
|
306.37M
est: 179.97M (+70.2%)
|
310.71M
est: 191.70M (+62.1%)
|
191.82M
191.82M – 191.82M
+0.1% YoY
|
202.55M
202.55M – 202.55M
+5.6% YoY
|
212.60M
212.60M – 212.60M
+5.0% YoY
|
| EBITDA |
53.57M
est: 40.40M (+32.6%)
|
55.03M
est: 41.22M (+33.5%)
|
59.75M
est: 39.09M (+52.9%)
|
63.46M
est: 39.82M (+59.4%)
|
65.09M
est: 39.60M (+64.4%)
|
59.33M
est: 40.09M (+48.0%)
|
30.57M
est: 32.34M (-5.5%)
|
61.13M
est: 38.62M (+58.3%)
|
55.71M
est: 41.39M (+34.6%)
|
77.26M
est: 51.76M (+49.3%)
|
60.03M
est: 56.43M (+6.4%)
|
56.46M
56.46M – 56.46M
+0.1% YoY
|
59.62M
59.62M – 59.62M
+5.6% YoY
|
62.58M
62.58M – 62.58M
+5.0% YoY
|
| EBIT |
48.19M
est: 32.31M (+49.1%)
|
50.33M
est: 32.97M (+52.6%)
|
52.28M
est: 31.27M (+67.2%)
|
53.46M
est: 31.85M (+67.9%)
|
53.95M
est: 31.67M (+70.3%)
|
50.61M
est: 32.07M (+57.8%)
|
21.85M
est: 25.87M (-15.5%)
|
50.56M
est: 30.89M (+63.7%)
|
45.29M
est: 33.11M (+36.8%)
|
56.59M
est: 39.08M (+44.8%)
|
34.74M
est: 43.22M (-19.6%)
|
43.25M
43.25M – 43.25M
+0.1% YoY
|
45.67M
45.67M – 45.67M
+5.6% YoY
|
47.94M
47.94M – 47.94M
+5.0% YoY
|
| Net Income |
39.15M
est: 60.91M (-35.7%)
|
-2.11M
est: 56.36M (-103.7%)
|
59.62M
est: 56.03M (+6.4%)
|
42.94M
est: 63.27M (-32.1%)
|
44.43M
est: 60.38M (-26.4%)
|
45.67M
est: 58.27M (-21.6%)
|
22.34M
est: 44.48M (-49.8%)
|
39.68M
est: 50.07M (-20.8%)
|
34.71M
est: 49.46M (-29.8%)
|
35.69M
est: 59.48M (-40.0%)
|
19.19M
est: 61.82M (-69.0%)
|
67.55M
67.55M – 67.55M
+9.3% YoY
|
74.84M
74.84M – 74.84M
+10.8% YoY
|
82.78M
82.78M – 82.78M
+10.6% YoY
|
| SGA |
56.89M
est: 35.20M (+61.6%)
|
55.69M
est: 35.92M (+55.0%)
|
53.64M
est: 34.06M (+57.5%)
|
46.49M
est: 34.70M (+34.0%)
|
43.90M
est: 34.51M (+27.2%)
|
39.25M
est: 34.94M (+12.4%)
|
40.88M
est: 28.18M (+45.0%)
|
44.81M
est: 33.65M (+33.2%)
|
47.84M
est: 36.07M (+32.6%)
|
78.72M
est: 50.90M (+54.7%)
|
75.52M
est: 50.75M (+48.8%)
|
50.78M
50.78M – 50.78M
+0.1% YoY
|
53.62M
53.62M – 53.62M
+5.6% YoY
|
56.28M
56.28M – 56.28M
+5.0% YoY
|
| EPS |
0.58
est: 0.83 (-30.5%)
|
-0.03
est: 0.77 (-104.0%)
|
0.88
est: 0.77 (+14.6%)
|
0.63
est: 0.87 (-27.3%)
|
0.65
est: 0.83 (-21.4%)
|
0.67
est: 0.80 (-16.1%)
|
0.33
est: 0.61 (-45.9%)
|
0.58
est: 0.69 (-15.5%)
|
0.50
est: 0.68 (-26.2%)
|
0.49
est: 0.82 (-39.9%)
|
0.27
est: 0.92 (-70.6%)
|
1.00
1.00 – 1.00
+9.3% YoY
|
1.11
1.11 – 1.11
+10.8% YoY
|
1.23
1.23 – 1.23
+10.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-08 | B- | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Nicholas Wiles | Chief Executive Officer, Member of Executive Board & Executive Director | 1M | male |
| Rob Harding | Chief Financial Officer, Member of Executive Board & Executive Director | 904.2K | male |
| Jo Toolan | MD of Payments & Member of Executive Board | — | female |
| Katy Wilde | Chief People Officer & Member of Executive Board | — | female |
| Mark Latham | Managing Director of Card Services & Member of Executive Board | — | male |
| Simon Coles | Chief Technology Officer & Member of Executive Board | — | male |
| Steve O'Neill | Chief Marketing & Corporate Affairs Officer and Member of Executive Board | — | male |
| Ben Ford | Customer Experience Director & Member of Executive Board | — | male |
| Tanya Murphy | General Counsel, Head of Compliance & Legal and Member of Executive Board | — | female |
| Chris Paul | Corporate Finance Director & Member of Executive Board | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for PYPTF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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